Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
But, a nice SUV, I"ve heard a good drive. But, not for me.
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
I can provide my own one-sided paperwork too, and I did actually.
As to how long I lose about 150 points on my credit rating, who knows? I know every time I appealed the credit bureau's decisions, it seemed the "charge-off" abbreviated CO repeated monthly, month after month. This might be due to my repeated dispute and appeal disputes where they reiterate the charge over and over.
Frankly, I can't figure out how losing a customer for life over $350 makes sense to Kia. I also fear all leasing banks now as a bigger scam than time shares.
The dealer lost your second key, you didn’t document the return, and therefore Kia was not made whole. Kia doesn’t care about customers who don’t hold up their end of a lease.
You made a choice to try and fight it without paying (vs paying and trying to get it refunded) and trashed your credit.
Kia Finance blames the dealer for losing the 2nd Key FOB, or me. Since I returned it to the dealer, I have to blame the dealer or Kia Finance. I have no real proof which of the two lost it, just that one of them did. I have reason to believe it was the dealership, but I can't be absolutely certain the incompetence wasn't on Kia Finance's side (at least partially).
Kia chose the returning dealership. I'd of rather left the car by the side of the highway, but the contract stipulated I go to select dealerships limited to a very limited selection by them; mainly Kia dealerships in the USA.
If the contract allowed me more flexibility, I could see turning the tables on the leasee, but since the contract is so extremely restrictive, it is reasonable to assume they vet the limited amount of return locations as being reasonably competent.
I can't make that assumption with Kia Finance or any Bank for that matter.
In all reality, you probably could have gotten a cheap used one ion Ebay for $100 and sent it to them if you didn’t want to spend $350
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I love this one. not sure I fit though. I think this is the generation after the one I had so maybe. Plus I am 40 pounds lighter now. Must be quick with the juiced up turbo.
https://carsandbids.com/auctions/rEqjzXYV/2004-mazdaspeed-mx-5-miata
Here is one for OF. Get back on the Mark train! ultra low mile Florida car.
https://carsandbids.com/auctions/r4znmXQA/1998-lincoln-mark-viii
And the site found the other ATS manual they sold! What are the odds of that? This one is even nicer. Newer, good colors. Pretty car. Good thing I don't need one since this unit is 2 hours or so from me.
https://carsandbids.com/auctions/9lvLQwwZ/2015-cadillac-ats-sedan
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Geez, I’m pretty sure white must be the WORST color for the MKviii.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I do like this one. Might be a nice alternative to a GTI! love this color combo
https://www.cars.com/vehicledetail/detail/824868177/overview/
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Like you I’d wonder if I could fit in the Miata. Those draw crazy money.
I’d really prefer the ATS.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
https://www.google.com/amp/s/www.credit.com/credit-reports/how-credit-impacts-your-day-to-day-life/?amp
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Minus taxes, I believe payoff is roughly $25.7k. I'd only present an option to the wife that involved getting money back.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
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At this point, not interested in anything new until they are leftovers next calendar year.
Found a couple of CPO Explorers that could work.
2018 XLT
https://www.hoffmanfordct.com/used/Ford/2018-Ford-Explorer-east-hartford-ct-a479c9290a0e0a1711420d6885b979bb.htm
2017 Sport
https://www.monacoford.com/certified/Ford/2017-Ford-Explorer-glastonbury-ct-c8f5cab50a0e0a6b34032e095d92ec90.htm?searchDepth=9:12
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
My wife likes that one too. She said the gray one looked like a police car.
One good thing about the red one is that it was sold less than 2 years ago, so for the CPO it has another 5 years and 82K on the powertrain warranty. Plus they add 12 months and 12K onto the original 3YR/36K bumper to bumper.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Makes me feel smart for buying in very early June.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Heading out of town until Columbus Day, so I won't be doing anything before then.
There do seem to be a glut of Explorers available, but when you find a nice one, maybe you have to make a move.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
https://seattle.craigslist.org/see/cto/d/seattle-2014-bmw-320i-6mt-sport-package/7205383592.html
I wonder how a car like this would do on Cars & Bids.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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Power wise, probably comparable to an E46 325 I imagine.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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