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2020 BMW X6 lease deals

gregw5gregw5 Posts: 63
edited August 17 in BMW
not sure if programming has been released yet but can you post lease programming for 2020 BMW X6 40i x-drive for 36/10, 48390
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Comments

  • MichaellMichaell ColoradoPosts: 124,410
    gregw5 said:

    not sure if programming has been released yet but can you post lease programming for 2020 BMW X6 40i x-drive for 36/10, 48390

    No lease information, this month.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • judgesmailsjudgesmails Posts: 10
    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks
  • MichaellMichaell ColoradoPosts: 124,410
    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • judgesmailsjudgesmails Posts: 10
    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
  • MichaellMichaell ColoradoPosts: 124,410
    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • judgesmailsjudgesmails Posts: 10
    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Thank you. I tried a few calculators and actually get different amounts - varying $10-20 per month.
  • MichaellMichaell ColoradoPosts: 124,410
    judgesmails said:

    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Thank you. I tried a few calculators and actually get different amounts - varying $10-20 per month.
    Lease calculators often make assumptions we know nothing about.

    I use a spreadsheet and old-fashioned math.

    You can, too:
    https://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • judgesmailsjudgesmails Posts: 10
    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Just so I am clear, are you getting appx $880 for the monthly payment? I have used several lease calculators and am getting in the range of $880 to $885. I just can't understand how the dealer is getting $958.
    Thanks again.
  • MichaellMichaell ColoradoPosts: 124,410
    judgesmails said:

    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Just so I am clear, are you getting appx $880 for the monthly payment? I have used several lease calculators and am getting in the range of $880 to $885. I just can't understand how the dealer is getting $958.
    Thanks again.
    I am getting $965, with the tax added in.

    Are you paying the tax up front, or not?

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • judgesmailsjudgesmails Posts: 10
    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Just so I am clear, are you getting appx $880 for the monthly payment? I have used several lease calculators and am getting in the range of $880 to $885. I just can't understand how the dealer is getting $958.
    Thanks again.
    I am getting $965, with the tax added in.

    Are you paying the tax up front, or not?
    Yes. Paying tax up front.
  • MichaellMichaell ColoradoPosts: 124,410
    judgesmails said:

    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    Michaell said:

    judgesmails said:

    My dealer quoted me the following for a new build to my specs for December delivery. He said December is the busiest month with aggressive pricing. He stated that he was given the program for the X6.

    2020 X6 x40i
    MSRP - $74,695
    Cap Cost - $67,695 (I am using a round number as the dealer stated he was giving me appx $7000 off MSRP including $750 loyalty - his words)
    36/15
    MF - 0.00128
    Residual - 55%
    NY 11731 - tax 8.625%
    $3129.73 taxes
    $925.00 bank fee
    $958.80 1st payment
    $75 title
    $20 inspection/tire recycle fee
    Total DAS - $5,108

    I'm getting the following, assuming fees, title, etc. paid upfront:
    Monthly payment w/o tax: $878.48
    Monthly payment w/ tax: $954.25
    Taxes: $2,727.69

    I am trying to figure out why his monthly cost and taxes are higher. Am I paying tax on the discount?
    If I can get my numbers, I think the deal is good an will pull the trigger.
    Thanks

    You need to know the actual cap cost the dealer is using, to determine the tax amount. Don't guess.
    Michaell,
    The cap cost is $67,945. I explained that I was getting a payment of $878.48. The dealer stated that he is using the same numbers I am on the BMW leasing system and is getting $958.80. He stated that many lease calculators give different numbers. Not sure I believe that.

    Who is right here? Can you provide me with the amount you calculate?
    Thank you very much!
    Well, I get $965/mo, when I add tax in (tax on the sum of the payments is $2750, which I added to the $67,945 to get the true cap cost).
    Just so I am clear, are you getting appx $880 for the monthly payment? I have used several lease calculators and am getting in the range of $880 to $885. I just can't understand how the dealer is getting $958.
    Thanks again.
    I am getting $965, with the tax added in.

    Are you paying the tax up front, or not?
    Yes. Paying tax up front.
    Then I get $886/mo.

    Dealer may be marking up the MF, and adding extra fees to the cap cost to raise the payment.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

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