It certainly sounds like the salesguy is either confused or trying to play games. I will go with confused, but the dealership is playing games at least with their calculator. I have seen the price difference a number of times, since there are different incentives for purchase and lease. So taking the sales price advertised, then applying the lease incentives, was too good to be true! I would not be surprised if after much more back and forth the lightbulb finally goes on and someone on that end finally notices (or admits) that the sales price listed is too low (or that the incentive listed is "informational only")
Wes, tax in Jersey if figured out up front, and of course does not get taxed a 2nd time. But you can roll it into the cap cost and pay rent on it if you want to.
I actually screwed up the tax a little. I forgot you have to get the rent charge in there, pre-tax, then tax the whole thing, then do rent charge again. lol.
Term 39/10 MSRP 37185 Sale price 33751 Incentive 2250 Acquisition 695 Doc fee 899 DMV 577.60 Tax 806.51 (627.12[rent charge]+33751+695+899-23798.40)6.625% Cap cost 34479.11 (33751-2250+695+899+577.60+806.51) RV 23798.40 (37185)64% MF .00028 Depreciation/MO 273.87 (34479.11-23798.40=10680.71/39) Rent Charge/MO 16.32 (34479.11+23798.40).00028 TOTAL $290.19/mo. (272.80+16.31)
Anyway, guy refuses to send me his numbers. AND, turns out he was on the wrong car. He had lower MSRP. Changes it very slightly, but still not where he is talking. He has a 36890 car.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It certainly sounds like the salesguy is either confused or trying to play games. I will go with confused, but the dealership is playing games at least with their calculator. I have seen the price difference a number of times, since there are different incentives for purchase and lease. So taking the sales price advertised, then applying the lease incentives, was too good to be true! I would not be surprised if after much more back and forth the lightbulb finally goes on and someone on that end finally notices (or admits) that the sales price listed is too low (or that the incentive listed is "informational only")
you do have more patience for this than I do.
this is actually an F&I guy. I'm going to have to go with the incentive thing. Although I sent him my numbers and he said nothing about it.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
if they won't simply show where your number is wrong (or different than theirs) you know they are probably playing games. Or figured out where they were wrong, and know you won't take it at their price, so will just ghost you and move on to another buyer instead.
It really is not hard to look at what you just posted, and note where their number is different. The math is right, so that means only one of the few inputs must be changing to alter the monthly payment.
It certainly sounds like the salesguy is either confused or trying to play games. I will go with confused, but the dealership is playing games at least with their calculator. I have seen the price difference a number of times, since there are different incentives for purchase and lease. So taking the sales price advertised, then applying the lease incentives, was too good to be true! I would not be surprised if after much more back and forth the lightbulb finally goes on and someone on that end finally notices (or admits) that the sales price listed is too low (or that the incentive listed is "informational only")
you do have more patience for this than I do.
this is actually an F&I guy. I'm going to have to go with the incentive thing. Although I sent him my numbers and he said nothing about it.
It’s really weird to me that the one time out of 100 or 1000 that a dealer comes across a customer like QB who knows his stuff, that they still do this idiocy with the numbers. It’s not like there is a shortage of product to sell, they can just order more. Why not just make the sale and move to the next one?
I actually screwed up the tax a little. I forgot you have to get the rent charge in there, pre-tax, then tax the whole thing, then do rent charge again. lol.
Term 39/10 MSRP 37185 Sale price 33751 Incentive 2250 Acquisition 695 Doc fee 899 DMV 577.60 Tax 806.51 (627.12[rent charge]+33751+695+899-23798.40)6.625% Cap cost 34479.11 (33751-2250+695+899+577.60+806.51) RV 23798.40 (37185)64% MF .00028 Depreciation/MO 273.87 (34479.11-23798.40=10680.71/39) Rent Charge/MO 16.32 (34479.11+23798.40).00028 TOTAL $290.19/mo. (272.80+16.31)
Anyway, guy refuses to send me his numbers. AND, turns out he was on the wrong car. He had lower MSRP. Changes it very slightly, but still not where he is talking. He has a 36890 car.
Okay, thank you for taking the time. I get it now. And, I see that the tax value excludes incentives, so I read that part all wrong anyway (e.g., the portion of the law that states it includes incentives actually means that incentives apply post-tax, not pre-tax)! But, it all makes sense to me now.
2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
@qbrozen I'm oddly thrilled to say that making those minor adjustments to my calculations put me at your $290 number. So, dealer is off by $58 if not factoring the incentive on top of the sales price.
2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
I actually screwed up the tax a little. I forgot you have to get the rent charge in there, pre-tax, then tax the whole thing, then do rent charge again. lol.
Term 39/10 MSRP 37185 Sale price 33751 Incentive 2250 Acquisition 695 Doc fee 899 DMV 577.60 Tax 806.51 (627.12[rent charge]+33751+695+899-23798.40)6.625% Cap cost 34479.11 (33751-2250+695+899+577.60+806.51) RV 23798.40 (37185)64% MF .00028 Depreciation/MO 273.87 (34479.11-23798.40=10680.71/39) Rent Charge/MO 16.32 (34479.11+23798.40).00028 TOTAL $290.19/mo. (272.80+16.31)
Anyway, guy refuses to send me his numbers. AND, turns out he was on the wrong car. He had lower MSRP. Changes it very slightly, but still not where he is talking. He has a 36890 car.
Okay, thank you for taking the time. I get it now. And, I see that the tax value excludes incentives, so I read that part all wrong anyway (e.g., the portion of the law that states it includes incentives actually means that incentives apply post-tax, not pre-tax)! But, it all makes sense to me now.
Not sure if we are saying the same thing, but the incentive is taxed. So I use the sale price for tax purposes, THEN subtract the incentive in the cap cost line.
Anyway, yeah... guy finally bailed and said it is sold. hahahahah. I even gave him an out and said "only thing I can come up with is that your sale price includes the incentive already." Nope, he didn't take the lifejacket. He doubled down, said I'm wrong, but car is sold. wow. just wow.
Anyway... let's see... Submitted another agreement through another dealer's website for a really nice example. I get an automated response, then a followup from a person. I email back and say "hey, look at my paperwork and let me know when we can get this done" ... and nothing. Next day, I email again and she says "I passed you onto Mr X and he'll get in touch with you." Next day, I get another automated email "Do you need anything else?" So I wrote back and said "Yes, I need you to remove me from your mailing list if you aren't going to sell me a car." She apologizes and starts asking me all the basics. So I said "please look at the attached paperwork, which you should have in your system. All your questions will be answered." She says that salesperson will get back to me. SIGH
FINALLY a salesperson texts me a pic of a number. No comment. Just a number. $550/mo. I asked if he was joking, and he says "do you want a Camaro or a Spark?" Dude... so I said I already submitted paperwork through his website and he should take a look because it is $2k down and $262/mo. He says "a manager will get back to you." I even asked him his name and he didn't tell me. This is Waldorf Chevy, BTW. It is a white one. I didn't want white, but it has this Redline package that makes a massive difference. Really sharp.
A dealer in Forest Hills has not contacted me after I submitted my info both through email and through their chat system to a human being. Strange.
And I have a local dealer who has 2 inbound units bu says she can't talk to me until they have an arrival date. Then says "maybe I can locate one for you." So I agree. Then she says "when can you come in to meet my managers." I answer "I won't be coming in until we have a deal." Nothing but crickets now.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Not sure if we are saying the same thing, but the incentive is taxed. So I use the sale price for tax purposes, THEN subtract the incentive in the cap cost line.
Anyway, yeah... guy finally bailed and said it is sold. hahahahah. I even gave him an out and said "only thing I can come up with is that your sale price includes the incentive already." Nope, he didn't take the lifejacket. He doubled down, said I'm wrong, but car is sold. wow. just wow.
Anyway... let's see... Submitted another agreement through another dealer's website for a really nice example. I get an automated response, then a followup from a person. I email back and say "hey, look at my paperwork and let me know when we can get this done" ... and nothing. Next day, I email again and she says "I passed you onto Mr X and he'll get in touch with you." Next day, I get another automated email "Do you need anything else?" So I wrote back and said "Yes, I need you to remove me from your mailing list if you aren't going to sell me a car." She apologizes and starts asking me all the basics. So I said "please look at the attached paperwork, which you should have in your system. All your questions will be answered." She says that salesperson will get back to me. SIGH
FINALLY a salesperson texts me a pic of a number. No comment. Just a number. $550/mo. I asked if he was joking, and he says "do you want a Camaro or a Spark?" Dude... so I said I already submitted paperwork through his website and he should take a look because it is $2k down and $262/mo. He says "a manager will get back to you." I even asked him his name and he didn't tell me. This is Waldorf Chevy, BTW. It is a white one. I didn't want white, but it has this Redline package that makes a massive difference. Really sharp.
A dealer in Forest Hills has not contacted me after I submitted my info both through email and through their chat system to a human being. Strange.
And I have a local dealer who has 2 inbound units bu says she can't talk to me until they have an arrival date. Then says "maybe I can locate one for you." So I agree. Then she says "when can you come in to meet my managers." I answer "I won't be coming in until we have a deal." Nothing but crickets now.
Whew! Daaaaaang. This is miraculously complicated for something so (seemingly) simple. I think I can speak for everyone in saying, "Thank you for providing us with hours of wholesome entertainment!"
Regarding the incentive, yes, we're saying the same thing. I was poking fun at this official NJ guide that states (on page 7):
When calculating the tax using this method, the following items must be included in the sales price: • The lease amount (including depreciation, interest, or finance charges, often referred to as the money factor); • Acquisition fees, capital cost reduction payments, and all other fees and charges paid to the lessor that represent the lessor’s charge for the lease; • Any manufacturer’s rebate or reimbursed coupon applied toward the cost of the lease; and • Any charge for documentary service fees imposed by the dealership (See question 7).
Well, if I'm *including* manufacturer rebates or coupons, then technically that reduces the cost of the lease, so that would be a subtractive number. But, what they really mean is "exclude" such rebates or coupons. E.g., such items reduce the final out-the-door expense post-tax, not pre-tax. It's like a payroll deduction for parking fees versus a payroll deduction for a health care FSA: One is post-tax while the other is pre-tax and actually reduces the effective tax burden.
2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
This is massively fun to live vicariously through your posts. But man, just don’t know why it’s so hard.
When I was off on my lease projections on a Grand Cherokee, the finance manager came out and went through it with me and pointed out where I was off on combining some incompatible offers and incentives. Made sense and I confirmed that with @michaell.
So no deal, but at least we were in agreement with why the numbers were off.
The Spark text was the most surprising. I wanted to reply “are you looking for a customer or a bad review” but decided I didn’t want to jump to that YET.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
This is massively fun to live vicariously through your posts. But man, just don’t know why it’s so hard.
When I was off on my lease projections on a Grand Cherokee, the finance manager came out and went through it with me and pointed out where I was off on combining some incompatible offers and incentives. Made sense and I confirmed that with @michaell.
So no deal, but at least we were in agreement with why the numbers were off.
I think it is hard because businesses have a defined business model they have their employees follow. Which are going to be designed for the usual/most common customer. And they rarely adapt well to an outlier customer (which certainly we have here). Some stores handle it better of course. And sometimes you need to get to a certain person (sales manager?) that can cut through the noise. But being sand in the gears often does not go well.
Also a reason IMO that going in person can be the best option. Emails are going to be put aside until they have no active customers, etc. And a sales manager is not likely to be invest much time in what is quite possibly a stroke (and even worse if out of market). But it is much different if that buyer is standing in front of his desk holding his printout of numbers and checkbook (well, guess you don't need that, so a pen?) and offering to sign the papers and take the car on the spot if they take the offer. That, will get attention.
also, if you want quick attention and concierge service from your remote negotiations, just offer more money! They are probably fine dealing remotely, even long distance, but not if it is clear that the only chance of a sale is if it is a (in their perspective) a loser deal anyway, so not worth their time.
also, if you want quick attention and concierge service from your remote negotiations, just offer more money! They are probably fine dealing remotely, even long distance, but not if it is clear that the only chance of a sale is if it is a (in their perspective) a loser deal anyway, so not worth their time.
Funny thing is, I was totally ready to do that. Like... they were claiming 9% pre-incentive discount. If we could have made any headway, I was willing to say "Ok, I'll pay you $xxx MORE than your advertised price." Could never get there, though. I actually was saying that, in not so many words, in some of my exchanges with the sale person. Like, he said "ok, that's the sale price," and when I'd write back, I'd say "even if I use THIS much as your price, I still get a lower payment than you are quoting."
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Nope. And I even discovered an extra $750 through wifey’s work.
Stunned they won’t play ball. Middle of winter can’t be prime selling season for Camaros.
Yeah, I'm pretty surprised. They are even holding tight on the one manual I found. And I'm not even asking for the moon on that one, thanks to the low MSRP. A very reasonable 5% discount, along with base MF, would get it done. Oh well!
Maybe that’s why GM is supposed to be dumping the Camaro. Dealers treating it like it’s gold and refusing to sell them.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Consider yourself lucky. Those things felt like they were falling apart straight from the factory, IMHO.
My son had a V-6 version and I thought it was fine. A few rattles but nothing major. The beauty of buying something like this is that it is cheap enough not to have to worry about garaging it and my driving it only a few thousand miles a year would not need collision insurance. It would be a fun ride and parts are cheap and I could sell it in a couple of years for more than I paid.
Maybe not if you leave it in the elements and don’t carry collision. Lol. My Charger was less than that Camaro and I keep that fully insured and protected. I love it too much to do otherwise.
I keep collision on the Mustang and the Kia because if they get dinged I’d like to fix them. The older vehicles are worth so little that any collision coverage wouldn’t be worth it.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
The Spark text was the most surprising. I wanted to reply “are you looking for a customer or a bad review” but decided I didn’t want to jump to that YET.
I don't get it; I was always polite when dealing with email requests- occasionally I'd quote a lease number and they would come back with an ad from another dealer with a lower number. 99% of the time the lower number was due to a lower MSRP and/or a larger down payment.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
It certainly sounds like the salesguy is either confused or trying to play games. I will go with confused, but the dealership is playing games at least with their calculator. I have seen the price difference a number of times, since there are different incentives for purchase and lease. So taking the sales price advertised, then applying the lease incentives, was too good to be true! I would not be surprised if after much more back and forth the lightbulb finally goes on and someone on that end finally notices (or admits) that the sales price listed is too low (or that the incentive listed is "informational only")
you do have more patience for this than I do.
this is actually an F&I guy. I'm going to have to go with the incentive thing. Although I sent him my numbers and he said nothing about it.
Didn't this all start from an ad that said the monthly was simply what you are looking for?
There is another variable in all this with the Camaro. The leasing program is strong and the dealer is using it as an advantage to make money. They could sell it at $400 /month to a non-informed buyer and to many a $400 month lease on a near 40k car is a good deal.
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
There is another variable in all this with the Camaro. The leasing program is strong and the dealer is using it as an advantage to make money. They could sell it at $400 /month to a non-informed buyer and to many a $400 month lease on a near 40k car is a good deal.
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
I know, but what’s that old saying about a bird in the hand?
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Maybe that’s why GM is supposed to be dumping the Camaro. Dealers treating it like it’s gold and refusing to sell them.
Just for laffs I did a search on Camaros of any sort available locally. I found one in my metropolitan area (a city of 450,000 people) and IIRC 4 in the entire region. Dealers here just do not order any. They would rather sell pickups.
There is another variable in all this with the Camaro. The leasing program is strong and the dealer is using it as an advantage to make money. They could sell it at $400 /month to a non-informed buyer and to many a $400 month lease on a near 40k car is a good deal.
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
I know, but what’s that old saying about a bird in the hand?
I agree!
I may have told this story before, but I’ll tell it again. It goes along with the dealer’s being greedy.
My Uncle ran a high volume Dodge dealer outside of Philadelphia in the late 80s through mid 90s. When the Viper came out in Jan 92 they were very scarce and every dealer had huge ADM’s on them waiting for a home run.
My Uncle sat on his for a short time and then sold it at “only” full sticker price. He got another allocation and did the same with the next one. He got calls from other competing dealers about driving the price down!
His answer was... well we made bonus two months in a row with the Viper sales and being able to discount a few volume units heavily. How about you? Viper look pretty on the sales floor?
Must be something in the water as we have had 3 bad experiences with online orders lately.
I've experienced the same, and have been pretty tolerant when things have been slightly off, since I feel bad that these establishments have generally lost a lot of business due to the pandemic.
That said, my local Cuban place has knocked it out of the park every time I've done an online carryout order with them (over 30 since the pandemic began), with no issues whatsoever.
If it wasn't for the weather, I'd run down and get dinner for both of us.. No delivery charge.
There is another variable in all this with the Camaro. The leasing program is strong and the dealer is using it as an advantage to make money. They could sell it at $400 /month to a non-informed buyer and to many a $400 month lease on a near 40k car is a good deal.
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
I often wonder about that.
When I leased the 2011 Z4 service loaner from a Maryland dealership, the payment ended up at $335/mo. for a car with a $55K MSRP (24/10)
If they had parked that out front with a "$399/mo, no money down!" sign, it would have been gone in a day, and they would have cleared another $2K on the deal.
Of course, until I ran the numbers, they likely didn't realize what they could do. But, you'd think after a couple of emails, they would have just told me "No thanks".
If they had parked that out front with a "$399/mo, no money down!" sign, it would have been gone in a day, and they would have cleared another $2K on the deal.
That is always my thought as well. But, hey, if their short-sightedness gets us a good deal ...
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It certainly sounds like the salesguy is either confused or trying to play games. I will go with confused, but the dealership is playing games at least with their calculator. I have seen the price difference a number of times, since there are different incentives for purchase and lease. So taking the sales price advertised, then applying the lease incentives, was too good to be true! I would not be surprised if after much more back and forth the lightbulb finally goes on and someone on that end finally notices (or admits) that the sales price listed is too low (or that the incentive listed is "informational only")
you do have more patience for this than I do.
this is actually an F&I guy. I'm going to have to go with the incentive thing. Although I sent him my numbers and he said nothing about it.
Didn't this all start from an ad that said the monthly was simply what you are looking for?
Not on that one, I don't think.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Seems to indicate there is available inventory for purchase.
Like most new models, especially EVs, certainly best to wait for the initial rollout to finish and see where true demand ends up.
Isn’t the GT version the real candy?
Supposedly. But there aren't any real reviews of it yet, so all the excitement at the moment is centered on the "regular" versions, which does seem to compare favorably to the Model Y on its own merits.
I don't suspect the GT version will bring the true Mustang enthusiasts out of the woodwork, but it should be a true competitor to fans of the Performance models from Tesla. Ford claims a 0-60 of 3.8 secs for the GT and 3.5 secs for the GT Performance. The extended range AWD version does it in a leisurely 4.8 secs .
A nice Premium trim extended range AWD is about $56k, before the $7,500 federal tax incentive. The GT will start around $60k.
By the way, @qbrozen, that "Spark" comment would have driven me absolutely nuts. In fact, I kinda feel that way on your behalf.
I plan on attempting to send an email to the GM, if I can locate him/her's info, detailing my interaction with the dealership.
I am attempting something slightly different today. I tried a handful of new dealers and wrote, "This will be a 39/10 lease. I am aware of the MF, RV, and incentives, so all I would need to know is your best pre-incentive sale price and any dealer fees."
So far, LOTS of messages, and only a single one has come back with an answer. I think I sent it to 6-7. Most reply with questions leading to incentives and monthly. I respond with the same original message each time.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
since a couple of you are so greatly offended, I just sent my old man angry letter. lol.
Good afternoon, Mr X.
I am reaching out to you regarding the interaction I have been experiencing with your system and staff.
On Feb 9, I submitted paperwork via your website for Shop-Click-Drive for a 2021 Camaro LT1. I’m attaching a PDF of that submission for you. The system assigned me to Ms Y, and she emailed me first thing the morning of the 10th. I asked that she confirm my paperwork and let me know when we can finalize the deal. I did not hear back, so at 4 in the afternoon, I sent a follow-up email asking for an update. Again, no response. On the morning of the 11th, I received another automated email from Y's address. I responded that I should be removed from the list if nobody is going to follow-up on my original submission. She responded “the vehicle is available, when will you come in for a test drive.” I promptly informed her that we have exchanged information before and I submitted the paperwork through the website, and I attached a copy for her again. She replied apologizing and letting me know she assigned me to Mr Jerk.
A couple of hours later, I received a text with a cellphone shot of a monthly payment of $552/mo, exclusive of taxes, and the words “Waldorf Chevrolet Cadillac.” Nothing more. I’m attaching a screenshot of the conversation that followed. He never told me his name, so I can only assume it is from Mr Jerk. The phone number it came from is xxx-xxx-xxxx.
This is definitely the rudest interaction I have had via text with a salesperson. And since that exchange before 1pm yesterday, I have yet to hear back from anyone.
If nobody wants to follow through with the agreed price, someone just needs to let me know. But I thought maybe you’d want to be aware of what happens when someone submits via your website “yes, I’ll take it, here is all my information.” I’m not sure why that would be met with such carelessness and distaste.
Sincerely, Q
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
since a couple of you are so greatly offended, I just sent my old man angry letter. lol.
Angry? That would have been mild for me. I can roll out the metaphors and drain the sarcasm tank in an instant in situations like that.
I like to keep it professional. To quote Dalton, "Be nice ... until it's time to not be nice." ;b
Like that crazy F&I guy last night. I was nice as long as I could be, and once he told me it was sold and I knew he was giving up, I replied, "I know my math is right. And for you to say all calculators are wrong except your own math … well, that is saying something."
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I just plugged it into Carvana and was offered $32k. If it wasn't for the tax and titling costs, someone could make money on it. Someone with a dealer license could have flipped it quick, though.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Comments
you do have more patience for this than I do.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Term 39/10
MSRP 37185
Sale price 33751
Incentive 2250
Acquisition 695
Doc fee 899
DMV 577.60
Tax 806.51 (627.12[rent charge]+33751+695+899-23798.40)6.625%
Cap cost 34479.11 (33751-2250+695+899+577.60+806.51)
RV 23798.40 (37185)64%
MF .00028
Depreciation/MO 273.87 (34479.11-23798.40=10680.71/39)
Rent Charge/MO 16.32 (34479.11+23798.40).00028
TOTAL $290.19/mo. (272.80+16.31)
Anyway, guy refuses to send me his numbers. AND, turns out he was on the wrong car. He had lower MSRP. Changes it very slightly, but still not where he is talking. He has a 36890 car.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It really is not hard to look at what you just posted, and note where their number is different. The math is right, so that means only one of the few inputs must be changing to alter the monthly payment.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2025 Forester Limited, 2024 Subaru Legacy Sport
2017 Cadillac ATS Performance Premium 3.6
Anyway, yeah... guy finally bailed and said it is sold. hahahahah. I even gave him an out and said "only thing I can come up with is that your sale price includes the incentive already." Nope, he didn't take the lifejacket. He doubled down, said I'm wrong, but car is sold. wow. just wow.
Anyway... let's see... Submitted another agreement through another dealer's website for a really nice example. I get an automated response, then a followup from a person. I email back and say "hey, look at my paperwork and let me know when we can get this done" ... and nothing. Next day, I email again and she says "I passed you onto Mr X and he'll get in touch with you." Next day, I get another automated email "Do you need anything else?" So I wrote back and said "Yes, I need you to remove me from your mailing list if you aren't going to sell me a car." She apologizes and starts asking me all the basics. So I said "please look at the attached paperwork, which you should have in your system. All your questions will be answered." She says that salesperson will get back to me. SIGH
FINALLY a salesperson texts me a pic of a number. No comment. Just a number. $550/mo. I asked if he was joking, and he says "do you want a Camaro or a Spark?" Dude... so I said I already submitted paperwork through his website and he should take a look because it is $2k down and $262/mo. He says "a manager will get back to you." I even asked him his name and he didn't tell me. This is Waldorf Chevy, BTW. It is a white one. I didn't want white, but it has this Redline package that makes a massive difference. Really sharp.
A dealer in Forest Hills has not contacted me after I submitted my info both through email and through their chat system to a human being. Strange.
And I have a local dealer who has 2 inbound units bu says she can't talk to me until they have an arrival date. Then says "maybe I can locate one for you." So I agree. Then she says "when can you come in to meet my managers." I answer "I won't be coming in until we have a deal." Nothing but crickets now.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Regarding the incentive, yes, we're saying the same thing. I was poking fun at this official NJ guide that states (on page 7):
When calculating the tax using this method, the following items must be included in the sales price:
• The lease amount (including depreciation, interest, or finance charges, often referred to as the money factor);
• Acquisition fees, capital cost reduction payments, and all other fees and charges paid to the lessor that represent the lessor’s charge for the lease;
• Any manufacturer’s rebate or reimbursed coupon applied toward the cost of the lease; and
• Any charge for documentary service fees imposed by the dealership (See question 7).
Well, if I'm *including* manufacturer rebates or coupons, then technically that reduces the cost of the lease, so that would be a subtractive number. But, what they really mean is "exclude" such rebates or coupons. E.g., such items reduce the final out-the-door expense post-tax, not pre-tax. It's like a payroll deduction for parking fees versus a payroll deduction for a health care FSA: One is post-tax while the other is pre-tax and actually reduces the effective tax burden.
When I was off on my lease projections on a Grand Cherokee, the finance manager came out and went through it with me and pointed out where I was off on combining some incompatible offers and incentives. Made sense and I confirmed that with @michaell.
So no deal, but at least we were in agreement with why the numbers were off.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
The Spark text was the most surprising. I wanted to reply “are you looking for a customer or a bad review” but decided I didn’t want to jump to that YET.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Also a reason IMO that going in person can be the best option. Emails are going to be put aside until they have no active customers, etc. And a sales manager is not likely to be invest much time in what is quite possibly a stroke (and even worse if out of market). But it is much different if that buyer is standing in front of his desk holding his printout of numbers and checkbook (well, guess you don't need that, so a pen?) and offering to sign the papers and take the car on the spot if they take the offer. That, will get attention.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2025 Forester Limited, 2024 Subaru Legacy Sport
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2017 Cadillac ATS Performance Premium 3.6
I may have told this story before, but I’ll tell it again. It goes along with the dealer’s being greedy.
My Uncle ran a high volume Dodge dealer outside of Philadelphia in the late 80s through mid 90s. When the Viper came out in Jan 92 they were very scarce and every dealer had huge ADM’s on them waiting for a home run.
My Uncle sat on his for a short time and then sold it at “only” full sticker price. He got another allocation and did the same with the next one. He got calls from other competing dealers about driving the price down!
His answer was... well we made bonus two months in a row with the Viper sales and being able to discount a few volume units heavily. How about you? Viper look pretty on the sales floor?
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
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When I leased the 2011 Z4 service loaner from a Maryland dealership, the payment ended up at $335/mo. for a car with a $55K MSRP (24/10)
If they had parked that out front with a "$399/mo, no money down!" sign, it would have been gone in a day, and they would have cleared another $2K on the deal.
Of course, until I ran the numbers, they likely didn't realize what they could do. But, you'd think after a couple of emails, they would have just told me "No thanks".
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'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I don't suspect the GT version will bring the true Mustang enthusiasts out of the woodwork, but it should be a true competitor to fans of the Performance models from Tesla. Ford claims a 0-60 of 3.8 secs for the GT and 3.5 secs for the GT Performance. The extended range AWD version does it in a leisurely 4.8 secs
A nice Premium trim extended range AWD is about $56k, before the $7,500 federal tax incentive. The GT will start around $60k.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
https://shift.com/car/2020-blue-bmw-2-series/c192997
About the same price as a 2017-2018 M2. But no warranty or maintenance worries on a 2020 M240i w/3k miles.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
I am attempting something slightly different today. I tried a handful of new dealers and wrote, "This will be a 39/10 lease. I am aware of the MF, RV, and incentives, so all I would need to know is your best pre-incentive sale price and any dealer fees."
So far, LOTS of messages, and only a single one has come back with an answer. I think I sent it to 6-7. Most reply with questions leading to incentives and monthly. I respond with the same original message each time.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
Good afternoon, Mr X.
I am reaching out to you regarding the interaction I have been experiencing with your system and staff.
On Feb 9, I submitted paperwork via your website for Shop-Click-Drive for a 2021 Camaro LT1. I’m attaching a PDF of that submission for you. The system assigned me to Ms Y, and she emailed me first thing the morning of the 10th. I asked that she confirm my paperwork and let me know when we can finalize the deal. I did not hear back, so at 4 in the afternoon, I sent a follow-up email asking for an update. Again, no response. On the morning of the 11th, I received another automated email from Y's address. I responded that I should be removed from the list if nobody is going to follow-up on my original submission. She responded “the vehicle is available, when will you come in for a test drive.” I promptly informed her that we have exchanged information before and I submitted the paperwork through the website, and I attached a copy for her again. She replied apologizing and letting me know she assigned me to Mr Jerk.
A couple of hours later, I received a text with a cellphone shot of a monthly payment of $552/mo, exclusive of taxes, and the words “Waldorf Chevrolet Cadillac.” Nothing more. I’m attaching a screenshot of the conversation that followed. He never told me his name, so I can only assume it is from Mr Jerk. The phone number it came from is xxx-xxx-xxxx.
This is definitely the rudest interaction I have had via text with a salesperson. And since that exchange before 1pm yesterday, I have yet to hear back from anyone.
If nobody wants to follow through with the agreed price, someone just needs to let me know. But I thought maybe you’d want to be aware of what happens when someone submits via your website “yes, I’ll take it, here is all my information.” I’m not sure why that would be met with such carelessness and distaste.
Sincerely,
Q
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
2017 Cadillac ATS Performance Premium 3.6
https://www.bouldertoyota.com/used/BMW/2018-BMW-M240i-Boulder-89a241780a0e097130ba46820af30610.htm
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Like that crazy F&I guy last night. I was nice as long as I could be, and once he told me it was sold and I knew he was giving up, I replied, "I know my math is right. And for you to say all calculators are wrong except your own math … well, that is saying something."
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
https://carsandbids.com/auctions/KVDLgN4l/2016-dodge-challenger-392-hemi-scat-pack-shaker
I just plugged it into Carvana and was offered $32k. If it wasn't for the tax and titling costs, someone could make money on it. Someone with a dealer license could have flipped it quick, though.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.