2015 Mazda3 Lease Questions

hannanaq

Could I get the MF and RV for a 2015 mazda 3 i touring hatchback with automatic transmission for the state of Washington (12k/36mo)? Any incentives in that area? thanks

Michaell

hannanaq said:

Could I get the MF and RV for a 2015 mazda 3 i touring hatchback with automatic transmission for the state of Washington (12k/36mo)? Any incentives in that area? thanks

57% and .00017. No lease cash.

wheels29

I just got back from the Mazda dealer. They offered me this lease deal on the Mazda 3 i sport sedan. Would somebody look at these numbers and tell me if they look like a good lease deal? Thank you.

20,515 MSRP

16,998 sale price

.00001 money factor

11,783 residual

36 month lease 10k per year

Monthly payment $178.32 + tax = $189.02

203.02 due at signing (includes $14 title fee).

wheels29

I live in Idaho...

kyfdx

wheels29 said:

I just got back from the Mazda dealer. They offered me this lease deal on the Mazda 3 i sport sedan. Would somebody look at these numbers and tell me if they look like a good lease deal? Thank you.

20,515 MSRP

16,998 sale price

.00001 money factor

11,783 residual

36 month lease 10k per year

Monthly payment $178.32 + tax = $189.02

203.02 due at signing (includes $14 title fee).

It's an awesome deal... take it.

ral2167

I assume this is 2015 and not 2016

wheels29

Yes it is a 2015, thank you.

ankit1302

What is good monthly payment for 2015 Mazda 3 Sedan 4 Door s Touring and s Grand Touring in Texas

Lease : 36 months
Downpayment : $3K
Miles : 12K/year

Please tell me the figures for monthly payment I need to make.

Thanks in advance

kyfdx

ankit1302 said:

What is good monthly payment for 2015 Mazda 3 Sedan 4 Door s Touring and s Grand Touring in Texas

Lease : 36 months
Downpayment : $3K
Miles : 12K/year

Please tell me the figures for monthly payment I need to make.

Thanks in advance

.00001 MF and 55% residual for GT, 56% for Touring. Subtract 2% if manual transmission.

Can't give you a payment without an MSRP and proposed selling price.

ankit1302

Thanks for you feedback.  

MSRP is $24,690 for s Touring

Selling price I don't have a car to trade .

kyfdx

ankit1302 said:

Thanks for you feedback.  

MSRP is $24,690 for s Touring

Selling price I don't have a car to trade .

Use the Make/Model/Year tabs at the top of the page to establish a price. You don't want to pay MSRP for a new car, do you?

danzer

I'd like to get an evaluation based on the numbers below for a 2015 Mazda 3i GT Sedan:

MSRP 24,615
Sale Price 23,331
MF .00001
Residual .56
12k miles, 36 months
Down $1,500
$283/m with tax (9%)

Thank you!

ral2167

danzer said:

I'd like to get an evaluation based on the numbers below for a 2015 Mazda 3i GT Sedan:

MSRP 24,615
Sale Price 23,331
MF .00001
Residual .56
12k miles, 36 months
Down $1,500
$283/m with tax (9%)

Thank you!

Aren't the 2016's out? Why such a small amount taken off msrp? I dont think that's a great deal. I could be wrong.

kyfdx

danzer said:

I'd like to get an evaluation based on the numbers below for a 2015 Mazda 3i GT Sedan:

MSRP 24,615
Sale Price 23,331
MF .00001
Residual .56
12k miles, 36 months
Down $1,500
$283/m with tax (9%)

Thank you!

If the sale price is the same as the CAP cost, I get $265/mo.+tax.

danzer

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

kyfdx

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

I'd guess total tax is just that.... it's the tax for the payments and upfronts. Informational and not a line item.

This dealer is marking up the money factor from .00001. Also, I get a payment of $213/mo.+tax, which seems significantly less than $249.

Also, the i Touring Sedan has $600 in lease support that the GT doesn't have. It should be a lot cheaper.

subda1516

Can I get a MF and RV for a 2015 GT hatchback 36/10K in San Diego? 730+ credit score. Do options like Tech package make a difference?

Thanks

Michaell

subda1516 said:

Can I get a MF and RV for a 2015 GT hatchback 36/10K in San Diego? 730+ credit score. Do options like Tech package make a difference?

Thanks

56% and .00001. Packages and options do not affect the numbers.

ral2167

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

Whats a navigation card?

danzer

ral2167 said:

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

Whats a navigation card?

Hope I don't get flagged for this, but it's an SD card that has, I'm assuming, map of United States provided by TomTom and if your model doesn't come with navi already, this card should fix that problem by using the heads-up display in the center console. The SD card goes in the armrest from what I remember and uploads info to the display. Card can be found on ebay - Disclaimer: Do your own investigation on this, don't listen to me.

danzer

kyfdx said:

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

I'd guess total tax is just that.... it's the tax for the payments and upfronts. Informational and not a line item.

This dealer is marking up the money factor from .00001. Also, I get a payment of $213/mo.+tax, which seems significantly less than $249.

Also, the i Touring Sedan has $600 in lease support that the GT doesn't have. It should be a lot cheaper.

So if we were to use MF .00001 with the $600 in lease support, what would the numbers be from the information I provided?

kyfdx

danzer said:

kyfdx said:

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

I'd guess total tax is just that.... it's the tax for the payments and upfronts. Informational and not a line item.

This dealer is marking up the money factor from .00001. Also, I get a payment of $213/mo.+tax, which seems significantly less than $249.

Also, the i Touring Sedan has $600 in lease support that the GT doesn't have. It should be a lot cheaper.

So if we were to use MF .00001 with the $600 in lease support, what would the numbers be from the information I provided?

Their sale price probably already includes the $600.... but, if I deduct $600 and use the base MF of .00001, I get a payment of $186/mo+tax

danzer

kyfdx said:

danzer said:

kyfdx said:

danzer said:

So I got another quote from a different dealer, but it's a different car. 2015 Mazda 3i Touring with Entertainment Package, plus they were throwing in the Navigation SD card ($300 at dealer I think) for free. Here are the numbers per their quote, please let me know if this is good, thanks again!:

Price (MSRP) 23,040
Discount 1,113
Customer Price (Sale Price) 21,927
Down Payment 1,500
Doc Processing Fees 80
Bank Acquisition Fee 595
Balance 21,102
DMV Fees 282.75
Taxes 791.42 (8.225%) - Don't really know how they came up with this amount
Adjusted Cap Cost 21,713.80
Term 36/12k
Lease Money Factor .00031
Residual Balance 13,824
Monthly Payment 249.11

I'd guess total tax is just that.... it's the tax for the payments and upfronts. Informational and not a line item.

This dealer is marking up the money factor from .00001. Also, I get a payment of $213/mo.+tax, which seems significantly less than $249.

Also, the i Touring Sedan has $600 in lease support that the GT doesn't have. It should be a lot cheaper.

So if we were to use MF .00001 with the $600 in lease support, what would the numbers be from the information I provided?

Their sale price probably already includes the $600.... but, if I deduct $600 and use the base MF of .00001, I get a payment of $186/mo+tax

So if Sale Price is 21,327, what do you get as Cap cost and Residual?

ssmaster

Can I please have the money factor, residual, and rebate for a I Touring Manual Transmission 4 door 2015 in NJ.

Michaell

ssmaster said:

Can I please have the money factor, residual, and rebate for a I Touring Manual Transmission 4 door 2015 in NJ.

What lease term? How many miles per year?

ssmaster

Sorry, my bad, 36 months, 12k.

Michaell said:

ssmaster said:

Can I please have the money factor, residual, and rebate for a I Touring Manual Transmission 4 door 2015 in NJ.

What lease term? How many miles per year?

Sorry, my bad, 36 months, 12k, please.

Michaell

ssmaster said:

Sorry, my bad, 36 months, 12k.

Michaell said:

ssmaster said:

Can I please have the money factor, residual, and rebate for a I Touring Manual Transmission 4 door 2015 in NJ.

What lease term? How many miles per year?

Sorry, my bad, 36 months, 12k, please.

54% and .00001

enthusiastdre

Hi, I'm looking for 12k/36m lease terms (Residual/MF) for the 2015 Mazda3i Sedan and Hatchback in SV/Sport/Touring trims in Oregon. Sorry for the big request; shopping between trim levels. Thanks very much!

Michaell

enthusiastdre said:

Hi, I'm looking for 12k/36m lease terms (Residual/MF) for the 2015 Mazda3i Sedan and Hatchback in SV/Sport/Touring trims in Oregon. Sorry for the big request; shopping between trim levels. Thanks very much!

Sedan:
SV - 59% and .00001. $600 lease cash
Sport/Touring - 60% and .00001. $600 lease cash

Hatch:
No SV trim level
Sport - 60% and .00017
Touring - 57% and .00017

mercedessophie

Hi, what is current MF for a Mazda 3s GT hatchback 36 months 12k in California?
Thank you.

Michaell

mercedessophie said:

Hi, what is current MF for a Mazda 3s GT hatchback 36 months 12k in California?
Thank you.

57% and .00017

ssmaster

Which trim in sedan manual  transmission have the best residual on 36 MO 12k/yr? I know 54% for I touring. Any lease cash? 

Michaell

ssmaster said:

Which trim in sedan manual  transmission have the best residual on 36 MO 12k/yr? I know 54% for I touring. Any lease cash? 

i SV has the best residual at 56%.

No lease cash on any MT sedans.

abethegeek

Hello,
May I please have the residual/MF on 3 hatchback i 2.0 in Texas? I was quoted 57% and .00017 for excellent credit. Thanks!

Michaell

abethegeek said:

Hello,
May I please have the residual/MF on 3 hatchback i 2.0 in Texas? I was quoted 57% and .00017 for excellent credit. Thanks!

I confirm the .00017 MF.

Which trim level is this? What lease term and miles per year?

abethegeek

Sorry. It is hatchback GT i 2.0 for 36/12k. To give more details I worked out the following deal on the phone

MSRP: 25k -ish
Sale price: 20,307
MF: .00017
Residual: 57% around 14250

I am rolling in everything except 1 month payment. I was quoted a total of $1667 for TT&L.

The payment I am getting quoted is $279. I think I should be around $230. Does any of this make sense?

kyfdx

abethegeek said:

Sorry. It is hatchback GT i 2.0 for 36/12k. To give more details I worked out the following deal on the phone

MSRP: 25k -ish
Sale price: 20,307
MF: .00017
Residual: 57% around 14250

I am rolling in everything except 1 month payment. I was quoted a total of $1667 for TT&L.

The payment I am getting quoted is $279. I think I should be around $230. Does any of this make sense?

.00017 MF and 57% is correct for automatic transmission.

If I add $1667 to the sale price, I get about $220/mo.

Of course, using -ish numbers often leads to inaccurate estimates... plus, what about acquistion fee, etc?

abethegeek

You are absolutely correct about using -ish numbers. Dealer isn't being terribly forthcoming. Acquisition is $650. I just don't see the inaccuracies bumping the payment up almost $60 a month. I have asked probably 3 times and confirmed with the dealer that $1667 included all taxes and fees, but this does seem a bit low.

wheels29

Well this is just getting stupid. The Mazda 3 lease deal at the Boise, Idaho dealer was $178 a month plus tax, zero down except for first month's payment and $14 title fee. I did not do it because I am indecisive. I contacted the dealer yesterday to see if the leasing numbers are still valid, and he said the leasing deal has gotten better. It is now $166 a month zero down with only first month's payment and $14 title fee. This is for a Mazda 3 i Sport with an MSRP of $20,515. How is this price even possible? The salesman assures me it is on the up and up. No qualifiers (except for approved credit) needed. Nobody else even comes close. I think I have to do it. What are your thoughts?

Michaell

wheels29 said:

Well this is just getting stupid. The Mazda 3 lease deal at the Boise, Idaho dealer was $178 a month plus tax, zero down except for first month's payment and $14 title fee. I did not do it because I am indecisive. I contacted the dealer yesterday to see if the leasing numbers are still valid, and he said the leasing deal has gotten better. It is now $166 a month zero down with only first month's payment and $14 title fee. This is for a Mazda 3 i Sport with an MSRP of $20,515. How is this price even possible? The salesman assures me it is on the up and up. No qualifiers (except for approved credit) needed. Nobody else even comes close. I think I have to do it. What are your thoughts?

Must be a heck of a selling price to get that payment. 

Review the paperwork carefully. 

wheels29

Not really a great selling price. The numbers break down like this.
20,615 MSRP
18,249 Selling price
-600 lease cash.
+595 lease acquisition fee
+299 dealer doc
= 18,543 net cap
12,575 residual (61%)
.00001 Money Factor.

Michaell

wheels29 said:

Not really a great selling price. The numbers break down like this.
20,615 MSRP
18,249 Selling price
-600 lease cash.
+595 lease acquisition fee
+299 dealer doc
= 18,543 net cap
12,575 residual (61%)
.00001 Money Factor.

I get $166/mo before tax with those numbers. Seems like a pretty good deal on a car that stickers for almost $21K.

wheels29

That's exactly what it is $166 a month, plus $10.00 tax, so a total of $177. It seems like a good deal but I still struggle pulling the trigger. Let me axe you a question. When I went into the dealer last week I got a quote of $178 plus tax. And this week it has gone down even more to $166 plus tax. Yet surprisingly, the net cap is higher on the new lower monthly payment. The net cap on the new lower monthly payment is 18,534 whereas the net cap on last week's quote was $17,894. The reason for the lower monthly payment despite the higher net cap is the residual has been raised to 61% whereas the first quote was 58% (or close to it). So is the higher net cap going to effect me in anyway... say, for example, if I choose to buy the car at the end of the lease. Likewise is the higher residual going to effect me negatively if I choose to buy the car at the end of the lease. My little pea brain blew a circuit trying to figure this out. I finally gave up.

kyfdx

wheels29 said:

That's exactly what it is $166 a month, plus $10.00 tax, so a total of $177. It seems like a good deal but I still struggle pulling the trigger. Let me axe you a question. When I went into the dealer last week I got a quote of $178 plus tax. And this week it has gone down even more to $166 plus tax. Yet surprisingly, the net cap is higher on the new lower monthly payment. The net cap on the new lower monthly payment is 18,534 whereas the net cap on last week's quote was $17,894. The reason for the lower monthly payment despite the higher net cap is the residual has been raised to 61% whereas the first quote was 58% (or close to it). So is the higher net cap going to effect me in anyway... say, for example, if I choose to buy the car at the end of the lease. Likewise is the higher residual going to effect me negatively if I choose to buy the car at the end of the lease. My little pea brain blew a circuit trying to figure this out. I finally gave up.

Yes.. if you intend to buy the car at the end of lease, then the higher residual will result in a higher price.

If your intention is to buy the car, then why lease? If you want to lease, that's a great payment, what are you waiting for?

wheels29

General indecisiveness is the issue. Although I appreciate all you do, I wish this forum was more interactive with more people chiming in; perhaps then I could get advice or guidance. I am not sure I like the Mazda 3. Sometimes I think its looks gorgeous, sometimes I think it looks like the earlier Mazda 3 model, which i hated. I am not sure I like the colors available. I am not sure I should be buying a new car when I already have quite a bit of credit card debt. I am not sure if perhaps I would like a different car more, such as the boring Toyota Corolla, which comes in my favorite color, metallic green, or the Optima which i can get for the same lease price. All these questions are making a decision very difficult.

wheels29

Also, the car I like the most is the VW Beetle in the moonrock silver color. But the best lease deal they were able to work out for me is $258 per month with zero down. The salesman made a good point, he said most people regret not getting the car they really want, and settling for something with a lower payment. They could get the Jetta down to $164 a month with zero down, but not the Beetle. All these questions.

Michaell

wheels29 said:

General indecisiveness is the issue. Although I appreciate all you do, I wish this forum was more interactive with more people chiming in; perhaps then I could get advice or guidance. I am not sure I like the Mazda 3. Sometimes I think its looks gorgeous, sometimes I think it looks like the earlier Mazda 3 model, which i hated. I am not sure I like the colors available. I am not sure I should be buying a new car when I already have quite a bit of credit card debt. I am not sure if perhaps I would like a different car more, such as the boring Toyota Corolla, which comes in my favorite color, metallic green, or the Optima which i can get for the same lease price. All these questions are making a decision very difficult.

wheels29 said:

Also, the car I like the most is the VW Beetle in the moonrock silver color. But the best lease deal they were able to work out for me is $258 per month with zero down. The salesman made a good point, he said most people regret not getting the car they really want, and settling for something with a lower payment. They could get the Jetta down to $164 a month with zero down, but not the Beetle. All these questions.

These are all good questions ... and, ones I don't have any answers to. Only you can decide what you like, what you're willing to live with and what you can afford.

I could grab a bunch of regulars on these forums to weigh in on your situation, but frankly it will probably confuse you more.

However, when you're spending this much money, I've always felt that it's important to get exactly what you want, regardless of whether it's the best deal.

I did that about 10 years ago - I wanted a V6 sedan and ended up getting a Saturn that offered 0% financing instead of the Honda that was a couple thousand dollars more. While I liked the Saturn well enough - 7 years and 90,000 miles - I always felt like I should have gotten the Accord.

wheels29

Thanks for your reply. I just don't think I am going to get the Mazda 3. It is only $166 a month, zero down. But I spent some time with it last night at the dealership after hours (luckily one of the cars was open), and I decided I just don't think the car is very attractive. The hood appears as if it was grafted onto the front of the car, and the dashboard had a pointy top which really makes it feel tacky. I am going to either lease a Mini or a Beetle. I will likely have to pay about $80-90 more per month, though.

Michaell

wheels29 said:

Thanks for your reply. I just don't think I am going to get the Mazda 3. It is only $166 a month, zero down. But I spent some time with it last night at the dealership after hours (luckily one of the cars was open), and I decided I just don't think the car is very attractive. The hood appears as if it was grafted onto the front of the car, and the dashboard had a pointy top which really makes it feel tacky. I am going to either lease a Mini or a Beetle. I will likely have to pay about $80-90 more per month, though.

Yep, the Beetle and the MINI do not sell in the same numbers as the 3, so don't have as good of lease deals on them.

But, I think you will enjoy either one of them much more ... we've had a '99 Beetle and my daughter has had two MINIs, and I can vouch for the fun to drive factor.

mustang24fan

Anybody know what the residual is on 10k/miles on a 36 months lease. Hatchback iSport?