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2015 Lexus RX 350 Lease Questions

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  • MichaellMichaell Moderator Posts: 263,171
    nyigor said:

    June 30th, got the deal, MSRP $47300
    27 months for $439.98. I also returned 2013 RX350 that had 9 months left.
    $0 money down, first month, tag transfer, and etc - $800 out the door.

    Congratulations - nice deal all around. Enjoy!

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  • mts1980mts1980 Member Posts: 9
    Can you please let me know what the current numbers are in south FL for 36 months/12K? Any incentives? Also, do you know when these numbers expire? The dealer told me that the residuals reset on July 6.

    Thanks.
  • kyfdxkyfdx Moderator Posts: 266,873
    mts1980 said:

    Can you please let me know what the current numbers are in south FL for 36 months/12K? Any incentives? Also, do you know when these numbers expire? The dealer told me that the residuals reset on July 6.

    Thanks.

    .00090 MF and 60% residual. $1500 lease cash.

    Yes, new program starts on July 7th

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  • jonathan1234jonathan1234 Member Posts: 1
    Moderator, can you please update me on the current numbers in TX, as they reset today. 36 month/12k and 36 month/15k. Has the lease cash remained the same?

    Thank you!
  • kyfdxkyfdx Moderator Posts: 266,873

    Moderator, can you please update me on the current numbers in TX, as they reset today. 36 month/12k and 36 month/15k. Has the lease cash remained the same?

    Thank you!

    .00070 MF and 60%/58% residual. $1500 lease cash. Complimentary 1st payment

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  • guyguy1guyguy1 Member Posts: 3
    Hi.

    Are those rates the same in Northern Virginia? If not can you update me on the current rates for this region?

    24/7.5k
    24/10k

    36/7.5k
    36/10k

    Thanks!


  • MichaellMichaell Moderator Posts: 263,171
    guyguy1 said:

    Hi.

    Are those rates the same in Northern Virginia? If not can you update me on the current rates for this region?

    24/7.5k
    24/10k

    36/7.5k
    36/10k

    Thanks!

    24/10 - 70%
    36/10 - 61%

    Add 1% for 7500 miles per year.

    .00070 MF and $1500 lease cash. First payment waived.

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  • mts1980mts1980 Member Posts: 9
    What is the lease price for the RX?
    MSRP - 44655
    Sales Price - 40850 (doesn't include any incentive)

    36 mos/12K in South FL (assuming top tier credit). Assuming I come out of pocket for inception costs (title. tags. etc.), I am coming up with a payment around $415 (+tax). The price I am getting quoted is $450/month. It's very possible that I am calculating things wrong.

    Thanks in advance.
  • kyfdxkyfdx Moderator Posts: 266,873
    mts1980 said:

    What is the lease price for the RX?
    MSRP - 44655
    Sales Price - 40850 (doesn't include any incentive)

    36 mos/12K in South FL (assuming top tier credit). Assuming I come out of pocket for inception costs (title. tags. etc.), I am coming up with a payment around $415 (+tax). The price I am getting quoted is $450/month. It's very possible that I am calculating things wrong.

    Thanks in advance.

    If the sale price is the CAP cost, I get $438/mo.+tax. .00070 MF and 60% residual

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  • jrod13jrod13 Member Posts: 38
    What are the numbers in nj for 24/15 or 27/15 or 30/15? Thanks
  • kyfdxkyfdx Moderator Posts: 266,873
    jrod13 said:

    What are the numbers in nj for 24/15 or 27/15 or 30/15? Thanks

    .00070 MF and 67%/65%/63% residual

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  • jpandskimjpandskim Member Posts: 8
    Need a quick opinion as we are making the deal tomorrow.
    Thanks in advance for always helping out on this board!

    MSRP: $46,138
    $1,936 Rebate
    $5,528 Discount
    Adjusted Price $38,664
    Acq fee: $700
    MF: .000750
    Net Price: $39,950.95
    Residual: $28,144,18
    36 months/10k miles
    $428.97 a month

    This seems like a screaming deal and the monthly payment is about right.
    Some help would be much appreciated.
  • jpandskimjpandskim Member Posts: 8
    jpandskim said:

    Need a quick opinion as we are making the deal tomorrow.
    Thanks in advance for always helping out on this board!

    MSRP: $46,138
    $1,936 Rebate
    $5,528 Discount
    Adjusted Price $38,664
    Acq fee: $700
    MF: .000750
    Net Price: $39,950.95
    Residual: $28,144,18
    36 months/10k miles
    $428.97 a month

    This seems like a screaming deal and the monthly payment is about right.
    Some help would be much appreciated.

    0 down, 0 drive off
  • MichaellMichaell Moderator Posts: 263,171
    jpandskim said:
    Need a quick opinion as we are making the deal tomorrow. Thanks in advance for always helping out on this board! MSRP: $46,138 $1,936 Rebate $5,528 Discount Adjusted Price $38,664 Acq fee: $700 MF: .000750 Net Price: $39,950.95 Residual: $28,144,18 36 months/10k miles $428.97 a month This seems like a screaming deal and the monthly payment is about right. Some help would be much appreciated.
    0 down, 0 drive off
    Agreed - screaming deal. 

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  • jpandskimjpandskim Member Posts: 8
    Thanks Michaell! Are you getting the same monthly payment? I'm getting $412 with my calculations...wonder why its off...
  • MichaellMichaell Moderator Posts: 263,171
    jpandskim said:

    Thanks Michaell! Are you getting the same monthly payment? I'm getting $412 with my calculations...wonder why its off...

    I get $379/mo before tax using your numbers .. confirm with the dealer what the net (or adjusted) cap cost is.

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  • bigblockc3bigblockc3 Member Posts: 157
    Hello Michaell, Checking on the MF & Residual for July. 2015 RX350 AWD. New Jersey. 48 months with 7500 miles. Tier 1+ and Tier 1. Thank you!
  • MichaellMichaell Moderator Posts: 263,171
    Hello Michaell, Checking on the MF & Residual for July. 2015 RX350 AWD. New Jersey. 48 months with 7500 miles. Tier 1+ and Tier 1. Thank you!
    .00075 and .00085. 48/7.5 residual is 53%

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  • dexterhugodexterhugo Member Posts: 2
    Hi Moderator! Just checking to see if you had the Money Factor & Residual for July - central ohio - 36 Months, 12,000 miles.

    Not sure if it varies by model - looking at RX350 AWD with Luxury Package, Comfort Package & Navigation.

    Thanks!
  • MichaellMichaell Moderator Posts: 263,171
    Hi Moderator! Just checking to see if you had the Money Factor & Residual for July - central ohio - 36 Months, 12,000 miles. Not sure if it varies by model - looking at RX350 AWD with Luxury Package, Comfort Package & Navigation. Thanks

    .00070 and 60%. $1500 lease cash and complimentary first payment

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  • infoplease1infoplease1 Member Posts: 5
    Moderator - Quick clarification question. It seems that TMV is coming in at 5% less than MSRP. Easy math is on a 50K car the sell price is 47,500. If we make the assumption that is the initial cap cost do you reduce it further to $46,000 for the $1,500 lease cash? Thanks in advance.
  • MichaellMichaell Moderator Posts: 263,171
    Moderator - Quick clarification question. It seems that TMV is coming in at 5% less than MSRP. Easy math is on a 50K car the sell price is 47,500. If we make the assumption that is the initial cap cost do you reduce it further to $46,000 for the $1,500 lease cash? Thanks in advance.
    TMV is an average; ideally, you'd negotiate a price lower than that. 

    Then yes, deduct the lease cash from that price. 

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  • okdriveokdrive Member Posts: 5
    edited July 2015
    Michaell / others,

    Can you let me know the money factor and residual for 36 month 2015 AWD RX350 lease with 10k and 12k miles for WA state.
  • MichaellMichaell Moderator Posts: 263,171
    okdrive said:

    Michaell / others,

    Can you let me know the money factor and residual for 36 month 2015 AWD RX350 lease with 10k and 12k miles for WA state.

    61% or 60% residual and .00070 MF. $1500 lease cash and Lexus makes the first payment for you.

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  • cduke619cduke619 Member Posts: 7
    edited July 2015
    Hey everyone I am looking to find the best deal in the metro atlanta area or cleveland ohio area. I am getting an AWD model 2015 because of all the great incentives now before they run out of stock. What lease period is the best deal currently and mileage amount? also what market would I be able to get a better deal out of. Thanks in advance any other help would be greatly appreciated. :)
  • kyfdxkyfdx Moderator Posts: 266,873
    cduke619 said:

    Hey everyone I am looking to find the best deal in the metro atlanta area or cleveland ohio area. I am getting an AWD model 2015 because of all the great incentives now before they run out of stock. What lease period is the best deal currently and mileage amount? also what market would I be able to get a better deal out of. Thanks in advance any other help would be greatly appreciated. :)

    36 months is the best term.. the best mileage allowance is always the one that matches your mileage needs. Where are you going to license the vehicle? Given the vast difference in taxes between those two states, I'd want to lease it where I register it.

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  • cduke619cduke619 Member Posts: 7
    kyfdx said:

    cduke619 said:

    Hey everyone I am looking to find the best deal in the metro atlanta area or cleveland ohio area. I am getting an AWD model 2015 because of all the great incentives now before they run out of stock. What lease period is the best deal currently and mileage amount? also what market would I be able to get a better deal out of. Thanks in advance any other help would be greatly appreciated. :)

    36 months is the best term.. the best mileage allowance is always the one that matches your mileage needs. Where are you going to license the vehicle? Given the vast difference in taxes between those two states, I'd want to lease it where I register it.
    Well lets stay 12k or 15k...I will probably purchase it in GA unless the prices I am quoted in Ohio are just a much better deal. I emailed all the dealers in the area to ask what is the best they can do. One dealer emailed me back today saying they can do $5800 off of msrp and $1500 more off if I lease. I was going to use that to start negotiating with other dealers as well. Is that a great price in general or can I do better? Also is there anything else you suggest I look out for as far as numbers?
  • kyfdxkyfdx Moderator Posts: 266,873
    cduke619 said:

    kyfdx said:

    cduke619 said:

    Hey everyone I am looking to find the best deal in the metro atlanta area or cleveland ohio area. I am getting an AWD model 2015 because of all the great incentives now before they run out of stock. What lease period is the best deal currently and mileage amount? also what market would I be able to get a better deal out of. Thanks in advance any other help would be greatly appreciated. :)

    36 months is the best term.. the best mileage allowance is always the one that matches your mileage needs. Where are you going to license the vehicle? Given the vast difference in taxes between those two states, I'd want to lease it where I register it.
    Well lets stay 12k or 15k...I will probably purchase it in GA unless the prices I am quoted in Ohio are just a much better deal. I emailed all the dealers in the area to ask what is the best they can do. One dealer emailed me back today saying they can do $5800 off of msrp and $1500 more off if I lease. I was going to use that to start negotiating with other dealers as well. Is that a great price in general or can I do better? Also is there anything else you suggest I look out for as far as numbers?
    .00070 MF and 58% residual for 36mo, 15K/yr. In addition to the $1500 lease cash, Lexus pays the 1st payment on leases.

    If you are registering the car in GA, they tax the full selling price of the car, not the lease payment.

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  • cduke619cduke619 Member Posts: 7
    edited July 2015
    I have one dealer quoting me on
    2015 Lexus RX
    MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP)
    Residual 27,447
    Money Factor .00115
    selling price is $41,324 with an additional rebate of $2,049
    15k miles 36 months
    Payments $549 after taxes
    0 down 0 due

    The other is quoting
    2015 Lexus RX AWD
    MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP)
    Residual $30,835
    Money Factor 00.100
    15k 36 months
    Payments $599 after taxes
    0 Down 0 due

    Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again
  • MichaellMichaell Moderator Posts: 263,171
    cduke619 said:

    I have one dealer quoting me on
    2015 Lexus RX
    MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP)
    Residual 27,447
    15k miles 36 months
    Payments $549 after taxes
    0 down 0 due

    The other is quoting
    2015 Lexus RX AWD
    MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP)
    Residual $30,835
    Money Factor 00.100
    15k 36 months
    Payments $599 after taxes
    0 Down 0 due

    Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again

    Both seem expensive. What state is this? Tax obligations vary and can dramatically affect your lease payment.

    Base MF this month for the RX is .00070, so one dealer is marking up the MF on you.

    36/15 residual is 58%; getting fewer miles is OK so long as you don't need them. Saving money on the monthly payment only to give it back at the end of the lease because you drove too much doesn't make much sense.

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  • cduke619cduke619 Member Posts: 7
    Michaell said:

    cduke619 said:

    I have one dealer quoting me on
    2015 Lexus RX
    MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP)
    Residual 27,447
    15k miles 36 months
    Payments $549 after taxes
    0 down 0 due

    The other is quoting
    2015 Lexus RX AWD
    MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP)
    Residual $30,835
    Money Factor 00.100
    15k 36 months
    Payments $599 after taxes
    0 Down 0 due

    Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again

    Both seem expensive. What state is this? Tax obligations vary and can dramatically affect your lease payment.

    Base MF this month for the RX is .00070, so one dealer is marking up the MF on you.

    36/15 residual is 58%; getting fewer miles is OK so long as you don't need them. Saving money on the monthly payment only to give it back at the end of the lease because you drove too much doesn't make much sense.
    Its in GA I was looking at the deals here and with the amount they are giving off I knew it felt extra expensive. Should I tell them I know the MF is .00070 ? Or just try another dealer? There are like 5 dealers here in metro atlanta
  • MichaellMichaell Moderator Posts: 263,171
    cduke619 said:
    I have one dealer quoting me on 2015 Lexus RX MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP) Residual 27,447 15k miles 36 months Payments $549 after taxes 0 down 0 due The other is quoting 2015 Lexus RX AWD MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP) Residual $30,835 Money Factor 00.100 15k 36 months Payments $599 after taxes 0 Down 0 due Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again
    Both seem expensive. What state is this? Tax obligations vary and can dramatically affect your lease payment. Base MF this month for the RX is .00070, so one dealer is marking up the MF on you. 36/15 residual is 58%; getting fewer miles is OK so long as you don't need them. Saving money on the monthly payment only to give it back at the end of the lease because you drove too much doesn't make much sense.
    Its in GA I was looking at the deals here and with the amount they are giving off I knew it felt extra expensive. Should I tell them I know the MF is .00070 ? Or just try another dealer? There are like 5 dealers here in metro atlanta
    Never hurts to get multiple dealers involved. Tell them you want the base MF; they know what the rate is. 

    GA applies sales tax to the entire price of the car. Makes leases more expensive there 

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  • cduke619cduke619 Member Posts: 7
    Michaell said:


    cduke619 said:

    Michaell said:

    cduke619 said:

    I have one dealer quoting me on
    2015 Lexus RX
    MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP)
    Residual 27,447
    15k miles 36 months
    Payments $549 after taxes
    0 down 0 due

    The other is quoting
    2015 Lexus RX AWD
    MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP)
    Residual $30,835
    Money Factor 00.100
    15k 36 months
    Payments $599 after taxes
    0 Down 0 due

    Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again

    Both seem expensive. What state is this? Tax obligations vary and can dramatically affect your lease payment.

    Base MF this month for the RX is .00070, so one dealer is marking up the MF on you.

    36/15 residual is 58%; getting fewer miles is OK so long as you don't need them. Saving money on the monthly payment only to give it back at the end of the lease because you drove too much doesn't make much sense.
    Its in GA I was looking at the deals here and with the amount they are giving off I knew it felt extra expensive. Should I tell them I know the MF is .00070 ? Or just try another dealer? There are like 5 dealers here in metro atlanta

    Never hurts to get multiple dealers involved. Tell them you want the base MF; they know what the rate is. 

    GA applies sales tax to the entire price of the car. Makes leases more expensive there 

    So now they both said it's .00075
    But they quote higher because most of the people only qualify for tier 2.
    How do they calculate what tiers based on Credit and what are the rates per tier currently.
    Since they tax off the whole car in GA I'm thinking of just buying in cleveland Ohio much more selection for awd cars there as well. What are the residuals for 10 12 and 15k up there? As well as the mf rates? Thanks
  • MichaellMichaell Moderator Posts: 263,171
    cduke619 said:
    cduke619 said:
    I have one dealer quoting me on 2015 Lexus RX MSRP $47423 (They say $6k rebate + $1500 lease incentive off MSRP) Residual 27,447 15k miles 36 months Payments $549 after taxes 0 down 0 due The other is quoting 2015 Lexus RX AWD MSRP $51,389 (They say $5,800 rebate + $1500 lease incentive off MSRP) Residual $30,835 Money Factor 00.100 15k 36 months Payments $599 after taxes 0 Down 0 due Are these good deals or are they trying to get over on me? Any suggestions or advice would be great. Would going lower in mileage per year make it a better deal as far as miles to payment ratio? Im just trying to get the best bang for my buck. Thanks in advance again
    Both seem expensive. What state is this? Tax obligations vary and can dramatically affect your lease payment. Base MF this month for the RX is .00070, so one dealer is marking up the MF on you. 36/15 residual is 58%; getting fewer miles is OK so long as you don't need them. Saving money on the monthly payment only to give it back at the end of the lease because you drove too much doesn't make much sense.
    Its in GA I was looking at the deals here and with the amount they are giving off I knew it felt extra expensive. Should I tell them I know the MF is .00070 ? Or just try another dealer? There are like 5 dealers here in metro atlanta
    Never hurts to get multiple dealers involved. Tell them you want the base MF; they know what the rate is. 

    GA applies sales tax to the entire price of the car. Makes leases more expensive there 
    So now they both said it's .00075 But they quote higher because most of the people only qualify for tier 2. How do they calculate what tiers based on Credit and what are the rates per tier currently. Since they tax off the whole car in GA I'm thinking of just buying in cleveland Ohio much more selection for awd cars there as well. What are the residuals for 10 12 and 15k up there? As well as the mf rates? Thanks
    Residual is the same everywhere. MF is .00070

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  • okdriveokdrive Member Posts: 5
    I need some guidance on this quote:

    MSRP: 51,389
    Negotiated price: 46,758
    Money Factor: 0.0007
    Term: 36 months
    Residual: 61%
    Add-ons: $230
    Bank / License Fee: $425
    Tax rate: 9.8%
    Down payment: $0
    Rebates: $2029 ($1500 + $529) included in negotiated price.

    The monthly payment he quoted is $529 with tax.
  • MichaellMichaell Moderator Posts: 263,171
    okdrive said:

    I need some guidance on this quote:

    MSRP: 51,389
    Negotiated price: 46,758
    Money Factor: 0.0007
    Term: 36 months
    Residual: 61%
    Add-ons: $230
    Bank / License Fee: $425
    Tax rate: 9.8%
    Down payment: $0
    Rebates: $2029 ($1500 + $529) included in negotiated price.

    The monthly payment he quoted is $529 with tax.

    I get $530/mo, so pretty darn close to your quote.

    Only way to improve on it is to negotiate a better price, or use MSD to buy down the MF.

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  • cduke619cduke619 Member Posts: 7
    edited July 2015
    My Sales manager helped me make this deal for you but this offer is only good for today. We can not honor this deal after today. Here are the numbers on the deal.

    2015 RX 350 A.W.D
    M.S.R.P $51,389.00
    Money Factor .00075
    Residual Value 29,805.62
    Tax $3,136.35
    Lease rebate - $1,500.00
    Doc fee $589.00
    Reg $20.00
    Title $18.00
    GA Lemon law $3.00  
    Cap cost $45,500.00
    Monthly payment $580.00
    0 down sign & drive 15k miles 36months

    This is what he sent this morning.  How does this look?  Screaming deal for GA or just good talk? 
  • kyfdxkyfdx Moderator Posts: 266,873
    cduke619 said:

    My Sales manager helped me make this deal for you but this offer is only good for today. We can not honor this deal after today. Here are the numbers on the deal.


    2015 RX 350 A.W.D

    M.S.R.P $51,389.00
    Money Factor .00075

    Residual Value 29,805.62

    Tax $3,136.35

    Lease rebate - $1,500.00

    Doc fee $589.00

    Reg $20.00

    Title $18.00

    GA Lemon law $3.00  
    Cap cost $45,500.00

    Monthly payment $580.00
    0 down sign & drive 15k miles 36months

    This is what he sent this morning.  How does this look?  Screaming deal for GA or just good talk? 

    With a CAP cost of $45,500, the payment would be $492.mo. Maybe that's the CAP cost before adding tax?

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  • cduke619cduke619 Member Posts: 7
    edited July 2015
    kyfdx said:

    cduke619 said:

    My Sales manager helped me make this deal for you but this offer is only good for today. We can not honor this deal after today. Here are the numbers on the deal.


    2015 RX 350 A.W.D

    M.S.R.P $51,389.00
    Money Factor .00075

    Residual Value 29,805.62

    Tax $3,136.35

    Lease rebate - $1,500.00

    Doc fee $589.00

    Reg $20.00

    Title $18.00

    GA Lemon law $3.00  
    Cap cost $45,500.00

    Monthly payment $580.00
    0 down sign & drive 15k miles 36months

    This is what he sent this morning.  How does this look?  Screaming deal for GA or just good talk? 

    With a CAP cost of $45,500, the payment would be $492.mo. Maybe that's the CAP cost before adding tax?
    Wow this was his response! "Cap cost on the contract does not include taxes, reg, title, Georgia Lemon law tax etc. The Cap cost reflects the discount we did on the RX." "Legal contract states a Cap cost ( selling price ), The "Adjusted" cap cost would have all the fees calculated. The reason I gave you the cap cost, was 1. for you to calculate the lease and 2nd, for you to see the deal we have you."

    Seems like he is trying to get over on me.
    When I added all the discounts and fees.
    Final price should be $47,656 - first months payment
  • sxm101sxm101 Member Posts: 3
    Got the following deal in Texas:
    2015 RX350 (the most common config here with premium/nav/BLS/comfort/preferred accessory/wood+leather steering wheel)
    MSRP: $49,989
    Discount: $6000
    Term: 36 month, 12k/yr
    Lease Cash -$1500
    TX TAX: 6.25%
    RV: 60%
    They offered a 1 time lease payment option of $13919.00 which comes to $386/month. Is this a good deal? Should I go for 1 time payment option? Or monthly lease payment. The monthly payment would have been $504/month including taxes. Any suggestions? Obviously I save quite a bit with the 1 time payment option (which still includes gap coverage). But which one should I go with?
  • kyfdxkyfdx Moderator Posts: 266,873
    sxm101 said:

    Got the following deal in Texas:
    2015 RX350 (the most common config here with premium/nav/BLS/comfort/preferred accessory/wood+leather steering wheel)
    MSRP: $49,989
    Discount: $6000
    Term: 36 month, 12k/yr
    Lease Cash -$1500
    TX TAX: 6.25%
    RV: 60%
    They offered a 1 time lease payment option of $13919.00 which comes to $386/month. Is this a good deal? Should I go for 1 time payment option? Or monthly lease payment. The monthly payment would have been $504/month including taxes. Any suggestions? Obviously I save quite a bit with the 1 time payment option (which still includes gap coverage). But which one should I go with?

    Holy Cow!! That's a big spread on payments between single-pay and monthly. Frankly, it makes no sense. However, if it works out, grab that single-pay option. Make sure it's a true lease and not some balloon payment program. Because, that's cheap!! Almost makes me think they forgot the tax on the single-pay quote.

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  • alex_calex_c Member Posts: 8
    Just purchased the following in Minnesota;
    2015 AWD $47,749 MSRP.
    $5500 off sticker including the $1500 rebate.
    Residual 61%, MF of .00070

    We were going to pay drive offs of tax (they are total lease amt up front), tags, registration and bank fee for a total of $2,485 with a payment of $423 including tax, but decided to roll everything in and just drive off with $0 because the MF works out to 1.7% interest rate.

    Payment $494 for 35 more months, zero drive off.
    Comparing without tax would be $35 less or $459 a month.

    First Lexus for us, we'll see how it goes....
  • MichaellMichaell Moderator Posts: 263,171
    alex_c said:

    Just purchased the following in Minnesota;
    2015 AWD $47,749 MSRP.
    $5500 off sticker including the $1500 rebate.
    Residual 61%, MF of .00070

    We were going to pay drive offs of tax (they are total lease amt up front), tags, registration and bank fee for a total of $2,485 with a payment of $423 including tax, but decided to roll everything in and just drive off with $0 because the MF works out to 1.7% interest rate.

    Payment $494 for 35 more months, zero drive off.
    Comparing without tax would be $35 less or $459 a month.

    First Lexus for us, we'll see how it goes....

    Congrats, enjoy your new RX!

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  • sxm101sxm101 Member Posts: 3
    Actually they are paying the tax for the single pay option.. That explains $75 of the difference .  Also with single pay the MF is 0.00001.. I.e pretty much no interest..
  • sxm101sxm101 Member Posts: 3
    Also yeah it's a true lease.. Not a balloon payment ..
  • alex_calex_c Member Posts: 8
    Odd that they would pay the tax on a lease. They'd have to be reducing your cap cost, as state taxes don't change.

    For the one pay option it should reduce the payment about 40 per month. Depends if you can make more than 4% on the money you're giving them up front ($13,919). Also, it doesn't save you as much because the MF is already so low at 0.0007.
  • cleviaboscleviabos Member Posts: 45
    what is the current mf/residual

    36mo/12k
    36mo/10k
    48mo 12k
    48mo 10k

    Is there something in between? 39mo or 42mo?
  • cleviaboscleviabos Member Posts: 45
    is the msd calculated on a monthly payment with or without tax?
  • MichaellMichaell Moderator Posts: 263,171
    cleviabos said:

    what is the current mf/residual

    36mo/12k
    36mo/10k
    48mo 12k
    48mo 10k

    Is there something in between? 39mo or 42mo?

    12K residuals:
    36 - 60%
    39 - 58%
    42 - 56%
    48 - 51%
    Add 1% for 10K

    .00070 MF for 36 months; .00075 MF for longer terms.

    $1500 lease cash; first payment complimentary

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  • kyfdxkyfdx Moderator Posts: 266,873
    cleviabos said:

    is the msd calculated on a monthly payment with or without tax?

    On the full payment

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