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The car is for my daughter who has almost no credit record, but what is there is fine. Her credit score is 735, limited by the small amount of credit experience. She applied for the 3.99% Honda financing and was initially told that she qualified (surprised me as I expected the conditions would be very restrictive for such a low rate. On the next day, the salesman said that she did not qualify for the Honda financing but they would finance her at 8.99%. I told them fine, I would co-sign the note to get her the lowest rate (My score is 875). Even with that, the salesman said the finance rate could not be less than 6.99%.
Sounds to me like we are the victim of the old bait and switch game. I think the dealer is getting some commission if he can get us to sign on at a higher rate. We were pretty unhappy with this buying (attempt) experience. Anyone who wants this type of sales experience may want to go to the dealership on south loop 610. We went to the other dealer. They did not have the color that we wanted, so we ordered a car in the hope that the dealer cashback program is continued. We are hoping this will be a better experience.
The downside to the low depreciation that Hondas experience, is that one-year-old models are not typically good buys as used cars...
If you are going to buy, get an '06... whether it is a Civic or Accord... The savings on an '05 will be minimal, and a false savings in the long run..
regards,
kyfdx
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Thanks.
It RARELY goes down (less than 5% of the time).
He is telling you it ends on May 31 because that is technically true.......
but a new program comes out June 1 and may be even better. Dont let him rush you into a deal.
I have negociated a final out the door price of $23,000. This of course included everything. The only reason I have not purchased the car is because I got to the dealer and the sales guy tells me they dont have the color of my car in the dealer and would have to get it from another dealer and bring it but I would have to pay for the towing charge which is $485.00. I of course told him no way and left. He then emailed me telling me that he found a car and that it would arrive the next day. When I got to the dealer he tells me that he is going to be a nice guy and pay half the charge and I would only owe $192.50. I was updet he told me this so I left.
Is this something I should be paying? Please help!
was this manual or auto tranny?
Good luck.
I'm trying to buy the car by tomorrow, so any help would be greatly appreciated!
(btw, the dealer that quoted me $20k had priced the vehicle itself at 18,859)
I will definitely post the final price if I end up getting this car today or tomorrow.
Thanks to everyone for the help.
That said, good luck with your negotiations.
I'm just hoping to take delivery soon. There's nothing like buying a car, and yet having to wait for delivery in order to enjoy it.
The only place that had the color scheme we really wanted was Ourisman in Bethesda. For those familiar with this disgraceful "dealer," they add every worthless dealer option imagineable to mark-up the prices of their cars. They de-face their cars with pin-stripes, door-edge guards, mud guards, wheel-well guards, and massive sunroof visors among other things. Even if the car ended up being cheaper with all this junk, I would never give this place a dime of my money.
Oh well, I'll just a keep an eye out for the car I want, and then try and work a deal for it when it comes around.
Why, yes... we do mind... Please read the message printed in RED above the "Post a Message" box....
Thanks!
kyfdx
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Price: 18866.02
Tax: 565.98
License and Title: 69.00
Processing Fee: 249.00
TOTAL: 19750.00
How'd I do?
When I got home I got out a calculator to figure out what my payment would have been if I didn't get the warranty and to my surprise I came up with $354, even though the finance guy told me $363. Has anyone ever run into this problem before and is there anything I can do about it. I feel deceived and tricked into getting the warranty with his fake payment. I have no written proof that this is what he told me. Someone Please Help!
So again:
New 2006 Accord Sedan LX-SE Auto Trans w/ Graphite Pearl exterior with above mentioned dealer add ons.
Price: 18866.02
Tax: 565.98
License and Title: 69.00
Processing Fee: 249.00
TOTAL: 19750.00
How'd I do?
Goodluck with it and please let us know how it went. We would be eager to know the name of the dealership.