2013 and Earlier - Toyota Camry Prices Paid and Buying Experience

dmcdonnell

can anyone confirm the rebate info from tarugs post on here? I assume the $1000 rebate for the '09 camrys is a continuation of the $1K rebate that expired 09/30?

dmcd

lucky_777

Isn't rebate was $500 in September?

dmcdonnell

misterjohnny,

Regarding your shopping of a XLE V6, go to carsdirect.com and enter the model and options and your zip code to get a good idea of what selling price you should be able to get from a dealer if you are willing to bargain. You can even use the carsdirect service and let them negotiate with the dealers, since I think for your area they likely offer their premium service. From what I have seen of their low price guarantee, they are very close to or even slightly lower than: invoice price - dealer holdback (2%) + dealer profit (3%) - rebate ($1K) + dest charge. EG. for a base V6 XLE without NAV and any extra options: ~$25,500. It's unlikely of course you are going to find a car without any extra options, so take that into account. I don't have any personal experience with carsdirect.com yet myself, so maybe others can chip in here regarding their service and whether these quoted prices are actually being attained.

dmcd

lucky_777

Carsdirect not cheap, I use fitzmall for price comparison.

4rman

Hello everyone,

Do you guys think it's worth waiting for the 2010 Camry SE or is the current model so good that I should pull the trigger. I read online that the 2010 will look something like the new Venza and may have a 2.7 liter engine with a 6 speed AT transmission. The interior may also see upgrades/updates. I looked at the Venza but I am not sure I like the front end design. What do you guys think? I can get an 09 SE for $22600+tax with the Sep. $500 rebate which sounds like is now a $1000 further dropping the price. Thx.

lucky_777

I doubt 2010 Camry body will be dramatically different from 09. I also don't believe that new 2.7L engine will be used for mid cycle update because most likely it would need a new transmission. This would be way too much changes for mid cycle refresh. Toyota will not release any information on mid cycle update till the very last point so you can only guess what 2010 Camry will look like.

BTW I just called fitzmall and they are saying that rebate on Camry still $500 but 0% for 36 month financing is available.

dmcdonnell

lucky_777, do these prices on fitzmall include rebates? The fitzmall site only seems to cover some east coast areas. Here is an example of a XLE V6 with a few options on the fitz site: '09 XLE V6 with heated seats, smart key, carpet floor mats, VSC: $26.7K internet price. That same car on carsdirect for my California zip is $26.5K which includes the $1K rebate. So they are very close if the fitzmall listing includes the rebate. I would say both are good for best price evals anyways.

dmcd

4rman

Thanks Lucky 777.

My information came from iguida.com regarding the 2010 Camry. But what you are saying makes sense also. So do you think $22600 on a SE model w/o traction is a good deal? It's about $3100 off the sticker.

lucky_777

Yes, fitzmall price normally has rebate and all other fees but sales tax. If you leave on west coast you should be able to get a car with $500-1000 under fitzmall price. Fitzmall good place to use for price reference.

lucky_777

Sticker price is for suckers.

Your base price should be invoice + destination - rebates
add state mandated doc fee ($250 in Ohio) and sales tax.

with today's economy you can expect to get few hundreds under base price above.

Edmunds shows invoice + dest on 09 SE I4 $21,025. Find out what current rebate is. It might be different regionally. CA price is always better then east coast. What area are you from? Try to do your math based on formula above and let us know how it adds up to your offer.

I've read on iguida.com about 2010 Camry and even if 2.7L + new 6 speed transmission will be introduced on Camry I would not want to be a guinea pig to help Toyota to debug it.

mcdawgg

"I've read on iguida.com " Hate to be picky, but they state that the current I4 engine is a 2.5, when it really is a 2.4.

4rman

Based on my calculations through Edmunds: invoice is $22768 - includes JBL/Sunroof/floor mat options (2009 I4 SE). This does not include the $500 rebate. So I should ask for $22268? Dealer offered $22600 + tax etc.

I am in Minnesota. Thanks.

lucky_777

I'd try to get it at list for $22K before tax but definitely wouldn't pay more then $22268. That is taking in account $500 rebate. If rebate for October indeed $1000 then you should be paying another $500 less. Shop around, you now know what your target price is.

archarkon

rebates are different between regions . You can find them on toyota.com for you region .

For example Maryland has 500 rebate
Georgia 1000

go figure

dmcdonnell

In Nor California at least, it appears to be $500 rebate for I4 camrys, and $1000 for V6's.

Financing and rebate offers are either/or.

Camry Financing deals:
0% 36 months
1.9% 48 months
2.9% 60 months

For those with cash to buy their camry and who want to compare taking 0% 36 month financing vs the rebate amount, below are the results of assuming a deposit of a certain amount to fund the 0% loan, and the effective interest rate on that account. At the end of the 36 month period, the account will have x dollars left due to accumulated interest. That can then be compared against a rebate amount of either $500 or $1000 deposited in a similar account with same interest for 36 months. (ie. compare the value of the rebate and the 0% loan at the end of the 36 month period.)

Laon period: 36 months

Loan Amnt Accnt Interest 0% Monthly Pymnt Accnt Residual
====================================================
20,000 5% $555.56 $1554
24,000 5% $666.67 $1872
28,000 5% $777.78 $2191

20,000 4% $555.56 $1221
24,000 4% $666.67 $1473
28,000 4% $777.78 $1725

20,000 3% $555.56 $898
24,000 3% $666.67 $1086
28,000 3% $777.78 $1273

Future value of rebate after 36 months in an interest yielding accnt:

Rebate Amnt Interest 36 Month value
==================================
500 5% $579
500 4% $562
500 3% $546

1000 5% $1158
1000 4% $1125
1000 3% $1093

So what's the bottom line? If you buy an I4 with a $500 rebate, take the 0% 36 month for sure. If you buy a V6 with a $1000 rebate, if the loan is above $24K and you feel you can make at least 4% in an interest yielding accnt, take the 0% financing, otherwise it's probably not worth the hassle

dmcd

utexas112

naturev,

Could you share your dealer's information? Or perhaps e-mail me the same? I'm in the market for an 09 LE as well and located in San Diego.

jerrys8

Just got a quote from dealer for $19500 (with financing for 0% at 36 month) from LE with Vehicle Stability Control. No tax or other fees included. Is it a good deal?

dmcdonnell

jerrys8, it's a good deal as long as the other fees are for dest charge and document fees only, not incl. tax or registration fees. The quote is basically $400 below invoice which sounds good to me. I assume it is an I4 LE.

dmcd

naturev

Mossy Toyota.

rvs2000

can you pl tell the dealer name?
since toyota is offering $1000 discount now, can we get cheaper than $17695?
thanks in advance.

dmcdonnell

wow! no posts in 3 days. Guess not too many are buying camrys these days. Wonder how October is going to be for the dealers compared to Sept. Probably much worse.

dmcd

acdii

A recession tends to do that to people.

ruc2827

In order to make an accurate comparison of the Hybrid to a non-Hybrid Camry, you have to compare the Camry XLE to a comparably equipped Camry Hybrid, since both have a combined set of standard and optional features unique to the XLE and Hybrid models, therefore you can only get an accurate comparison by comparing identically equipped versions of these models, since it is impossible to get the same set of features on a base, LE, or SE model. See http://www.toyota.com/camry/features.html to compare the base, LE, SE, XLE, and Hybrid 2.4L models side-by-side.

Specifically, only the XLE and Hybrid have the following standard features:
* Acoustic noise-reducing front windshield
* Chrome tipped exhaust
* Smart Key System with Push Button Start and remote illuminated entry
* Remote Keyless entry system
* Metallic-style interior trim with chrome door handle accents
* Multi-adjustable power driver's seat with adjustable seatback and lumbar support
* Defroster-linked CFC-free dual zone auto climate control with electric compressor and Plasmacluster™ ionizer and rear-seat vents
* Trunk-mounted cargo net
* HomeLink® universal transceiver

In addition, only the XLE and Hybrid have the following optional features:
* Heated front seats
* Leather-trimmed seats and door trim with integrated armrests, driver and front passenger power seats and dual front and rear map pockets
* Voice-activated DVD navigation system with JBL® AM/FM 4-disc in-dash CD changer with satellite radio capability, MP3/WMA playback capability, auxiliary audio jack, hands-free phone capability via Bluetooth® wireless technology, eight speakers in six locations and FM diversity Reception

Additionally, the XLE also includes the following standard features which are optional on Hybrid:
* Alloy wheels
* Heated mirrors
* Power tilt/slide moonroof with sliding sunshade
* Leather wrapped steering wheel
* JBL® AM/FM 6-disc in-dash CD changer with satellite radio capability, MP3/WMA playback capability, auxiliary audio jack, hands-free phone capability via Bluetooth® wireless technology, eight speakers in six locations and FM diversity reception
* Auto-dimming rearview mirror with compass
* Rear personal reading lights
* Dual illuminated visor vanity mirrors

Likewise, the Hybrid contains the following standard feature which is optional on the XLE:
* Vehicle Stability Control (VSC) with Traction Control (TRAC)

Since both models have a different subset of the same combined standard and optional features, to compare a Hybrid with Option Package D to an XLE with option package B to get an identical set of features. When you compare identically equipped Camry XLE and Camry Hybrid models, the difference in price is only $1355 as detailed here:

$26,150 - Hybrid base
$3,119 - Option Package Heated front seats/outside mirrors, dual illuminated vanity lights, personal reading lights (CQ), Carpet Trunk/Mat Set (CF), Leather trimmed seats (LA), Alloy wheels, 6-disc cd changer, Bluetooth, leather wrapped steering wheel, auto-dimming mirror, Homelink Universal Transceiver
$720 - Delivery
$29,989 - Total

$25,575 - XLE base
$2,140 - Option Package B: Heated front seats (HD), Vehicle Stability Control (VSC) with Traction Control (TRAC) (VS), Leather trimmed seats (LA)
$199 - Carpet/trunk mat set
$720 - Delivery
$28,634 - Total

So, by comparing the Hybrid to a comparably equipped XLE, there is only a a difference of $1355 You could argue that you can still get a base Camry for $20,915, which is $5000 less than the base Hybrid, but at this point you are comparing two different cars with two sets of standard features, which is not an accurate comparison.

By comparing the Consumer Reports overall mileage ratings on the standard 2.4L Camry engine with the Hybrid engine, you will use 441 gal vs 625 gal a year if you travel 15,000 miles, which is a savings of 184 gallons, which translates to $736 at $4 a gallon. So, you'll recoup your investment in your second year, and every year thereafter you save $712 or more if gas goes up. Put another way, this $1355 will increase your monthly payment by $21 a month @ 4.75% for 72 months (current rate at PenFed.org, which anyone can get with good credit), but you will be saving $33 a month in gas over that same period, thus it is a net savings.

To your other point that the Hybrid is not discounted, by emailing dealers for quotes directly or via cars.com or edmunds.com, you can easily save up to $3000. I just purchased a fully loaded Camry Hybrid for $29,003, a savings of over $3000 (got email quote from Jack Safro Toyota in Brookfield, WI and received vehicle within 10 weeks of down payment).

indianajohns

The thing that makes me laugh is that people spend $29,000 on a HYBRID. If you really want to "SAVE MONEY ON GAS" you should buy a $13,000 YARIS or equivilent. I get that some people will say "yeah but that isn't the same vehcile" or whatever. My idea of saving money on GAS is to not save money on GAS. Rather I will lower my car payment. If I buy a $13,000 Yaris or equivilent vs a $26-30,000 overpriced HYBRID I can actually save money. It would take 8-10 years to make any ground on "GAS SAVINGS" when your car loan is has more than doubled.

mikku

Hi,

I would like to thank this forum, as I was preparing to buy my TCH for last 3 months.
Sent email to all bay area dealers and got best quote from Gilroy. Sunnyvale was next best with Costco pricing. All others wanted MSRP or above.

I paid 29,828 + fees (that came to 800 over invoice + Dest + TDA)
I had wanted TCH with FE CQ LA SR UT and I got that + CF with my choice of colors...

Buying experience was the best I ever had. In and out of the dealership in less than one hour. No pushing for extra stuff during finance. Smooth as silk...

HTH.

wvgasguy

The thing that makes me laugh is that people spend $29,000 on a HYBRID

Well, I'l glad we're giving you a good laugh.

You could actually buy a 1991 Corola for say $500 and save a whole lot of money and have a very small payment. Ten percent down and for 5 years your monthly payment would only be $8.50. You could buy all kinds of gas with your savings.

But seriously, not everyone buys a hybrid to strictly save money. I doubt that anyone that is driving a TCH would seriously be happy driving a Yaris. Yaris has a target market and it's not people with $30,000 to spend on a vehicle. The camry size appeals to a lot of people and having a car this size that also gets 38 mpg makes it worth a premium to some, myself included.

acdii

First of all, a 91 corrolla has half the room of a Camry, second, it isnt a hybrid, and a car that old doesnt even come close to todays CARB standards, nor safety ratings.

Second, a hybrid, unlike all other cars sold, keeps its value, I can easily sell it now with 13K on it for what I paid for it. So with the argument of why not buy a used hybrid, they cost the same as new, thats why.

Finally, for those of us with 3 kids, and car pool, finding a decent used car that will fit two adults, two car seats and a teenager, and still get decent mileage, is not as easy as one thinks. The TCH is a tight squeeze and it is one of the largest of cars thats reliable. We could have used a Crown Vic, plenty of room, but not at 18 MPG, and the price of a decent used one that isnt loaded with miles is ~14K, and used car loans are ~12% for cars around 5 YO. Depreciation on one is also staggering. For me, my daily drive is ~100 miles, we easily put on 500 miles a week. I have already worn out 2 cars in the past 3 years, because I bought them with high miles to "save" money, but repairs on them cost more than the cars were worth.

So for a few of us, the why not buy used instead of hybrid, doesn't work! I dont know about you, but I tried it, didn't work. BTW last night I added up all the gas I used in the TCH, and divided the total miles by the gallons, and the car is averaging 40.12 MPG. Not too shabby for a large family sedan.

But seriously, not everyone buys a hybrid to strictly save money. I doubt that anyone that is driving a TCH would seriously be happy driving a Yaris. Yaris has a target market and it's not people with $30,000 to spend on a vehicle. The camry size appeals to a lot of people and having a car this size that also gets 38 mpg makes it worth a premium to some, myself included.

Bingo, I didn't buy it to save gas, I have a Hyundai Veracruz that is the perfect vehicle for the family trips, but is too big for a daily driver, and I just didn't feel like putting a ton of miles on it, I want it to last way past the pay off date. I also found that filling it twice a week was annoying because I usually find it needs gas halfway between my house and my work and usually on the way home, where gas stations are few. I traded a Prius in on it, and frankly I missed driving the prius, although I didnt miss the Prius, it was too small and handled like a little go cart. I found an exceptional deal on the TCH, and snapped it up and glad I did, I would not be able to find one today for what I paid for it, and have been enjoying it ever since. I found that if I drive the Camry like a goof(like most people drive), IE gas wasting mode, I get 33 MPG, but if I drive it casually, light acceleration, coast to stops, I get 38+. Much better than EPA. I Like the Camry, and I could not say that for any used car out there.

ruc2827

Any non-Hybrid full-size family sedan with leather, sunroof, and Nav, would still cost $29,000 or more, so I'm not sure why someone who is in the market for a full-size family sedan would consider a Yaris. If you are only looking for the absolute lowest total cost of ownership, then the obvious choice will always be a Tata Nano, for $2500. However, in reality, people only look at a specific class of vehicle that fits their needs (e.g. a 7-passenger crossover, or a full-size four door family Sedan) and typically narrow down their purchase decision to a specific make and model of vehicle, with a specific set of features (in my case Leather, Nav, Sunroof). So once you have narrowed down your choices of comparably equipped vehicles within the same class, you may be comparing a Hybrid and non-Hybrid version, and my point is that the commonly held belief as stated in the OP I replied to, that a Hybrid of a specific model has a more expensive total cost of ownership than the non-Hybrid version of the same model is wrong and based on commonly held misconceptions about price differences, which are about 4 years out of date. Toyota Hybrids specifically have come down in price as they have reached maturity, and on comparably equipped models, the increase in price for just the Hybrid engine is just over $1000, whereas many people commonly quote $5,000-$10,000 as the price difference, which is about 4 year old information. I've priced out the Lexus RX 350 vs RX 400h, Toyota Highlander vs Highlander Hybrid, and the Camry XLE vs Camry Hybrid and the difference in price is minimal across the board for comparably equipped models, and after factoring in gas savings, they are actually cheaper in some cases. Therefore, the choice to buy the Hybrid should be an obvious one if you are already going to buy the similarly equipped non-Hybrid model, since the Hybrid does save you money, not to mention other benefits, plus you have a hedge against increased gas prices over the life of the vehicle. For my specific situation, I am not concerned about the cost of the vehicle, which is the same or less than any other vehicle my household has owned, and much cheaper than the vehicle I am replacing, therefore a lower payment. Rather, I am trying to reduce the monthly costs of operating the vehicle as we previously budgeted $500 a month for gas for just personal use in addition to driving the vehicle for business. So, for me a 40% reduction in gas prices (which is a common reduction for almost all Hybrid vs non-Hybrids of the same model - even the Tahoe), saves over $200 a month.

kiawah

Nice summaries......using logic and facts in the decision making process that fit your operating environment !!!

Good job.

lucky_777

Gas prices are coming down and already at $3 a gallon in Ohio. It was hard to justify hybrid price with over a $4 a gallon and now hybrid makes less and less sense. I'll wait till plug in technology becomes mainstream.

dmcdonnell

I agree with lucky_777 here. I'll wait for plugins or at least more advanced battery technologies and proven reliability. For now, I have a 2000 Toyota LC for weekends, and for commuting to work, I drive a '94 Saturn SL1 4 banger that gets me at least 27MPG. For long family trips, we have the wife's camry which gets 28-30MPG on the highway. Good enough for me. I'm sure I'll still have my LC in 10 years and drive it around amongst all the electric cars with jaws dropping. lol.

dmcd

kyfdx

There are plenty of Hybrid forums and comparison discussions..

This forum is to discuss your pricing and buying experience. Any posts that are off-topic will be deleted.

regards,
kyfdx

ld1msuml

I just bought a Toyota Camry LE. with accessory pro pack which includes mudguards, cargo tote, and emergency assitance kit, spoiler, and alarm system for 21000 (not including tax, fees, etc.). I got 0% financing. I feel like I got ripped off. Is that a good deal? At 1st I thought it was a good deal. The dealer was pretty nice and since we were there around lunch he even got my family some food because we were there so long and wanted to take a break to go eat. Somebody tell me if this a good deal or not so I will learn to say "NO" even if they are nice.

THanks

kiawah

Learn to say NO, and do some homework before purchase.

The base LE car, with fees but not including tax and license, could be had for the low to mid 19K' range

here's an LE

The alarm might be a couple hundred bucks, and I don't know about spoiler costs but I would guess maybe 3-400. Mudgards would be about 50-75. In total all of the extra stuff might be in the range of 500-750.

So everything except for state/county tax and DMV tags would be at 20K. My assessment would be that you made an excess non-deductible contribution to the local economy by about a grand.

At this point, not a whole lot you can do about it, but enjoy your new ride. It's a great car (have an 07), and I'm sure you'll be pleased with it over the next years.

bruceferns

Hi, I am in the market for a 2009 XLE, V6. The best offer I have had so far is 27,330. (+ taxes, tags and registration) Includes - Vehicle Stability Control, Nav, Smart Key System, Driver and Passesnger heated seats. Could someone comment on the price?

kiawah

You can comparison shop online, by going to www.fitzmall.com. Check out different models, with different features. You can usually get a really good idea of what you should be looking for in your local area.

It's in a fairly competitive geographic location, so they have very good no haggle prices. Those who live in CA can sometimes do slightly better, since CA is THE most competitive area.

steedhao

I am looking at 2009 camry LE. My current best quote: $20,287.00 minus rebate $500 = $19,787.00 plus tax and title.

Anyone can comment on this ?

I am in Ohio, btw.

Thanks.

kiawah

19.2 to 19.4 at fitzmall, so you did very good.

kapkanimd

Hi, I have gotten a quote for $19770 - $1000 rebate = $18770 +++ for an 09 LE w/ toyoguard as the only option. I was wondering if I should ask for less or would it be pushing it. I am in Tampa, FL by the way. OTD price is around $20,700 including tax and all fees

kiawah

Many dealerships in Fla have like a 600 dealer fee, right? If so, that's taking your 18770 up to 19370

kapkanimd

yeah, thats all included though in my OTD price of $20,650, ($599 by the way)

ld1msuml

are you financing it through them? If so are they giving you 0% interest rate?

kapkanimd

Havent spoke to them about financing, but I highly doubt they will give 0% unless someone here has heard of such a thing on a discounted car. Will let everyone know if we end up going with the offer.

aalsherri

I was offered a quote of $21,378 OTD (including everything. 5% sales tax) with 0% interest rate for 36 months for a 2009 New Toyota Camry LE with carpets and no other options.

kapkanimd

I dont know what state you are in, but that is about 1000 more than my quote and mine included toyoguard, and another difference is my tax is 7%, still not that bad though, good with the 0% if you can afford the payments for 36 months

mancpete

should a camry engine with 193000 on it be trusted mechanicly a 2001 wagon multi point injection

aalsherri

I am in Mississippi. Is your quote includes 0% interest?
If yes, you got a great deal hands down. If not, my deal is better because the interest within 3 years will be for sure over $1500.

lucky_777

don't forget to deduct income tax from your interest.

kyfdx

Hi, mancpete.. welcome to CarSpace!

Since this is a pricing discussion, you might have more luck getting an answer to your question over here: Older Camry Maintenance and Repair

Good luck!
kyfdx
Host-Prices Paid Forums

q3d

My younger sister recently bought a 2009 Camry LE OTD for 19700 (before Tax, title and license was 17,900). This is an automatic LE and she did not add anything extra to it. Bought it a Toyota Place in Garden Grove, CA. I have been doing the legwork for her. She bought it 2 weeks ago, after the manufacturer up-ed the rebate to $1000 for October. Hope this helps for all those shopping.