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2015 BMW 4-Series Lease Questions

Kirstie_HKirstie_H Posts: 10,913
edited July 8 in BMW
Welcome to Edmunds discussion dedicated to 2015 BMW 4-Series leasing questions.
Here you can find and discuss all the latest lease details for the 2015 4-Series, including cap costs, money factors, residual values, acquisition fees, etc. Please post any leasing questions you have or any details you’d like to share about your own lease deals.
You can also research local dealer inventory and pricing, reviews, features, and specifications, on our 2015 BMW 4-Series page.
If you have already leased, we invite you to review your vehicle by starting on the following page: http://www.edmunds.com/car-reviews/consumer-ratings-reviews.html

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  • cityfishingcityfishing Posts: 1

    Do you have numbers for a 2105 428i Gran Coupe for 36 months and 10K? Thanks.

  • kyfdxkyfdx Posts: 31,124

    @cityfishing said: Do you have numbers for a 2015 428i Gran Coupe for 36 months and 10K? Thanks.

    .00130 MF and 63% residual

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  • fyk1985fyk1985 Posts: 2

    Dealer told me the residue of 2015 435xi for 10k/36month is 61% (instead of 63% for 2014 model), is this true?

  • MichaellMichaell ColoradoPosts: 8,101

    @fyk1985 said: Dealer told me the residue of 2015 435xi for 10k/36month is 61% (instead of 63% for 2014 model), is this true?

    That is correct.

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  • stunyccpastunyccpa Posts: 42
    435xi 0.00130 MF & 62% residual for 36 months 12k a year on the convertible as well? Thank you so much!
  • MichaellMichaell ColoradoPosts: 8,101

    @stunyccpa said: 435xi 0.00130 MF & 62% residual for 36 months 12k a year on the convertible as well? Thank you so much!

    There is no 435xi convertible - the 435i vert has a residual of 65% for 36/12. Same MF of .00130.

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  • rjorge3rjorge3 Posts: 139

    @kyfdx said: I think I put my question on the wrong section before, but same as cityfishing KY,,but what are the numbers for 2015 428i GC, 36 months, 12k and 15k miles?

    Thanks,

  • stunyccpastunyccpa Posts: 42

    @‌ Michaell

    If you go to www.bmwusa.com there is a 435xi convertible...

    http://www.bmwusa.com/standard/content/vehicles/2015/4/435ixdriveconvertible/default.aspx

  • MichaellMichaell ColoradoPosts: 8,101

    @stunyccpa said: @‌ Michaell

    If you go to www.bmwusa.com there is a 435xi convertible...

    http://www.bmwusa.com/standard/content/vehicles/2015/4/435ixdriveconvertible/default.aspx

    Huh ... not listed in the list of models in the documents we have.

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  • kyfdxkyfdx Posts: 31,124

    @stunyccpa said: @‌ Michaell

    If you go to www.bmwusa.com there is a 435xi convertible...

    http://www.bmwusa.com/standard/content/vehicles/2015/4/435ixdriveconvertible/default.aspx

    2015 model, maybe? If it's not in the dealerships this month, they won't show a lease program for it.

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  • zavennnzavennn Posts: 1
    null
    That's a good deal , which dealership did you go ?
  • stunyccpastunyccpa Posts: 42

    That's it, 2015 model. You guys are great, thanks!

  • piscean407piscean407 Posts: 2
    edited July 16

    Hi, I signed lease for 2015 BMW 428 i X drive gran coupe with M sport package and with additional add-on ($57,675) with Lease end value as 53% of total and 2K down monthly out of pocket $710. Is this is good deal? This is my first car not sure how leasing and all works.

  • driversedgedriversedge Posts: 32
    edited July 16

    @piscean407 said: Hi, I signed lease for 2015 BMW 428 i X drive gran coupe with M sport package and with additional add-on ($57,675) with Lease end value as 53% of total and 2K down monthly out of pocket $710. Is this is good deal? This is my first car not sure how leasing and all works.

    We would need to know the selling price and money factor. Lease end value shouldn't be 53%.. did you mean 63%?

  • MichaellMichaell ColoradoPosts: 8,101

    @driversedge said: We would need to know the selling price and money factor. Lease end value shouldn't be 53%.. did you mean 63%?

    Generally, but it depends on the lease term and how many miles per year.

    Too much missing information to reliably evaluate the deal.

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  • piscean407piscean407 Posts: 2

    Sorry for missing information. Here is the quote what they gave after negotiating MSRP $ 57,675 tax rate 7% . 36 months lease @12K miles per year 53% Lease end value which comes as 2K down and $710 per month. I dont know what is the money factor.

  • MichaellMichaell ColoradoPosts: 8,101

    @piscean407 said: Hi, I signed lease for 2015 BMW 428 i X drive gran coupe with M sport package and with additional add-on ($57,675) with Lease end value as 53% of total and 2K down monthly out of pocket $710. Is this is good deal? This is my first car not sure how leasing and all works.

    Sorry for missing information. Here is the quote what they gave after negotiating MSRP $ 57,675 tax rate 7% . 36 months lease @12K miles per year 53% Lease end value which comes as 2K down and $710 per month. I dont know what is the money factor.

    .00130 is the MF and 62% is the residual for a 36 month, 12K mile per year lease. If your cap cost is the same as the MSRP, the pre-tax payment is $731.39/mo for 36 months.

    Use the pricing tools at the top of the page to determine what a good selling price should be, then negotiate to that number with your dealer. Every $1000 you save on the selling price translates to a $28/mo savings in your payment.

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  • ravi13ravi13 Posts: 5
    edited July 17

    Hi, what is the residual and MF for 2015 428i Convertible for 12k and 15k? The lease would be for 36 months. Thanks.

  • MichaellMichaell ColoradoPosts: 8,101

    @ravi13 said: Hi, what is the residual and MF for 2015 428i Convertible for 12k and 15k? The lease would be for 36 months. Thanks.

    .00130 and 58% for 36/15. Add 2% for 12K.

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  • What are the residual and money factor for the 435i for whatever the sweet spot is? What is it, 36 months or 39 months? 10k miles?

  • kyfdxkyfdx Posts: 31,124

    @muffinflavored said: What are the residual and money factor for the 435i for whatever the sweet spot is? What is it, 36 months or 39 months? 10k miles?

    36mo, 10K/yr = .00130 MF and 63% residual.

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  • @kyfdx said: 36mo, 10K/yr = .00130 MF and 63% residual.

    Might the 24 month lease be a sweet spot for the car?

  • Are there any incentives/rebates available on this car?

    What's a typical discount to be expected? Is it likely to walk into a dealer looking to get 10%? If not on this car, how about a 2014?

  • MichaellMichaell ColoradoPosts: 8,101

    @muffinflavored said: Might the 24 month lease be a sweet spot for the car?

    Add 6% to the residual for 24 months. 36 months is usually the sweet spot, unless there is a special on 33 or 39 months where the residual is adjusted for favorable terms.

    Are there any incentives/rebates available on this car?

    On the 2015's, not at this time.

    What's a typical discount to be expected? Is it likely to walk into a dealer looking to get 10%? If not on this car, how about a 2014?

    Use the pricing tools at the top of the page to see what the typical transaction price should be; generally the rule is invoice - available incentives. Not sure that 10% is an achievable goal. 2014's might have more room to negotiate.

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  • @Michaell said: Use the pricing tools at the top of the page to see what the typical transaction price should be; generally the rule is invoice - available incentives. Not sure that 10% is an achievable goal. 2014's might have more room to negotiate.

    When are incentives usually available for a car? How long does it take to achieve 8%+ off MSRP after a car is released on the market? 6 months?

  • MichaellMichaell ColoradoPosts: 8,101

    @muffinflavored said: When are incentives usually available for a car? How long does it take to achieve 8%+ off MSRP after a car is released on the market? 6 months?

    Too many variables to really say. Depends on supply and demand, mostly. With the 4-series being more of a 'niche' vehicle for BMW, I would think later rather than sooner.

    But, I could be wrong.

    All you can do is go into the dealer and present your offer. They will accept or reject based on market conditions and/or the needs of the dealership to sell one more unit.

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  • jeffrjeffr Posts: 8

    Am planing to lease a 2015 428 Gran Coupe - and noticed that BMW now has offers for leases that look reasonably attractive. For my zip code (30004 - Atlanta area) they are offering a 428 GC with premium package (Car value is said to be $43,900) and the lease is for 10K miles a year - 36 months - and the payment is $439. According to the BMW "build your car" - they estimate that a car at that price point would have a $490 / month lease payment.

    I'm trying to figure out what the "variable" is in their lease offer - I assume it must be some sort of cap cost reduction or money factor reduction - as I would assume that they would hold the residual value constant. Am i right? If someone can share how they get to their lease offer, that would be very helpful.

    I wanted to try and build what I want and then apply the same sort of "variable" so that I can figure out the potential lease payment.

    Would appreciate any guidance - and would also love to know the current MF and residual for the 2015 428GC. Would like to know for both 10K/year and 12K/year mileage.

    Thanks very much for the info.

  • MichaellMichaell ColoradoPosts: 8,101

    @jeffr said: Am planing to lease a 2015 428 Gran Coupe - and noticed that BMW now has offers for leases that look reasonably attractive. For my zip code (30004 - Atlanta area) they are offering a 428 GC with premium package (Car value is said to be $43,900) and the lease is for 10K miles a year - 36 months - and the payment is $439. According to the BMW "build your car" - they estimate that a car at that price point would have a $490 / month lease payment.

    I'm trying to figure out what the "variable" is in their lease offer - I assume it must be some sort of cap cost reduction or money factor reduction - as I would assume that they would hold the residual value constant. Am i right? If someone can share how they get to their lease offer, that would be very helpful.

    I wanted to try and build what I want and then apply the same sort of "variable" so that I can figure out the potential lease payment.

    Would appreciate any guidance - and would also love to know the current MF and residual for the 2015 428GC. Would like to know for both 10K/year and 12K/year mileage.

    Thanks very much for the info.

    MF is .00130 and residual is either 62% or 63%.

    Most advertised deals expect the dealer to make a contribution (aka discount) from MSRP, as well as a cap cost reduction. The website probably assumes no discount.

    Use the shopping tools at the top of the page to get a price target for your car.

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  • kyfdxkyfdx Posts: 31,124

    @jeffr said: Am planing to lease a 2015 428 Gran Coupe - and noticed that BMW now has offers for leases that look reasonably attractive. For my zip code (30004 - Atlanta area) they are offering a 428 GC with premium package (Car value is said to be $43,900) and the lease is for 10K miles a year - 36 months - and the payment is $439. According to the BMW "build your car" - they estimate that a car at that price point would have a $490 / month lease payment.

    I'm trying to figure out what the "variable" is in their lease offer - I assume it must be some sort of cap cost reduction or money factor reduction - as I would assume that they would hold the residual value constant. Am i right? If someone can share how they get to their lease offer, that would be very helpful.

    I wanted to try and build what I want and then apply the same sort of "variable" so that I can figure out the potential lease payment.

    Would appreciate any guidance - and would also love to know the current MF and residual for the 2015 428GC. Would like to know for both 10K/year and 12K/year mileage.

    Thanks very much for the info.

    They are using .00130 MF and residual for 63% for 36mo, 10K/yr.

    The advertised payment assumes a $600 discount from the dealer. If you read the fine print, the due at signing is $4164, which is $3000 downpayment, $725 acquisition fee and $425 first payment.

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  • jeffrjeffr Posts: 8

    Thanks for the feedback. What is the residual for a 12K a year lease for that car? (I'm assuming only that changes - and not the MF, correct?)

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