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'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
My grandparents were also big fans of those. I don't know whether they help or not, but my grandmother credits her decades-long run of no moose strikes to those little whistlers.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
We received the plates for my wife's Mini from Carvana yesterday. Only took 3 months. But given the current environment that's understandable. The crap part is that we told them over and over that we wanted the current plates transferred and took pictures as instructed of the current registration and plates. There was several hundreds of dollars of pro rated credit on those plates that we lost out on. They did exactly the same thing on my Miata when I traded it for the GTI. From that experience, I was on the phone with them several times to make sure it was clear we wanted the transfer.
Ugh.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
The current Tundra deals aren't the sub-$300 leases we became accustomed to seeing but it's still decent for a full size pickup. Maybe they'll be back by the fall. The inside is cavernous but you may have reservations about the bed as it's shorter than your Tacoma and I don't think you can get a 6 foot bed with the Crew Max.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
The other day on my way to pickup my son from hockey practice, I accidentally stopped at the Ford Dealer. They had an F150 with a long bed and 2 small doors in the back parked next to an F150 with 4 Full Doors and a Short Bed. My Tacoma is about the same length. The 2021s are nice, but WOW! Those 2 trucks I parked next to were XL (Not even XLT) and had $48K Sticker Prices on them.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I accidentally stopped at the Nissan dealer a few months ago and ended up with an extra car in my driveway.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
39/10k term
37185 MSRP
33751 Sale price
2250 incentive
695 acquisition
899 doc fee
577.60 DMV
764.96 tax
34437.56 cap cost
64% RV (23798.40)
10639.16 depreciation ($272.80/mo)
.00028 MF
16.31/mo rent charge ((34437.56+23798.40).00028=16.31))
$289.11/mo. (272.80+16.31)
Anybody see anything wrong with my math?
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I can see one place where the math could go sideways... the 64% residual value.... I assume that value should be against MSRP, but if they were to take that against the capitalized cost, then it would leave a higher residual to put into the monthly payment (e.g., raise it from $272.80 to $317.89). Still doesn't push you toward 70-100 monthly, but it does create a mathematical divergence (rather than a magical one).
I cannot see that there would be any other place for a different outcome. If cap cost, money factor, and % residual are all the same on your worksheets, then the outcome should also be the same unless they are using a different base number for calculating the residual.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Good luck!
Also, they could have possibly marked up the money factor.
How far off are they?
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I repeatedly stated "sale price before incentives." But you know how it goes. He claimed he is the manual math king, or some such absurdity, so I sent him my math and asked him to show me where we differ.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
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2025 Forester Limited, 2024 Subaru Legacy Sport
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
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If I calculate everything pre-tax, and then add the tax charge on it, then I end up with a slightly lower rate for the final monthly charge. So, how do you get tax prior to calculation of cap cost and monthly rent charge such that the number is then added into the rates without the feedback loop?
I look at the tax amount of $764.96 / 0.06625 = $11,546.57, and I cannot back into that number. I would think that government fees and taxes would be added to the rate after calculation of direct costs, but that's clearly not happening in this case.
That said, if I strip the incentive out of the equation, even with my tax calculation being in question, the rate jumps by $62.
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2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
So yes, seems as though they're playing around with the incentive.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2017 Cadillac ATS Performance Premium 3.6
That said, my local Cuban place has knocked it out of the park every time I've done an online carryout order with them (over 30 since the pandemic began), with no issues whatsoever.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
I went through at least 15 dealers to get the S60. It became a quest at that point.
Mom’s RAV took nearly double digits too.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart