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you do have more patience for this than I do.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Term 39/10
MSRP 37185
Sale price 33751
Incentive 2250
Acquisition 695
Doc fee 899
DMV 577.60
Tax 806.51 (627.12[rent charge]+33751+695+899-23798.40)6.625%
Cap cost 34479.11 (33751-2250+695+899+577.60+806.51)
RV 23798.40 (37185)64%
MF .00028
Depreciation/MO 273.87 (34479.11-23798.40=10680.71/39)
Rent Charge/MO 16.32 (34479.11+23798.40).00028
TOTAL $290.19/mo. (272.80+16.31)
Anyway, guy refuses to send me his numbers. AND, turns out he was on the wrong car. He had lower MSRP. Changes it very slightly, but still not where he is talking. He has a 36890 car.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It really is not hard to look at what you just posted, and note where their number is different. The math is right, so that means only one of the few inputs must be changing to alter the monthly payment.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2025 Forester Limited, 2024 Subaru Legacy Sport
2017 Cadillac ATS Performance Premium 3.6
Anyway, yeah... guy finally bailed and said it is sold. hahahahah. I even gave him an out and said "only thing I can come up with is that your sale price includes the incentive already." Nope, he didn't take the lifejacket. He doubled down, said I'm wrong, but car is sold. wow. just wow.
Anyway... let's see... Submitted another agreement through another dealer's website for a really nice example. I get an automated response, then a followup from a person. I email back and say "hey, look at my paperwork and let me know when we can get this done" ... and nothing. Next day, I email again and she says "I passed you onto Mr X and he'll get in touch with you." Next day, I get another automated email "Do you need anything else?" So I wrote back and said "Yes, I need you to remove me from your mailing list if you aren't going to sell me a car." She apologizes and starts asking me all the basics. So I said "please look at the attached paperwork, which you should have in your system. All your questions will be answered." She says that salesperson will get back to me. SIGH
FINALLY a salesperson texts me a pic of a number. No comment. Just a number. $550/mo. I asked if he was joking, and he says "do you want a Camaro or a Spark?" Dude... so I said I already submitted paperwork through his website and he should take a look because it is $2k down and $262/mo. He says "a manager will get back to you." I even asked him his name and he didn't tell me. This is Waldorf Chevy, BTW. It is a white one. I didn't want white, but it has this Redline package that makes a massive difference. Really sharp.
A dealer in Forest Hills has not contacted me after I submitted my info both through email and through their chat system to a human being. Strange.
And I have a local dealer who has 2 inbound units bu says she can't talk to me until they have an arrival date. Then says "maybe I can locate one for you." So I agree. Then she says "when can you come in to meet my managers." I answer "I won't be coming in until we have a deal." Nothing but crickets now.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Regarding the incentive, yes, we're saying the same thing. I was poking fun at this official NJ guide that states (on page 7):
When calculating the tax using this method, the following items must be included in the sales price:
• The lease amount (including depreciation, interest, or finance charges, often referred to as the money factor);
• Acquisition fees, capital cost reduction payments, and all other fees and charges paid to the lessor that represent the lessor’s charge for the lease;
• Any manufacturer’s rebate or reimbursed coupon applied toward the cost of the lease; and
• Any charge for documentary service fees imposed by the dealership (See question 7).
Well, if I'm *including* manufacturer rebates or coupons, then technically that reduces the cost of the lease, so that would be a subtractive number. But, what they really mean is "exclude" such rebates or coupons. E.g., such items reduce the final out-the-door expense post-tax, not pre-tax. It's like a payroll deduction for parking fees versus a payroll deduction for a health care FSA: One is post-tax while the other is pre-tax and actually reduces the effective tax burden.
When I was off on my lease projections on a Grand Cherokee, the finance manager came out and went through it with me and pointed out where I was off on combining some incompatible offers and incentives. Made sense and I confirmed that with @michaell.
So no deal, but at least we were in agreement with why the numbers were off.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
The Spark text was the most surprising. I wanted to reply “are you looking for a customer or a bad review” but decided I didn’t want to jump to that YET.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Also a reason IMO that going in person can be the best option. Emails are going to be put aside until they have no active customers, etc. And a sales manager is not likely to be invest much time in what is quite possibly a stroke (and even worse if out of market). But it is much different if that buyer is standing in front of his desk holding his printout of numbers and checkbook (well, guess you don't need that, so a pen?) and offering to sign the papers and take the car on the spot if they take the offer. That, will get attention.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2025 Forester Limited, 2024 Subaru Legacy Sport
In other words they are banking on being able to sell it for more money. They know the math works, they just aren’t willing to lower the sales price enough.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2017 Cadillac ATS Performance Premium 3.6
I may have told this story before, but I’ll tell it again. It goes along with the dealer’s being greedy.
My Uncle ran a high volume Dodge dealer outside of Philadelphia in the late 80s through mid 90s. When the Viper came out in Jan 92 they were very scarce and every dealer had huge ADM’s on them waiting for a home run.
My Uncle sat on his for a short time and then sold it at “only” full sticker price. He got another allocation and did the same with the next one. He got calls from other competing dealers about driving the price down!
His answer was... well we made bonus two months in a row with the Viper sales and being able to discount a few volume units heavily. How about you? Viper look pretty on the sales floor?
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
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When I leased the 2011 Z4 service loaner from a Maryland dealership, the payment ended up at $335/mo. for a car with a $55K MSRP (24/10)
If they had parked that out front with a "$399/mo, no money down!" sign, it would have been gone in a day, and they would have cleared another $2K on the deal.
Of course, until I ran the numbers, they likely didn't realize what they could do. But, you'd think after a couple of emails, they would have just told me "No thanks".
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'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I don't suspect the GT version will bring the true Mustang enthusiasts out of the woodwork, but it should be a true competitor to fans of the Performance models from Tesla. Ford claims a 0-60 of 3.8 secs for the GT and 3.5 secs for the GT Performance. The extended range AWD version does it in a leisurely 4.8 secs
A nice Premium trim extended range AWD is about $56k, before the $7,500 federal tax incentive. The GT will start around $60k.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
https://shift.com/car/2020-blue-bmw-2-series/c192997
About the same price as a 2017-2018 M2. But no warranty or maintenance worries on a 2020 M240i w/3k miles.
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
I am attempting something slightly different today. I tried a handful of new dealers and wrote, "This will be a 39/10 lease. I am aware of the MF, RV, and incentives, so all I would need to know is your best pre-incentive sale price and any dealer fees."
So far, LOTS of messages, and only a single one has come back with an answer. I think I sent it to 6-7. Most reply with questions leading to incentives and monthly. I respond with the same original message each time.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
Good afternoon, Mr X.
I am reaching out to you regarding the interaction I have been experiencing with your system and staff.
On Feb 9, I submitted paperwork via your website for Shop-Click-Drive for a 2021 Camaro LT1. I’m attaching a PDF of that submission for you. The system assigned me to Ms Y, and she emailed me first thing the morning of the 10th. I asked that she confirm my paperwork and let me know when we can finalize the deal. I did not hear back, so at 4 in the afternoon, I sent a follow-up email asking for an update. Again, no response. On the morning of the 11th, I received another automated email from Y's address. I responded that I should be removed from the list if nobody is going to follow-up on my original submission. She responded “the vehicle is available, when will you come in for a test drive.” I promptly informed her that we have exchanged information before and I submitted the paperwork through the website, and I attached a copy for her again. She replied apologizing and letting me know she assigned me to Mr Jerk.
A couple of hours later, I received a text with a cellphone shot of a monthly payment of $552/mo, exclusive of taxes, and the words “Waldorf Chevrolet Cadillac.” Nothing more. I’m attaching a screenshot of the conversation that followed. He never told me his name, so I can only assume it is from Mr Jerk. The phone number it came from is xxx-xxx-xxxx.
This is definitely the rudest interaction I have had via text with a salesperson. And since that exchange before 1pm yesterday, I have yet to hear back from anyone.
If nobody wants to follow through with the agreed price, someone just needs to let me know. But I thought maybe you’d want to be aware of what happens when someone submits via your website “yes, I’ll take it, here is all my information.” I’m not sure why that would be met with such carelessness and distaste.
Sincerely,
Q
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
2017 Cadillac ATS Performance Premium 3.6
https://www.bouldertoyota.com/used/BMW/2018-BMW-M240i-Boulder-89a241780a0e097130ba46820af30610.htm
2025 BMW i5 - 2017 911 C4S - 2025 BRZ - 2025 MB GLE450e - 2024 Genesis GV60 - 2019 Cayman
Like that crazy F&I guy last night. I was nice as long as I could be, and once he told me it was sold and I knew he was giving up, I replied, "I know my math is right. And for you to say all calculators are wrong except your own math … well, that is saying something."
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
https://carsandbids.com/auctions/KVDLgN4l/2016-dodge-challenger-392-hemi-scat-pack-shaker
I just plugged it into Carvana and was offered $32k. If it wasn't for the tax and titling costs, someone could make money on it. Someone with a dealer license could have flipped it quick, though.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.