2015 BMW 4-Series Lease Questions

kyfdx

jalman11 said:

Sorry, a bit new here. Vehicle value... is that the selling price? And Cap cost reduction, how did that come out?

Now that Nov has passed, does anyone have the numbers for December? I'm trying to get a 2015 428i -- since I think there are hardly any 2014's left around California.

Vehicle value = selling price

Cap cost reduction = customer down payment, applied to reduce the CAP cost.

BMW's current program is scheduled to run through the end of the year.

kyfdx

siteexperts1 said:

Any changes to the MF and residual % for December for a 435xi convertible, 39 months (and 42 months which I would prefer but usually is not a good deal)/ 12K miles year.

Thanks

BMW's current program is scheduled to run through the end of the year.

tallmass

@kyfdx just to confirm for a 2015 435i the mf is .0013 and residual is 58% 15k/yr for 36 months + $1000 holiday credit right? any change if its 39 months?

kyfdx

tallmass said:

@kyfdx just to confirm for a 2015 435i the mf is .0013 and residual is 58% 15k/yr for 36 months + $1000 holiday credit right? any change if its 39 months?

.0013 MF and 58% for 39 months, 15K/yr. $1000 Holiday Credit.

tallmass

@kyfdx thank you!

autoleaseenthusiast

What is residual and MF for Dec 2014 for a 2015 435ix convertible--for 36 months and 39 months (for each term, 10K miles per year)?

Michaell

autoleaseenthusiast said:

What is residual and MF for Dec 2014 for a 2015 435ix convertible--for 36 months and 39 months (for each term, 10K miles per year)?

.00130 and 61% for 39/10. $1000 holiday cash. 36 month term not competitive this month.

jalman11

Can I ask you guys to take a look at this deal -- I'm not sure where I came in on it -- 2015 428i Coupe

Monthly 479.29

Total MSRP : 47,800
(Base 40,500, Prem (ZPP) 2,200, Drive Asst (ZDA) 950, Heated Seats(494) 500, Nav(609) 2150, Paint 550, D&H 950)

Selling Price - 43,595 (Looks to be about Invoice)

1.3MF, 61%, 39/10, Tax 9%

Cap Reduction 929.41
Cap Red Tax 174.55
License & Reg 406.75
Bank Fee 925
Doc Fee 85
First Payment 479.29
-------------
3,000 Drive Off

$1000 Holiday Credit
----
2,000 due at signing.

I feel maybe they can go lower? Not sure.

Many thanks guys for the help

kyfdx

jalman11 said:

Can I ask you guys to take a look at this deal -- I'm not sure where I came in on it -- 2015 428i Coupe

Monthly 479.29

Total MSRP : 47,800
(Base 40,500, Prem (ZPP) 2,200, Drive Asst (ZDA) 950, Heated Seats(494) 500, Nav(609) 2150, Paint 550, D&H 950)

Selling Price - 43,595 (Looks to be about Invoice)

1.3MF, 61%, 39/10, Tax 9%

Cap Reduction 929.41
Cap Red Tax 174.55
License & Reg 406.75
Bank Fee 925
Doc Fee 85
First Payment 479.29
-------------
3,000 Drive Off

$1000 Holiday Credit
----
2,000 due at signing.

I feel maybe they can go lower? Not sure.

Many thanks guys for the help

I get $439/mo,+tax, so it looks like the calculations are right on. I agree that the selling price is about invoice, and you are getting the Holiday Credit against your Due at signing..

The only markup I see is the acquisition fee (base fee is $200). I'd say that's a pretty good deal.. If you have the cash, MSDs could cut the MF to .00081, and that would drop the post tax payment down to about $441/mo, post-tax.. Of course, that would entail a refundable security deposit of $3150, in addition to the $2000 due at signing.

bmwdude

Hello, what do you think of this deal:
2015 428GC
MSRP: 50900
Selling Price: 45750 (includes $1,000 holiday credit)
10k / .62%
MF 130 / Tax 8%

Due signing $1700 ($725 ac )

$500 payment incl tax.

Can you let me know what it looks like for 12k also thanks

kyfdx

bmwdude said:

Hello, what do you think of this deal:
2015 428GC
MSRP: 50900
Selling Price: 45750 (includes $1,000 holiday credit)
10k / .62%
MF 130 / Tax 8%

Due signing $1700 ($725 ac )

$500 payment incl tax.

Can you let me know what it looks like for 12k also thanks

Looks good.. I get $465.mo.+tax, so it's right on the money.

Going to 12K/yr adds $12.40+tax to the payment.

kmilan

CAN SOMEONE HELP ME PLEASE,
2015 BMW 435I XDRIVE
RESIDUAL AND MONEY FACTOR
15K MILES PER YEAR AND 20K IF THEY DO IT

Michaell

kmilan said:

CAN SOMEONE HELP ME PLEASE,
2015 BMW 435I XDRIVE
RESIDUAL AND MONEY FACTOR
15K MILES PER YEAR AND 20K IF THEY DO IT

.00130 and 58% for 39/15. Extra miles are charged at .15-25 per mile. $1000 lease cash.

kmilan

WHAT ABOUT 428I XDRIVE

kmilan

CAN SOMEONE HELP ME
2015 BMW 428I XDRIVE
RESIDUAL MONEY FACTOR LEASE CASH
15K PER YEAR
ALSO BEST #S WOULD HELP IF POSSIBLE

Michaell

kmilan said:

CAN SOMEONE HELP ME
2015 BMW 428I XDRIVE
RESIDUAL MONEY FACTOR LEASE CASH
15K PER YEAR
ALSO BEST #S WOULD HELP IF POSSIBLE

.00130 and 58% for 39/15. $1000 holiday cash.

floydfan1

Michael/Kyf,

I found a dealership that has a couple of 2014 428i cars on its lot. Do you know what sort of residuals, incentives etc. are available for 428i coupe? There are not many 2014s out there at all.

I am looking for a 3yr/10k miles lease. Im not even sure if such a lease is available for a 2014MY.

As always, many thanks in advance!

Michaell

floydfan1 said:

Michael/Kyf,

I found a dealership that has a couple of 2014 428i cars on its lot. Do you know what sort of residuals, incentives etc. are available for 428i coupe? There are not many 2014s out there at all.

I am looking for a 3yr/10k miles lease. Im not even sure if such a lease is available for a 2014MY.

As always, many thanks in advance!

.00130 MF and 36/10 residual of 61%. No holiday cash.

jorgerunfast

Looking at a 435i GC with a sticker of $55,275

I'm in South Florida, and the dealers are making it painfully clear that this car is very "hot" and there are very few in stock.

What can I realistically expect to accomplish here?

What are some tips on how best to approach this?

This will be my first time negotiating a lease - until now I've just financed cars, and in many cases purchased from Carmax and other "set price" dealers.

The Holiday offer is $479/mo with an MSRP of $52,300 and $4,204 due at signing.

If I want to limit cash at signing to $3,500, and I'm looking at an MSRP closer to $55K, what should I expect?

I'm good with 10k/year, and 39 months.

Thanks a ton in advance, what a great resource!

floydfan1

Michaell said:

floydfan1 said:

Michael/Kyf,

I found a dealership that has a couple of 2014 428i cars on its lot. Do you know what sort of residuals, incentives etc. are available for 428i coupe? There are not many 2014s out there at all.

I am looking for a 3yr/10k miles lease. Im not even sure if such a lease is available for a 2014MY.

As always, many thanks in advance!

.00130 MF and 36/10 residual of 61%. No holiday cash.

Thank you

Michaell

jorgerunfast said:

Looking at a 435i GC with a sticker of $55,275

I'm in South Florida, and the dealers are making it painfully clear that this car is very "hot" and there are very few in stock.

What can I realistically expect to accomplish here?

What are some tips on how best to approach this?

This will be my first time negotiating a lease - until now I've just financed cars, and in many cases purchased from Carmax and other "set price" dealers.

The Holiday offer is $479/mo with an MSRP of $52,300 and $4,204 due at signing.

If I want to limit cash at signing to $3,500, and I'm looking at an MSRP closer to $55K, what should I expect?

I'm good with 10k/year, and 39 months.

Thanks a ton in advance, what a great resource!

You want to negotiate your best price - use the "Make / Model / Year" pull downs to help you figure out what that price should be.

We don't recommend making a down payment on a lease - if the car is stolen or totaled, you aare out the money. Consider instead using that money as MSD to buy down the MF.

MF is .00130 and 39/10 residual is 62%. $1000 holiday cash.

leescott

When you have a chance, can you please give me the rate and residual for a 435i, 36 and 39 mos, 10K/year. Also, is there any holiday or lease cash.

Thank you!

Michaell

leescott said:

When you have a chance, can you please give me the rate and residual for a 435i, 36 and 39 mos, 10K/year. Also, is there any holiday or lease cash.

Thank you!

.00130 and 61% for 39/10. $1000 holiday cash.

leescott

Michaell said:

leescott said:

When you have a chance, can you please give me the rate and residual for a 435i, 36 and 39 mos, 10K/year. Also, is there any holiday or lease cash.

Thank you!

.00130 and 61% for 39/10. $1000 holiday cash.

Thank you for the quick reply, Can you also give me the 36 mo numbers too?

Michaell

leescott said:

Michaell said:

leescott said:

When you have a chance, can you please give me the rate and residual for a 435i, 36 and 39 mos, 10K/year. Also, is there any holiday or lease cash.

Thank you!

.00130 and 61% for 39/10. $1000 holiday cash.

Thank you for the quick reply, Can you also give me the 36 mo numbers too?

Subtract 1% from the 39 mo residual for 36/10. 39 months is the sweet spot this month.

leescott

Michaell said:

leescott said:

Michaell said:

leescott said:

When you have a chance, can you please give me the rate and residual for a 435i, 36 and 39 mos, 10K/year. Also, is there any holiday or lease cash.

Thank you!

.00130 and 61% for 39/10. $1000 holiday cash.

Thank you for the quick reply, Can you also give me the 36 mo numbers too?

Subtract 1% from the 39 mo residual for 36/10. 39 months is the sweet spot this month.

Perfect, thank you!

billybob0004

Hey guys,

First question: soliciting your opinions on the current lease specials on the 428i and 435i.

The deal on the 428i is $389/month (39 months, 10k/year), $3,000 down, and $0 deposit with holiday credit included in the payment. The lease states a MSRP of $44,100, and the end of lease purchase option is $26,901. The 428 comes with sport line and metallic paint.

The deal on the 435i is $469/month (39 months, 10k/year), $3,000 down, and $0 deposit with the holiday credit included in the payment. The lease states a MSRP of $51,550, and the end of lease purchase option $31,446. The 435 comes with the M Sport package, metallic paint, and driver assist package.

When I do the math using the residual values and money factors found here, these leases seem like good deals. Is that a correct assessment or can I do better?

Second question: I'm looking for a shorter term lease 24 or 30 month and 10k or 12k/year for either the 428i or 435i. I couldn't find a recent set of those numbers for the shorter lease periods. Would one of you mathemagicians kindly provide the corresponding residuals and money factors for that data set?

Thanks in advance!

kyfdx

billybob0004 said:

Hey guys,

First question: soliciting your opinions on the current lease specials on the 428i and 435i.

The deal on the 428i is $389/month (39 months, 10k/year), $3,000 down, and $0 deposit with holiday credit included in the payment. The lease states a MSRP of $44,100, and the end of lease purchase option is $26,901. The 428 comes with sport line and metallic paint.

The deal on the 435i is $469/month (39 months, 10k/year), $3,000 down, and $0 deposit with the holiday credit included in the payment. The lease states a MSRP of $51,550, and the end of lease purchase option $31,446. The 435 comes with the M Sport package, metallic paint, and driver assist package.

When I do the math using the residual values and money factors found here, these leases seem like good deals. Is that a correct assessment or can I do better?

Second question: I'm looking for a shorter term lease 24 or 30 month and 10k or 12k/year for either the 428i or 435i. I couldn't find a recent set of those numbers for the shorter lease periods. Would one of you mathemagicians kindly provide the corresponding residuals and money factors for that data set?

Thanks in advance!

The lease deals are just okay..

The money factor for the shorter terms is the same (.00130), but the residuals aren't enough higher to make any of the shorter terms viable.. $100s of dollars/month more..

imjuspiayin

Hello,

I took delivery of my 2015 428i xDrive last week. What do you guys think of this deal? Do the numbers seem right?

39 Months, 12,000 Miles
MSRP: $51,775.00
Selling Price: $44,374.44
Residual: $31,065.00 (60%)
Title, License, Reg.: $376.00
Acquisition Fee: $725.00
Doc Fee: $389.00
NJ Sales Tax: 7%
Due at Signing: $4,500 ($3,150 for 7 MSDs, $900.01 Cap Cost Reduction, $449.99 1st month payment)
Monthly Payment with Tax: $449.99

Also, has anybody gotten the protection package they offer? They offered me the best package for $650 that includes tire/wheel protection, windshield replacement, ding/scratch removal and up to $5,000 in damage waived at end of lease. I didn’t purchase it yet but it seems like a no-brainer so I can go back within the month to purchase. Thanks for all your help everybody!

Michaell

imjuspiayin said:

Hello,

I took delivery of my 2015 428i xDrive last week. What do you guys think of this deal? Do the numbers seem right?

39 Months, 12,000 Miles
MSRP: $51,775.00
Selling Price: $44,374.44
Residual: $31,065.00 (60%)
Title, License, Reg.: $376.00
Acquisition Fee: $725.00
Doc Fee: $389.00
NJ Sales Tax: 7%
Due at Signing: $4,500 ($3,150 for 7 MSDs, $900.01 Cap Cost Reduction, $449.99 1st month payment)
Monthly Payment with Tax: $449.99

Also, has anybody gotten the protection package they offer? They offered me the best package for $650 that includes tire/wheel protection, windshield replacement, ding/scratch removal and up to $5,000 in damage waived at end of lease. I didn’t purchase it yet but it seems like a no-brainer so I can go back within the month to purchase. Thanks for all your help everybody!

$449/mo for a car that stickers at almost $52K is a great deal. Enjoy!

donlino

Hi, please let me know your thoughts on the following deal for a 435i xdrive convertible.

MSRP: $67,320
Sale Price: $61,600
Gross Cap Cost = $61,600 + $925 acq fee + $166.27 = $62,691.27
RV: $39,045.60
39 Month Lease

Due at signing:
7 Security Deposits: $5,250.00
License fees: $784.00 (state plates)
Title Fees: $36.05

Based on what I saw on the Edmunds site, the invoice price is $61,915. My monthly payment is $736.92 (includes 7% tax on payment).

I know the acq fee is marked up by $200 and I believe the $166.27 is just dealer profit.

Do you think this is a fair deal?

Thanks for all your help.

kyfdx

donlino said:

Hi, please let me know your thoughts on the following deal for a 435i xdrive convertible.

MSRP: $67,320
Sale Price: $61,600
Gross Cap Cost = $61,600 + $925 acq fee + $166.27 = $62,691.27
RV: $39,045.60
39 Month Lease

Due at signing:
7 Security Deposits: $5,250.00
License fees: $784.00 (state plates)
Title Fees: $36.05

Based on what I saw on the Edmunds site, the invoice price is $61,915. My monthly payment is $736.92 (includes 7% tax on payment).

I know the acq fee is marked up by $200 and I believe the $166.27 is just dealer profit.

Do you think this is a fair deal?

Thanks for all your help.

Looks like a good deal... I assume you signed this on last month's program?

stever

If you got a great lease deal in 2014, a reporter wants to talk with you. Please email PR@edmunds.com no later than Wednesday, January 7, 2015, and include your daytime contact info and the make and model you leased.

hobokenjoe

Hi, can someone please tell me the MF and RV for a 2015 428i xDrive coupe, 36 mos./36K miles and 39 mos./39K miles? Is there any cash or other incentive I should be aware of? Thank you!

Michaell

hobokenjoe said:

Hi, can someone please tell me the MF and RV for a 2015 428i xDrive coupe, 36 mos./36K miles and 39 mos./39K miles? Is there any cash or other incentive I should be aware of? Thank you!

The only numbers we have are for 39 months.

.00131 and 61% for 39/10. Subtract 1% for 12K

tboooe

Would really appreciate hearing if this is a good deal in Orange County CA

2015 428i GC
MSRP: $52,000
Selling price: $46,036
Residual: $31,674
Driveoff: $3500
Monthly including tax: $500
Term: 39/13,000

Michaell

tboooe said:

Would really appreciate hearing if this is a good deal in Orange County CA

2015 428i GC
MSRP: $52,000
Selling price: $46,036
Residual: $31,674
Driveoff: $3500
Monthly including tax: $500
Term: 39/13,000

I don't have a residual for a 13K term; the closest I can get is 61%. With that in mind, I'm calculating $468.94/mo before tax; 7% tax takes the payment to $501.76.

Seems a good deal; what is the breakdown of the $3500 drive off?

tboooe

Michaell said:

I don't have a residual for a 13K term; the closest I can get is 61%. With that in mind, I'm calculating $468.94/mo before tax; 7% tax takes the payment to $501.76.

Seems a good deal; what is the breakdown of the $3500 drive off?

Thank you for the reply. Breakdown of drive off:
$2373 cap reduction
$500 first month payment
$101 Registration
$300 License
$189 tax on cap reduction
$36 misc

tboooe

BTW tax in Orange County CA is 8%

Michaell

tboooe said:

I don't have a residual for a 13K term; the closest I can get is 61%. With that in mind, I'm calculating $468.94/mo before tax; 7% tax takes the payment to $501.76. Seems a good deal; what is the breakdown of the $3500 drive off?

Thank you for the reply. Breakdown of drive off: $2373 cap reduction $500 first month payment $101 Registration $300 License $189 tax on cap reduction $36 misc

We do not recommend making a Cap cost reduction; if the car is stolen or total, you are out the money.

nicksmu17

What is the best money factor and residual on a 435xdrive convertible? 39/10k I assume is best terms

Thanks

Nick

Michaell

nicksmu17 said:

What is the best money factor and residual on a 435xdrive convertible? 39/10k I assume is best terms

Thanks

Nick

.00130 and 61% for 39/10

drro

can some BMW gurus comment about this deal for Tx
Have to decide real soon...

428xi Convertible 2015
msrp 60,600.00

Amount Due at Signing
1st Month Payment 648.19
Acquisition Fee 725.00
DMV Charges 400.00
Upfront Taxes 3,591.13 (its TX )
Total Inception Fees 5,364.32

39 months/10k miles

Michaell

drro said:

can some BMW gurus comment about this deal for Tx
Have to decide real soon...

428xi Convertible 2015
msrp 60,600.00

Amount Due at Signing
1st Month Payment 648.19
Acquisition Fee 725.00
DMV Charges 400.00
Upfront Taxes 3,591.13 (its TX )
Total Inception Fees 5,364.32

39 months/10k miles

.00130 and 61% this month.

What is the net cap cost? We'd need to know that to model the payment.

drro

What is the net cap cost
57,500

Michaell

drro said:

What is the net cap cost
57,500

I'm showing $693.19/mo with this information.

drro

thanks....
Do you think its afair deal..
dealer is saying there is NO similar red convertible on east coast now..(highly doubt)

gorilla6

I'm trying to lease a 2015 rwd 435i M Sport.
I've been quoted two different residuals for 15K/year 3 year lease: one was 57, the other 58 percent. Isn't the residual 60 percent?
And is a .00130 MF correct for the vehicle?  I also thought if you lease again from the same dealership, they discounted you .00015, but the guy was unaware of this discount.
What kind of cap cost should I be going for on this vehicle with an msrp of $58175?
54-55?  And dealer incentives possible?
I'm doing the jump ahead (one month) program on my current lease if that affects anything. No charges on my car based on a pre-lease inspection.
And can I roll even the acquisition fee and any other fee they charge into the monthlies? I don't want to put anything down.  I have 720ish credit. Good enough?
And are California taxes 8 percent? It looks like it varies by city.  Berkeley is higher than sf.
thanks for any insight you might have!

kyfdx

gorilla6 said:

I'm trying to lease a 2015 rwd 435i M Sport.
I've been quoted two different residuals for 15K/year 3 year lease: one was 57, the other 58 percent. Isn't the residual 60 percent?
And is a .00130 MF correct for the vehicle?  I also thought if you lease again from the same dealership, they discounted you .00015, but the guy was unaware of this discount.
What kind of cap cost should I be going for on this vehicle with an msrp of $58175?
54-55?  And dealer incentives possible?
I'm doing the jump ahead (one month) program on my current lease if that affects anything. No charges on my car based on a pre-lease inspection.
And can I roll even the acquisition fee and any other fee they charge into the monthlies? I don't want to put anything down.  I have 720ish credit. Good enough?
And are California taxes 8 percent? It looks like it varies by city.  Berkeley is higher than sf.
thanks for any insight you might have!

.00130 MF and 58% residual for 39mo, 15K/yr

terianx

Is this a good lease deal 2015 BMW 428XI Gran coupe


The selling price for the 2015 BMW 428i xDrive Gran Coupe M Sport is $52,185 and the breakdown is as follows:

39 months
$633.54/month
$2058.04 total out of pocket
12,000 miles/yr


Total out of pocket breakdown:
$995.00 Acquisition Fee
$633.54 First Payment
$12.50 NYS Tire Waste Fee
$77.00 Fuel Surcharge (Full tank of Gas)
$75.00 Doc Fee
$10.00 NYS Inspection
$250.00 Estimated Registration
$5.00 NYS Title Fee

= $2058.04 total out of pocket