Edmunds Members - Cars and Conversations (Archived)

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  • sdasda Member Posts: 7,518
    I drove more miles last week than I have in 6 months, 310. It included three miserable evenings of rush hour stop and go traffic commute home from the office. If you may be familiar with the Charlotte area, one evening, it was raining, took me 45 minutes to go from I-277 to the Tyvola rd exit on I-77. Brutal. That leg normally takes 20 min. I filled up yesterday and by manual calculation the Passat averaged 34.2 mpg. That was a pleasant surprise.

    2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech

  • snakeweaselsnakeweasel Member Posts: 19,592
    We saw Chris Stapleton last night at the Hard Rock in Atlantic City. Wow! Is all I have to say. Just an incredible performance. I knew he could sing, but never realized the guitarist he is. Two hour jam session. No openers, no breaks , no gimmicks. I’ll be going again.
    Going to see him would make my wife very happy.. thanks for the review. Geez.. he is here in August at Riverbend (outdoor amphitheater). Sold out. Resale tickets: $100 lawn, $375 cheapest seat.
    Call me cheap but I wouldn’t pay those prices to see me perform and I know you guys wouldn’t either. jmonroe

    OK, you're cheep. Feel better?

    I do feel the same I can think of better things I can spend my money on than a concert. But then again the concert experience is something I truly hate.

    BTW who is Chris Stapleton?

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • snakeweaselsnakeweasel Member Posts: 19,592
    When I bought this last ZTR mower, I wound up putting it on American Express. I wanted to write a check and take it home with me, but there was no one working that day at the dealership who could authorize accepting a check. But they could take Amex, which probably cost them 2.5% of $3,400 or about $85. I have a HomeDepot credit card for the very reason mentioned above, they gave me about $100 off on a major purchase I was making, so why the heck not? And they send me coupons in the mail, I've got one here for $25 off my next purchase of $150 or more if I charge it on their credit card. Which will happen, never doubt it. I guess they just expect you to run a balance and let them make beaucoup money in interest charges.

    We only use our HomeDepot credit card when they offer interest free financing. Then we take full advantage of it. Bought a snow blower and some other stuff last fall an got six months interest free financing.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • snakeweaselsnakeweasel Member Posts: 19,592

    @venture said:


    Thanks. I didn't know there was such a thing as an instant card issuing machine.

    It doesn't take much to issue a card, especially if you're issuing a temporary card while a permanent card is issued. The tax office I work at has the option to issue a tax refund on a credit card and all it takes is inputting the card number onto the computer while I finish up the return.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • oldfarmer50oldfarmer50 Member Posts: 24,121
    henryn said:

    pensfan83 said:

    venture said:

    pensfan83 said:

    @venture said:

    I use my cell phone and Google Pay to buy almost all day-to-day items that I used to use cash for. Some of the biggest companies won't accept it (like Lowes and Home Depot).

    I pay all the bills using the bill payer service from my credit union. It takes about 5 minutes. No automatic withdrawals.

    The FI I work for is seeing such an increase in the usage of digital wallets they've begun removing instant card issuance machines from some branches.

    I'm not too swift. What does that mean?
    Several years ago many banks rolled out instant card issuance machines so when you opened an account, you got your debit/ATM card on the spot. When you lost a card you also got a replacement on the spot. I know many people love the convenience of not having to wait for a debit/ATM card.

    However, people are increasing their usage of digital payment platforms like Apple Pay, Google Pay, Cash App etc. and relying less upon the physical cards so they are thinning the number of branches that have those machines.
    I have an Amazon Visa card, they paid me $150 when I obtained it. Seriously, they added $150 to my Amazon account when I was instantly approved for the card. I was going to just cut it up as soon as it arrived, but they're giving me 5% back on Amazon purchases made with this card, so I just keep it in a drawer and leave it tied to my Amazon account. American Express, for whatever reasons, really wants me to "tap" with my Amex card. They've sent me two emails stating that if I "tap" with the card 3 times in the next 30 days, they will give me a $5 statement credit. Except no one seems to have a credit card reader which actually works with the "tap" feature.

    I suspect they want the merchants to update / upgrade their card readers, and they figure if the customers complain to the merchants then the upgrades will happen.

    When I was in business it was cash only, except for paper checks. The old people loved it but the youngsters were often frustrated as many didn’t know what cash was for.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • MichaellMichaell Moderator Posts: 261,193
    edited April 2022
    Our small business is credit card only - everything is purchased through our web portal, or when the parents check out after a party or event (50% deposit up front).

    Very rarely, my wife and daughter will get a cash tip.

    Took a few days to get the portal connected to our bank account, but now everything is working smoothly.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • oldfarmer50oldfarmer50 Member Posts: 24,121
    Michaell said:

    Out small business is credit card only - everything is purchased through our web portal, or when the parents check out after a party or event (50% deposit up front).

    Very rarely, my wife and daughter will get a cash tip.

    Took a few days to get the portal connected to our bank account, but now everything is working smoothly.

    So if I show up with hundred $$ bills you’d broom me?

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • jmonroe1jmonroe1 Member Posts: 9,257

    We saw Chris Stapleton last night at the Hard Rock in Atlantic City. Wow! Is all I have to say. Just an incredible performance. I knew he could sing, but never realized the guitarist he is. Two hour jam session. No openers, no breaks , no gimmicks. I’ll be going again.
    Going to see him would make my wife very happy.. thanks for the review.

    Geez.. he is here in August at Riverbend (outdoor amphitheater). Sold out.
    Resale tickets: $100 lawn, $375 cheapest seat.

    Call me cheap but I wouldn’t pay those prices to see me perform and I know you guys wouldn’t either.

    jmonroe

    OK, you're cheep. Feel better?

    I do feel the same I can think of better things I can spend my money on than a concert. But then again the concert experience is something I truly hate.

    BTW who is Chris Stapleton?


    Don’t ask me. I don’t know who she is either. Must be a newbie rock-n-roll gal.

    jmonroe
    '15 Genesis Ultimate just like jmonroe's.
    '18 Legacy Limited with 3.6R (Mrs. j's)
  • MichaellMichaell Moderator Posts: 261,193

    Michaell said:

    Out small business is credit card only - everything is purchased through our web portal, or when the parents check out after a party or event (50% deposit up front).

    Very rarely, my wife and daughter will get a cash tip.

    Took a few days to get the portal connected to our bank account, but now everything is working smoothly.

    So if I show up with hundred $$ bills you’d broom me?
    We are by appointment only, so you'd likely show up and the studio would be closed.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • oldfarmer50oldfarmer50 Member Posts: 24,121
    Michaell said:

    Michaell said:

    Out small business is credit card only - everything is purchased through our web portal, or when the parents check out after a party or event (50% deposit up front).

    Very rarely, my wife and daughter will get a cash tip.

    Took a few days to get the portal connected to our bank account, but now everything is working smoothly.

    So if I show up with hundred $$ bills you’d broom me?
    We are by appointment only, so you'd likely show up and the studio would be closed.
    So I could climb in a window and look around? :D

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • snakeweaselsnakeweasel Member Posts: 19,592

    @jmonroe1 said:
    Don’t ask me. I don’t know who she is either. Must be a newbie rock-n-roll gal.

    jmonroe

    Well you know enough to know she is a she and not a Christopher.

    Do you?

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • stickguystickguy Member Posts: 53,184
    amazing singer and guitarist. Hopefully you like country.

    https://www.youtube.com/watch?v=IBLruNfUqUs

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • tjc78tjc78 Member Posts: 16,857

    @driver100 said:
    We use credit cards all the time....but they all get paid when due...never pay interest. We collect a lot of air miles by using our CCs.

    We do too. My wife absolutely hates once a month when I pay the bill. She prefers the debit card so it comes out gradually, but I don’t like that exposure with our checking account especially online or gas purchases.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • snakeweaselsnakeweasel Member Posts: 19,592

    @stickguy said:
    amazing singer and guitarist. Hopefully you like country.

    https://www.youtube.com/watch?v=IBLruNfUqUs

    I like country, to bad what they call country today isn't real country.

    Give me Waylon any day.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • stickguystickguy Member Posts: 53,184
    tjc78 said:

    @driver100 said:

    We use credit cards all the time....but they all get paid when due...never pay interest. We collect a lot of air miles by using our CCs.

    We do too. My wife absolutely hates once a month when I pay the bill. She prefers the debit card so it comes out gradually, but I don’t like that exposure with our checking account especially online or gas purchases.


    I had to keep telling my kids to not use their debit cards to buy stuff. they finally got the message. I use mine only at the bank ATM to get cash. And always carry a decent amount of that and use it certain places (especially restaurants). Important to have some just in case. Not everyone takes cards, you might want to tip, and not uncommon for the payment device to go down. Even if you don't normally use it, it's a good safety plan to carry some.

    drives me nuts when they have maybe $1 on them, especially when travelling.

    normal purchases of course all go on a card and get paid monthly. But only recurring fixed payments (car loan or mortgage) go on auto pay. I don't want variable bills getting paid without looking at them!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • jwm40517jwm40517 Member Posts: 303
    Chris Stapleton, Willie Nelson and Cheryl Crow are playing an outdoor show at the U of KY football stadium on April 23rd. Was cancelled for Covid twice, last April and 2020 also. Hope they have better weather than yesterday when it snowed. Tickets go from $106 in upper more distant areas to $1260 on the field in front of stage.
    Snake, I believe Waylon would have been glad to hang out with Stapleton. Look up a song called Scarecrow in the Garden. Very dark lyrics but a great Stapleton song.
  • kyfdxkyfdx Moderator Posts: 263,930
    jwm40517 said:

    Chris Stapleton, Willie Nelson and Cheryl Crow are playing an outdoor show at the U of KY football stadium on April 23rd. Was cancelled for Covid twice, last April and 2020 also. Hope they have better weather than yesterday when it snowed. Tickets go from $106 in upper more distant areas to $1260 on the field in front of stage.
    Snake, I believe Waylon would have been glad to hang out with Stapleton. Look up a song called Scarecrow in the Garden. Very dark lyrics but a great Stapleton song.

    That's a pretty good lineup (Sheryl, BTW).

    We won a drawing for Garth Brooks tickets at PBS in Cincinnati, at a benefit, a couple of years ago (Feb 2020). Of course it was postponed, then postponed again, and eventually canceled. Our tickets were radio station promo tickets, so no cash value. ($95 ea. value).

    So, now, they sold them all again, only we don't have tickets. :(

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  • henrynhenryn Member Posts: 4,289
    Back 3 or 4 years ago, I was doing my DJ thing at a birthday party for a friend of mine. The lady is my age, around 70, but it was a very mixed crowd, age wise. Her 3 daughters, with husbands, and grandkids, and etc. I was trying to mix up the music, and was fairly successful at getting people up to dance. A middle aged woman (40?) asked me to play Tennessee Whiskey, so I cued up the George Jones version. Mind you, I like the original by David Allan Coe but I assumed she meant the newer version by George Jones.

    She got rather upset, and argued with me that I was NOT playing Tennessee Whiskey. I looked it up, and some guy named Chris Stapelton whom I had never heard of had a huge hit with his recording of the song. Which does not sound at all, even remotely, like the David Allan Coe or George Jones version, although it is supposedly the same song.

    But it is a good song, and fits the bill for a “country song” and a “slow song”, so I play it fairly often now when I DJ.

    Just for grins, here is a list of a few songs that seem to work across all generations:

    Brown Eyed Girl, Van Morrison
    Oh Pretty Woman, Roy Orbison
    Play That Funky Music White Boy, Wild Cherry
    Friends In Low Places, Garth Brooks
    California Dreamin, The Mamas & The Papas
    Uptown Funk, Bruno Mars
    You Never Even Called Me By My Name, David Allan Coe (aka The Perfect Country & Western Song)
    U Can’t Touch This, MC Hammer
    2023 Chevrolet Silverado, 2019 Chrysler Pacifica
  • henrynhenryn Member Posts: 4,289
    edited April 2022
    stickguy said:

    tjc78 said:

    @driver100 said:

    We use credit cards all the time....but they all get paid when due...never pay interest. We collect a lot of air miles by using our CCs.

    We do too. My wife absolutely hates once a month when I pay the bill. She prefers the debit card so it comes out gradually, but I don’t like that exposure with our checking account especially online or gas purchases.

    I had to keep telling my kids to not use their debit cards to buy stuff. they finally got the message. I use mine only at the bank ATM to get cash. And always carry a decent amount of that and use it certain places (especially restaurants). Important to have some just in case. Not everyone takes cards, you might want to tip, and not uncommon for the payment device to go down. Even if you don't normally use it, it's a good safety plan to carry some.

    drives me nuts when they have maybe $1 on them, especially when travelling.

    normal purchases of course all go on a card and get paid monthly. But only recurring fixed payments (car loan or mortgage) go on auto pay. I don't want variable bills getting paid without looking at them!

    ------------------end quoted material-------------------------

    After being retired for several years, I went back to work in late 2010. This was downtown, in a huge office building. I noticed when I ate in the cafeteria that most of the women would come down from their office carrying two phones and one credit card. No purse, no billfold, no ID, no cash. By the time I retired again in 2020, many of them were now down to just the two phones, no credit card.

    I used cash for the longest time, preferring to pay that way. But I finally switched over when I started trying to compute how much I spent, and on what, in order to get a handle on just how much I needed to retire comfortably. Keeping track of where and how you spend your money is easier if you're using a credit card.

    But to this day, I don't like to leave the house without my billfold and a couple of hundred in cash. Some people think this makes you more likely to be robbed, but from what I've seen / heard /read the bad people are just as likely to kill you for $2 as for $200.
    2023 Chevrolet Silverado, 2019 Chrysler Pacifica
  • tjc78tjc78 Member Posts: 16,857

    @stickguy said:
    I had to keep telling my kids to not use their debit cards to buy stuff. they finally got the message. I use mine only at the bank ATM to get cash. And always carry a decent amount of that and use it certain places (especially restaurants). Important to have some just in case. Not everyone takes cards, you might want to tip, and not uncommon for the payment device to go down. Even if you don't normally use it, it's a good safety plan to carry some.

    drives me nuts when they have maybe $1 on them, especially when travelling.

    normal purchases of course all go on a card and get paid monthly. But only recurring fixed payments (car loan or mortgage) go on auto pay. I don't want variable bills getting paid without looking at them!

    I do the exact same thing. Any fixed monthly (mortgage, cable, cars, insurance) all on auto pay. Utilities always manual pay. A buddy of mine got a $6000 gas bill. That would suck on auto pay to have corrected.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • isellhondasisellhondas Member Posts: 20,342
    driver100 said:

    So, where has everybody gone! Who is still here and what, exactly is going on?

    Well, you're here.....from out of nowhere!
    I know....honestly, I've been busier now than when I was still working.
  • isellhondasisellhondas Member Posts: 20,342

    So, where has everybody gone! Who is still here and what, exactly is going on?

    I don’t see any cars listed on your tag line. Care to update us with stories of car purchases?
    Oh my car buying stories are pretty boring now. For the first time in many years we are down to two cars. Both sit in the garage most of the time.

    2016 Honda CRV EXL. Bought new has 17,000 miles.
    2020 Honda CRV EX. Also bought new. Has a whopping 3800 miles on it.

    No old beaters or collector cars now. Got burned badly with unexpected repair bills on the pristine 2017 Lexus ES that I bought from the original owner. With labor rates at 150.00 hr. Even a relatively "minor" repair is 1000.00 or more. Nobody " repairs" things anymore. Just replace at huge expense. Traded it in on the 2020 CRV. At this point my old high volume store has almost ZERO inventory. Never thought I would EVER see a market like this! Used cars are through roof now too!
  • tjc78tjc78 Member Posts: 16,857

    What happened to the ES? Other than the VVT oil line the 3.5 is usually bulletproof.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • ab348ab348 Member Posts: 20,194
    I seldom carry cash these days unless I am going to my barber or a handful of other places that only take cash. Aside from reducing exposure to losing it somehow, I feel less guilty when coming across the ever-present panhandlers at traffic lights and parking lots, which is a problem nobody here seems willing to deal with.

    2017 Cadillac ATS Performance Premium 3.6

  • henrynhenryn Member Posts: 4,289

    So, where has everybody gone! Who is still here and what, exactly is going on?

    I don’t see any cars listed on your tag line. Care to update us with stories of car purchases?
    Oh my car buying stories are pretty boring now. For the first time in many years we are down to two cars. Both sit in the garage most of the time.

    2016 Honda CRV EXL. Bought new has 17,000 miles.
    2020 Honda CRV EX. Also bought new. Has a whopping 3800 miles on it.

    No old beaters or collector cars now. Got burned badly with unexpected repair bills on the pristine 2017 Lexus ES that I bought from the original owner. With labor rates at 150.00 hr. Even a relatively "minor" repair is 1000.00 or more. Nobody " repairs" things anymore. Just replace at huge expense. Traded it in on the 2020 CRV. At this point my old high volume store has almost ZERO inventory. Never thought I would EVER see a market like this! Used cars are through roof now too!
    Medical expenses are the true killers. I had a heart ablation procedure about 6 months ago. Outpatient procedure, check in in the morning, go home late afternoon, $96,000. Medicare covered it, thank goodness.

    But when it comes to unexpected expenses, vet bills can be really bad. My oldest dog, 11 years, has pneumonia and I had to take her in to the emergency vet hospital this morning. Their estimate is around $5k for two days in the hospital. Just when I thought I had a handle on my expenses.

    Oh, well, just means my granddaughters will inherit a little less.
    2023 Chevrolet Silverado, 2019 Chrysler Pacifica
  • MichaellMichaell Moderator Posts: 261,193
    henryn said:

    So, where has everybody gone! Who is still here and what, exactly is going on?

    I don’t see any cars listed on your tag line. Care to update us with stories of car purchases?
    Oh my car buying stories are pretty boring now. For the first time in many years we are down to two cars. Both sit in the garage most of the time.

    2016 Honda CRV EXL. Bought new has 17,000 miles.
    2020 Honda CRV EX. Also bought new. Has a whopping 3800 miles on it.

    No old beaters or collector cars now. Got burned badly with unexpected repair bills on the pristine 2017 Lexus ES that I bought from the original owner. With labor rates at 150.00 hr. Even a relatively "minor" repair is 1000.00 or more. Nobody " repairs" things anymore. Just replace at huge expense. Traded it in on the 2020 CRV. At this point my old high volume store has almost ZERO inventory. Never thought I would EVER see a market like this! Used cars are through roof now too!
    Medical expenses are the true killers. I had a heart ablation procedure about 6 months ago. Outpatient procedure, check in in the morning, go home late afternoon, $96,000. Medicare covered it, thank goodness.

    But when it comes to unexpected expenses, vet bills can be really bad. My oldest dog, 11 years, has pneumonia and I had to take her in to the emergency vet hospital this morning. Their estimate is around $5k for two days in the hospital. Just when I thought I had a handle on my expenses.

    Oh, well, just means my granddaughters will inherit a little less.
    The things we'll do for our pets.

    Our youngest doxie had IVDD when she was 3 or 4 years old. I know the surgery to repair her back was north of $5K alone, then there were physical therapy sessions for a few months after.

    She's doing great, now, at age 11.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • mjfloyd1mjfloyd1 Member Posts: 3,739
    edited April 2022

    I had a boneheaded move yesterday. We went to take my daughter out to dinner where she is in college. We got back to her sorority house and I handed her her Jeep key.

    She calls this morning saying that the key doesn’t work - I handed her MY Jeep key. So I got to make the trip again this afternoon to swap keys. My wife gets to make the trip again tomorrow to take her to a doctor appointment as she had ankle surgery and is still in a boot. (Daughter has 8 am class tomorrow so needs her car- it did not seem right to ask my wife to go early to get the key up there and wait around until her classes were done)

    Interesting factoid- there are two (German) buzz bombs in the US. One is in the Smithsonian and the other is by the courthouse in Greencastle IN. Who would have thought…

  • stickguystickguy Member Posts: 53,184
    that is one reason we aren't in a hurry to get another dog. might consider it after we finally relocate. But may just get out fix taking care of our granddog. And if I really want one in the house for a while, will just foster again.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • Sandman6472Sandman6472 Member Posts: 7,197
    Hate using a c c but most times, it's just easier. Have one card just for auto issues/petrol which I payoff after each use & another that I pay once a month. Always have a $20 bill in my wallet just in case and hardly ever use the debit. Planning on sitting down tomorrow to make a list of all my cards, credit limits, to give to my oldest so she'll be able to cancel them once I do pass. Have way too many & might cancel a few. Every so often, get notice that for lack of use, one particular card has been closed but never one I use at all, so not a big deal.
    Yesterday, got a check from Chase for something, so plan to stop by the bank to cash it in the morning. An unexpected surprise. Have always stressed to the kids to put that $20 away in your wallet & forget about it as one day, you will need it. Get flack about it but, they all seem to do it. Luckily, we've always lived under our means, something they've all learned to do. Still that way on most things but on the recent 55" t v purchase, splurged & just "went for it" as both the sales guy & my kid said to do. And you know what, they were so right! It's the best set we've ever owned, a Sony, with fantastic color. Have yet to adjust the settings as it's just perfect! Guess as I age, am starting to ease up a bit on the wallet and again, just less I'll be leaving the three of them!

    2023 Hyundai Kona Limited AWD (wife) / 2015 Golf TSI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)

  • jmonroe1jmonroe1 Member Posts: 9,257
    kyfdx said:

    jwm40517 said:

    Chris Stapleton, Willie Nelson and Cheryl Crow are playing an outdoor show at the U of KY football stadium on April 23rd. Was cancelled for Covid twice, last April and 2020 also. Hope they have better weather than yesterday when it snowed. Tickets go from $106 in upper more distant areas to $1260 on the field in front of stage.
    Snake, I believe Waylon would have been glad to hang out with Stapleton. Look up a song called Scarecrow in the Garden. Very dark lyrics but a great Stapleton song.

    That's a pretty good lineup (Sheryl, BTW).

    We won a drawing for Garth Brooks tickets at PBS in Cincinnati, at a benefit, a couple of years ago (Feb 2020). Of course it was postponed, then postponed again, and eventually canceled. Our tickets were radio station promo tickets, so no cash value. ($95 ea. value).

    So, now, they sold them all again, only we don't have tickets. :(
    That had to be a cheap [non-permissible content removed] radio station to give away nose bleed concert tickets. :/

    jmonroe
    '15 Genesis Ultimate just like jmonroe's.
    '18 Legacy Limited with 3.6R (Mrs. j's)
  • isellhondasisellhondas Member Posts: 20,342
    tjc78 said:

    What happened to the ES? Other than the VVT oil line the 3.5 is usually bulletproof.

    Nothing major. The passenger window came off it's track requiring the entire window to be replaced. Power steering pump started leaking. Needed brakes and rotors. Air conditioning quit working. I should have never bought it with 150,000 miles but I did from the original owner with all service records. It was a wonderful car in most respects but it just annoyed me to death so I dumped it.
  • oldfarmer50oldfarmer50 Member Posts: 24,121
    henryn said:

    stickguy said:

    tjc78 said:

    @driver100 said:

    We use credit cards all the time....but they all get paid when due...never pay interest. We collect a lot of air miles by using our CCs.

    We do too. My wife absolutely hates once a month when I pay the bill. She prefers the debit card so it comes out gradually, but I don’t like that exposure with our checking account especially online or gas purchases.

    I had to keep telling my kids to not use their debit cards to buy stuff. they finally got the message. I use mine only at the bank ATM to get cash. And always carry a decent amount of that and use it certain places (especially restaurants). Important to have some just in case. Not everyone takes cards, you might want to tip, and not uncommon for the payment device to go down. Even if you don't normally use it, it's a good safety plan to carry some.

    drives me nuts when they have maybe $1 on them, especially when travelling.

    normal purchases of course all go on a card and get paid monthly. But only recurring fixed payments (car loan or mortgage) go on auto pay. I don't want variable bills getting paid without looking at them!
    ------------------end quoted material-------------------------

    After being retired for several years, I went back to work in late 2010. This was downtown, in a huge office building. I noticed when I ate in the cafeteria that most of the women would come down from their office carrying two phones and one credit card. No purse, no billfold, no ID, no cash. By the time I retired again in 2020, many of them were now down to just the two phones, no credit card.

    I used cash for the longest time, preferring to pay that way. But I finally switched over when I started trying to compute how much I spent, and on what, in order to get a handle on just how much I needed to retire comfortably. Keeping track of where and how you spend your money is easier if you're using a credit card.

    But to this day, I don't like to leave the house without my billfold and a couple of hundred in cash. Some people think this makes you more likely to be robbed, but from what I've seen / heard /read the bad people are just as likely to kill you for $2 as for $200.

    Boy, ain’t that the truth. I hear there have been armed holdups of Uber drivers even though the transaction is all handled on phones.

    As to retirement income, if you run out of money before the next payday you probable can’t afford to retire.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • jmonroe1jmonroe1 Member Posts: 9,257
    henryn said:

    stickguy said:

    tjc78 said:

    @driver100 said:

    We use credit cards all the time....but they all get paid when due...never pay interest. We collect a lot of air miles by using our CCs.

    We do too. My wife absolutely hates once a month when I pay the bill. She prefers the debit card so it comes out gradually, but I don’t like that exposure with our checking account especially online or gas purchases.

    I had to keep telling my kids to not use their debit cards to buy stuff. they finally got the message. I use mine only at the bank ATM to get cash. And always carry a decent amount of that and use it certain places (especially restaurants). Important to have some just in case. Not everyone takes cards, you might want to tip, and not uncommon for the payment device to go down. Even if you don't normally use it, it's a good safety plan to carry some.

    drives me nuts when they have maybe $1 on them, especially when travelling.

    normal purchases of course all go on a card and get paid monthly. But only recurring fixed payments (car loan or mortgage) go on auto pay. I don't want variable bills getting paid without looking at them!
    ------------------end quoted material-------------------------

    After being retired for several years, I went back to work in late 2010. This was downtown, in a huge office building. I noticed when I ate in the cafeteria that most of the women would come down from their office carrying two phones and one credit card. No purse, no billfold, no ID, no cash. By the time I retired again in 2020, many of them were now down to just the two phones, no credit card.

    I used cash for the longest time, preferring to pay that way. But I finally switched over when I started trying to compute how much I spent, and on what, in order to get a handle on just how much I needed to retire comfortably. Keeping track of where and how you spend your money is easier if you're using a credit card.

    But to this day, I don't like to leave the house without my billfold and a couple of hundred in cash. Some people think this makes you more likely to be robbed, but from what I've seen / heard /read the bad people are just as likely to kill you for $2 as for $200.

    I switched over to using the credit card back in the mid 90’s. So much easier than going to the ATM every time I turned around. I rarely have more that 50 bucks in my wallet like I do now but that’s what is left over from the $300 dollars I took when we went on vacation last August.

    I’ve said a few times if someone holds me up they are going to kill me for wasting their time. Maybe more would save me. :o

    jmonroe
    '15 Genesis Ultimate just like jmonroe's.
    '18 Legacy Limited with 3.6R (Mrs. j's)
  • oldfarmer50oldfarmer50 Member Posts: 24,121

    So, where has everybody gone! Who is still here and what, exactly is going on?

    I don’t see any cars listed on your tag line. Care to update us with stories of car purchases?
    Oh my car buying stories are pretty boring now. For the first time in many years we are down to two cars. Both sit in the garage most of the time.

    2016 Honda CRV EXL. Bought new has 17,000 miles.
    2020 Honda CRV EX. Also bought new. Has a whopping 3800 miles on it.

    No old beaters or collector cars now. Got burned badly with unexpected repair bills on the pristine 2017 Lexus ES that I bought from the original owner. With labor rates at 150.00 hr. Even a relatively "minor" repair is 1000.00 or more. Nobody " repairs" things anymore. Just replace at huge expense. Traded it in on the 2020 CRV. At this point my old high volume store has almost ZERO inventory. Never thought I would EVER see a market like this! Used cars are through roof now too!
    I was driving past a big multi line foreign dealer today. Everything from Honda to BMW to Mercedes and more. They had recently bought the property next door and paved it to hold inventory. Maybe 1000 feet or more of road frontage.

    Today there were probably less than 20 cars parked there.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • driver100driver100 Member Posts: 32,565
    Once they start building new cars again, there aren't going to be any low mileage used cars around....unless isell puts his CRVs on the market.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • jwm40517jwm40517 Member Posts: 303
    I was driving East of lexington, KY last week on I 64 east and met probably 12-15 truck loads of new cars going west.
  • kyfdxkyfdx Moderator Posts: 263,930
    There seem to be plenty of full-size pickups, and non-PHEV Wranglers and Gladiators.

    Edmunds Price Checker
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  • mjfloyd1mjfloyd1 Member Posts: 3,739
    edited April 2022

    Oops kyfdx already corrected my N A Z I to German…

  • oldfarmer50oldfarmer50 Member Posts: 24,121
    driver100 said:

    Once they start building new cars again, there aren't going to be any low mileage used cars around....unless isell puts his CRVs on the market.

    My company isn’t selling them until about 60k miles and very few of them at that. On a three year old car that’s not very low. We used to sell them with about 30k after 9-18 months.

    I feel fortunate to have found my last car with only 29k miles.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • snakeweaselsnakeweasel Member Posts: 19,592

    @henryn said:
    Back 3 or 4 years ago, I was doing my DJ thing at a birthday party for a friend of mine. The lady is my age, around 70, but it was a very mixed crowd, age wise. Her 3 daughters, with husbands, and grandkids, and etc. I was trying to mix up the music, and was fairly successful at getting people up to dance. A middle aged woman (40?) asked me to play Tennessee Whiskey, so I cued up the George Jones version. Mind you, I like the original by David Allan Coe but I assumed she meant the newer version by George Jones.

    She got rather upset, and argued with me that I was NOT playing Tennessee Whiskey. I looked it up, and some guy named Chris Stapelton whom I had never heard of had a huge hit with his recording of the song. Which does not sound at all, even remotely, like the David Allan Coe or George Jones version, although it is supposedly the same song.

    But it is a good song, and fits the bill for a “country song” and a “slow song”, so I play it fairly often now when I DJ.

    Just for grins, here is a list of a few songs that seem to work across all generations:

    Brown Eyed Girl, Van Morrison
    Oh Pretty Woman, Roy Orbison
    Play That Funky Music White Boy, Wild Cherry
    Friends In Low Places, Garth Brooks
    California Dreamin, The Mamas & The Papas
    Uptown Funk, Bruno Mars
    You Never Even Called Me By My Name, David Allan Coe (aka The Perfect Country & Western Song)
    U Can’t Touch This, MC Hammer

    OK I looked up Tennessee whiskey by Mr. Stapleton and it is too bluesy for country. Then a saw his version of "Amanda" and he should be shot for that.

    Those two songs turned me off with regards to him.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • snakeweaselsnakeweasel Member Posts: 19,592

    @ab348 said:
    I seldom carry cash these days unless I am going to my barber or a handful of other places that only take cash. Aside from reducing exposure to losing it somehow, I feel less guilty when coming across the ever-present panhandlers at traffic lights and parking lots, which is a problem nobody here seems willing to deal with.

    I like to have some cash on me especially in the summer. I get an insane number of holidays a year (13) and I get a week of vacation more than. my wife does. This leaves me with many more days off than my wife and a couple of them I just get out to the country to enjoy a day trip and I really don't want to explain to my wife why I was all over northern illinois

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • snakeweaselsnakeweasel Member Posts: 19,592

    @mjfloyd1 said:
    I had a boneheaded move yesterday. We went to take my daughter out to dinner where she is in college. We got back to her sorority house and I handed her her Jeep key.

    She calls this morning saying that the key doesn’t work - I handed her MY Jeep key. So I got to make the trip again this afternoon to swap keys. My wife gets to make the trip again tomorrow to take her to a doctor appointment as she had ankle surgery and is still in a boot. (Daughter has 8 am class tomorrow so needs her car- it did not seem right to ask my wife to go early to get the key up there and wait around until her classes were done)

    Interesting factoid- there are two (German) buzz bombs in the US. One is in the Smithsonian and the other is by the courthouse in Greencastle IN. Who would have thought…

    Why not? after the war we hurried to get any German tech stateside to examine it.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • stickguystickguy Member Posts: 53,184

    @ab348 said:

    I seldom carry cash these days unless I am going to my barber or a handful of other places that only take cash. Aside from reducing exposure to losing it somehow, I feel less guilty when coming across the ever-present panhandlers at traffic lights and parking lots, which is a problem nobody here seems willing to deal with.

    I like to have some cash on me especially in the summer. I get an insane number of holidays a year (13) and I get a week of vacation more than. my wife does. This leaves me with many more days off than my wife and a couple of them I just get out to the country to enjoy a day trip and I really don't want to explain to my wife why I was all over northern illinois


    so you get it all in singles?

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • snakeweaselsnakeweasel Member Posts: 19,592

    @stickguy said:
    so you get it all in singles?

    Good one.

    Usually take the bike and with only a 3 gallon tank I usually fill up at least twice and I at times go to places that she would have liked to go and she will complain that I didn't take her. Or she will complain that I rode three hours one way for a beer.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • mjfloyd1mjfloyd1 Member Posts: 3,739

    Maybe they sent the buzz bomb to Crane Naval Surface Warfare Center to be examined and it ended up in Greencastle??

  • oldfarmer50oldfarmer50 Member Posts: 24,121

    @ab348 said:

    I seldom carry cash these days unless I am going to my barber or a handful of other places that only take cash. Aside from reducing exposure to losing it somehow, I feel less guilty when coming across the ever-present panhandlers at traffic lights and parking lots, which is a problem nobody here seems willing to deal with.

    I like to have some cash on me especially in the summer. I get an insane number of holidays a year (13) and I get a week of vacation more than. my wife does. This leaves me with many more days off than my wife and a couple of them I just get out to the country to enjoy a day trip and I really don't want to explain to my wife why I was all over northern illinois


    So it’s not just the CIA tracking you.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • snakeweaselsnakeweasel Member Posts: 19,592

    @oldfarmer50 said:
    So it’s not just the CIA tracking you.

    Hey I called the Cullinary Institute of America and they assured me that they are not tracking me.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • stickguystickguy Member Posts: 53,184
    sounds like you are safe then.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • tjc78tjc78 Member Posts: 16,857

    @snakeweasel said:

    @ab348 said:
    I seldom carry cash these days unless I am going to my barber or a handful of other places that only take cash. Aside from reducing exposure to losing it somehow, I feel less guilty when coming across the ever-present panhandlers at traffic lights and parking lots, which is a problem nobody here seems willing to deal with.

    I like to have some cash on me especially in the summer. I get an insane number of holidays a year (13) and I get a week of vacation more than. my wife does. This leaves me with many more days off than my wife and a couple of them I just get out to the country to enjoy a day trip and I really don't want to explain to my wife why I was all over northern illinois

    I worked with a guy who used cash for any purchase that didn’t involve his wife. He stated the same reason as you

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • roadburnerroadburner Member Posts: 18,242
    I use three cards, a BMW Mastercard, a BoA Visa Rewards, and a Target Visa(5% off at Target).

    Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
    Wife's: 2021 Sahara 4xe
    Son's: 2018 330i xDrive

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