Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
No one knows the number yet, but the $ figure sort of implies something like 3000 units.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Not a good snap, white Hummer EV infront of the R8. It is huge and towers over the other vehicles. The R8 driver was having fun, accelerating rapidly and quickly going through the gears.
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
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I just got quoted on an EQE sedan loaner (3K miles) $84,500 MSRP …
$699 36/7.5 with just first and broker OOP
And then they said it had black interior.
Can get the EQE SUV $80,400 MSRP for same price. Only one left is black/black
Wife isn’t happy with black interior (neither am I) and can’t decide on SUV vs Sedan. That deal on the sedan is tough to beat
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
There is decent inventory on these so .. if this doesn’t work out I can always find one and try dealing direct
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
That Audi should have held a couple lower gears longer so he could passed that beast instead of trying to draft that thing through traffic.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Fourteen months- but who’s counting?
————————————————Fourteen months is too early to start counting down.
When I was in the Navy (discharged in July of 1963 it was customary and accepted) to start counting down when you were less than a month from being discharged. This was done just before the barracks lights were about to be turned off. The guy being discharged would yell out something like, “25 days and a wake up”. I thought this was rubbing it in so I didn’t do that. Finally, a few guys yelled out one night as I was getting pretty close to being discharged, “hey @jmonroe, how many days do you have left?” I looked at the calendar on the inside of my locker door and said, “2 days and a breakfast”. I guess that hit a nerve with some of the guys because they had to throw at least 10 pillows at me. And that’s the thanks I got for serving my time with guys who I thought were my friends.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Insurance being jacked up across the board. I have received letters and emails from all my insurance companies telling me they have filed for an increase. Funniest one was our pet insurance. Within their letter, they said, in summary:
I emailed them with that summary and asked them to show me the math. Their reply was “we’ll inform you of your rate increase.”
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2017 Cadillac ATS Performance Premium 3.6
2018 date codes, with about 3000 miles on them. Should be good for awhile.
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Wrangler Upgrades Round 1:


Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
The money pit has opened!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
With that type of incompetency why didn’t you think to check your lug nuts. I thought I taught you better than that.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
1. Mud flaps- either Mopar or WeatherTech
2. Covercraft or Mopar Sunshade
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
One thing about a Jeep… no shortage of accessories!!
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
Punch Pending
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
I smell something electrical from Herr Daimler.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
My Volt must have had a weird ownership history, especially since it's had three previous owners. The window sticker and quick start guide were still in the glovebox (although the owner's manual is MIA). The interior looks mint for 100k miles, save for a little compressed foam on the driver's seat bolsters. I found the OE mesh-like cargo cover in a bin in the trunk, apparently never used. And the GM tire inflator kit with expired slime. Someone appeared to have used the air compressor at some point, because it was put back in its case the wrong way.
Cleaned off some old stickers and sticker residue on the windows. Charging it up tonight and going to see how it fares on a highway trip to go hiking tomorrow, weather permitting. Some of GM's marketing for the Volt indicates that people average 1,000 miles on a tank of gas, which seems very reasonable for people with short to medium commutes who plug in and fully recharge almost every night, but it would also be interesting to confirm for myself, especially since nearly all of my miles are non-commuting miles. (For context, I usually work from home four days a week, and my office is about a mile from my house, although the location is likely to change within the next year.)
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 Cadillac ATS Performance Premium 3.6
I can’t stand hearing his voice for more than 30 secs. If you are a simpsons fan, you may better know him as the squeaky-voiced teen:
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
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https://ww2.clearshift.com/inventory/2023-ford-mustang-mach-1/669809
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
FYI, they paid $51k for it.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Not a punch for me, but yesterday my brother bought a $4500 Husqvarna lawn mower - he's into that kind of thing and sent me an excited text. 9 times the cost of his first car.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
The new channel already has 20k subscribers after one day of being live, so maybe their combined clout will be synergistic. I thought the first video was pretty bland overall, and if they are making regular 40+ minute videos like that, it's not a compelling thing to spend time watching.
Drove the Volt to a new hiking spot about 85 miles away. After driving about five miles in the city to get on the interstate, I kept the cruise at 70 once I got out of town. It did about 43 miles before the battery ran out and the generator kicked in. MPG for the trip overall was over 50, and I used 3/10 of a tank of fuel. The hiking spot was a bust--no waterfall despite the recent rain, and the trails were poorly marked and maintained. Definitely marking that one off the list!
Price seems high for one with 8K on it.
I tend to keep my cars for a long time and I didn’t want previous sins coming back to haunt me years down the road so I passed. It might be different for you though, since you rotate out of cars fairly often.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Yeah, that would work. I know a guy that had a 987 Boxster Spyder that he sold and replaced with a Mach 1. He said he “wanted something different.” Mission accomplished.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
2017 Cadillac ATS Performance Premium 3.6
Crazy couple days! Ending at a friends house for the rest of the weekend.
Here is the punch. 2023 EQE 4Matic Exclusive
I’ll write up details later on.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
Nice ride! Congrats!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Renting a Chrysler minivan for three days in mid-November hich should work just fine. Has already ordered her new queen bed. Moving into a 1/1 in a brand new complex and from the videos they made last week, should work out great. Even a full size washer/dryer in it's own room off the kitchen. Still needs to find a new sofa plus some additional pieces but that'll take some time. Going up on the 15th of next month.
Will bring her vehicle and one of our vehicles on Thanksgiving day. Spending it with the kids in Orlando and leave that Friday for St. Augustine. Figure we'll come back home that Sunday morning, only a 4 hour drive. Think it'll work out great for us all but do see some more trips up there until we sell & move ourselves. Gave the wife until the end of 2025 which I think is fair...sooner would be my preference though. After living in South Florida for 54 years, will be tough to leave but the time has come.
Have a reservation for a small SUV for the Thanksgiving trip at this point. Don't really want to drive the Golf up and not going to want to use the A3 as I want her the one to be driving it more. Anticipate her trading it in within the next year though. I did see that the new 2024 Hyundai Kona's have it the streets around here. No hybrid units available which is what I'd want I'm thinking. The current Limited and N-Line models are a bit pricey, around $35K give or take. Same price point as the Mini Cooper Countryman, or pretty close. Drove one up to Pt. St. Lucie on Friday with just 49K on the clock. Nice size but a whole lot of road noise which even with the radio volume set pretty high, still heard the noise. Was very unhappy. No turbo lag that I could feel and held the road nicely. Vehicle needed an alignment though.
So, between the Mini Cooper, the new Kona and the 2024 Corolla Cross...a tough decision. I'd want a hybrid on both the Hyundai & the Toyota which would drive up the price a bit. So, a tough call here. And now that the Golf has 4 new tires and the tranny is fixed, do I just tough it out for another year? Seeing that I only have been putting less then 3K/year on it, seems like a waste to trade an almost 9 year old vehicle for new and having to spend around $28K with my trade. Being that I also don't want to pay cash this time around, I'd have to either finance or use some funds from my Roth IRA which leads to what kind of tax liability would I incur doing this?
Lots to consider honestly but my gut is telling me to just stay the course and save some more cash by keeping the Golf. If anything does go wrong, it'll surely cost less then buying new. Think if I were driving it more, it would make sense to just trade it but as I stand with not even doing 3K a year, totally absurd to trade it. Makes zero sense to my logical brain...zero sense. So thinking waiting is the right course of action going forward.
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Pretty neat looking.
and I guess the Ram made the space of the XC90 style car unnecessary?
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
look at various options for a smaller hatch/CUV style car, most of which sucked to lease. Including the HRV initial offers, but she liked that the best. After failing at a local deal on a 2023 Kona (sold before they got there today) pivoted back to the Honda. I did some internetting with a dealer local to me (they live about an hour away in the sticks of Massachusetts), and good a good deal offer from them that I relayed to my "client", and stopped by today since I was going by to nail down availability, and got an available unit link to send her. In the interim, she got an appointment at a dealer close to them in Vermont.
end result, they must have done some good haggling because they got the deal there to about the same level (possibly slightly better, accounting for differences in state DMV and taxes since I priced it in NY). Assuming I got accurate reporting on terms! But I think I do.
2024 HRV AWD Sport. MSRP ~$29,400. $2000 OOP, and $339/mo for 36/36,000. Under her desired budget and a nicer car than she was originally hoping for. Might not be deal of the century, but everyone should go home happy (she is!) and most important, she has a car again.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.