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Comments
$1000 lease credit
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Can you check this deal and let me know what you think.
I'm in Connecticut and tax from dealer calculation doesn't look right but I might be wrong.
2018 bmw 330i x drive.
thank you,
The total tax line is just informational. It's the tax collected monthly X 36 payments.
Looks like your tax rate is around 7.625%?
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Please provide MF and Residual value for 2018 BMW 330i (California if that makes a difference), and do they have any programs such as conquest cash, etc...?
24m/10K miles or 36m/10K
Thank you in advance.
$1000 lease credit
$750 loyalty
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I am close to making a deal on a 2018 340i M-sport with premium package. Deal is:
MSRP 58,495
Rebate 3,000
Discount 5,640
Adj. Price 49,854
Cash down 4,000
Doc fee 999
Monthly: 557 including tax for 7500 miles/year
Residual is 61 and MF is slightly padded at .00172 (down from .00192)
Seem reasonable?
Ask for the adjusted CAP cost... I show about $50,200 to get a payment of $520/mo.+tax
That means your upfront is being entirely consumed by upfront charges, with nothing left over for CAP reduction.
We already know about the egregious $1000 dealer fee, and the $557 first payment. $925 acquisition fee.
That leaves another $1500-$1800 in charges? Really, the only thing left over is FL DMV fees, and those should be $500 max.
The discount looks great, but I see an extra $2000 added into the upfronts, plus the money factor bump.
Overall, the deal isn't bad.. The discount is huge. I'd probably shoot for the same payment with about $700 less upfront, to make up for the money factor bump.
It's just irritating to see them structure a deal with a lot of big garbage fees.
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It's a good deal.... splitting out a $1000 fee just puts a burr under my saddle. I'd try working on the money factor, but I wouldn't kill the deal over it.
That's interesting about the 7500 mile allowance. This is the first time I've seen that on any BMW, other than a 7-Series.
But, the residual for 36/10 is 61%. It makes me wonder if they have a program to lease at the same residual for 7.5K/yr, with the dealer getting an incentive? That would help explain how they can offer that big discount.
Now, I'm going to have to read a 60 page document, to see what I can find...
I'll get back to you.
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When I do the math on the offer in your area, the residual is 62% for 36/7.5K, not 61%. (which makes sense, but doesn't make your deal as good)
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If you need 10K/yr, be sure to get it, even if you don't get it thrown in. The $17/mo. will be worth it, in the long run.. That's a good bargaining chip, though... "I'll take the same deal for 10K/yr".
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I can't get the dealer to agree with me on the sales tax which in my state (Connecticut) is 6.35%
I'm calculating $33.73 but dealer $40.35 and they claiming that their system automatically is using 6.35% tax rate.
I'm wondering where the difference is coming from ?
thank you
I've also just recently learned that if the MSRP of the car is over $50,000, then the sales tax increases to 7.75%. You might want to confirm this with your state Department of Revenue.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
It's probably hidden in your "capped fees"
Another member recently told us that there is some sort of excise tax in CT on vehicles priced over $50K. Some sort of luxury tax, I think. That could be the difference. Your tax amount shown is about 7.6%, so if the excise tax is 1.25%, that would cover it.
Just anecdotal reports.
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Same question here, what about this?
they added another discount of 1500 to the MSRP in total 9K, 6847 down with all the fees included and taxes, $280 a month + tax, 7500 miles per year 36 months
is a demo 2017 330 with 4400 miles on it. FL 7% tax
$899 doc fee? That means your actual discount is $4500-$899, or just $3600.
Also, where is the $925 acquisition fee accounted for?
Quit getting quotes with $6800 due upfront, and it will all be a lot clearer.
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Again, I question the need for such a large amount of up front cash - we suggest you limit it to just the first payment and registration costs Add the doc fee and acquisition fee into the monthly payment.
00152 and 62% for 36/7.5, less $1100 on the residual for the 4400 miles.
Ask the dealer for the following:
1. Adjusted cap cost, and how they got there from the discounted selling price
2. A full breakdown of the $6847 up front cash
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
But, it's a credit that is applied when the contract is written up, which will affect the monthly payment.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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I'm just a penny off of that quote (rounding error, I'm sure). Almost 8% off sticker and base MF is a good combination. Not sure where you can improve on it, other that to ask for a bit more of a discount off the MSRP.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thank you for the quick response. I believe you are correct about the $0 out of pocket at signing because the dealer said "that's $0 cash for you". So on the top right of the picture, does that mean that if I get it today, my 1st payment will be due after 1 month? Based on what I've read here, I thought 1st month's payment and license registration due at signing was the goal (I may be mistaken).
Also, are there no other incentives for this month? I see other posts that list a $1000 lease credit.
I'm pretty certain the $1000 lease credit is part of the discount from sticker, which makes your effective discount only 6%.
Therefore, I think you can push for a bit lower selling price.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Without the details, it's hard to compare the two offers.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$925 + $80 + $645 + $600 = $2250
So, it's about $1000 worse.
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kyfdx, thank you. An estimate like that was what I was looking for. I will know more when I get the detailed breakdown later.
You want to target 7% off sticker, before applying any incentives.
What state is this?
What does the $1800 at signing cover?
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
MSRP: $46,395
discount: 3k
rebate: 4250
purchaee price: $39,145
3onth/12k miles
60% residual
.00152 mf
494/month w/1k in starts due at signing
thoughts?
i was thinking of asking them to pay 3 remaining lease payments to BMW on current lease and get to a nothing down scenario. Thoughts?
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You aren't far off that... probably some ridiculous dealer fee added in there.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
We put $500 on a CC to "hold" the Outback my wife wanted as it was shipped from the factory to the dealer. The $500 then became a down payment when the final deal was written up. Can't honestly remember if the paperwork said it was refundable or not, though we had verbal assurances it was.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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MSRP:$46345
sale price:$40500
RV:60%
MF:.00152
$3000 bmw lease credit
36/12k
$1k up front 1st pmt and registration
monthly pmt $430 (includes ca sales tax @ 9.5%)
Is the sale price inclusive of the $3K lease credit?
Subtract $500 from the residual for the miles.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Adjust residual to 58.9%, to account for the current mileage
Add $925 to the CAP for the acquisition fee
I get $409/mo.+tax.. $448/mo.
You are under that, so it looks good. Especially when you have to account for $285 tax on the rebate.
Do you have a loyalty credit of some type.
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.00152 and 58%
$1000 lease credit
BMW numbers are national
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4