Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
What lease term and how many miles per year?
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
What lease term and how many miles per year?
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
Thanks very much. We are looking at 39 months and 12k/yr. How is the MF or calc affected by changes in the miles? 10k vs 12k vs 15k? Your comment on the down makes sense but how does the MSD allow you to "buy down the MF"? Thanks!
Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
What lease term and how many miles per year?
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
Thanks very much. We are looking at 39 months and 12k/yr. How is the MF or calc affected by changes in the miles? 10k vs 12k vs 15k? Your comment on the down makes sense but how does the MSD allow you to "buy down the MF"? Thanks!
.00106 MF and 59% residual for 36/12.
Add 1% for 10K/yr, Subtract 2% for 15K/yr.
MSD = multiple security deposits. For each security deposit (up to 9), IFS lowers the money factor by .00010. It's not the same as buying down the rate on a mortgage, because with MSDs, you get the money back at the end of the lease.
Assuming a $600 payment, 9 MSDs = $5400, but lowers the MF to .00016. That could lower the payment by $65-$80/mo...
Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
What lease term and how many miles per year?
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
Thanks very much. We are looking at 39 months and 12k/yr. How is the MF or calc affected by changes in the miles? 10k vs 12k vs 15k? Your comment on the down makes sense but how does the MSD allow you to "buy down the MF"? Thanks!
.00106 MF and 59% residual for 36/12.
Add 1% for 10K/yr, Subtract 2% for 15K/yr.
MSD = multiple security deposits.
For each security deposit (up to 9), IFS lowers the money factor by .00010. It's not the same as buying down the rate on a mortgage, because with MSDs, you get the money back at the end of the lease.
Assuming a $600 payment, 9 MSDs = $5400, but lowers the MF to .00016. That could lower the payment by $65-$80/mo...
Thank you very much. Last Q: what is the SD based on? I am coming up with an est monthly lease payment of $646. Would that be one SD? So 9 MSDs reduces payment to $566?
Hi. Looking for MF and residual for fully loaded AWD QX60 in Maryland. MSRP $58k - we haven't negotiated the offer yet but wanted to get a sense of what to expect with the lease. We know full tax is due in MD at closing, and may pay it up front rather than roll it into the lease. Will likely put $5k down. Thank you!
What lease term and how many miles per year?
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
Thanks very much. We are looking at 39 months and 12k/yr. How is the MF or calc affected by changes in the miles? 10k vs 12k vs 15k? Your comment on the down makes sense but how does the MSD allow you to "buy down the MF"? Thanks!
.00106 MF and 59% residual for 36/12.
Add 1% for 10K/yr, Subtract 2% for 15K/yr.
MSD = multiple security deposits. For each security deposit (up to 9), IFS lowers the money factor by .00010. It's not the same as buying down the rate on a mortgage, because with MSDs, you get the money back at the end of the lease.
Assuming a $600 payment, 9 MSDs = $5400, but lowers the MF to .00016. That could lower the payment by $65-$80/mo...
Thank you very much. Last Q: what is the SD based on? I am coming up with an est monthly lease payment of $646. Would that be one SD? So 9 MSDs reduces payment to $566?
Each security deposit is the monthly payment rounded up to the next $50.
Hello. In NJ I am getting an offer of $429 per month for QX-60 with Navi & Tech Assist packages on an AWD. Down is $4699/-. Is this a good deal in line with the current offers from Infiniti? State is NJ.
Hello. In NJ I am getting an offer of $429 per month for QX-60 with Navi & Tech Assist packages on an AWD. Down is $4699/-. Is this a good deal in line with the current offers from Infiniti? State is NJ.
I agree with the post above. $4700 down is about $120-130/mo in your lease payment. Negotiate your best selling price, minimize your out of pocket costs and ensure you get the base MF
Is the numbers the same in July? (Base MF and residual on a 2015 QX60 on a 39 month lease with 10k miles per year? ), Trying to seal a deal in July. Thanks
Is the numbers the same in July? (Base MF and residual on a 2015 QX60 on a 39 month lease with 10k miles per year? ), Trying to seal a deal in July. Thanks
Is the numbers the same in July? (Base MF and residual on a 2015 QX60 on a 39 month lease with 10k miles per year? ), Trying to seal a deal in July. Thanks
.00089 MF and 59% residual for AWD, 58% for FWD
What is the net money factor when I put down 9 Security Deposits, what is the money factor reduction for each deposit? My calculation shows zero if each is 0.0001. Thanks, Ned
Is the numbers the same in July? (Base MF and residual on a 2015 QX60 on a 39 month lease with 10k miles per year? ), Trying to seal a deal in July. Thanks
.00089 MF and 59% residual for AWD, 58% for FWD
What is the net money factor when I put down 9 Security Deposits, what is the money factor reduction for each deposit? My calculation shows zero if each is 0.0001. Thanks, Ned
Minimum MF allowed is .00001; can't have a zero MF.
First time to this site and not sure of residual or anything like that.
I have a Honda CRV 2013, I have 7 payments remaining. We are looking to getting the Infitiy QX60 because we need a 3 row car.
After long negotiation, the dealership is wiling to give me this deal.
Please advice if I should take it, if its a good deal, or I should wait.
MSRP: 51,225 with Navigation
$1454 out of pocket. (including all fees) $469 a month including all taxes and fees.
and... they are willing to Pay 2 months of my CRV of $299 (so $600 worth, cover my $395 lease return fee, and take care of all the damages I have on the car, including a dented door)
So I will pay them 5 months remaining for CRV of $299 x 5 = $1500 for my CRV, $1454 for the QX and then $469 a month.
We really love the car and want it, but i'm not sure if I should wait a bit or just get it (Honda screwed us and we do not have the $1500 waiver, so we would have to pay for the $395 return fee and for all damages during lease return. Here they are basically covering all that in advance. - they are buying out the CRV from the current finance company)
What do you guys think?
Thank you for your time and sorry for lengthy post.
Local dealer has a few 2014 hybrid qx60s leftover they are discounting more than 10,000 off MSRP. Any idea what the money factor and residual would be for 2014 hybrid AWD qx60?
Local dealer has a few 2014 hybrid qx60s leftover they are discounting more than 10,000 off MSRP. Any idea what the money factor and residual would be for 2014 hybrid AWD qx60?
.00181 MF and 45% residual for 36mo, 15K/yr.
If it comes with a massive discount, that might be a decent lease payment.. But, you need a discount of over 20% of MSRP, at least..
Local dealer has a few 2014 hybrid qx60s leftover they are discounting more than 10,000 off MSRP. Any idea what the money factor and residual would be for 2014 hybrid AWD qx60?
.00181 MF and 45% residual for 36mo, 15K/yr.
If it comes with a massive discount, that might be a decent lease payment.. But, you need a discount of over 20% of MSRP, at least..
sorry, forget to mention I'm looking for 39/12 or 36/12
Local dealer has a few 2014 hybrid qx60s leftover they are discounting more than 10,000 off MSRP. Any idea what the money factor and residual would be for 2014 hybrid AWD qx60?
.00181 MF and 45% residual for 36mo, 15K/yr.
If it comes with a massive discount, that might be a decent lease payment.. But, you need a discount of over 20% of MSRP, at least..
sorry, forget to mention I'm looking for 39/12 or 36/12
don't even bother looking that up. Leasing makes absoluting no sense with that high a MF combined with low residuals. May make sense to purchase instead.
Seem like a decent deal. Lots of moving parts with buying out your lease. But, the price seems about right.
When you say there are lots of moving parts to buying me out of my lease, what do you by that? is that a good or a bad thing?
Thank you.
It means that I don't know what your car is worth, or how much they are giving you for it.... Since the buyout of your current car is integral to the lease deal, can't give you an educated opinion on how good it is.
**QX60 SUV** - MSRP remain to be $51250 - and cap cost (selling price) given to me was 45K after which approx 4K taxes are added on the car making it $49000.00
**QX60 SUV** - MSRP remain to be $51250 - and cap cost (selling price) given to me was 45K after which approx 4K taxes are added on the car making it $49000.00
On the surface $485/mo for a car that stickers at $51k looks to be a good deal.
What is the full breakdown of the $2k at signing? What state is this?
continung from prev 2 posts.... QX60 - AWD As I understand the 2k Dp is all inclusive --> ( cover tax title registration and first month ) - NYC - long island area
continung from prev 2 posts.... QX60 - AWD As I understand the 2k Dp is all inclusive --> ( cover tax title registration and first month ) - NYC - long island area
NY taxes the sum of payments, plus any amount upfront... So, tax won't be anywhere near $4000. Closer to $1400, I would think..
Dealer offered @ 55256 invoice price down from MSRP 59555. Found same car nearby in Texas with MSRP of 56745. Already $3,000 lower from dealer here in NM without any negotiation. I want to offer 52,550 to dealer here in NM.
Residual: 58% MF: .00089 mileage: 12K
1) better to purchase/negotiate in NM or Texas?
2) which is better deal out of two cars I have posted about?
3) is 52,550 counter offer a good place to begin negotiating?
Dealer offered @ 55256 invoice price down from MSRP 59555. Found same car nearby in Texas with MSRP of 56745. Already $3,000 lower from dealer here in NM without any negotiation. I want to offer 52,550 to dealer here in NM.
Residual: 58% MF: .00089 mileage: 12K
1) better to purchase/negotiate in NM or Texas?
2) which is better deal out of two cars I have posted about?
3) is 52,550 counter offer a good place to begin negotiating?
In Texas, the sales tax is applied to the entire selling price, which makes the lease payment more expensive. I believe in NM, they only tax the monthly payment. That could explain why your offer price was so much lower in TX; the sales tax will eat up the difference.
We don't track selling prices; use the "make / model / year" pull downs at the top of the page to get the Edmunds TMV. Also read back through the last page or two of this discussion to see what others have been able to negotiate.
what is MF and invoice of the following 2 cars, both 2015 QX60 39mo/10k year? are there any lease cash deals or other incentives available this month (july) for these cars? lease would be in ny if that makes a difference. thanks
car#1: premium package premium plus package driver assist package
Comments
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you lose that money. Consider MSD instead to buy down the MF; you'll get the money back at the end of the lease.
Of course, that doesn't apply to sales tax.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00106 MF and 59% residual for 36/12.
Add 1% for 10K/yr, Subtract 2% for 15K/yr.
MSD = multiple security deposits.
For each security deposit (up to 9), IFS lowers the money factor by .00010. It's not the same as buying down the rate on a mortgage, because with MSDs, you get the money back at the end of the lease.
Assuming a $600 payment, 9 MSDs = $5400, but lowers the MF to .00016. That could lower the payment by $65-$80/mo...
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Each security deposit is the monthly payment rounded up to the next $50.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
thank u.
FWD: .00106 MF and 63%/58%/58% residual
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm on the market to lease a 2015 AWD with Premium and Premium packages. What's the current MF and residual for a 39m/12k lease in California?
Thanks!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I have a Honda CRV 2013, I have 7 payments remaining. We are looking to getting the Infitiy QX60 because we need a 3 row car.
After long negotiation, the dealership is wiling to give me this deal.
Please advice if I should take it, if its a good deal, or I should wait.
MSRP: 51,225 with Navigation
$1454 out of pocket. (including all fees)
$469 a month including all taxes and fees.
and... they are willing to Pay 2 months of my CRV of $299 (so $600 worth, cover my $395 lease return fee, and take care of all the damages I have on the car, including a dented door)
So I will pay them 5 months remaining for CRV of $299 x 5 = $1500 for my CRV, $1454 for the QX and then $469 a month.
We really love the car and want it, but i'm not sure if I should wait a bit or just get it (Honda screwed us and we do not have the $1500 waiver, so we would have to pay for the $395 return fee and for all damages during lease return. Here they are basically covering all that in advance. - they are buying out the CRV from the current finance company)
What do you guys think?
Thank you for your time and sorry for lengthy post.
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If it comes with a massive discount, that might be a decent lease payment.. But, you need a discount of over 20% of MSRP, at least..
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Thank you.
Gross capitalized cost : $46,284.89 - loyalty rebate $1,000= $45,284.89
Residual : $29,710.50
Money Factor .00089
Monthly payment $532
Out of pocket $630.75 which includes 1st month
Does this seem right and a good deal.
Thanks in advance
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2015 Q60 AWD Prem Plus + navi
39m /15K mil-
2k down (all inclusive of 1st month) and then $485/month - car gross cap is 45k (all discount applied)
is it good deal ? or what kind of better deal can i ask for ?
thank you.
If it's a QX60, what is the MSRP?
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What is the full breakdown of the $2k at signing? What state is this?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
QX60 - AWD
As I understand the 2k Dp is all inclusive --> ( cover tax title registration and first month )
- NYC - long island area
Looks like a pretty good deal.
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MSRP = $51,225
Gross capitalized cost : $46,284.89 - loyalty rebate $1,000= $45,284.89
Residual : $29,710.50
Money Factor .00089
Monthly payment $532
Out of pocket $630.75 which includes 1st month
What do you think?
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
First time leasing and looking at the two following deals:
Car 1:
2015 QX60 AWD
Premium Pkg
Premium Plus
Driver Assistance
white/graphite
Dealer offered @ invoice 49296 down from 50555 MSRP. I wanted to counter offer at 46,000. His payment came out to $628/month.
Location: New Mexico
Residual: 58%
Mileage: 12K
MF: .00089
I found this identical car/features nearby in Texas at 50185 MSRP.
1) Would it be beneficial to lease in NM (where I am located) or from Texas instead due to more competition with multiple dealerships available.
2) Is 46,000 counter offer for this car too low/okay?
Here is deal #2:
2015 QX60 AWD
Deluxe Pkg
Premium Pkg
Premium Plus
Technology Pkg
Theater Pkg
Dealer offered @ 55256 invoice price down from MSRP 59555. Found same car nearby in Texas with MSRP of 56745. Already $3,000 lower from dealer here in NM without any negotiation. I want to offer 52,550 to dealer here in NM.
Residual: 58%
MF: .00089
mileage: 12K
1) better to purchase/negotiate in NM or Texas?
2) which is better deal out of two cars I have posted about?
3) is 52,550 counter offer a good place to begin negotiating?
We don't track selling prices; use the "make / model / year" pull downs at the top of the page to get the Edmunds TMV. Also read back through the last page or two of this discussion to see what others have been able to negotiate.
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2005 G35 Sedan2007 G35 Sedan
2008 G37 Sedan
2010 G37 Coupe
2012 G37 Sedan
2014 Q50 RWD
2017 Q60 3.0t RWD
2018 QX60 RWD
car#1:
premium package
premium plus package
driver assist package
Car#2
premium package
premium plus package
driver assist package
deluxe touring package