2015 Mercedes C Class Lease Questions

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  • MichaellMichaell Moderator Posts: 254,223

    Also, they discussed autopay to lower the rate... Perhaps that should change the factor?

    Autopay MF is .00126.

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  • richzrichz Member Posts: 160
    I'm looking for the MF on a 3 yr / 12 k lease or 27 months if that's more attractive residual-wise. Somewhere in this thread 36 mo / 15 k was quoted at 58% residual and "standard money factor between 0.0018 and 0.002". Why is there a range? Are exact numbers not available? Also, how much does autopay reduce the money factor?
  • MichaellMichaell Moderator Posts: 254,223
    richz said:

    I'm looking for the MF on a 3 yr / 12 k lease or 27 months if that's more attractive residual-wise. Somewhere in this thread 36 mo / 15 k was quoted at 58% residual and "standard money factor between 0.0018 and 0.002". Why is there a range? Are exact numbers not available? Also, how much does autopay reduce the money factor?

    Correct - we don't have the specific standard MF, just a best guess.

    Autopay improves the MF by .0001

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  • mnaturalmnatural Member Posts: 1
    kyfdx said:

    kermitdog said:

    I need help. I previously asked about the money factor for a 2015 C350 coupe and you answered that it was the standard money factor. I don't know what the standard money factor is. Is it .00166 or something else? I had one dealer tell me it was .00240. I had another tell me it was .00180. When I questioned them, both dealers told me to find something in writing that it was .00166. When I checked motortrend.com, their website listed .00166 for the sedans, but they didn't list a money factor for the coupes. Is there somewhere that these rates are published in writing? This is wreaking havoc with my potential deal. Thank you so much for any assistance you can provide.


    .00166 is the money factor for the C300 sedan.

    The coupe uses Mercedes standard money factor.. Lately, that seems to be somewhere between .00180-.00210, depending on if you are top credit tier, or super-duper top credit tier, or a returning customer. Many, many dealers will mark up that money factor for extra profit.

    You can't get .00166 for the coupe..
    Last month I leased a 2015 C350 coupe. I am in Los Angeles. Based on my calculations the money factor is .00131. I may want to buy the car out when the lease is done because I love this model. Could anyone let me know if the residual is too high or if my monthly payments are too much? I think I got a good deal. I'm not sure.
    MSRP: $50,335
    Gross Cap Cost: $46,456
    Adjusted Cap Cost: 46,157
    Residual Value: $31,711
    Down payment: $1,500 (includes 1st mo./ taxes, reg., filing fees etc)
    Term: 36 months
    7500 miles /yr
    Monthly Payments:$599.84 (before tax)
    end of lease purchase option fee: $150

    Got stuck with the low mileage to get the monthly payments down.
    They also paid me out of my lease on a C250 coupe 4 months early.
  • richzrichz Member Posts: 160
    The deal is done, no point evaluating it now. Enjoy the ride.
  • kchemistkchemist Member Posts: 11
    Heres the deal that I worked out, C300 4Matic, With all the packages MSRP of $59.590 Selling price of $51590 , $1095 acc fee (marked up cant do anything about it) MF 0.00126 With Autopay discount. 62% 12k miles 36 month $549 per month.
  • kyfdxkyfdx Moderator Posts: 256,103
    kchemist said:

    Heres the deal that I worked out, C300 4Matic, With all the packages MSRP of $59.590 Selling price of $51590 , $1095 acc fee (marked up cant do anything about it) MF 0.00126 With Autopay discount. 62% 12k miles 36 month $549 per month.


    Looks like a good price for a very expensive C300..

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  • philashopperphilashopper Member Posts: 10
    edited December 2014
    I was thinking the same thing… $59k? You must have taken every conceivable option offered OR they had that one sitting there hence the HUGE discount. For that money, probably would have considered the E-Class. The C is a great vehicle… just so many of them out there, the value is hard to sustain which makes it a good leasing car for 3 years.
  • kchemistkchemist Member Posts: 11
    Yes I did get all the options, except for the air balance, Metallic paint (dealer couldnt find one with it with all the options and wood trim (None available with all the options). So I have Sport package, 19 inch wheels, Premium, Panoroma roof, Lighting, Multimedia, Parktronic, Driver assistance, Airmatic, HUD. and interior package. Airmatic was the killer as there were only handful of these cars available in the country. So now dealer is getting the car from some dealer in state of Washington (Yes from west coast) to Massachusetts where I live. This car is little different to one that I special order but due to fast selling of my car I had to buy one quickly rather than wait for 3 months. I also thought of leasing this because buying a car with this many options didnt make any sense as the value would be decreasing. I thank this forum because of this forum I was able to negotiate the car for a good discount and they couldnt able to mark the MF. Thank you all
  • rbilbrbilb Member Posts: 17
    kchemist said:

    Heres the deal that I worked out, C300 4Matic, With all the packages MSRP of $59.590 Selling price of $51590 , $1095 acc fee (marked up cant do anything about it) MF 0.00126 With Autopay discount. 62% 12k miles 36 month $549 per month.

    Does your payment include taxes?
  • kchemistkchemist Member Posts: 11
    Yes it does. 6.25%. It was $ 517 before tax
  • rbilbrbilb Member Posts: 17
    I have a deal as follows:
    2015 MB C300
    36 months/ 12k miles
    MSRP: $50,290
    Selling Price: $44,479
    3 Year Prepaid Maintenance: $850
    Adjusted Selling Price: $45,329
    MF: 0.00126
    Residual Value: $31,794
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 125
    Upfront Taxes: 101.54
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Base Payment: $542.73
    Monthly Payment; $580.72

    Is this a good deal? I feel they are hitting me with a lot of fees. Would appreciate your feedback. Thanks to all.
  • rbilbrbilb Member Posts: 17
    kchemist said:

    Yes it does. 6.25%. It was $ 517 before tax

    I tried using your numbers but I dont arrive at the same monthly payment. Is the Acq fee included in the selling price? Are putting any money down?
  • kchemistkchemist Member Posts: 11
    I m paying acc fee+ Doc fee+ 1st month all in all around 2k
  • kyfdxkyfdx Moderator Posts: 256,103
    rbilb said:

    I have a deal as follows:
    2015 MB C300
    36 months/ 12k miles
    MSRP: $50,290
    Selling Price: $44,479
    3 Year Prepaid Maintenance: $850
    Adjusted Selling Price: $45,329
    MF: 0.00126
    Residual Value: $31,794
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 125
    Upfront Taxes: 101.54
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Base Payment: $542.73
    Monthly Payment; $580.72

    Is this a good deal? I feel they are hitting me with a lot of fees. Would appreciate your feedback. Thanks to all.


    The dealer fee looks pretty steep, but all those little numbers look like state required fees.

    If the maintenance residualized? We've seen some Mercedes dealers residualize that amount by adding it to the MSRP, which gives a higher residual, reducing the cost of it.

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  • rbilbrbilb Member Posts: 17
    The residual value already accounts for the prepaid maintenance. He added 50,290 + 850 = 51,140 x 62% = 31794. But then he also added the $850 to the selling price. Is this double counting?
    I also thought about taking the 2 year maintenance plan which is advertised at $750.

    Also, what would be a reasonable dealer fee?

    Thanks again for your feedback.

  • MichaellMichaell Moderator Posts: 254,223
    rbilb said:

    The residual value already accounts for the prepaid maintenance. He added 50,290 + 850 = 51,140 x 62% = 31794. But then he also added the $850 to the selling price. Is this double counting?
    I also thought about taking the 2 year maintenance plan which is advertised at $750.

    Also, what would be a reasonable dealer fee?

    Thanks again for your feedback.

    I don't think so ... by adding it to the MSRP, the dealer is ensuring that the amount is part of the residualization.

    Dealer fees are extra profit to the dealer ... some states (NY, CA) set a cap on them. Others (FL, CO) allow whatever the market will bear. I've seen fees as high as $699 here in Colorado. Your best bet is to try to negotiate a selling price to offset the amount of the dealer fee.

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  • kyfdxkyfdx Moderator Posts: 256,103
    rbilb said:

    The residual value already accounts for the prepaid maintenance. He added 50,290 + 850 = 51,140 x 62% = 31794. But then he also added the $850 to the selling price. Is this double counting?
    I also thought about taking the 2 year maintenance plan which is advertised at $750.

    Also, what would be a reasonable dealer fee?

    Thanks again for your feedback.



    No..that's the way it should be... by adding it to the MSRP, it makes the residual higher (which is good for you). Adding it to the selling price is where you pay for it..

    Dealer fees? Where I live they are usually $99... Next state over they are restricted to $250 MAX, by law.. In Florida, we hear about $699+ frequently.. To me, it's just part of the selling price.. If I have a target price, but the fee is $589, then I want my target price minus $589.

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  • rbilbrbilb Member Posts: 17
    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!
  • MichaellMichaell Moderator Posts: 254,223
    rbilb said:

    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!

    Nice deal on a $51K car; enjoy!

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  • darrellb85darrellb85 Member Posts: 3
    Hi guys, so here's the current deal I'm working on at the moment:

    2015 C300
    36month/12k
    MSRP: $49,965
    3-year prepaid maintenance: $850
    Selling Price: $45,769 (claims to be $1,500 under invoice after $2k winter incentive)
    Residual value: $30,978.30
    Money factor: .00126
    Acq. Fee: $795
    Doc. Fee: $399.00
    Upfront fees: $28.25
    Upfront taxes: $92.24

    Base payment before tax: $507.55 ($546.76 after taxes) located in Nevada.
    Total due upfront: $1861.25

    How's this look guys? Feel like I could have room to get the sell price down, but salesman claims that they are selling car at $500 over invoice before $2k incentive...
  • MichaellMichaell Moderator Posts: 254,223

    Hi guys, so here's the current deal I'm working on at the moment:

    2015 C300
    36month/12k
    MSRP: $49,965
    3-year prepaid maintenance: $850
    Selling Price: $45,769 (claims to be $1,500 under invoice after $2k winter incentive)
    Residual value: $30,978.30
    Money factor: .00126
    Acq. Fee: $795
    Doc. Fee: $399.00
    Upfront fees: $28.25
    Upfront taxes: $92.24

    Base payment before tax: $507.55 ($546.76 after taxes) located in Nevada.
    Total due upfront: $1861.25

    How's this look guys? Feel like I could have room to get the sell price down, but salesman claims that they are selling car at $500 over invoice before $2k incentive...

    My numbers match yours exactly. Only way to reduce the payment is to get a better selling price.

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  • darrellb85darrellb85 Member Posts: 3
    Thanks for the info Michaell, yea i'm trying to work on getting a lower sell price. What are the chances that the winter incentive currently running goes through next month or some other incentive comes out?
  • MichaellMichaell Moderator Posts: 254,223

    Thanks for the info Michaell, yea i'm trying to work on getting a lower sell price. What are the chances that the winter incentive currently running goes through next month or some other incentive comes out?

    Hard to say, given that next month is the new year. It also depends on how many cars MB wants to move next month, and how many the end up selling (leasing) this month.

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  • khoat6khoat6 Member Posts: 17
    rbilb said:

    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!

    If you residualize the prepaid maintenance, does it get tacked onto MSRP or Cap Cost? Can you also residualize acq fee, dealer fee, registration? Thanks
  • MichaellMichaell Moderator Posts: 254,223
    khoat6 said:

    rbilb said:

    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!

    If you residualize the prepaid maintenance, does it get tacked onto MSRP or Cap Cost? Can you also residualize acq fee, dealer fee, registration? Thanks
    Both, actually.

    Yes, you can roll the up front costs into the cap cost.

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  • khoat6khoat6 Member Posts: 17
    Michaell said:

    khoat6 said:

    rbilb said:

    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!

    If you residualize the prepaid maintenance, does it get tacked onto MSRP or Cap Cost? Can you also residualize acq fee, dealer fee, registration? Thanks
    Both, actually.

    Yes, you can roll the up front costs into the cap cost.
    Thanks, i plugged $750 into both msrp and cap cost. looks like residualizing 750 for prepaid maintenance will save me nearly half that. ill try to residualize as much as possible when i negotiate my deal.
  • richzrichz Member Posts: 160
    You don't "residualize" the registration, bank fee, etc. That gets added to the cap cost.
  • kyfdxkyfdx Moderator Posts: 256,103
    khoat6 said:

    Michaell said:

    khoat6 said:

    rbilb said:

    Thanks for all your advice. I realized there was an error in the numbers and managed to negotiate the following deal.

    36 months/ 12k miles
    MSRP: $51,040
    2 Year Prepaid Maintenance: $750 (residualized, included in MSRP)
    Selling Price: $45,085
    MF: 0.00126
    Residual Value: $31,644.80 (62%)
    Acq Fee: $795
    Dealer Fee: $589
    License Fee: 96.68
    Upfront Taxes: 171.33
    Rental Surcharge: $60
    Tire Fee: $5
    Battery Fee: $1.50
    Lemon Law Fee: $2
    Cap Reduction: $996.92
    Monthly Payment; $471.94

    Thanks again and happy holidays!

    If you residualize the prepaid maintenance, does it get tacked onto MSRP or Cap Cost? Can you also residualize acq fee, dealer fee, registration? Thanks
    Both, actually.

    Yes, you can roll the up front costs into the cap cost.
    Thanks, i plugged $750 into both msrp and cap cost. looks like residualizing 750 for prepaid maintenance will save me nearly half that. ill try to residualize as much as possible when i negotiate my deal.

    You don't get the choice on whether to residualize the maintenance.. Some Mercedes dealers seem to be able to do this, while others will tell you that they can't.. It's not a "choice" thing..

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  • doobeedoobee Member Posts: 44
    How is this deal looking...
    2015 C300 4matic.
    MSRP $47,555
    36 mo\10k
    Drive-off $2,000
    monthely paymen $410 tax included.
  • MichaellMichaell Moderator Posts: 254,223
    doobee said:

    How is this deal looking...
    2015 C300 4matic.
    MSRP $47,555
    36 mo\10k
    Drive-off $2,000
    monthely paymen $410 tax included.

    What is the selling price? What is the breakdown of the $2000 drive off?

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  • doobeedoobee Member Posts: 44
    Michaell said:
    How is this deal looking... 2015 C300 4matic. MSRP $47,555 36 mo\10k Drive-off $2,000 monthely paymen $410 tax included.
    What is the selling price? What is the breakdown of the $2000 drive off?
    I didn't ask for the breakdown at this point. No one has gotten close to this price yet. Based on .00128 MF and 63% RV, 9% tax, and payment of $410, I'm getting total cap of $42,700.
  • MichaellMichaell Moderator Posts: 254,223
    doobee said:


    Michaell said:

    How is this deal looking...
    2015 C300 4matic.
    MSRP $47,555
    36 mo\10k
    Drive-off $2,000
    monthely paymen $410 tax included.
    What is the selling price? What is the breakdown of the $2000 drive off?

    I didn't ask for the breakdown at this point. No one has gotten close to this price yet. Based on .00128 MF and 63% RV, 9% tax, and payment of $410, I'm getting total cap of $42,700.

    $410/mo on a car that stickers for $47K is a pretty good deal no matter how you break it down.

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  • darrellb85darrellb85 Member Posts: 3
    So this is the latest deal I've been working on:

    2015 MB C300
    36mon/12k
    MSRP: $50715 (after adding 2 year maintenance $750, originally $49,965)
    Selling Price: $45,269
    MF: .00126
    Residual: $31,443 (62%)
    Depreciation: $16,396.20
    Acquisition fee: $795
    Doc fee: $399
    Upfront fee: $28.25
    Upfront taxes: $92.24
    Adjusted selling price: $47839.50 (after rolling acquisition fee, doc fee, and first month payment into sell price)
    Monthly: $598.25 after taxes (NV 7.725%)

    This deal is with zero due at signing, no drive offs. How does this look guys?

  • khoat6khoat6 Member Posts: 17
    thanks for everyone who contributed to this thread and extra thanks to the moderators! after 2 long months i finalized this deal:

    C300 MSRP $50185
    Negotiated $41875 (16.56% off MSRP)
    "residualized" garmin navi SD card ($600) and 3 year prepaid maintanence ($975)
    15k/year at 60% residual value
    0.00126 money factor with autopay
    drive off $2174 (includes) 1st month payment
    monthly $478
  • kyfdxkyfdx Moderator Posts: 256,103

    So this is the latest deal I've been working on:

    2015 MB C300
    36mon/12k
    MSRP: $50715 (after adding 2 year maintenance $750, originally $49,965)
    Selling Price: $45,269
    MF: .00126
    Residual: $31,443 (62%)
    Depreciation: $16,396.20
    Acquisition fee: $795
    Doc fee: $399
    Upfront fee: $28.25
    Upfront taxes: $92.24
    Adjusted selling price: $47839.50 (after rolling acquisition fee, doc fee, and first month payment into sell price)
    Monthly: $598.25 after taxes (NV 7.725%)

    This deal is with zero due at signing, no drive offs. How does this look guys?


    It all adds up correctly... Why get 2 years of maintenance on a 3 year lease?

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  • kyfdxkyfdx Moderator Posts: 256,103
    khoat6 said:

    thanks for everyone who contributed to this thread and extra thanks to the moderators! after 2 long months i finalized this deal:

    C300 MSRP $50185
    Negotiated $41875 (16.56% off MSRP)
    "residualized" garmin navi SD card ($600) and 3 year prepaid maintanence ($975)
    15k/year at 60% residual value
    0.00126 money factor with autopay
    drive off $2174 (includes) 1st month payment
    monthly $478


    Congrats on the new car!

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  • sphinx1sphinx1 Member Posts: 4
    edited December 2014
    Please take a look at my latest deal.

    36 months/12K lease

    MSRP 50,190
    vehicle cost 43,190
    option price 1,125
    total selling price 44,315
    Acqusition fee 1,095
    Inception fees Due (capped) 1,302.47 (Fees & Insurance: $728 + 1st month pay: $574.47)
    Capital Cost 46,423.47
    Capped taxes 1,711
    Total capital Cost 48,423.47

    Doc Fee 133
    Registration 300
    License 250
    Title 35
    Other 10

    Premier 30K prepaid maintenance 1,125 residual 975

    Monthly payment with $0 down: 574.47

    I'm not sure whether the dealer rolled in every cost into the lease. But, based on my calculation with only the selling price was $439 per month.

    Also, I thought that the 3 year prepaid maintenance is $850 from what others in this discussion paid. And, I saw the acquisition fee was $795, not $1,095.

    What is the Fees & Insurance?

    Thanks in advance.
  • MichaellMichaell Moderator Posts: 254,223
    sphinx1 said:

    Please take a look at my latest deal.

    36 months/12K lease

    MSRP 50,190
    vehicle cost 43,190
    option price 1,125
    total selling price 44,315
    Acqusition fee 1,095
    Inception fees Due (capped) 1,302.47 (Fees & Insurance: $728 + 1st month pay: $574.47)
    Capital Cost 46,423.47
    Capped taxes 1,711
    Total capital Cost 48,423.47

    Doc Fee 133
    Registration 300
    License 250
    Title 35
    Other 10

    Premier 30K prepaid maintenance 1,125 residual 975

    Monthly payment with $0 down: 574.47

    I'm not sure whether the dealer rolled in every cost into the lease. But, based on my calculation with only the selling price was $439 per month.

    Also, I thought that the 3 year prepaid maintenance is $850 from what others in this discussion paid. And, I saw the acquisition fee was $795, not $1,095.

    What is the Fees & Insurance?

    Thanks in advance.

    When I use your MSRP and "total cap cost", along with the base MF of .00136 and the 36/12 residual of 62%, I get a pre-tax payment of $588.88/mo.

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  • sphinx1sphinx1 Member Posts: 4
    edited December 2014
    Michaell said:

    sphinx1 said:

    Please take a look at my latest deal.

    36 months/12K lease

    MSRP 50,190
    vehicle cost 43,190
    option price 1,125
    total selling price 44,315
    Acqusition fee 1,095
    Inception fees Due (capped) 1,302.47 (Fees & Insurance: $728 + 1st month pay: $574.47)
    Capital Cost 46,423.47
    Capped taxes 1,711
    Total capital Cost 48,423.47

    Doc Fee 133
    Registration 300
    License 250
    Title 35
    Other 10

    Premier 30K prepaid maintenance 1,125 residual 975

    Monthly payment with $0 down: 574.47

    I'm not sure whether the dealer rolled in every cost into the lease. But, based on my calculation with only the selling price was $439 per month.

    Also, I thought that the 3 year prepaid maintenance is $850 from what others in this discussion paid. And, I saw the acquisition fee was $795, not $1,095.

    What is the Fees & Insurance?

    Thanks in advance.

    When I use your MSRP and "total cap cost", along with the base MF of .00136 and the 36/12 residual of 62%, I get a pre-tax payment of $588.88/mo.
    Thanks Michaell! Did you mean that you used the MSRP, not the selling price for your lease calculation? I got $7,000 off of MSRP, which dropped the vehicle price down to $43,190.
  • MichaellMichaell Moderator Posts: 254,223
    sphinx1 said:

    Michaell said:

    sphinx1 said:

    Please take a look at my latest deal.

    36 months/12K lease

    MSRP 50,190
    vehicle cost 43,190
    option price 1,125
    total selling price 44,315
    Acqusition fee 1,095
    Inception fees Due (capped) 1,302.47 (Fees & Insurance: $728 + 1st month pay: $574.47)
    Capital Cost 46,423.47
    Capped taxes 1,711
    Total capital Cost 48,423.47

    Doc Fee 133
    Registration 300
    License 250
    Title 35
    Other 10

    Premier 30K prepaid maintenance 1,125 residual 975

    Monthly payment with $0 down: 574.47

    I'm not sure whether the dealer rolled in every cost into the lease. But, based on my calculation with only the selling price was $439 per month.

    Also, I thought that the 3 year prepaid maintenance is $850 from what others in this discussion paid. And, I saw the acquisition fee was $795, not $1,095.

    What is the Fees & Insurance?

    Thanks in advance.

    When I use your MSRP and "total cap cost", along with the base MF of .00136 and the 36/12 residual of 62%, I get a pre-tax payment of $588.88/mo.
    Thanks Michaell! Did you mean that you used the MSRP, not the selling price for your lease calculation? I got $7,000 off of MSRP, which dropped the vehicle price down to $43,190.
    Right, but the dealer added back in a bunch of costs (acq fee, taxes, etc) to take the total cap cost to over $48K. You need both the MSRP and the cap cost to figure the lease payment.

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  • carz27carz27 Member Posts: 17
    Does Mercedes offer the automatic payment discount of .00126 from .00135 in all states? I'm in NY and the credit person stated they don't offer it on the 2015 c300 4 matic. Thanks.
  • MichaellMichaell Moderator Posts: 254,223
    edited December 2014
    carz27 said:

    Does Mercedes offer the automatic payment discount of .00126 from .00135 in all states? I'm in NY and the credit person stated they don't offer it on the 2015 c300 4 matic. Thanks.

    I've not heard of any geographic restrictions on the auto-pay discount. You might check with another MB dealer in NY to confirm.

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  • 88awake88awake Member Posts: 15
    Hello and happy holidays! If anyone is around, can you tell me the MF and residual for a 2014 C300 sport, 27 month lease, 10k and 12k miles? Would also consider the 3 year lease if it's more attractive. You guys are the best! Thanks. (I'll put this in the 2014 forum too, but not sure if it's still monitored.)
  • MichaellMichaell Moderator Posts: 254,223
    88awake said:

    Hello and happy holidays! If anyone is around, can you tell me the MF and residual for a 2014 C300 sport, 27 month lease, 10k and 12k miles? Would also consider the 3 year lease if it's more attractive. You guys are the best! Thanks. (I'll put this in the 2014 forum too, but not sure if it's still monitored.)

    I'll answer this in the 2014 forum....

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  • laroletalaroleta Member Posts: 4
    Hello,

    I am thinking of going to the dealerships in the days before New years (hopefully today) to try and get the negotiated price for as low as possible on a 2015 c300. It seems to me that people on the forum are getting around 16% off MSRP. Does this seem like a reasonable starting off point/expectation? Im in LA, any dealer recommendations?

    Also could you guys please help me with the MF for 24 months and 7.5k/10k/12k (miles per yr)? Any chance you have those numbers for a 2015 CLA?

    Thanks
  • MichaellMichaell Moderator Posts: 254,223
    laroleta said:

    Hello,

    I am thinking of going to the dealerships in the days before New years (hopefully today) to try and get the negotiated price for as low as possible on a 2015 c300. It seems to me that people on the forum are getting around 16% off MSRP. Does this seem like a reasonable starting off point/expectation? Im in LA, any dealer recommendations?

    Also could you guys please help me with the MF for 24 months and 7.5k/10k/12k (miles per yr)? Any chance you have those numbers for a 2015 CLA?

    Thanks

    C300 - .00136 and 68% for 24/12

    CLA - .00128 and 66% for 24/12

    Add 1% for 10K and 2% for 7.5K

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  • laroletalaroleta Member Posts: 4
    Thanks Michael!

    Is this, with or without the AutoPay discount?
  • MichaellMichaell Moderator Posts: 254,223
    laroleta said:

    Thanks Michael!

    Is this, with or without the AutoPay discount?

    Without.

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  • laroletalaroleta Member Posts: 4
    Hello All,

    In case this is useful, I have been presented this deal on a C300:

    MSRP: $47185
    negotiated price:$39185
    MF:.00126 (w auto pay)
    RV:69% (24 months, 10k miles a year)
    However, after that they tack on the big acq fee: $1095
    and this protective treatment on the leather and paint: $395

    If I pay the first month: $462.57
    I will have 23 more payments of: $462.57 (I rolled the acq fee and the protective treatment in to the financed amount)

    Is that normal? Any red flags or advice?

    Thanks and happy holidays
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