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Comments
my .02 worth
matthew
Danog...How bad do you want to get out of it?...see what they will do for you...if you could get out of it right now...and not pay any extra....why pay for extra miles from now to October?......course you would need it until new one comes....
I've never leased or heard of how they wprk early turn ins...do you just quit paying and you are out....via their approval to do so?....or is there a fee of some kind?..
Good Luck
- Tim
Might as well get the fog lights. Matthew is right, too many computer assisted options!!!!!! The rear locker is discussed pretty often, not as much as tires and octane, but IMO it is more than worth it. No traction with a dog leg when turning right on an incline or when your off the driveway on a hill! Besides, if you burn tires any, they will both wear out at the same rate. HEHEHEH
Dano
On my first lease I ended it early by selling it to the used car manager at the dealership. I actually had to make up a difference of $1000 or so because I couldn't get them to pay it off. That is one problem with leases, you are contracted to pay to the end so it makes options very limited!
But, as with anything the options are always there if you look. I could sell it for payoff, trade it in like a purchased vehicle, or wait it out. Way I thought is if I went 10K over on miles it would cost me $1500 - .15/mile. But if I trade now and the difference on the payoff and trade-in value is $1500 or less then it should be no different.
-
red
www.swapalease.com
...don't believe in putting anything down...unless it came from the equity of the sale of the previous one
we could buy more within' our range?....nahhhhh..that wouldn't be any fun!..LOL
I couldn't see paying 2-3 more months payments to get out of the lease...and the truck is gone.....now of you were to basically pay the miles overage as it sits now....that sounds cool?.....and you wouldn't have to pay for the miles from now to Oct....and the payment on a truck you don't want?
- Tim
We can afford it, but it is more fun pushing the limits!!!
If you look around even a little, it would be practically impossible to buy and have a sub lease $400 payment so why not get what you want.
I'll go by and check with a few dealerships this week to see what happens. As much as I hate to say it, I believe buying the next one will be my choice.
Thanks,
Dano
Thanks guys.
$388?.......how much down?
- Tim
27400 price
1st pymt 387.55
cap reduction(down payment +taxes) 612.45.
Sticker was just over 29,000.
Supposedly a friends dad got me a deal when these just rolled onto lots. This was the first batch of the new style delivered here in Birmingham.
Sound good??
...But a house isn't how we should judge people...
..although they do make an impression!
LOL
to a certain point....
- Tim
We're out of town about 25 miles in a 24 year old house. I guess its as close to country as you could get without truly living on a farm.
1 acre of land, 18'x36' in ground pool. And yes a two car garage with the second half finished as a great big play/computer/junk room.
Had to buy the Silverado to haul many things. Man, if I had a farm I'd need you guys to help haul off trash and things.
I have heard how much it cost in other parts of the country for housing. May explain why so many people retire and move to the south. And property tax is only $300/year. Tags, $150/year.
BUT IF YOU HAVE KIDS, make sure you choose a really good location cause schools here are in a bad way!!!!!
Dano
starter houses back when I was out of high school...(85)...about $35K.....(Now $100K)..but there still are ones for $50....also ones for Millions....
Very diverse in some areas......here it can be packed in like sardines....for $100K or $800K.....or have acres of land...pole barn....nice ranch for $150K -$800K....all within' 10-60 minutes of each other..
all relative
around me all the farms are being bought up and becoming $500K to 1.2 Mil. subs...packed in...why people pay that to look into your neighbors windows is beyond me...
oh well
How about them Silverados?
- Tim
- Tim
got a 30x40 2.5 story barn/garage that can back up that theory.....got more in 6 years of marriage than most people married for 50 years!
..but uhhh....errr...."it's ALL good stuff though Dear"
LOL
- Tim
See you guys in the morning.
Dano
- Tim
...doesn't matter much to me....do what I want...not what others may think makes me better..
Enjoy
- Tim
blackmax
Bought the factory fog lights about a year after I got my truck. Only reason was they were selling for $65 on ebay. Came with wiring harness, mounts, additional switch, and detailed instructions on install. After everything was installed, the last instruction was to program with the tech2 for operation. It's a good thing my truck is in at the dealers sooo often, this one time being an advantage.
danoq
I had a 97.5 SC Regal on lease. At 33 months, took it into dealer to have all warranty issues addressed so I could decide whether or not to excercise the purchase option. Car had only 17,000 miles after 33 months. After I received the car back from the dealer's service department, I found that they could not duplicate any of the problems and even attributed my dash ratle to loose change in the ashtray. A real bunch of winners. Sooo...I left the Buick lot and drove 50' and turned into the GMC lot. Worked out a deal on a '00 Denali but still had 3 months payment left. Of course the dealer would roll it into the lease price but I told them to forget it, cause if I could't work out a deal with GMAC then there would be no deal on the Denali. What's interesting is that GMAC waived the last two payments (3 if you count security deposit) allowing me to turn the vehicle in that night and leave with the Denali. Actually, GMAC gave me two weeks to work out a deal and turn the Buick in
But I do understand they can be cheaper...if you drive the minimum miles they offer with the plan...and it's nice to just give it back....if selling is not your bag......course with a purchase you could always just trade it in as well..
Good Luck
- Tim
Any comments will be appreciated.
thanks scott
- Tim
Any comments will be appreciated.
thanks scott
Since most dealers still have plenty of 2001's on their lots, I doubt they are placing heavy orders for 2002's right now. I would think that you could place an order for a 2002 and get close to the front of the line.
Hans
The option is yours on mileage. I always get the 15K per year lease. Until we moved I always had plenty of miles at the end so I never paid attention to a very important number. The overage price is negotiable and I got stuck with .15 cents a mile. I have seen it as low as .10 cents. You can trade in a lease also. If you call your leasing company and ask for a payoff they will tell you. Just make sure to get the most from the dealer and not get stuck with a difference.
Scott,
If it is listed on your options and not installed you should have any problems from your dealer on getting it installed.
If I can't find anything, guess I will shoot for a 2002 rado!
Regards,
Jim
I'll stick with buying.....with GMO discount truck was $30,008.....1 year and 8 months later....KBB is $29,500...and several are listed here for similar prices.....don't mean they are selling....but even at $26K....I can sell it..pay off loan...and walk away with 6K now....making my payment per month $298 for a 2500 LT...(when ya figure it back into payments)
- Tim
Maybe I can go down a order a new truck just to my taste. I think that would make it worth actually biting the bullet and buying it instead of leasing. Payments are usually much closer than most realize. I can always contract on the side to make up any difference.
Dano
,,,aka GMO is the discount I get for being a family member of a GM employee....GM ORDER
- Tim
My GMS discount let me order my truck at a cost of GMO + 3%.
I haven't looked at GMO, but I understood it to be an employee discount, stock or order. Certainly the GMS is stock or order.
See:
http://www.gmsupplierdiscount.com/
for GMS program details.
Mike L
Erik, I agree with you on the lease deal. You definitely don't get a credit if your under mileage. No payment is a great thing once you get in that situation. I may have to buy an older truck to break the leasing cycle.
Mike, good link. Unfortunately I don't qualify for the plan. Oh well, guess I'll have to pay more.
Dano
To lease for 2-3...then buy and finance for 2-4 more is not the way to go.....if you want to own it..buy it from day one......
Lease "deals"...allow people to buy cars they would not be able to afford.......but those have calmed down....Chevy didn't offer crud on Ado's for almost 2 years...and then when they do....big deal..
They keep all the bread and butter on the high profit models!
To buy new...sell in 1.5-2.5 years...pay off loan..walk with X cash has always been good for me...
as I have said before...last time I did this....3 new trucks in 6 years......cost me about 10K......sure beats having the same one for 6 years....but at least it's all yours!
....then wife made me get married....GRRRRR...buy another house..GRRRRR..now I'm back on the plan...gonna take the cash from this one...roll it into an 8.1 HD CC...($3K) more than current truck..and have payment go from $598.77 to about $475.........and so on and so on ..etc...
problem is...as I'm older....and drove that last truck for 11 years...I'm just not as excited as I was when younger about a new truck...or any car for that matter.......perhaps HD will be a 5 year truck for me?
who knows?
I gotta get thru the day first!
Enjoy
- Tim
so she proposed to you? Or held a gun to your head tim?
I am definitely not proficient with math so can you give me the Numbers for Dummies version of your plan?
I see it this way, and please correct me;
Buy the truck for $30,000 on a 60mth loan,
Sell the truck in 1.5-2.5 years for more than you owe,
Payoff the loan and roll the cash back into another purchase.
Right???? Sorry..
Dano
Leasing works when you are able to write off the whole amount vs. taking standard 5 year depreciation. What's great about it is walking away after 3 years. Or 2 with Ford's red carpet. Hmmm....maybe a Lightning next....
MSRP was close to 33K. My price was like 27 something. After taxes title registration and a few accessories (bedliner,nerf bars, rail caps,bug deflector) was($29,691)
The supplier deal took off almost 5K
Also used $500 is gm points
Ryan
perhaps in the days of old...with high rates and cheap cars...or something!.....you couldn't sell it in 2 years for more than you owe...but that's not true today....2 years on a 60 Mo loan...nothing down for my truck..payoff is under 19K...with a selling price of I would guess about $26 - $28K
works for me..
enjoy
- Tim
GMO might have saved me almost 2K with tax and all...but still..even at invoice plus $500 one could make it work...
don't try it and have it fail and whine to me....but I am just sharing what I do...
The best option I have is wait to return the truck, then wait 1 year making the same payment to myself and use it as a down payment. Guess I can bum rides for a year or so. Wish I still had my 1971 Chevelle!!!!
Dano
Hunter
My first truck was a 91 Cheyanne metallic blue sportside. Very nice looking truck. I got screwed, meaning I paid sticker price, what do you want I was young! I think sticker was 17 grand. I paid on it for 3 years and traded it for a 94 rado. Very nice truck. Sticker was 21 grand with trade I financed 14 grand. I paid off the truck in 5 years and traded it for a 99 blazer, no loan on the truck and they gave me 17 grand for the trade....I know its hard to believe but it's true. Actually they sold it while I was in the dealers office talking about the blazer. 29000 blazer and we financed 10 grand, so we will make money on that deal...maybe.
Unfortunately I hated the blazer and missed having a truck so I gave it to my wife and bought my '00 rado. Which I kinda got screwed on but I love it (pretty much) and I know I will pay it off and make some money on it. No I will not get more than I paid for it but if prices keep going up...which they will, then I'll probably be able to get 18 - 20 grand in a few years.
One last thing...I keep my trucks in excellent condition so I'm sure that helps and I usually put less than average mileage on them.
Just my .02 worth...maybe a little more,
Mark
71 Chevelle?...now we are talking!.....but all they do is go fast in a straight line....forget about ride...turning..or braking....but I hear ya brudduh..
Hunter..sounds like a cool set up......when do we come over for small game hunting?...LOL
....you do drywall mud or roofing?....gotta me me someone...
- Tim
I got stainless steel nerfs for my x-cab from Cabelas for $340 delivered to the house. Look just like Westin's from what I see, but way cheaper than any other deal I've seen.
Anybody need plumbing done. I was sweating pipes under the house this weekend. Anything using fire is fun!
scott
dohhh
- Tim
So the hunting aint the greatest, but love being out by ourself basically.
Have a great day
Hunter