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Edmunds Moderator
I get $276.12 pre-tax with the numbers quoted (I'm assuming you are missing a 0 in your MF - should be .00039). Your quote of $259 with tax looks really good by comparison.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
MPM
.00008 MF
24 month: 60% residual
36 month: 52% residual
39 month: 51% residual
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Does these numbers change for the base AWD model with NO moonroof and Nav ?
Is this number varies state to state ?
.00008 MF
12K:
24 month: 62% residual
36 month: 54% residual
39 month: 53% residual
Add 1% for 10K.
Infiniti numbers are national.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Moreover, do you have any idea about the RV of 65% for 10K/24 lease posted in here : http://slickdeals.net/f/7814835-excellent-lease-deal-infiniti-q40-200-to-300-month-for-12k-yr-well-equpped?v=1
a few persons in that thread scored the deal with 65% RV. I was thinking that RV is set by bank and no one can change it.
RV is set by the bank.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Q40 AWD with moonroof and navigation package for 10k miles/39 months
MSRP: $40355
MF: 0.00008
RV: 0.54
Due at signing : $2855
Monthly Payment: $259
Thanks
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
MSRP: $39,795
PRICE $35,642
Infiniti Dealer Cash $3250
Sell Down Cash $1000
Infiniti Loyalty $1000
Your Infiniti Lease Price $30,392 Plus Tax
What does the 'sell down cash' mean?
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Monthly lease payment $322 not including NY taxes
Down payment- suppose to me taxes upfront and fees only $3880.02 this includes $1000 loyalty
I'm being told I must come up with $2163.89 out of pocket, taxes $1152.39, $12.50 tire fee, $700 bank fee and first payment. I believe the bank rate is .00008. The residual is $$20910.
I do not have the selling price- Is this a good deal? This is for a Q40 AWD with Nav.
The MF of .00008 is correct - residual is based on lease term and miles per year. What are they?
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
MSRP $41,200
Selling Price - $32,974
Down payment - 0
Money factor - .00008
Bank Fee $700
Adj Cap Cost - $32,974
Term 24 / 12K / yr
Residual - .62
MOnthly payment - $314 / plus state tax 7.95%
Drive Off - $1283
I am not sure why i have drive off $1283 i thought it will be just my first month payment.
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Edmunds Moderator
Please let me know.
The numbers work out the same for me --- $314/mo before tax.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I asked them again about the breakdown .. Here it is what I got..
Now MSRP that they have is $40995 and selling price is $32686. RV is 54% and MF is 0.00008.
due signing is $2800 ( includes that bank fee $700, Doc fee $484, NJ registeration fee $370, Sales tax $800~850 & first month payment)
monthly $259.00 .. Do you think it is still good deal ?
MSRP=$39,795
Selling: $31,000
License/Smog fee: $332
Doc fee: $80
Bank fee: $700
Tax: 8.75%
MSD: $600 (2 x $300)
My question is, would it better to pay the license and doc fee upfront, and roll the bank fee into the cap cost, or roll all of it?
I believe it only make sense to capitalize Tax as well as Selling price. If your vehicle gets totaled at the end of 1st year, then you don't have to run to get the reimbursement for the Tax that you have paid up-front for 2 years and use it only 1 year.
.00008 MF and 62%/61% residual for 24 months... 54%/53% residual for 39 months.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Q40 AWD without moonroof
MSRP $36,450
Sale price $28,800
cap cost $29,800 (added back fee and dealer doc fee)
RV 54%
MF 0.00008
Terms 39/10K
Tax rate: 6%
Monthly payment $279.0
Drive off: 1 month payment + Title ($300-$400)
You guys are killing me with these great deals. I'm in my lease until November 2016. If the car and the deals are this good at that time, I may have to pull the trigger myself.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
MSRP=$39,795
Selling: $34,975.93
Gross Cap Cost $38,026.18 (taxes, fees,etc.)
Captialize Cap Reduction $3853.06 (3200 dn, 1000 fac rebate minus first mo payment - $346.94)
Adjusted Cap Cost 34,173.12
Residual Value $21,489.30 (54%) seems high?
mf 0.000390
mo payment $346.94 (325.21 which was $34,173.12 (adj cap cost)-$21,498.30 (act residual)+
monthly rental charge $21.71(adj cap cost 34,173.12+act resid $21,489.30 x MF 0.000390)
thanks again
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
edit: just noticed you already leased