Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2008 G35S 6MT w/ 64K miles for 12,499 - looks pricey for a 9 year old car
http://stamfordford.com/used-infiniti-g35-2008-stamford-ct-58604
2017 Ecoboost Mustang w/ ECOBoost Performance Pack & 6MT. $32,335 looks like a good starting point since Ford's $2K rebate has been applied. This is easily a $25K CPO car in 6 months.
http://stamfordford.com/ford-mustang-ecoboost-2017-stamford-ct-12404
2017 Mustang GT w/ 6MT & GT Performance Pack. $35,385 after a $2K rebate has been applied. A good starting point. Looks like the proper motor for this car for only $3K more than the 4cyl Turbo. The V8s seem to hold their value better
http://stamfordford.com/ford-mustang-gt-2017-stamford-ct-13535
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I don't see it... I have a 17 that stickered for 21 and change. I'm at 210 a month with $250 out of pocket everything rolled in. MF was a base rate, all rebates applied and car was under posted invoice. The residual isn't there for much lower of a payment....
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Totally agree. At $88/mo, you are looking at what? Paying $2k-$2200 in depreciation over 3 yrs? Not a chance.
Now, you are going to make me go look up the depreciation on the Tacoma...
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My 36 month Tacoma depreciation is $5876, and I rolled in the $695 acquisition fee.
Without the fee, depreciation is $5181 (on a sale price of $34,507)
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Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
That would only hold true if there is no interest, no fees, and no tax on that $88 payment. I was assuming, best case scenario, maybe $60 goes toward depreciation.
Ah... true
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As of this writing, I have a loaner while my Q7 is in the service bay. 2017 Q5 with the 2.0T. Pretty nice vehicle, but surprisingly smaller than the Q7. This one is very similar to our Forester in passenger space, but smaller in cargo. It's about 4400# (about 1,000 more than the Forester), but the 2.0T scoots it along pretty well, and returns about 27 mpg in mixed driving.
I'd say the significant changes came in the interior, which were completely revised across the board.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
There are arguments over the Cayman S vs. TTS vs. TTRS. I like the price on that '07 with 70-80K miles on it. Are they reliable though?
My luck, I'll go test the sucker, fall in love with it & just do it. Bringing it home could be the final straw to break the camels back though. But would be cool to have it as a toy we both could use!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
I did find this nice one for cheaper, but miles are higher. Like the colors. even has a BU camera!
https://www.cars.com/vehicledetail/detail/707447623/overview/
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'24 Chevy Blazer EV 2LT
I like this car. I would consider it, if it had a stick!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
But, no backup camera! I looked at the dash every time I put that car in reverse. And, the blind spots on that thing are pretty decently sized, so I was afraid I'd bump something (or someone).
No way could I have a car without that feature.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
my must (or really really want to) have list at this point? BU camera, BLIS, power driver's seat (or that rare these days front cushion height adjustable seat), of course moonroof, XM radio. Nice to have but not deal breakers are heated seats and steering wheel, fancy lights, and leather.
actually I don't require all that much!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
@stickguy
My list mirrors yours except for the moonroof. I don't miss it as much as I thought I would in the Elantra. Wife's car has the standard size moonroof in the front and giant panel over the rear seats. My son loves to look out that.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
would pretty much want the same in my cars to as whell yes that is not asking for much!
I do like navi, but would be fine with CarPlay for that. I hate using my phone in the car.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Wanted to get the alignment done earlier but kept hitting the snooze button. Off to get my auto tag and handicap placard and then possibly over to the VW store. Wish me luck!!!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
The wife, I understand. The kids, however, are a different story. Are they concerned you are spending their inheritance? :laughing:
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Speaking of the Jetta, it's counting down the number of days and miles before the first service is needed. I think I'm down to 12 days or so and 4600 miles.
I should make an appointment, then have @jpp5862 meet me at the Audi store next door for some test drives.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
I get the USPS Informed Delivery notifications, and it looks like I'm getting something from the credit union today. Hopefully a lien release letter. If I go drive the Mustang and like it, I may just see what they will offer for the Murano.
Speaking of credit unions, they sent me a letter saying they don't like how I raised my deductibles to $1,500 on the Audi. I asked if they could waive the fine print on that since the loan to value ratio is in their favor, but no dice. Thinking of paying it off; although Navy Federal is advertising a 5-month 3% CD for up to $10K right now....
Nav - I could probably make do without it; my vehicle rarely gets tasked with long trips and when it does we don't need navigation anyway. In my wife's car we use Waze. I know nothing about Android Auto but I'm guessing that would enable me to use Waze on the car's entertainment system? If so I would rarely if ever use the OEM nav.
Blind spot/cross-traffic - My Fusion had these features and I didn't realize how much I liked having them, especially cross-traffic, until I didn't have either. I've done without for 3 years, but I would much rather have them.
Items like heated steering wheel, ventilated seats, heated rear seats would be nice but not deal breakers.