Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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The new E wagon looks pretty nice too. A factory Tesla S wagon (not that British conversion) could tempt me too, but that won't happen.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Today marks day 365 with my Jetta; 52 weeks ago today I picked up my grey SE. It now has 56xx miles on it, and I took it to the dealer for the 10K service. Oil change and tire rotation. Inspection showed everything in the green - 9/32 on front tires, 10/32 on rear, before the swap. Brakes are in good condition. No runs, drips or errors. The dealer sent me a video of the tech doing the inspections.
I filled up on Tuesday; here are the relevant fuel numbers for the past year, in case anyone is interested:
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'24 Chevy Blazer EV 2LT
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
since we relocated to atlantic coast of florida from NE ohio, convince wife no need for all wheel drive and was time to replace subaru tribeca
she wanted another wagon-- she had a audi a6 avant prior to tribeca
not many wagon out there that met her/our needs: safety and confort list- Carplay, BU camera, BLIS, power seats with memory
drove over 12 different ones: only true wagon was VW, Audi, BMW-- but seem way overprice for 2 L turbo; volvo V60 was nice-- not best dash layout IMHO
then to hatches- honda civic--- nice but we are not the right demographic
down to 3 mini SUV: honda CRV, BMW X1, MB GLA with volvo V60 a 4th
honda had best tech for price: not sure i liked the CVT tranny, wife could not tell
bmw - found a nice left over 2016, but wrong color and wife did not like the seat comfort
MB-- found a gla 250 (drove the AMG-- what a hoot), and wife thought seats most comfortable and most fun to drive-- I thought the DCT tranny would be too harsh for her, but she like the shifting
so now two germans: my 2014 a4 6sp and wife MB GLA with a DCT
tom
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
As you requested, please find below the bank information for my autodraft:...
Has anyone else encountered this type of invasive marketing that makes them uncomfortable with the level of privacy they have? I also got an unwelcome email from Weathertech alerting me that I had items in my shopping cart (which I was considering purchasing for the Mustang). They also got a response letting them know how unwelcome their marketing strategies are. :@
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
If a creditor represents to a consumer reporting agency that it intends to extend a firm offer of credit to a consumer, the
creditor may obtain that consumer’s credit information from the credit reporting agency. This is an exception under the FCRA that provides a “permissible purpose” for a business or individual to obtain a consumer’s credit information without the consumer’s prior consent or approval.
I added bold to the last line because that's the most annoying part to me.
Ongoing debate about the permissible purpose exception regarding consumer privacy-including how that information is used and requiring proper disclaimers by creditors.
The FTC offers an opt-out for consumers and I'll post a link if it works... Prescreened Credit
The first time I got a call for an unwanted and unsolicited credit offer was around 1989 and most recently about 2 weeks ago. I've never pursued a phone offer like that but then again I've never seen any neg effects on my credit for the inquiries either.
One day an office clerk radioed me that I had a call from the bank and asked did I want him to take a message? Since I'd just financed a new car a month or 2 before, I raced back to the office and took the call which turned out to be ... an offer for more credit.
No but thanks for calling me at work. For that.
Then the dinosaurs died off and cell phones gave the same unwanted unsolicited offers while working, eating, sleeping, driving, doctor office, alone time, bathroom visits, etc.
I feel like it's the same loss of privacy as before but with longer reach and depth. I mean that turning the phone off for a while is great but when I turned mine back on this morning - 8 missed calls, voice mail, etc.
edited to add: those were not credit offers this morning. but still...8 missed calls sunday morning?
On to more shopping, I told him again he needs to wait a couple more months at least, better bargaining time.
There may may be no incentives but I'm sure they're marking up the MF, acquisition fee and minimal discount. At least, that's been my experience with both.
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We did go and look at a used one - I think it was a 2014 - today. Definitely handsome.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
He got the Lincoln at the Issaquah dealer, and I have a suspicion he'll be out there again. He's also over his mileage allotment, which I suspect will be forgiven if he shops there again.
https://forums.edmunds.com/discussion/14746/honda/accord/should-i-buy-honda-accord-2003-with-207k-miles#latest
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
https://forums.edmunds.com/discussion/46813/honda/cr-v/best-time-to-trade-in#latest
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
I was thinking about how all of these recent offers are terrible compared to the deals I have made at the Bellevue MB dealer, both when it was independent, and AutoNation. Then I realized, all of my deals have been for cars that were either unloved, end of year, or end of model (and unloved).
I'm sure everyone here, at least the ones with kids, has heard the expression, "sleep begets sleep." I'm starting to realize that for my wife and I, "car buying begets car buying." Started out the year declaring that this would be a "low count" year for us, and I just bought #6 with the Type R (due tomorrow by the way!).
And chatting with my wife over coffee this morning...we both agree the chances are slim that we're done.
After test driving that Volvo V90, she is now craving a large comfy commuter vehicle. Not wanting to spend that type of money, particularly on a brand new luxury car, she's searching for things like the MB E wagon, an MB ML/GLE, or the most likely candidate, a used but current gen X5.
Oy! Believe me, I'm a little sheepish to even be posting that, but if I can't do it here, where can I?
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2017 Cadillac ATS Performance Premium 3.6
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Heck, if she wants comfy, why not a V6 Passat?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige