Yes. this includes the sales tax. Its 311.20 + 18.67 tax = 329.87 Still seems high to me with what I'm reading here. Seems like this should be the lease price with nav and we have no nav here.
How have we been getting the cap cost of 30K on other quotes ?
Well.. if you are in California, doc fees are restricted to $80, for example.. Tell the dealer that with a $900 doc fee, you are going to need a better price on the car.
Please let me know if this is a good deal.. Q40 RWD with moonroof and navigation package for 39 months MSRP 39395 Cap cost=30870.31 mf=.0039 Residual=55% Total drive off =1895.10 includes 899+TAX,REGISTARTION AND FEES $259 including tax
Which state did you get this deal? What is the $899 fee? What is included in the $1895 drive off besides first payment, registeration, doc fee, etc.? Is $700 acquisition added to cap cost or to drive off?
Please let me know if this is a good deal.. Q40 RWD with moonroof and navigation package for 39 months MSRP 39395 Cap cost=30870.31 mf=.0039 Residual=55% Total drive off =1895.10 includes 899+TAX,REGISTARTION AND FEES $259 including tax
Which state did you get this deal? What is the $899 fee? What is included in the $1895 drive off besides first payment, registeration, doc fee, etc.? Is $700 acquisition added to cap cost or to drive off?
I'm guessing this is Florida, home of the insanely high dealer fee.
I get $276.12 pre-tax with the numbers quoted (I'm assuming you are missing a 0 in your MF - should be .00039). Your quote of $259 with tax looks really good by comparison.
Hello. I'm wondering what the MF and residual are for a 2015 Q40 with Nav., moonroof, and AWD. If they do 18K/36 or 18K/24.... if they don't do 18K, what is, 15K/36 and 15K/24.... thanks again!! MPM
Hello. I'm wondering what the MF and residual are for a 2015 Q40 with Nav., moonroof, and AWD. If they do 18K/36 or 18K/24.... if they don't do 18K, what is, 15K/36 and 15K/24.... thanks again!! MPM
Can you help me figure this out? I'm kinda working backwards. Monthly lease payment $322 not including NY taxes Down payment- suppose to me taxes upfront and fees only $3880.02 this includes $1000 loyalty I'm being told I must come up with $2163.89 out of pocket, taxes $1152.39, $12.50 tire fee, $700 bank fee and first payment. I believe the bank rate is .00008. The residual is $$20910. I do not have the selling price- Is this a good deal? This is for a Q40 AWD with Nav.
Can you help me figure this out? I'm kinda working backwards. Monthly lease payment $322 not including NY taxes Down payment- suppose to me taxes upfront and fees only $3880.02 this includes $1000 loyalty I'm being told I must come up with $2163.89 out of pocket, taxes $1152.39, $12.50 tire fee, $700 bank fee and first payment. I believe the bank rate is .00008. The residual is $$20910. I do not have the selling price- Is this a good deal? This is for a Q40 AWD with Nav.
It's hard to reverse engineer with this information. Get the MSRP and the net cap cost from the dealer.
The MF of .00008 is correct - residual is based on lease term and miles per year. What are they?
Please let me know if this is a good deal for 2015 Q40 with Navigation and moon roof. MSRP $41,200 Selling Price - $32,974 Down payment - 0 Money factor - .00008 Bank Fee $700 Adj Cap Cost - $32,974 Term 24 / 12K / yr Residual - .62 MOnthly payment - $314 / plus state tax 7.95% Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
Please let me know if this is a good deal for 2015 Q40 with Navigation and moon roof. MSRP $41,200 Selling Price - $32,974 Down payment - 0 Money factor - .00008 Bank Fee $700 Adj Cap Cost - $32,974 Term 24 / 12K / yr Residual - .62 MOnthly payment - $314 / plus state tax 7.95% Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
Bank fee is being paid upfront. Otherwise, your adjusted CAP cost would be different from your selling price.
Please let me know if this is a good deal for 2015 Q40 with Navigation and moon roof. MSRP $41,200 Selling Price - $32,974 Down payment - 0 Money factor - .00008 Bank Fee $700 Adj Cap Cost - $32,974 Term 24 / 12K / yr Residual - .62 MOnthly payment - $314 / plus state tax 7.95% Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
Bank fee is being paid upfront. Otherwise, your adjusted CAP cost would be different from your selling price.
So over all what do you think is it a good deal ? Is there any possibility for me to negotiate further more ? Today is the last day of the month and i am thinking to close this deal coz i am not sure how next month deals will be on it.
Please let me know if this is a good deal for 2015 Q40 with Navigation and moon roof. MSRP $41,200 Selling Price - $32,974 Down payment - 0 Money factor - .00008 Bank Fee $700 Adj Cap Cost - $32,974 Term 24 / 12K / yr Residual - .62 MOnthly payment - $314 / plus state tax 7.95% Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
Bank fee is being paid upfront. Otherwise, your adjusted CAP cost would be different from your selling price.
So over all what do you think is it a good deal ? Is there any possibility for me to negotiate further more ? Today is the last day of the month and i am thinking to close this deal coz i am not sure how next month deals will be on it.
Please let me know.
Over $8K off sticker looks good to me, but I've never shopped in that price category before.
The numbers work out the same for me --- $314/mo before tax.
Hello.. I am new to this board. Can someone tell how this deal looks?
Q40 AWD with moonroof and navigation package for 10k miles/39 months MSRP: $40355 MF: 0.00008 RV: 0.54 Due at signing : $2855 Monthly Payment: $259 Thanks
What is the selling price? What is the breakdown of the $2855 due at signing?
I asked them again about the breakdown .. Here it is what I got..
Now MSRP that they have is $40995 and selling price is $32686. RV is 54% and MF is 0.00008. due signing is $2800 ( includes that bank fee $700, Doc fee $484, NJ registeration fee $370, Sales tax $800~850 & first month payment) monthly $259.00 .. Do you think it is still good deal ?
$8.5K discount on MSRP is decent deal IMO. I am getting $274 pre tax for this offer. Which dealer give you this number ? I am interested too. Do you need to pay for security deposit ?
Dealer told me RV and MF is .63/0.00021 for 24/12K
MSRP=$39,795 Selling: $31,000 License/Smog fee: $332 Doc fee: $80 Bank fee: $700 Tax: 8.75% MSD: $600 (2 x $300) My question is, would it better to pay the license and doc fee upfront, and roll the bank fee into the cap cost, or roll all of it?
Dealer told me RV and MF is .63/0.00021 for 24/12K
MSRP=$39,795 Selling: $31,000 License/Smog fee: $332 Doc fee: $80 Bank fee: $700 Tax: 8.75% MSD: $600 (2 x $300) My question is, would it better to pay the license and doc fee upfront, and roll the bank fee into the cap cost, or roll all of it?
First of all, I think your MF is inflated by dealer for extra profit. I told you this fact in the Slickdeals forum. Regarding your question, I think If you can pay all of those fees upfront, do that. Otherwise, you will have to pay interest on those. I believe it only make sense to capitalize Tax as well as Selling price. If your vehicle gets totaled at the end of 1st year, then you don't have to run to get the reimbursement for the Tax that you have paid up-front for 2 years and use it only 1 year.
Dealer told me RV and MF is .63/0.00021 for 24/12K
MSRP=$39,795
Selling: $31,000
License/Smog fee: $332
Doc fee: $80
Bank fee: $700
Tax: 8.75%
MSD: $600 (2 x $300)
My question is, would it better to pay the license and doc fee upfront, and roll the bank fee into the cap cost, or roll all of it?
First of all, I think your MF is inflated by dealer for extra profit. I told you this fact in the Slickdeals forum. Regarding your question, I think If you can pay all of those fees upfront, do that. Otherwise, you will have to pay interest on those.
I believe it only make sense to capitalize Tax as well as Selling price. If your vehicle gets totaled at the end of 1st year, then you don't have to run to get the reimbursement for the Tax that you have paid up-front for 2 years and use it only 1 year.
Comes out to an extra $1.50 per month ($36 total) in interest if I roll the fees into the cap cost.
Comes out to an extra $1.50 per month ($36 total) in interest if I roll the fees into the cap cost.
Then that make sense to roll in those fees. Did you include everything (Doc, TTL and bank fee) or just $700 bank fee ?
i calculated the difference between rolling all fees vs just rolling the bank fee, and its a $36 difference after 24 months, unless im calculating something wrong
I was told the numbers for May for 10k miles are 63%/55%/54% 24/36/39 mo.
Are you sure about the 24 month ? One dealer quote me 62% and you mention it is 63%.
That is what my dealer emailed me today.
According to the last post, sounds like your dealer send you wrong RV. That RV was from the month of April and has been dropped this month.
Correct - 24/10 residual is now 62% for AWD, 63% for RWD. The 36 and 39 month residuals are the same for either drive - 55% for 36/10 and 54% for 39/10
You guys are killing me with these great deals. I'm in my lease until November 2016. If the car and the deals are this good at that time, I may have to pull the trigger myself.
You guys are killing me with these great deals. I'm in my lease until November 2016. If the car and the deals are this good at that time, I may have to pull the trigger myself.
Thanks. You should target 2017 Q50 at that time. Q40 will die this year. One more question, at the end of 39/10K lease, my car milage should be 32.5K (30K for 3 years + 2.5K for 3 months) ? What if the car already has 500 miles on it since the car was in the dealer for 5-6 months ? In this case, do I need to return the car with 33K miles ? Do I have to ask them to take this type of depreciation in to the account ?
Is this a good deal ??
Q40 AWD without moonroof
MSRP $36,450
Sale price $28,800
cap cost $29,800 (added back fee and dealer doc fee)
RV 54%
MF 0.00008
Terms 39/10K
Tax rate: 6%
Monthly payment $279.0
Drive off: 1 month payment + Title ($300-$400)
My numbers work out the same as yours ...
You guys are killing me with these great deals. I'm in my lease until November 2016. If the car and the deals are this good at that time, I may have to pull the trigger myself.
Thanks. You should target 2017 Q50 at that time. Q40 will die this year. One more question, at the end of 39/10K lease, my car milage should be 32.5K (30K for 3 years + 2.5K for 3 months) ? What if the car already has 500 miles on it since the car was in the dealer for 5-6 months ? In this case, do I need to return the car with 33K miles ? Do I have to ask them to take this type of depreciation in to the account ?
Please Evaluate my lease deal - leased 4/27/15 in texas - included, pearl paint, Nav, MoonRoof, Trunk Mat, net, first aid, Ilum kick plates- Never leased before so newbee - thanks MSRP=$39,795 Selling: $34,975.93 Gross Cap Cost $38,026.18 (taxes, fees,etc.) Captialize Cap Reduction $3853.06 (3200 dn, 1000 fac rebate minus first mo payment - $346.94) Adjusted Cap Cost 34,173.12 Residual Value $21,489.30 (54%) seems high? mf 0.000390
mo payment $346.94 (325.21 which was $34,173.12 (adj cap cost)-$21,498.30 (act residual)+ monthly rental charge $21.71(adj cap cost 34,173.12+act resid $21,489.30 x MF 0.000390)
Please Evaluate my lease deal - leased 4/27/15 in texas - included, pearl paint, Nav, MoonRoof, Trunk Mat, net, first aid, Ilum kick plates- Never leased before so newbee - thanks MSRP=$39,795 Selling: $34,975.93 Gross Cap Cost $38,026.18 (taxes, fees,etc.) Captialize Cap Reduction $3853.06 (3200 dn, 1000 fac rebate minus first mo payment - $346.94) Adjusted Cap Cost 34,173.12 Residual Value $21,489.30 (54%) seems high? mf 0.000390
mo payment $346.94 (325.21 which was $34,173.12 (adj cap cost)-$21,498.30 (act residual)+ monthly rental charge $21.71(adj cap cost 34,173.12+act resid $21,489.30 x MF 0.000390)
thanks again
I think you did fine. Texas applies sales tax to the entire selling price, so your payment will be higher than others who post here and have only the monthly payment subject to tax.
Please Evaluate my lease deal - leased 4/27/15 in texas - included, pearl paint, Nav, MoonRoof, Trunk Mat, net, first aid, Ilum kick plates- Never leased before so newbee - thanks MSRP=$39,795 Selling: $34,975.93 Gross Cap Cost $38,026.18 (taxes, fees,etc.) Captialize Cap Reduction $3853.06 (3200 dn, 1000 fac rebate minus first mo payment - $346.94) Adjusted Cap Cost 34,173.12 Residual Value $21,489.30 (54%) seems high? mf 0.000390
mo payment $346.94 (325.21 which was $34,173.12 (adj cap cost)-$21,498.30 (act residual)+ monthly rental charge $21.71(adj cap cost 34,173.12+act resid $21,489.30 x MF 0.000390)
Comments
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I get $276.12 pre-tax with the numbers quoted (I'm assuming you are missing a 0 in your MF - should be .00039). Your quote of $259 with tax looks really good by comparison.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MPM
.00008 MF
24 month: 60% residual
36 month: 52% residual
39 month: 51% residual
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Does these numbers change for the base AWD model with NO moonroof and Nav ?
Is this number varies state to state ?
.00008 MF
12K:
24 month: 62% residual
36 month: 54% residual
39 month: 53% residual
Add 1% for 10K.
Infiniti numbers are national.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Moreover, do you have any idea about the RV of 65% for 10K/24 lease posted in here : http://slickdeals.net/f/7814835-excellent-lease-deal-infiniti-q40-200-to-300-month-for-12k-yr-well-equpped?v=1
a few persons in that thread scored the deal with 65% RV. I was thinking that RV is set by bank and no one can change it.
RV is set by the bank.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Q40 AWD with moonroof and navigation package for 10k miles/39 months
MSRP: $40355
MF: 0.00008
RV: 0.54
Due at signing : $2855
Monthly Payment: $259
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: $39,795
PRICE $35,642
Infiniti Dealer Cash $3250
Sell Down Cash $1000
Infiniti Loyalty $1000
Your Infiniti Lease Price $30,392 Plus Tax
What does the 'sell down cash' mean?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Monthly lease payment $322 not including NY taxes
Down payment- suppose to me taxes upfront and fees only $3880.02 this includes $1000 loyalty
I'm being told I must come up with $2163.89 out of pocket, taxes $1152.39, $12.50 tire fee, $700 bank fee and first payment. I believe the bank rate is .00008. The residual is $$20910.
I do not have the selling price- Is this a good deal? This is for a Q40 AWD with Nav.
The MF of .00008 is correct - residual is based on lease term and miles per year. What are they?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP $41,200
Selling Price - $32,974
Down payment - 0
Money factor - .00008
Bank Fee $700
Adj Cap Cost - $32,974
Term 24 / 12K / yr
Residual - .62
MOnthly payment - $314 / plus state tax 7.95%
Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
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Please let me know.
The numbers work out the same for me --- $314/mo before tax.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I asked them again about the breakdown .. Here it is what I got..
Now MSRP that they have is $40995 and selling price is $32686. RV is 54% and MF is 0.00008.
due signing is $2800 ( includes that bank fee $700, Doc fee $484, NJ registeration fee $370, Sales tax $800~850 & first month payment)
monthly $259.00 .. Do you think it is still good deal ?
MSRP=$39,795
Selling: $31,000
License/Smog fee: $332
Doc fee: $80
Bank fee: $700
Tax: 8.75%
MSD: $600 (2 x $300)
My question is, would it better to pay the license and doc fee upfront, and roll the bank fee into the cap cost, or roll all of it?
I believe it only make sense to capitalize Tax as well as Selling price. If your vehicle gets totaled at the end of 1st year, then you don't have to run to get the reimbursement for the Tax that you have paid up-front for 2 years and use it only 1 year.
.00008 MF and 62%/61% residual for 24 months... 54%/53% residual for 39 months.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Q40 AWD without moonroof
MSRP $36,450
Sale price $28,800
cap cost $29,800 (added back fee and dealer doc fee)
RV 54%
MF 0.00008
Terms 39/10K
Tax rate: 6%
Monthly payment $279.0
Drive off: 1 month payment + Title ($300-$400)
You guys are killing me with these great deals. I'm in my lease until November 2016. If the car and the deals are this good at that time, I may have to pull the trigger myself.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP=$39,795
Selling: $34,975.93
Gross Cap Cost $38,026.18 (taxes, fees,etc.)
Captialize Cap Reduction $3853.06 (3200 dn, 1000 fac rebate minus first mo payment - $346.94)
Adjusted Cap Cost 34,173.12
Residual Value $21,489.30 (54%) seems high?
mf 0.000390
mo payment $346.94 (325.21 which was $34,173.12 (adj cap cost)-$21,498.30 (act residual)+
monthly rental charge $21.71(adj cap cost 34,173.12+act resid $21,489.30 x MF 0.000390)
thanks again
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
edit: just noticed you already leased