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2013 and earlier-Subaru Forester Prices Paid and Buying Experience

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Comments

  • Since you brought it up, fryingbologna, why does insurance cost more on the Forester than the CR-V? The Forester has many more safety features, better safety ratings, and has a lower center of gravity. Yet here in the New Orleans area (where insurance is bad enough as it is), the Forester XS costs about $200/year more to insure than the CR-V.

    You'd think that insurers would get tired of having to pay to replace so many CR-V bumpers!
  • ballisticballistic Posts: 1,687
    Meronyc,

    The Frontier is from Nissan. Did you mean Forester XT?
  • I dunno why the CRV is lower (only approx. CAN$100 when I was cross-shopping the two), other than maybe sheer volume of CRV and ignornace about the Forester. When I called in my switch from the Sentra to the Forester last week, my crack insurance company could not find a 2004 Forester XS in their database... nor a 2004 Forester of any trim level... nor any Forester at all. The closest they has was a 2003 Impreza! I am SOOO changing insurers at the end of this term!

    Good luck trying to explain to an agent about the CRV bumper, or the Forester safety ratings, or general talent (and modesty!) of the typcial Subaru driver while behind the wheel! "Blah blah statistics blah blah rates going up blah blah large injury claims blah blah"... but at least I'm not bitter!
  • ateixeiraateixeira Posts: 72,587
    When I bought my Forester in 1998, insurance was actually cheaper than the CR-V. Later, when my wife was shopping for 2002 models, the CR-V was cheaper than the Legacy she ended up buying.

    YMMV, so check with your agent. Personally, it's a small fraction of your overall costs, worth a look but not enough to sway me one way or the other.

    -juice
  • fryingbologna said "or general talent (and modesty!) of the typical Subaru driver while behind the wheel!"
    Don't for a second think that Subaru drivers have more talent than another group of drivers on the road unless you have some significant data to back that up. Statements like that demean us (Subaru drivers)all.
  • ballisticballistic Posts: 1,687
    Leaving aside whether it's true or not, how on earth does fryingbologna's saying Subaru drivers have more talent in any way demean them?
  • pleiad7pleiad7 Posts: 59
    Maybe he meant to say that it discredits Subaru drivers.

    But seriously, why would Subaru drivers be any more talented or modest than anyone else on the roads? Take the STi (and, to a lesser degree, the WRX) for example - the mere fact that the target market for these cars is the 20something "Fast & Furious" crowd has been proven to do wonders for accident statistics and street racing incidents!
  • ateixeiraateixeira Posts: 72,587
    While there are a share of those, I've found that the folks on Edmunds tend to be more mature and I suspect get in fewer accidents.

    Overall, Subaru owners are better educated than average car owners as a whole, but I'm still not sure we could conclude they're better drivers overall.

    -juice
  • ozman62ozman62 Posts: 229
    Tongue-in-cheek mean anything to anyone? Officeglen, you seem a little tense, maybe too much time in the office? ;-) Relax, go drive your Subaru (well).
    Owen
  • Since insurance costs in my area for my demographic are easily in the $2000/year range (with a clean record and large deductibles), I made sure to check with my insurance agent on the cars I was looking at before I bought one. You're right in that it shouldn't be enough to sway someone one way or the other, but at the same time, there's the chance that it could increase your expenses significantly enough to be a deal breaker. (I was coming from insuring a '92 Civic where the annual insurance costs were more than the car was worth, although still much cheaper than a new car.)

    Still, I'm one of those people who likes for things to make some kind of sense and am not satisfied with the "All I can tell you is that it's in a higher insurance group" response. Oh, well.
  • Now you've gone and done it too.
    "Overall, Subaru owners are better educated than average car owners as a whole" Try to prove that.

    My point is: Ask anyone regardless of gender, age, sex, car model and most of them will tell you that they are a good driver and make informed auto decisions. They probably also think there good looking as well. Take a look around. Are they right? Any shmuck (me included) can walk into a Subaru dealer and buy a car. There is no exam or drivers test. I have accepted that I am one of the unwashed masses.
    I might also be a little tense.
    I just got back from the dealer $60+ for a oil change and tire rotation. How well educated is that?
  • ateixeiraateixeira Posts: 72,587
    a1bogard: same here, so when rates jump up like that, I start shopping around. Notice how they always go up, never, ever come down, when they re-district you?

    My comment about the demographics actually stemmed from actual data, not just my opinion. Let me look this up...

    OK, found a source, from kbb.com, though it's actually a quote from AutoPacific:

    Many Forester owners are employed as teachers/educators which lends this group to be college-educated (68%).

    Smarter than your average bear! :-)

    For Legacy it's 58%. I'm not sure how much of the general population is college educated, but I doubt it's that high.

    -juice
  • My insurance rate had gone down every year for the last seven years until I bought the forester. I think back then I was solely keeping my insurance co. in business.

    Juice, Interesting stats. You should prepare a spread sheet with all makes and models. Then we can make fun of the dumbest ones in the bunch. (They won't even get it) How many Legacy owners does it take to screw in a light bulb?

    Now, who's cheeks am I suppose to stick my tongue in?
  • ateixeiraateixeira Posts: 72,587
    They won't even get it

    LOL!

    One thing Ed brought up last time I saw him was that a lot of Subaru owners could afford a more expensive car, but still buy a Subaru. That was the case with our family's 2 Subies.

    -juice
  • Thanks ballistic #63

    Can I get the 2004 Forester XT with Prem Package and the other goodies packages for about $300 or less a month lease for 36 months 15k per year? How would I go about it. Its now October 5,2003. PLEASE LET ME KNOW. I REALLY WANT THIS CAR.

    ------------------------------------------------------------------ ---------------
    #64 of 78 insurers by a1bogard Oct 06, 2003 (10:43 am)
    Since you brought it up, fryingbologna, why does insurance cost more on the Forester than the CR-V? The Forester has many more safety features, better safety ratings, and has a lower center of gravity. Yet here in the New Orleans area (where insurance is bad enough as it is), the Forester XS costs about $200/year more to insure than the CR-V.

    You'd think that insurers would get tired of having to pay to replace so many CR-V bumpers!

    ------------------------------------------------------------------ ---------------
    #65 of 78 Frontier? by ballistic Oct 06, 2003 (11:03 am)
    Meronyc,

    The Frontier is from Nissan. Did you mean Forester XT
  • I never back up my wildly exaggerated generalizations with hard facts and data, re: Subaru drivers "general talent (and modesty!)". I thought the modesty addition would be equivalent to a smiley/wink/roll of the eyes. Guess not.

    I would tend to agree with juice that certain brands seem to attract certain types of people. I am a Macintosh user, and in a very unscientific poll on a Mac website, well over 60% of respondents (population of 50+) responded that they drove/wanted a VW/Audi, with the majority equating similar design style in computers and cars, and the feeling of being "different" from the mainstream.

    All those little nickels and dimes ($CAN quarters and dollars) add up, influencing my choice to get the Forester XS vs the CRV vs the Forester XT vs the RAV4. Insurance, mileage, octane, resale, interest rate and repair costs all factor in along with practicality and looks.
  • ateixeiraateixeira Posts: 72,587
    Funny you bring up Macs, we did a survey a while back and they are very common among Subaru owners. Just another quirk, I guess.

    -juice
  • Actually, when I moved a few blocks down the street a little over a month ago, I was in a new zip code and found out that my insurance rates had gone down by almost $260/year! I got a nicer place plus cheaper insurance! That was a pleasant surprise.

    Interesting stats on Subaru owners. Actually, I know a doctor that recently traded in her old Outback and bought a new one. And she can certainly afford a more expensive car.
  • steverstever Posts: 52,462
    My '97 OB's original owner was a bank VP who got it as a retirement gift. Everyone thought she was nuts for not getting the usual Mercedes like everyone else retiring from the bank had. She got a new OB after selling me her old one earlier this year.

    Since getting the OB, I've also had to run a Mac on a daily basis for the first time. I still prefer PC's however <g>.

    Steve, Host
  • ateixeiraateixeira Posts: 72,587
    Well, maybe she wanted low operating costs, and good long-term reliability.

    I'm not saying I wouldn't take a Benz if someone else was paying for it, but there are pros and cons both ways.

    I have both Macs and PCs, mostly PCs lately though.

    -juice
  • http://www.spymac.com/forums/poll.php?s=aea8219f9ce3b32ae54555081- 0c9896a&action=showresults&pollid=1927

    The results have skewed away from audi/VW, but they still rule the land! Heck, here in Canada, getting 30% of the popular vote will often get you elected Prime Minister, or sometimes even Goalie!
  • raybearraybear Posts: 1,795
    To get to $300 a month you'd have to put a chunk down.
  • anyone purchased recently an XT, premium? is that possible to get one at invoice?
  • Does anyone know the invoice price for an XT in Canada. Is it worth signing up at CarCostCanada.Com for 85$ to get the invoice price and quotes from dealers that their "negotiation teams" are negotiating for you? Has anyonene tried this?
  • Cellularcity,
    My wife and I just purchased an XT Premium at invoice. It wasn't hard at all, just be sure that you are qualified for the Subaru VIP program. (My wife's professional association, ASHA, is a VIP partner.) There was a discussion a couple of months ago about it. Someone talked about getting an IMBA membership just for the Subaru VIP, although they needed to wait 6 months after IMBA would give them their paperwork.
    Check out the Subaru site for VIP partners.
    --dcdouglas
  • raybearraybear Posts: 1,795
    It isn't that hard!

    Foresters are in short supply around here, so you may want to wait a bit.
  • HI Was wondering if any readers have had a buying experience in N. Fla. Going to a dealer in a few days to look at & drive the XT. Have read many of the Posts on here and they seem to vary quite a bit. ???

                                Deadeye5
  • Hey, it was difficult for me to type that name, I hope you know! ;^)

    I used carcostcanada for the purchase of my XS a couple of weeks ago, and while the process went smoothly, I have a feeling I could have negotiated to the same price. What carcostcanada does is provide you with $85 worth of time. You could get the invoice price for $15 (or whatever) and start calling around, wait until month-end and pressure some salesfolk into a corner and probably get as good - if not better - of a deal. But if you are short on time, or dislike negotiating (true for me on both counts), the $85 looks pretty good when you write it down beside the MSRP.

    That being said, I am not aware of the XT invoice price in Canada - but a rough guide might be to drop $2000 off the MSRP. Check a few dealer lots to see if there are any sitting around all month, then strike with about 4-5 business days left in October.
  • ateixeiraateixeira Posts: 72,587
    That poll seems silly, why group some brands and not others? You can hardly call Chrysler and M-B the same.

    -juice
  • Thanks allot for the info/advice. It will sure help. I hope to get my hands on an XT ASAP.
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