Chronic Car Buyers Anonymous

tbirdmarco

@breld with you on the color would be one of my top favarates red and blue are my favorate colors no I have said before on hear!

corvette

Marcothecarguy1986 said:

@corvette congrads on the new SUV good luck with it. so what year was the GMC you used to have with sum problems just wondering. how menny miles wher on the old one. and now on the one you just got now.

Old one was a 2008 GMC Yukon Denali AWD with 138,000 miles. This one is a 2009 Chevrolet Tahoe 4WD with 114,000 miles. Still a lot of miles, but it's only had one owner, and it's a late build 2009. The one owner said it's her third Tahoe and she's never had to do anything other than normal maintenance, which is encouraging.

tbirdmarco

@corvette nice nice on boath thanks for the response! good luck with this one! now!

tbirdmarco

@corvette my older brother had an GMC Ucon back in 2005 think was an 1997 we got it with 60 k on it for $70000 had to help him out with getting an new truck since week before his Toyota truck had gon on fire. he keeped the ucon for maby one year maby was an bit less. wanted an nother truck. than had an tundria for years. now has had the 2004 f250 he got used with 130 k on it think it had at the time now few years later on. now has whell over 200 k on it now. uses it for construction in upstate new York pulls things with it. dezal one it is. sorry for the rant lol lol.

28firefighter

I messaged a couple of Toyota dealers around here. Sounds like not many work with US Bank or at the very least, aren't used to it. 

kyfdx

28firefighter said:

I messaged a couple of Toyota dealers around here. Sounds like not many work with US Bank or at the very least, aren't used to it. 

I had to tell them about USBank. Not that they weren't familiar, they just didn't realize the crazy residual on those two models.

Salesman: We don't usually use them, because their money factors are too high.
Me: Well sure, on a Sienna, but what does TFS charge on a Tacoma?
Salesman: (checks his computer) uh... .00225
Me: Well, then.... hmmmm. (Trying not to say, well, duh)

We pick it up tomorrow afternoon, so I'll have pictures, then.

I think the automatic residuals on that model were 8% lower.
The two killer deals are:
SR Double Cab 4x4 V-6 auto
TRD Sport Double Cab 4x4 V-6 stick

Most Tacoma lease deals are reasonable through TFS, but not crazy cheap like those two configurations through US Bank.

kyfdx

Thanks to everyone for the congrats..

This is our first Toyota product.

28firefighter

kyfdx said:

I messaged a couple of Toyota dealers around here. Sounds like not many work with US Bank or at the very least, aren't used to it. 

I had to tell them about USBank. Not that they weren't familiar, they just didn't realize the crazy residual on those two models.

Salesman: We don't usually use them, because their money factors are too high.
Me: Well sure, on a Sienna, but what does TFS charge on a Tacoma?
Salesman: (checks his computer) uh... .00225
Me: Well, then.... hmmmm. (Trying not to say, well, duh)

We pick it up tomorrow afternoon, so I'll have pictures, then.

I think the automatic residuals on that model were 8% lower.
The two killer deals are:
SR Double Cab 4x4 V-6 auto
TRD Sport Double Cab 4x4 V-6 stick

Most Tacoma lease deals are reasonable through TFS, but not crazy cheap like those two configurations through US Bank.

Wow! That's a big swing to get an auto. 

Michaell

@kyfdx - I think your Tacoma lease deal is as good as, if not better than, your short lived Z4 deal from years ago.

80% for 36 months - that's stupid crazy high.

corvette

Great deal! Can't wait to see pictures.

kyfdx

Michaell said:

@kyfdx - I think your Tacoma lease deal is as good as, if not better than, your short lived Z4 deal from years ago.

80% for 36 months - that's stupid crazy high.

Well... not quite as good as the Z4, as a percentage of MSRP... but, a lot less work. I literally spent one hour on the internet, and 1.5 hours at the dealership to get the Tacoma deal (including test drive). And, didn't have to fly to Baltimore to pick it up!

The best lease deals I've seen (not mine) were some of the GM deals using GM Card points and bonus points on Saturns and Cobalts. Some people were leasing cars for $59-$79 /mo, with zero out of pocket. That, and @roadburner taking over a fellow employees lease on an i3. Also, the $9500 stipend given to low-income lessees in California for electrics.. Basically free cars.

nyccarguy

Super Deal @kyfdx!  

jpp75

Congrats @kyfdx that's a great deal. A good friend of mine has a new Tacoma. He had it in yesterday for it's 10,000 mile service and he couldn't be happier with it.

@breld and @michaell maybe we need to go visit the Toyota dealer.....

suydam

kyfdx said:

@kyfdx - I think your Tacoma lease deal is as good as, if not better than, your short lived Z4 deal from years ago.

80% for 36 months - that's stupid crazy high.

Well... not quite as good as the Z4, as a percentage of MSRP... but, a lot less work. I literally spent one hour on the internet, and 1.5 hours at the dealership to get the Tacoma deal (including test drive). And, didn't have to fly to Baltimore to pick it up!

The best lease deals I've seen (not mine) were some of the GM deals using GM Card points and bonus points on Saturns and Cobalts. Some people were leasing cars for $59-$79 /mo, with zero out of pocket. That, and @roadburner taking over a fellow employees lease on an i3. Also, the $9500 stipend given to low-income lessees in California for electrics.. Basically free cars.

But then you're stuck with a Saturn or a Cobalt!

qbrozen

i had hoped to get the cooling system done today but, as usual, things are not as planned. JEGS said this radiator is for my car, but it ain't. So I spent many hours today fashioning aluminum brackets. Guess I won't be finishing this up till the holiday weekend.

ab348

What is the story on radiators these days? I know the old-style brass rads are long gone from OEMs but are they no longer available aftermarket? It has been a long time since I bought one, probably close to 20 years.

Michaell

jpp5862 said:

Congrats @kyfdx that's a great deal. A good friend of mine has a new Tacoma. He had it in yesterday for it's 10,000 mile service and he couldn't be happier with it.

@breld and @michaell maybe we need to go visit the Toyota dealer.....

If we do, @breld is as likely to lease something as you are. He's got a soft spot for them.

But yes, a trip to the dealer may be in order.

qbrozen

ab348 said:

What is the story on radiators these days? I know the old-style brass rads are long gone from OEMs but are they no longer available aftermarket? It has been a long time since I bought one, probably close to 20 years.

I don't actually know. I was intentionally looking for an aluminum one for better cooling.

stickguy

had the Sonata on a trip this weekend up to New York. Wife decided too that we need something with more "scoot" (the daughter already gave her opinion on this). Fine in normal use, but we were transporting people, so had 5 adults in the car plus some stuff in the trunk, with the AC on. Had to flog it on the hills pretty good! Part of the problem is typical AT programming, trying to avoid downshifts at all costs.

on the plus side, plenty of room for everyone, in comfort, and I got about 34 MPG overall on the trip.

I suppose that a good alternative (if in need of the room and comfort piece) is the Turbo version of the Sonata. Should cure the lack of grunt issue. With comparable MPG on the highway.

tjc78

@kyfdx
Congrats! What a great deal.  

tbirdmarco

@qbrozen keep up the grate work on the old car. hear you on things cumming up or parts not fighting right the first time.

tbirdmarco

good chance next year will be moving to NC mom wants to sell the house prices of things hear keep going up taxes worst part.

tbirdmarco

Hope that everyone had an good weekand!

stickguy

Marcothecarguy1986 said:

good chance next year will be moving to NC mom wants to sell the house prices of things hear keep going up taxes worst part.

that is why I want to go. Was originally planning on NC also, because my daughter goes to school there, and I assumed she would stay down there, but now looks like she is going to be back up this way. Nuts.

breld

Michaell said:

jpp5862 said:

Congrats @kyfdx that's a great deal. A good friend of mine has a new Tacoma. He had it in yesterday for it's 10,000 mile service and he couldn't be happier with it.

@breld and @michaell maybe we need to go visit the Toyota dealer.....

If we do, @breld is as likely to lease something as you are. He's got a soft spot for them.

But yes, a trip to the dealer may be in order.

I'm game (always). Wife and I spent much of the day wandering some car lots for fun (Sunday so no harm, and she gets her "steps in").

Nothing too interesting - we went by one of the dealerships that was hit hard by the recent hailstorm - the damage to the cars is crazy.

28firefighter

I almost went to a Toyota dealer today. Wife stopped me when she pointed out I'd be selling the GTI to get a Tacoma. Nope nope nope. 

tbirdmarco

@stickguy Man wow! YOu never no! in life when you have sum thing in mind to do than plan's change like that! but hopefully down the road you and your wife will be able to move once your daughter is settled and doing her wone thing bit down the road!

tbirdmarco

@breld Nice way to spend an Sunday you and your wife! any interesting cars katch your eye!

tbirdmarco

@28firefighter Man wow! got to keep the wife happy! lol lol

kyfdx

28firefighter said:

I almost went to a Toyota dealer today. Wife stopped me when she pointed out I'd be selling the GTI to get a Tacoma. Nope nope nope. 

Yeah, I wouldn't do that either

corvette

Apparently, the Tahoe has Bluetooth for making and receiving calls, but not for audio streaming, which is what I would like to use it for. I will just use a 3.5mm cable like I did on the trip home Saturday. 

Michaell

@corvette - where are we with punches for the year?

And, to help us with our guesses for future years, I'd like to ask if everyone is comfortable sharing when their last lease or finance payment is due on their current fleet. Not the payment amount, just the vehicle and the month/year.

I'll start:

2016 VW Jetta SE - lease - July 2019
2015 Subaru Outback 3.6R - purchase - February 2021

@corvette - as the designated thread scribe, do you mind tracking this for us?

tjc78

Here are my leases:

2015 Enclave - Jan 2018
2017 Elantra  - November 2019

It is very possible I sneak a punch in right at the end of year (I'll be on vacation after the holidays). 

fintail

I suspect last E250 payment is May 2019.

andres3

kyfdx said:

Thanks to everyone for the congrats..

This is our first Toyota product.

So now your part of the club where a single warranty claim constitutes utter failure for a Toyota product

andres3

My Kia Lease is a Labor Day Weekend buy, so it'll be 2 years and 24,000 miles to go in just over 2 more months. I wouldn't mind something with a little more grunt and a better sound system sooner.... Leases for 3 years in a way are a safeguard from being a regular CCBA contributer. 3 years is a long time!

Michaell

andres3 said:

My Kia Lease is a Labor Day Weekend buy, so it'll be 2 years and 24,000 miles to go in just over 2 more months. I wouldn't mind something with a little more grunt and a better sound system sooner.... Leases for 3 years in a way are a safeguard from being a regular CCBA contributer. 3 years is a long time!

Yeah, but you've got an alternate car you can drive that is way more fun that the Kia.

Me? I've got the Jetta, and occasionally the Outback. Nothing fun or cool about either of them, but I like them just the same.

stickguy

Sonata, 11/8/2017 goes back. Jetta 7/3/2018. RDX we own.

tjc78

Michaell said:

My Kia Lease is a Labor Day Weekend buy, so it'll be 2 years and 24,000 miles to go in just over 2 more months. I wouldn't mind something with a little more grunt and a better sound system sooner.... Leases for 3 years in a way are a safeguard from being a regular CCBA contributer. 3 years is a long time!

Yeah, but you've got an alternate car you can drive that is way more fun that the Kia.

Me? I've got the Jetta, and occasionally the Outback. Nothing fun or cool about either of them, but I like them just the same.

Wife and I took a walk at lunch  (gorgeous here today) and I told her since we are stuck with an SUV that when the Elantra goes back we need something with at the very least a little bit of speed. Having two slow vehicles stinks.  Oh, and quick to me is 6.0 to 60 or so.  

ab348

The ATS last payment is October of 2017, so only a few to go.

pensfan83

2014 Audi A4 - Lease - September 2017
2014 Nissan Altima 3.5 SL Purchase - June 2018

I probably need to figure out what I want do on the car soon...the way May and June went it will be Labor Day before we know it.

xwesx

Congrats, @corvette - it is hard to beat the space, reliability, and cost of a Tahoe/Yukon/Suburban at that age and mileage. I have a friend that basically only drives these as used cars. Only real issue he's had is the Stabilitrak problem (I'm not even sure on the details), which is apparently fairly common, but also a relatively easy/cheap repair once you know how to deal with it.

@kyfdx - That's seriously impressive on that Tacoma! It sure makes arguing against such a move very, very difficult... particularly with the manual transmission to boot!

xwesx

As for vehicle payments, etc., I think that the last payment due on my Q7 is Feb '22. I definitely will not have the car that long, though!

nyccarguy

2 vehicles in the fleet are paid for with title in hand (Prelude & Pilot)

Infiniti will be paid for in March of '20.  I know it's the famous last words 'round these parts, but it's going to be very difficult to find anything that hits the mark for me as well as my Q40.  I bought a car with less than 7500 miles and a 328 hp V6 for under $25K.  I anticipate having about 70K miles on the car by the time it's paid off.  I'd pickup (no pun intended) a Tacoma for $265 per month if that deal is still around in 3 years and pass the Q40 on to my wife;)

carnaught

2015 Buick Encore lease is up Sept. 2017, son's 2017 A4 lease is up May 2019.

js06gv

corvette said:

Marcothecarguy1986 said:

@corvette congrads on the new SUV good luck with it. so what year was the GMC you used to have with sum problems just wondering. how menny miles wher on the old one. and now on the one you just got now.

Old one was a 2008 GMC Yukon Denali AWD with 138,000 miles. This one is a 2009 Chevrolet Tahoe 4WD with 114,000 miles. Still a lot of miles, but it's only had one owner, and it's a late build 2009. The one owner said it's her third Tahoe and she's never had to do anything other than normal maintenance, which is encouraging.

IIIRC, your Denali would have had the upgraded 6 speed automatic because it was a 6.2L and that's how they came. At that time, the Tahoe and regular Yukon still had the old 4 speed auto through 2008 and got the 6 speed in 2009 regardless of engine. So the 5.3L in your 2009 Tahoe should be mated to the better tranny.

mjfloyd1

xwesx said:

As for vehicle payments, etc., I think that the last payment due on my Q7 is Feb '22. I definitely will not have the car that long, though!

What is the buyback looking like for the Q7? Is it as favorable as the Passat TDI?

qbrozen

So once again we seem to be making moves in teams. What is that now? Like 3 new pickups in 2 months?

F150 lease goes through I guess mid May 2019? Wife's van and LR each have 3 years left, I believe.

andres3

My mortgage has about 28.5 years left; does that count? Of course, the interest is tax-deductible!

kyfdx

andres3 said:

My mortgage has about 28.5 years left; does that count? Of course, the interest is tax-deductible!

Well... it is for now.