Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/25 for details.
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We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00106 MF and 59% residual for 36/12.
Add 1% for 10K/yr, Subtract 2% for 15K/yr.
MSD = multiple security deposits.
For each security deposit (up to 9), IFS lowers the money factor by .00010. It's not the same as buying down the rate on a mortgage, because with MSDs, you get the money back at the end of the lease.
Assuming a $600 payment, 9 MSDs = $5400, but lowers the MF to .00016. That could lower the payment by $65-$80/mo...
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Each security deposit is the monthly payment rounded up to the next $50.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
thank u.
FWD: .00106 MF and 63%/58%/58% residual
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm on the market to lease a 2015 AWD with Premium and Premium packages. What's the current MF and residual for a 39m/12k lease in California?
Thanks!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I have a Honda CRV 2013, I have 7 payments remaining. We are looking to getting the Infitiy QX60 because we need a 3 row car.
After long negotiation, the dealership is wiling to give me this deal.
Please advice if I should take it, if its a good deal, or I should wait.
MSRP: 51,225 with Navigation
$1454 out of pocket. (including all fees)
$469 a month including all taxes and fees.
and... they are willing to Pay 2 months of my CRV of $299 (so $600 worth, cover my $395 lease return fee, and take care of all the damages I have on the car, including a dented door)
So I will pay them 5 months remaining for CRV of $299 x 5 = $1500 for my CRV, $1454 for the QX and then $469 a month.
We really love the car and want it, but i'm not sure if I should wait a bit or just get it (Honda screwed us and we do not have the $1500 waiver, so we would have to pay for the $395 return fee and for all damages during lease return. Here they are basically covering all that in advance. - they are buying out the CRV from the current finance company)
What do you guys think?
Thank you for your time and sorry for lengthy post.
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If it comes with a massive discount, that might be a decent lease payment.. But, you need a discount of over 20% of MSRP, at least..
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Thank you.
Gross capitalized cost : $46,284.89 - loyalty rebate $1,000= $45,284.89
Residual : $29,710.50
Money Factor .00089
Monthly payment $532
Out of pocket $630.75 which includes 1st month
Does this seem right and a good deal.
Thanks in advance
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2015 Q60 AWD Prem Plus + navi
39m /15K mil-
2k down (all inclusive of 1st month) and then $485/month - car gross cap is 45k (all discount applied)
is it good deal ? or what kind of better deal can i ask for ?
thank you.
If it's a QX60, what is the MSRP?
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What is the full breakdown of the $2k at signing? What state is this?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
QX60 - AWD
As I understand the 2k Dp is all inclusive --> ( cover tax title registration and first month )
- NYC - long island area
Looks like a pretty good deal.
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MSRP = $51,225
Gross capitalized cost : $46,284.89 - loyalty rebate $1,000= $45,284.89
Residual : $29,710.50
Money Factor .00089
Monthly payment $532
Out of pocket $630.75 which includes 1st month
What do you think?
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
First time leasing and looking at the two following deals:
Car 1:
2015 QX60 AWD
Premium Pkg
Premium Plus
Driver Assistance
white/graphite
Dealer offered @ invoice 49296 down from 50555 MSRP. I wanted to counter offer at 46,000. His payment came out to $628/month.
Location: New Mexico
Residual: 58%
Mileage: 12K
MF: .00089
I found this identical car/features nearby in Texas at 50185 MSRP.
1) Would it be beneficial to lease in NM (where I am located) or from Texas instead due to more competition with multiple dealerships available.
2) Is 46,000 counter offer for this car too low/okay?
Here is deal #2:
2015 QX60 AWD
Deluxe Pkg
Premium Pkg
Premium Plus
Technology Pkg
Theater Pkg
Dealer offered @ 55256 invoice price down from MSRP 59555. Found same car nearby in Texas with MSRP of 56745. Already $3,000 lower from dealer here in NM without any negotiation. I want to offer 52,550 to dealer here in NM.
Residual: 58%
MF: .00089
mileage: 12K
1) better to purchase/negotiate in NM or Texas?
2) which is better deal out of two cars I have posted about?
3) is 52,550 counter offer a good place to begin negotiating?
We don't track selling prices; use the "make / model / year" pull downs at the top of the page to get the Edmunds TMV. Also read back through the last page or two of this discussion to see what others have been able to negotiate.
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
car#1:
premium package
premium plus package
driver assist package
Car#2
premium package
premium plus package
driver assist package
deluxe touring package