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2015 Acura MDX Lease Questions

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    mantooth412mantooth412 Member Posts: 4
    Today I took home a 2015 MDX w/ Tech 36 12K lease in PA (MF .00069 Residual .60)


    MSRP $49,960

    selling price $45,850

    down Payment $881 (first payment and fees)

    Monthly Payment $561.22

    Negotiated with 3 dealerships before arriving at the selling price.
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    hecarahecara Member Posts: 45
    Have you all heard about the Nitrogen in the tires? That is a first for me. Yet another line item I am having them delete. I think it was $100 or so. I also had them remove the "just in case you lose your key" fee of $125.
    SMH
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    MichaellMichaell Moderator Posts: 241,289

    Today I took home a 2015 MDX w/ Tech 36 12K lease in PA (MF .00069 Residual .60)


    MSRP $49,960

    selling price $45,850

    down Payment $881 (first payment and fees)

    Monthly Payment $561.22

    Negotiated with 3 dealerships before arriving at the selling price.

    Congratulations - enjoy!

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    MichaellMichaell Moderator Posts: 241,289
    hecara said:

    Have you all heard about the Nitrogen in the tires? That is a first for me. Yet another line item I am having them delete. I think it was $100 or so. I also had them remove the "just in case you lose your key" fee of $125.
    SMH

    Keep at it! Every $1000 you save reduces your lease payment by about $28/mo.

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    kyfdxkyfdx Moderator Posts: 237,153
    Michaell said:


    hecara said:

    GREAT POINTS Michaell! Thank you! I did not realize the net cap cost and the purchase price were the same thing. I see GROSS CAPITALIZED COST at 52423.95. I don't see the net cap cost. I will make sure they spell out what MF and RV they are using. It just pisses me off that my payment is now $100 less. That makes me very paranoid. I am so glad I did not take delivery. Some family friend.

    I will ask for the four numbers (that you mentioned) they are using. I don't want anything else added.

    The gross capitalized cost is the same thing as the MSRP


    Gross CAP is the selling price plus all additions (acq.fee, negative equity, stuff bought in the F&I office, accessories, tax in some states).

    Net CAP is after all reductions (rebates, equity, downpayments)

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    mantooth412mantooth412 Member Posts: 4
    Thank You Michaell! This forum was a big help!
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    hecarahecara Member Posts: 45
    You all have been a great help. I am going back tomorrow. I will bring my computer to use my own lease calculator. I'm just saying NO to nitrogen, fake loss keys, extended warranty on a lease, interior protectant, etc.
    I will be getting a line by line breakdown. If I don't get that I am walking away. I'll try again when the 2016's come out. I would LOVE pearl with ebony interior. :smile:
    Thank you Michaell and kyfdx! I will update tomorrow.
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    hecarahecara Member Posts: 45
    edited February 2015
    Hi again,

    Are Data dots just another fluff item that should be deleted? Also, I read on here awhile ago that document fees can be negotiated out. Is that true? Mine are $163

    I am using the lease calculator provided on this thread. http://www.leaseguide.com/calc/ Is that sufficient when going in? After I get my numbers line by line, I am going to use that calculator to confirm or dispute.
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    siggie1siggie1 Member Posts: 56
    It's been stated, "Don't negotiate on payment - understand that there are several moving parts to a lease and the dealer can fudge the numbers to give you a payment you like - but still make money on the transaction." If I go for a 36 month lease with zero due at signing and 35 remaining payments, then it would appear to me there is only one number, the monthly payment. I don't see how that can be manipulated, nor why it would matter what goes into making that number. Allthough it might be interesting how they arrived at the number, by getting it down to just that one number it is easy to compare offers from different dealers. I'll grant that if there is a trade in involved, then you'd want to know what they are offering so that you can decide whether to sell your current vehicle elsewhere, but I don't believe it is a good idea to put money down (either as a trade in or cash) on a lease in case the car is stolen or totaled, so the exception for a trade in would not apply to me. Whichever dealer comes up with the lowest payment for the same vehicle on these terms is the one I want to go with. Please poke holes in this logic.
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    MichaellMichaell Moderator Posts: 241,289
    siggie1 said:

    It's been stated, "Don't negotiate on payment - understand that there are several moving parts to a lease and the dealer can fudge the numbers to give you a payment you like - but still make money on the transaction." If I go for a 36 month lease with zero due at signing and 35 remaining payments, then it would appear to me there is only one number, the monthly payment. I don't see how that can be manipulated, nor why it would matter what goes into making that number. Allthough it might be interesting how they arrived at the number, by getting it down to just that one number it is easy to compare offers from different dealers. I'll grant that if there is a trade in involved, then you'd want to know what they are offering so that you can decide whether to sell your current vehicle elsewhere, but I don't believe it is a good idea to put money down (either as a trade in or cash) on a lease in case the car is stolen or totaled, so the exception for a trade in would not apply to me. Whichever dealer comes up with the lowest payment for the same vehicle on these terms is the one I want to go with. Please poke holes in this logic.

    If you only focus on the payment, you won't really know if you are getting the base MF in the deal. Or if the selling price could have been lower - every $1000 off the selling price equates to about $28/mo off the monthly payment.

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    knm42002knm42002 Member Posts: 5
    Could I please get the MFs and RVs for the following 2015 MDX SH-AWD below. I reside in Illinois.
    w/Advance and Entertainment Package 10K&12K/36 and 39mo?
    w/Technology and Entertainment Package 10K&12K/36 and 39mo?
    w/Technology Package 10K&12K/36 and 39mo?

    Thank you in advance!
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    MichaellMichaell Moderator Posts: 241,289
    knm42002 said:

    Could I please get the MFs and RVs for the following 2015 MDX SH-AWD below. I reside in Illinois.
    w/Advance and Entertainment Package 10K&12K/36 and 39mo?
    w/Technology and Entertainment Package 10K&12K/36 and 39mo?
    w/Technology Package 10K&12K/36 and 39mo?

    Thank you in advance!

    .00069 for all trims

    Tech - 60%
    Tech + Ent - 59%
    Adv + Ent - 58%

    Add 1% for 10K miles.

    Subtract 2% for 39 months.

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    knm42002knm42002 Member Posts: 5
    Hello All - Received the following quotes below. Awaiting for quotes from other dealerships I got in contact with and this is the first I received so just curious if numbers below are ok? This is based on MF .00069. RVs below. Dealership mentioned down payment is zero and only things due at signing is 1st monthly payment, license plate fee and doc fee. Tax is already included in the mentioned monthly payment figures.

    15 Acura MDX AWD W/Tech and ENT (MSRP $51,460 w/ dealer offer of $47,019 /RV of 60% for 10k miles/year = $30,876 & RV of 59% for 12k miles/year = $30,361)

    36 mos 10k year $587.00
    36 mos 12k year $602.00

    15 Acura MDX AWD W/Advance and ENT (MSRP 57,900 w/ dealer offer of $52,431 / RV of 59% = $34,161 & RV of 58% for 12k miles/year = $33,582)

    36 mos 10k year $678.00
    36 mos 12k year $693.00

    15 Acura MDX AWD W/Tech (MSRP $49,960 w/ dealer offer of $46,584 / RV of 61% = $29,976 & RV of 60% for 12k miles/year = $29,976)
    36 mos 10k year $562.00
    36 mos 12k year $576.00
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    MichaellMichaell Moderator Posts: 241,289
    knm42002 said:

    Hello All - Received the following quotes below. Awaiting for quotes from other dealerships I got in contact with and this is the first I received so just curious if numbers below are ok? This is based on MF .00069. RVs below. Dealership mentioned down payment is zero and only things due at signing is 1st monthly payment, license plate fee and doc fee. Tax is already included in the mentioned monthly payment figures.

    15 Acura MDX AWD W/Tech and ENT (MSRP $51,460 w/ dealer offer of $47,019 /RV of 60% for 10k miles/year = $30,876 & RV of 59% for 12k miles/year = $30,361)

    36 mos 10k year $587.00
    36 mos 12k year $602.00

    15 Acura MDX AWD W/Advance and ENT (MSRP 57,900 w/ dealer offer of $52,431 / RV of 59% = $34,161 & RV of 58% for 12k miles/year = $33,582)

    36 mos 10k year $678.00
    36 mos 12k year $693.00

    15 Acura MDX AWD W/Tech (MSRP $49,960 w/ dealer offer of $46,584 / RV of 61% = $29,976 & RV of 60% for 12k miles/year = $29,976)
    36 mos 10k year $562.00
    36 mos 12k year $576.00

    What state is this? Lease tax obligations vary based on where you live.

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    knm42002knm42002 Member Posts: 5
    Michaell said:

    knm42002 said:

    Hello All - Received the following quotes below. Awaiting for quotes from other dealerships I got in contact with and this is the first I received so just curious if numbers below are ok? This is based on MF .00069. RVs below. Dealership mentioned down payment is zero and only things due at signing is 1st monthly payment, license plate fee and doc fee. Tax is already included in the mentioned monthly payment figures.

    15 Acura MDX AWD W/Tech and ENT (MSRP $51,460 w/ dealer offer of $47,019 /RV of 60% for 10k miles/year = $30,876 & RV of 59% for 12k miles/year = $30,361)

    36 mos 10k year $587.00
    36 mos 12k year $602.00

    15 Acura MDX AWD W/Advance and ENT (MSRP 57,900 w/ dealer offer of $52,431 / RV of 59% = $34,161 & RV of 58% for 12k miles/year = $33,582)

    36 mos 10k year $678.00
    36 mos 12k year $693.00

    15 Acura MDX AWD W/Tech (MSRP $49,960 w/ dealer offer of $46,584 / RV of 61% = $29,976 & RV of 60% for 12k miles/year = $29,976)
    36 mos 10k year $562.00
    36 mos 12k year $576.00

    What state is this? Lease tax obligations vary based on where you live.
    Sorry but this is for Illinois.
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    MichaellMichaell Moderator Posts: 241,289
    knm42002 said:

    Michaell said:

    knm42002 said:

    Hello All - Received the following quotes below. Awaiting for quotes from other dealerships I got in contact with and this is the first I received so just curious if numbers below are ok? This is based on MF .00069. RVs below. Dealership mentioned down payment is zero and only things due at signing is 1st monthly payment, license plate fee and doc fee. Tax is already included in the mentioned monthly payment figures.

    15 Acura MDX AWD W/Tech and ENT (MSRP $51,460 w/ dealer offer of $47,019 /RV of 60% for 10k miles/year = $30,876 & RV of 59% for 12k miles/year = $30,361)

    36 mos 10k year $587.00
    36 mos 12k year $602.00

    15 Acura MDX AWD W/Advance and ENT (MSRP 57,900 w/ dealer offer of $52,431 / RV of 59% = $34,161 & RV of 58% for 12k miles/year = $33,582)

    36 mos 10k year $678.00
    36 mos 12k year $693.00

    15 Acura MDX AWD W/Tech (MSRP $49,960 w/ dealer offer of $46,584 / RV of 61% = $29,976 & RV of 60% for 12k miles/year = $29,976)
    36 mos 10k year $562.00
    36 mos 12k year $576.00

    What state is this? Lease tax obligations vary based on where you live.
    Sorry but this is for Illinois.
    Illinois just changed the laws effective 1/1/15, so now only the monthly lease payment is subject to tax.

    The numbers I give below are all pre-tax:

    Tech+Ent - $502.16 for 36/10; $516.10 for 36/12

    Adv+Ent - $595.72 for 36/10; $611.40 for 36/12

    Tech - $500.63 for 36/10; $514.16 for 36/12

    I suspect there are additional charges being added into the dealer offer price that accounts for the difference in the payment. Ask them for the net cap cost and make sure you understand how the dealer got from the offer price to the net cap cost - lots of opportunities for the dealer to pad those numbers.

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    knm42002knm42002 Member Posts: 5
    Michaell said:

    knm42002 said:

    Michaell said:

    knm42002 said:

    Hello All - Received the following quotes below. Awaiting for quotes from other dealerships I got in contact with and this is the first I received so just curious if numbers below are ok? This is based on MF .00069. RVs below. Dealership mentioned down payment is zero and only things due at signing is 1st monthly payment, license plate fee and doc fee. Tax is already included in the mentioned monthly payment figures.

    15 Acura MDX AWD W/Tech and ENT (MSRP $51,460 w/ dealer offer of $47,019 /RV of 60% for 10k miles/year = $30,876 & RV of 59% for 12k miles/year = $30,361)

    36 mos 10k year $587.00
    36 mos 12k year $602.00

    15 Acura MDX AWD W/Advance and ENT (MSRP 57,900 w/ dealer offer of $52,431 / RV of 59% = $34,161 & RV of 58% for 12k miles/year = $33,582)

    36 mos 10k year $678.00
    36 mos 12k year $693.00

    15 Acura MDX AWD W/Tech (MSRP $49,960 w/ dealer offer of $46,584 / RV of 61% = $29,976 & RV of 60% for 12k miles/year = $29,976)
    36 mos 10k year $562.00
    36 mos 12k year $576.00

    What state is this? Lease tax obligations vary based on where you live.
    Sorry but this is for Illinois.
    Illinois just changed the laws effective 1/1/15, so now only the monthly lease payment is subject to tax.

    The numbers I give below are all pre-tax:

    Tech+Ent - $502.16 for 36/10; $516.10 for 36/12

    Adv+Ent - $595.72 for 36/10; $611.40 for 36/12

    Tech - $500.63 for 36/10; $514.16 for 36/12

    I suspect there are additional charges being added into the dealer offer price that accounts for the difference in the payment. Ask them for the net cap cost and make sure you understand how the dealer got from the offer price to the net cap cost - lots of opportunities for the dealer to pad those numbers.
    Thank you Michaell for looking over the numbers! Will definitely request for dealership for the breakdown.
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    acuranj18acuranj18 Member Posts: 16
    May I please have the residual value for an 2015 MDX Tech AWD for both 10K and 12K miles in New York? Many thanks for your help!
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    MichaellMichaell Moderator Posts: 241,289
    acuranj18 said:
    May I please have the residual value for an 2015 MDX Tech AWD for both 10K and 12K miles in New York? Many thanks for your help!
    .00069 and 61% / 60%

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    barrybuckeyebarrybuckeye Member Posts: 20
    Mr. Moderator,
    2015 MDX Base
    15,000 Miles/year
    36 month lease
    MSRP = $43,685 (including Delivery)
    Dealer Offer = $40,685 (including delivery)

    I have been quoted a residual and MF of 59% and .00064

    MSRP $43,685 x Residual (59%) = RV $25,774.
    Take Offer price ($40,685) less $26,363 (RV $25,774 + Doc Fees $589) = $15,505.85
    Divide $15,505.85/36 months = $430.72

    Offer from dealer (including delivery) $40,685 + Doc Fee $589 + RV $25,774 all divided by the MF .00064 = $42.91

    So if I pay tag fees etc up front, should my payment BEFORE tax be $473.63? I am being quoted $507/month pre tax.


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    mholtz90mholtz90 Member Posts: 1
    edited February 2015
    From Missouri, looking to lease a 2015 MDX AWD with tech. 36mo/10k. Have a trade in with around 3k in negative equity but will put $4,500 to offset that. What should my payment be? MSRP is $49,960. Would like to get that lowered to around $47,000 of course. Thanks!
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    MichaellMichaell Moderator Posts: 241,289

    Mr. Moderator,
    2015 MDX Base
    15,000 Miles/year
    36 month lease
    MSRP = $43,685 (including Delivery)
    Dealer Offer = $40,685 (including delivery)

    I have been quoted a residual and MF of 59% and .00064

    MSRP $43,685 x Residual (59%) = RV $25,774.
    Take Offer price ($40,685) less $26,363 (RV $25,774 + Doc Fees $589) = $15,505.85
    Divide $15,505.85/36 months = $430.72

    Offer from dealer (including delivery) $40,685 + Doc Fee $589 + RV $25,774 all divided by the MF .00064 = $42.91

    So if I pay tag fees etc up front, should my payment BEFORE tax be $473.63? I am being quoted $507/month pre tax.

    My number is quite close to yours at $473.46/mo.

    You should ask the dealer for the net cap cost in their calculations - I suspect it's different than the offer price + doc fees. Ask them how they calculated the net cap cost - I don't see the acquisition fee mentioned; is it being rolled in somehow?

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    barrybuckeyebarrybuckeye Member Posts: 20
    Thank you, yes Lease Acquisition fee of $595 was not in my math. So to keep it simple, I suggested that i would pay that up front along with tags, title.

    We are now closer...two dealers bid and the low started at $539/m, now they are $496/m, so i have a little more work to do.

    A question - paying the first month up front. How should that be factored into the calculation? To me it doesnt matter, but i think it is advantaging them.
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    MichaellMichaell Moderator Posts: 241,289

    Thank you, yes Lease Acquisition fee of $595 was not in my math. So to keep it simple, I suggested that i would pay that up front along with tags, title.

    We are now closer...two dealers bid and the low started at $539/m, now they are $496/m, so i have a little more work to do.

    A question - paying the first month up front. How should that be factored into the calculation? To me it doesnt matter, but i think it is advantaging them.

    Unless there is a promotion to waive the first payment, it will be due at lease signing.

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    barrybuckeyebarrybuckeye Member Posts: 20
    edited February 2015
    Thank you,
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    shafeyshafey Member Posts: 13
    What's the 36/10K MF and RV of *2016* MDX with tech package and AWD in California 
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    MichaellMichaell Moderator Posts: 241,289
    shafey said:

    What's the 36/10K MF and RV of *2016* MDX with tech package and AWD in California 

    The 2016's were just released to the dealer this week .. we won't have any numbers on them until next month at the earliest.

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    tylerdurden015tylerdurden015 Member Posts: 1
    Hello,
    could you please provide the MF and RV% for a 2015 MDX SH-AWD 36/15K in the MD area? Thanks in advance.
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    MichaellMichaell Moderator Posts: 241,289

    Hello,
    could you please provide the MF and RV% for a 2015 MDX SH-AWD 36/15K in the MD area? Thanks in advance.

    .00069 and 59%.

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    phcesqphcesq Member Posts: 3
    Hello moderator. What is the Residual Value on a 2015 MDX AWD for 10,000 miles per year 36 months and what is the money factor in Connecticut. Thanks 
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    kyfdxkyfdx Moderator Posts: 237,153
    phcesq said:

    Hello moderator. What is the Residual Value on a 2015 MDX AWD for 10,000 miles per year 36 months and what is the money factor in Connecticut. Thanks 


    .00069 MF and 62% residual

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    go_bruinsgo_bruins Member Posts: 3
    edited February 2015
    just leased a 2015, and sh-awd dropped to 42K along with a money factor of .00069 at 10K/year with a standard 59% residual plus 3% due to 10K lease.

    I would add that the cap cost reduction was 3K. with tax in MA payment comes out to 384.22 a month.
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    go_bruinsgo_bruins Member Posts: 3
    edited February 2015
    hecara said:


    kyfdx said:

    I went to Acura in Houston, TX today. I signed on a car but won't get it until Saturday or Monday. I am having an issue with the monthly payment. I want to make sure I am not getting screwed. Here's breakdown:

    2013 MDX base trade: $30,000
    Negative equity: $2417.54
    2015 MDX sale price: $44,699.00
    I was told they were using MF .00069 and RV 61%

    I asked for more on my trade but they said my with my tax credit I was only rolling over $600 into the new car. I am still confused about that.

    At any rate my payment is $699.94, 36/10. This seems so high looking at other quotes on this forum. Although, the sale price is supposed to be $44,699 on my contract is says GROSS CAPITALIZED COST $46,928.
    He said he GAVE me some fabric protector and extended warranty.

    Is this a correct payment? I have a feeling it's not. If so I am not taking the car. They need to do better. How am I paying a $700 note on a lease?


    HELP PLEASE

    Looks like your Gross CAP cost includes the negative equity from your current vehicle.. Looks like a bad deal.. and, maybe, a lot of hidden charges in there.. I'd want every number spelled out.

    I just got off the phone with the finance manager and he said he could get that payment down to $658. When I put the numbers in the lease calculator adding the $2000 negative equity and it came up with $588. He said there was no way he could to that payment. I just need to know what my payment should look like. Is $658 still too high?

    you are not getting a good deal. I would walk away. I just got a 2015 SH - AWD and with the 2016's just coming out they are dropping the MSRP across multiple dealerships by about 4K. You should not have a lease payment at 10K higher than 385 with state tax included if you put down a cap cost reduction of 3K. That's what i got. Assuming you qualify for the super preferred and therefore get the money factor of .00069 as of last week. fido should be 710 plus for super preferred.
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    sk2002sk2002 Member Posts: 13
    Sorry for the double post but I posted this earlier in the wrong place. I've been quoted a MF of .00069 for 36m lease but told that the MF would be higher for a 39m lease.

    What is the MF for 39m (AWD with Tech & Ent.). Thanks!
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    MichaellMichaell Moderator Posts: 241,289
    sk2002 said:

    Sorry for the double post but I posted this earlier in the wrong place. I've been quoted a MF of .00069 for 36m lease but told that the MF would be higher for a 39m lease.

    What is the MF for 39m (AWD with Tech & Ent.). Thanks!

    I see no information that confirms or refutes the restriction on the lease length to qualify for the .00069 MF.

    55% for 39/15 on the AWD Tech + Ent. Add 2% for 36 months

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    sk2002sk2002 Member Posts: 13


    I see no information that confirms or refutes the restriction on the lease length to qualify for the .00069 MF.

    55% for 39/15 on the AWD Tech + Ent. Add 2% for 36 months

    Thanks!

    If possible, could someone else please confirm MF (Boston Area - AWD with Tech/Ent) for a 39 month lease. I strongly prefer 39m vs 36m duration and it is also $10/m less expensive if the MF is the same. Dealer has told me the MF for 39m is much higher.
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    MichaellMichaell Moderator Posts: 241,289
    sk2002 said:

    I see no information that confirms or refutes the restriction on the lease length to qualify for the .00069 MF.

    55% for 39/15 on the AWD Tech + Ent. Add 2% for 36 months

    Thanks!

    If possible, could someone else please confirm MF (Boston Area - AWD with Tech/Ent) for a 39 month lease. I strongly prefer 39m vs 36m duration and it is also $10/m less expensive if the MF is the same. Dealer has told me the MF for 39m is much higher.

    I would check with a second dealer...

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    sk2002sk2002 Member Posts: 13
    Michaell said:

    sk2002 said:

    I see no information that confirms or refutes the restriction on the lease length to qualify for the .00069 MF.

    55% for 39/15 on the AWD Tech + Ent. Add 2% for 36 months
    Thanks!

    If possible, could someone else please confirm MF (Boston Area - AWD with Tech/Ent) for a 39 month lease. I strongly prefer 39m vs 36m duration and it is also $10/m less expensive if the MF is the same. Dealer has told me the MF for 39m is much higher.

    I would check with a second dealer...

    Another dealer confirmed that MF is higher for a 39m lease. I didn't get the exact MF so cannot post that here but it is higher for 39m versus 36m.
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    fiveo215fiveo215 Member Posts: 4
    edited February 2015
    Could you provide me with the residual and mf (in PA) for an AWD TECH for 36mon 15k? 
    thanks in advance. 
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    MichaellMichaell Moderator Posts: 241,289
    fiveo215 said:

    Could you provide me with the residual and mf (in PA) for an AWD TECH for 36mon 15k? 
    thanks in advance. 

    .00069 and 58%

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    carmaster1carmaster1 Member Posts: 64
    2015 MDX base in Texas. MSRP $43685, selling price $39650. 36 months lease with 15k miles/yr. $455/mo. with first month payment down. All taxes and fees included. Is it a good deal now?
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    MichaellMichaell Moderator Posts: 241,289

    2015 MDX base in Texas. MSRP $43685, selling price $39650. 36 months lease with 15k miles/yr. $455/mo. with first month payment down. All taxes and fees included. Is it a good deal now?

    I get $430.58/mo before tax, which in Texas is the sales tax applied to the entire selling price.

    $455 looks really good by comparison.

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    carmaster1carmaster1 Member Posts: 64
    About to finalize the deal. 2015 MDX base, MSRP $43685, $420/mo( $1079 down includes first payment & fees). 15k miles/year, 36 months lease. Should I ask for additional 5k total miles making the lease at 50k miles? Btw, I'm in Houston, Tx.
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    MichaellMichaell Moderator Posts: 241,289

    About to finalize the deal. 2015 MDX base, MSRP $43685, $420/mo( $1079 down includes first payment & fees). 15k miles/year, 36 months lease. Should I ask for additional 5k total miles making the lease at 50k miles? Btw, I'm in Houston, Tx.

    if the $420/mo includes taxes, it's a pretty solid deal. Are you asking for 5,000 miles extra per year, or just 5,000 miles total? Either way, you buy them up front at probably .15-.25 per mile.

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    carmaster1carmaster1 Member Posts: 64
    $420 includes tax. I'm asking for 5k total miles i.e. 50k miles lease instead of 45k miles.
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    ikonjohnikonjohn Member Posts: 1
    Moderator,

    I'm in the SF Bay Area and looking for a 2015 MDX Base, I drive very few miles but would prefer lowest payment (3 kids in private school and college) so opting for Lease. What should I be looking at for Down and Monthly based on what you are seeing? Probably looking to buy this week. - Thank you
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    MichaellMichaell Moderator Posts: 241,289
    ikonjohn said:

    Moderator,

    I'm in the SF Bay Area and looking for a 2015 MDX Base, I drive very few miles but would prefer lowest payment (3 kids in private school and college) so opting for Lease. What should I be looking at for Down and Monthly based on what you are seeing? Probably looking to buy this week. - Thank you


    .00069 and 63% for 36/10

    We'd need to know the MSRP and negotiated selling price to model a payment. Read back the last few pages on this discussion to see what others are paying - also check the "MDX Prices Paid" discussion as well.

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    iwrite4uiwrite4u Member Posts: 14
    Please evaluate the quote I got this morning:
    2015 MDX AWD base model 36 months 12 k/year miles in NY
    MSPR 45,685
    Net cap cost: 44,260 (includes selling price of 42,600, gross margin of 1771.77, acquisition fee of 595, NY state tax of 1565 rolled in, less 500 for dealer cash which is the new dealer incentive for March)
    MF = 0.00069
    residual 61%
    Due at signing: first month, DMV and insurance/fees, apx $660
    Monthly payment = $505

    Quote for Tech model was $565/month

    Thank you
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