May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10 Base - 70% and .00175 Ltd - 66% and .00160
Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited
I was quoted as follows:
2017 WRX STI Base with Harmon keyless and Blind Spot
MSRP: 39,545 Sales: 37,034 MF: .00170 RV: .69 Term: 36 Miles: 10,000 per year
Payment $449.40
I get $380/mo plus tax.
What tax rate is this?
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.
The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160
Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited
I was quoted as follows:
2017 WRX STI Base with Harmon keyless and Blind Spot
MSRP: 39,545 Sales: 37,034 MF: .00170 RV: .69 Term: 36 Miles: 10,000 per year
Payment $449.40
I get $380/mo plus tax.
What tax rate is this?
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.
The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10 Base - 70% and .00175 Ltd - 66% and .00160
Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited
I was quoted as follows:
2017 WRX STI Base with Harmon keyless and Blind Spot
MSRP: 39,545 Sales: 37,034 MF: .00170 RV: .69 Term: 36 Miles: 10,000 per year
Payment $449.40
I get $380/mo plus tax.
What tax rate is this?
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.
The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.
Hello I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county) 36/15k 42/15k Also exactly what numbers would I need in order to calculate a monthly payment. Thanks mrRaD79
Hello I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county) 36/15k 42/15k Also exactly what numbers would I need in order to calculate a monthly payment. Thanks mrRaD79
67% and .00175 64% and .00215
Need the MSRP and the adjusted cap cost to figure a payment.
I feel like I'm over my head, but this forum may make it so much less stressful! Whats the MF and residual for both a 2017 wrx base/limited, 12/15k miles? Bay are California 94520.
I'm just confused on how these work in getting me a better deal. If I go in tomorrow with the numbers I receive, can that get me the best rates? Or do I still need to negotiate the total of the car with arguing over paying fee's like dealer prep, advertising, ect to get the best deal? I just don't want to be ripped off when I'm in the need of a car in a day or two
I see a lease offer right now that's $1199 down, and 305 a month-but I'm assuming that's not including ttl, and other hidden fees. Or could I really walk in there paying about 2k ($1199+ttlish) and 305 a month for the advertised 12k miles
I feel like I'm over my head, but this forum may make it so much less stressful! Whats the MF and residual for both a 2017 wrx base/limited, 12/15k miles? Bay are California 94520.
I'm just confused on how these work in getting me a better deal. If I go in tomorrow with the numbers I receive, can that get me the best rates? Or do I still need to negotiate the total of the car with arguing over paying fee's like dealer prep, advertising, ect to get the best deal? I just don't want to be ripped off when I'm in the need of a car in a day or two
I see a lease offer right now that's $1199 down, and 305 a month-but I'm assuming that's not including ttl, and other hidden fees. Or could I really walk in there paying about 2k ($1199+ttlish) and 305 a month for the advertised 12k miles
36/15 Base - 64% and .00130 Limited 6MT - 58% and .00095
Yes, you want to negotiate the price of the car just like you would when you purchase. Dealer can also mark up the MF on you, so beware of that.
The rates we give are for top tier credit.
That advertised deal does not include taxes or fees, so the $1199 down would easily top $2K when all that is added.
HI! Finally got my 2017 delivered today, ETA Monday to pick up. what's the current MF and Residual for Base 6mt 36/10 and 36/12? Thanks. Previous in September when I ordered was .00160 and 69% for 36/10. need one last check before I sign ppw
HI! Finally got my 2017 delivered today, ETA Monday to pick up. what's the current MF and Residual for Base 6mt 36/10 and 36/12? Thanks. Previous in September when I ordered was .00160 and 69% for 36/10. need one last check before I sign ppw
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
58% and .00085
Ok. Thanks. Here's where things get interesting. The dealer where I purchased and currently service my Legacy has a 2017 WRX Limited with a CVT (Silver, not the world's most exciting color). MSRP of $33,684. They list it with an Internet Price of $32,005 ($1,679 discount). Let's say I get them to knock off an extra $321 to make the selling price $31,684.
Using your base money factor of .00085 and 58% residual along with the $31,684 selling price, I come up with a payment of 405.14 which is exactly $.07 more than I pay to finance my 2015 Legacy. If I add in an extra $2,250 to the capitalized cost (15,000 miles at $.15 each mile), lease guide's calculator spits out a payment of $473.65 at me ($68.58 more than I pay now). I need your help to keep myself restrained from picking up the phone.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
58% and .00085
Ok. Thanks. Here's where things get interesting. The dealer where I purchased and currently service my Legacy has a 2017 WRX Limited with a CVT (Silver, not the world's most exciting color). MSRP of $33,684. They list it with an Internet Price of $32,005 ($1,679 discount). Let's say I get them to knock off an extra $321 to make the selling price $31,684.
Using your base money factor of .00085 and 58% residual along with the $31,684 selling price, I come up with a payment of 405.14 which is exactly $.07 more than I pay to finance my 2015 Legacy. If I add in an extra $2,250 to the capitalized cost (15,000 miles at $.15 each mile), lease guide's calculator spits out a payment of $473.65 at me ($68.58 more than I pay now). I need your help to keep myself restrained from picking up the phone.
If you are comparing lease payments to finance payments, and are looking to actually pay more on a lease, then you are going the wrong direction.
Hello I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county) 36/15k 42/15k Also exactly what numbers would I need in order to calculate a monthly payment. Thanks mrRaD79
67% and .00175
64% and .00215
Need the MSRP and the adjusted cap cost to figure a payment.
Hello again i have the formula to figure out a payment but I just want to see it from a pro to make sure I'm on par with the numbers I am getting from the dealer
msrp 39,594 cap cost 37,594 i need the payment for 42/15k in westchester county ny please thanks MrRaD79
Where in Westchester are you looking? I bought my 2015 Legacy in Rye.
I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Where in Westchester are you looking? I bought my 2015 Legacy in Rye.
I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT. Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
Good morning, I'm interested in leasing a vehicle and wanted to know if the below is a decent deal. 2017 WRX Base w/Short Throw Shifter MSRP: 28,592 SALE PRICE: 26,845 MF: .0018000 (I was told this is teir 1) I have a 688 credit score. Residual: 67% Acquisition Fee: 595 10K / 36 Month Zipcode: 21061 (This is in Maryland, but I'm a Pennsylvania resident, and will be title and register the car in PA.) 1K down will be $332/month
Where in Westchester are you looking? I bought my 2015 Legacy in Rye.
I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT. Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
Ok. I ran the numbers you provided me through leaseguide's lease calculator. I get $427.07 per month pre tax. I used 7.375% Westchester County Sales tax and came up with a monthly payment of $458.57. Your buyout at the end of the lease will be $25,340.
I understand what you are trying to do, but if you are planning on buying the car out at the end of the lease, then why not go for the cheapest payment. Try a 36 month/10K per year lease. You'll be paying less interest, the car will have a higher residual, and a MUCH lower payment.
The only thing you might run into in Hartford is the fact that they are affiliated with Subaru New England and NOT Subaru of America. Subaru of New England has different programs for leasing and financing.
Best of luck with the kid.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Good morning, I'm interested in leasing a vehicle and wanted to know if the below is a decent deal. 2017 WRX Base w/Short Throw Shifter MSRP: 28,592 SALE PRICE: 26,845 MF: .0018000 (I was told this is teir 1) I have a 688 credit score. Residual: 67% Acquisition Fee: 595 10K / 36 Month Zipcode: 21061 (This is in Maryland, but I'm a Pennsylvania resident, and will be title and register the car in PA.) 1K down will be $332/month
Thank you in advance!
The MF is marked up the max; base is .00130
Using your prices, and the marked up MF, I get $323/mo assuming 9% tax. Base MF saves you $25/mo on the payment.
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
Where in Westchester are you looking? I bought my 2015 Legacy in Rye.
I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT. Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
If your intention is to keep the car after the lease term, better to just buy it outright from the start. There are costs associated with a lease you don't have when buying (acquisition fee). And, you'll pay sales tax on the lease payment, then again when you buy the car out.
Frankly, if you want a decent monthly payment, perhaps you should look at something less expensive.
@mrrad79 - I agree with @Michaell. I wouldn't hesitate to take out a 6 year loan on an STi. They hold their value so well. You're almost guaranteed NOT to be buried underwater if you ever need to sell or trade.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Where in Westchester are you looking? I bought my 2015 Legacy in Rye.
I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT. Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
Ok. I ran the numbers you provided me through leaseguide's lease calculator. I get $427.07 per month pre tax. I used 7.375% Westchester County Sales tax and came up with a monthly payment of $458.57. Your buyout at the end of the lease will be $25,340.
I understand what you are trying to do, but if you are planning on buying the car out at the end of the lease, then why not go for the cheapest payment. Try a 36 month/10K per year lease. You'll be paying less interest, the car will have a higher residual, and a MUCH lower payment.
The only thing you might run into in Hartford is the fact that they are affiliated with Subaru New England and NOT Subaru of America. Subaru of New England has different programs for leasing and financing.
Best of luck with the kid.
Thanks for the help nyccarguy, I did plug the numbers in on lease hacker also obviously got the same numbers. The monthly payment is a random number we came up with that we feel is worth it. Not that we can't afford it but we just want to stay under $525 and don't want to drop 8000 on a loan. We know we will most likely have a car payment for the rest of our lives, and since I got her to drive stick, she has the bug (it's a sickness for me). I have to pay to play. Thanks for your time
Comments
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.00240 MF and 76% residual
.00160 MF and 68% residual
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STI Base: .00175 MF and 69% residual
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2017 WRX STI Base with Harmon keyless and Blind Spot
MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year
Payment $449.40
2017 WRX STI Base with Harmon keyless and Blind Spot
MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year
Payment $449.40
I get $380/mo plus tax.
What tax rate is this?
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
Edmunds Price Checker
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What tax rate is this?
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.
The up front money covers the first payment and the DMV costs (Gov't fees).
Edmunds Price Checker
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.
MSRP: 36975
Sales: 34500
Residual: 70%
Term 36/10
Trade in $16000
Payoff $20300
Down $3000
Payment $429, tax in
I took this deal, and ran
MSRP: 36975
Sales: 34500
Residual: 70%
Term 36/10
Trade in $16000
Payoff $20300
Down $3000
Payment $429, tax in
I took this deal, and ran
Congrats!
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county)
36/15k
42/15k
Also exactly what numbers would I need in order to calculate a monthly payment.
Thanks
mrRaD79
64% and .00215
Need the MSRP and the adjusted cap cost to figure a payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Looking for residual and MF for a base 2017 sti in Costa Mesa 92627
36/15
36/12
Thanks in advance!
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Edmunds Moderator
I feel like I'm over my head, but this forum may make it so much less stressful! Whats the MF and residual for both a 2017 wrx base/limited, 12/15k miles? Bay are California 94520.
I'm just confused on how these work in getting me a better deal. If I go in tomorrow with the numbers I receive, can that get me the best rates? Or do I still need to negotiate the total of the car with arguing over paying fee's like dealer prep, advertising, ect to get the best deal? I just don't want to be ripped off when I'm in the need of a car in a day or two
I see a lease offer right now that's $1199 down, and 305 a month-but I'm assuming that's not including ttl, and other hidden fees. Or could I really walk in there paying about 2k ($1199+ttlish) and 305 a month for the advertised 12k miles
Base - 64% and .00130
Limited 6MT - 58% and .00095
Yes, you want to negotiate the price of the car just like you would when you purchase. Dealer can also mark up the MF on you, so beware of that.
The rates we give are for top tier credit.
That advertised deal does not include taxes or fees, so the $1199 down would easily top $2K when all that is added.
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
are these numbers national?
Base - 64% and .00130
Premium 6MT - 60% and .00110
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
67% and .00240
Add 2% for 12K
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Add .00025 to the MF for tier 2.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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thanks!
61% and .00085
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
24/10
36/10
24/12
36/12
On either the Base or premium manual. Zip is 08753.
36/12
Base - 66% and .00130
Premium MT - 62% and .00110
Add 1% for 10K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
24/12
Base - 74% and .00240
Limited - 69% and .00240
36/12
Base - 66% and .00125
Limited - 62% and .00110
Add 1% for 10K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Using your base money factor of .00085 and 58% residual along with the $31,684 selling price, I come up with a payment of 405.14 which is exactly $.07 more than I pay to finance my 2015 Legacy. If I add in an extra $2,250 to the capitalized cost (15,000 miles at $.15 each mile), lease guide's calculator spits out a payment of $473.65 at me ($68.58 more than I pay now). I need your help to keep myself restrained from picking up the phone.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
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I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
I'm interested in leasing a vehicle and wanted to know if the below is a decent deal.
2017 WRX Base w/Short Throw Shifter
MSRP: 28,592
SALE PRICE: 26,845
MF: .0018000 (I was told this is teir 1) I have a 688 credit score.
Residual: 67%
Acquisition Fee: 595
10K / 36 Month
Zipcode: 21061 (This is in Maryland, but I'm a Pennsylvania resident, and will be title and register the car in PA.)
1K down will be $332/month
Thank you in advance!
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
Ok. I ran the numbers you provided me through leaseguide's lease calculator. I get $427.07 per month pre tax. I used 7.375% Westchester County Sales tax and came up with a monthly payment of $458.57. Your buyout at the end of the lease will be $25,340.
I understand what you are trying to do, but if you are planning on buying the car out at the end of the lease, then why not go for the cheapest payment. Try a 36 month/10K per year lease. You'll be paying less interest, the car will have a higher residual, and a MUCH lower payment.
The only thing you might run into in Hartford is the fact that they are affiliated with Subaru New England and NOT Subaru of America. Subaru of New England has different programs for leasing and financing.
Best of luck with the kid.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Using your prices, and the marked up MF, I get $323/mo assuming 9% tax. Base MF saves you $25/mo on the payment.
Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
If your intention is to keep the car after the lease term, better to just buy it outright from the start. There are costs associated with a lease you don't have when buying (acquisition fee). And, you'll pay sales tax on the lease payment, then again when you buy the car out.
Frankly, if you want a decent monthly payment, perhaps you should look at something less expensive.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2023 Toyota Tacoma SR 4WD, 2025 Toyota Camry SE AWD
Do you have the MF/residual for december?