2017 Volvo XC60 Lease Questions

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  • MichaellMichaell Moderator Posts: 254,047
    tee_dee_7 said:

    Are these available?

    2018 Volvo XC60
    36mo/15k
    MF AND rv for New Jersey?

    No 2018 numbers, yet.

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  • thermherethermhere Member Posts: 22
    Looking at a xc60 Inscription Front Wheel Drive. Could please give any insight on MF/residual for Texas? Thanks!
  • MichaellMichaell Moderator Posts: 254,047
    thermhere said:

    Looking at a xc60 Inscription Front Wheel Drive. Could please give any insight on MF/residual for Texas? Thanks!

    What lease term and how many miles per year?

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  • thermherethermhere Member Posts: 22
    Michaell said:

    thermhere said:

    Looking at a xc60 Inscription Front Wheel Drive. Could please give any insight on MF/residual for Texas? Thanks!

    What lease term and how many miles per year?
    Apologies, 36/10
  • MichaellMichaell Moderator Posts: 254,047
    thermhere said:

    Michaell said:

    thermhere said:

    Looking at a xc60 Inscription Front Wheel Drive. Could please give any insight on MF/residual for Texas? Thanks!

    What lease term and how many miles per year?
    Apologies, 36/10
    .00001 and 48%

    $4500 Volvo allowance and $1100 lease bonus

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  • car_nut9car_nut9 Member Posts: 15
    scottsky said:

    I would appreciate your opinion and/or comments on the following:
    South Fl
    2017 XC60 T5 Dynamic
    MSRP: $45,275
    RV: 48%
    MV: .00001
    Cap Cost: $35,281
    Monthly Pymt: $376 plus 6% tax so 399 tax in
    Out of Pkt: $950 which includes first pymt and tags transfer
    If it matters, this would be my 4th Volvo to be leased from same sales rep ( different dealership)
    I believe that covers everything. Thank you in advance

    This looks like an amazing deal. What dealership in South Florida?
  • halpie97halpie97 Member Posts: 11
    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ
  • halpie97halpie97 Member Posts: 11
    halpie97 said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ

    Should add that I'm a lease newbie and not sure how to calculate what the monthly lease payment should be. I'm getting wildly different quotes from dealers.
  • kyfdxkyfdx Moderator Posts: 255,814
    halpie97 said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ

    Dynamic or Inscription?

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  • halpie97halpie97 Member Posts: 11

    kyfdx said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ


    Dynamic or Inscription?


    Inscription. 
  • kyfdxkyfdx Moderator Posts: 255,814
    halpie97 said:



    kyfdx said:


    halpie97 said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ



    Dynamic or Inscription?


    Inscription. 

    .00039 MF and 51% residual
    $4500 Volvo Allowance
    $1100 Lease Bonus

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  • halpie97halpie97 Member Posts: 11

    kyfdx said:



    kyfdx said:


    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ




    Dynamic or Inscription?




    Inscription. 


    .00039 MF and 51% residual
    $4500 Volvo Allowance
    $1100 Lease Bonus


    Thanks. 

    Anyone know what the monthly lease payment should be? 
  • MichaellMichaell Moderator Posts: 254,047
    halpie97 said:



    kyfdx said:


    halpie97 said:




    kyfdx said:



    halpie97 said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ





    Dynamic or Inscription?




    Inscription. 


    .00039 MF and 51% residual

    $4500 Volvo Allowance

    $1100 Lease Bonus


    Thanks. 

    Anyone know what the monthly lease payment should be? 

    You'd have to provide us with the MSRP and selling price for us to calculate the payment.

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  • halpie97halpie97 Member Posts: 11

    Michaell said:



    kyfdx said:





    kyfdx said:



    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ






    Dynamic or Inscription?






    Inscription. 




    .00039 MF and 51% residual

    $4500 Volvo Allowance

    $1100 Lease Bonus




    Thanks. 

    Anyone know what the monthly lease payment should be? 


    You'd have to provide us with the MSRP and selling price for us to calculate the payment.


    MSRP 48400
    Sellin price: 38400
  • kyfdxkyfdx Moderator Posts: 255,814
    halpie97 said:



    Michaell said:


    halpie97 said:




    kyfdx said:



    halpie97 said:





    kyfdx said:




    halpie97 said:

    Looking for lease terms for a 2017 XC60 T5 AWD 10k/36 months in NJ







    Dynamic or Inscription?






    Inscription. 




    .00039 MF and 51% residual


    $4500 Volvo Allowance


    $1100 Lease Bonus




    Thanks. 

    Anyone know what the monthly lease payment should be? 


    You'd have to provide us with the MSRP and selling price for us to calculate the payment.



    MSRP 48400
    Sellin price: 38400

    $406/mo.+tax, assuming all other charges/fees are paid upfront.

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  • yanks82yanks82 Member Posts: 16
    Any thoughts on the following deal quoted by a NY dealer?

    2017 XC60 Dynamic T6
    36/7.5k
    MSRP- $50,150
    Selling Price- $42,000
    Cap Cost- $42,875
    RV: 52%
    MF: 0.0001
    Lease Payment of $525 includes taxes and bank fee

    At signing: 1st month and DMV
  • MichaellMichaell Moderator Posts: 254,047
    yanks82 said:

    Any thoughts on the following deal quoted by a NY dealer?

    2017 XC60 Dynamic T6
    36/7.5k
    MSRP- $50,150
    Selling Price- $42,000
    Cap Cost- $42,875
    RV: 52%
    MF: 0.0001
    Lease Payment of $525 includes taxes and bank fee

    At signing: 1st month and DMV

    I get $473/mo with those prices.

    Confirm the cap cost, if you are rolling in the taxes and fees.

    And, the base MF is .00001; if your dealer is quoting you .00010, they are marking it up

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  • yanks82yanks82 Member Posts: 16
    Michael, thank you.
    I called the dealer again, and they confirmed the MF is 0.00001. The bank fee is $995 and DOC fee is $75. Adjusted cap based on that is $43,070. Based on these numbers, I am coming up with a lease payment of $515 including taxes. How come your payment is so much lower?
  • MichaellMichaell Moderator Posts: 254,047
    yanks82 said:

    Michael, thank you.
    I called the dealer again, and they confirmed the MF is 0.00001. The bank fee is $995 and DOC fee is $75. Adjusted cap based on that is $43,070. Based on these numbers, I am coming up with a lease payment of $515 including taxes. How come your payment is so much lower?

    Where are the taxes? If you aren't paying them up front, then they must be getting added to the cap cost (NY taxes the sum of the payments and collects the money up front - you can choose to pay them at inception or add them to the cap cost).

    If I make the cap cost $43,070 and change the MF to .00001, I get $473/mo. Here is a screen shot of my spreadsheet.


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  • yanks82yanks82 Member Posts: 16
    okay. thanks. I am coming up with the same pre-tax payment as you. The after tax payment is $515 at NYS tax rate. Based on this information. Is this a decent quote?
  • MichaellMichaell Moderator Posts: 254,047
    yanks82 said:

    okay. thanks. I am coming up with the same pre-tax payment as you. The after tax payment is $515 at NYS tax rate. Based on this information. Is this a decent quote?

    We don't track selling prices; if you think you're getting a good discount from sticker, then go for it.

    However, the acquisition fee is marked up from the base of $795.

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  • jamie1235jamie1235 Member Posts: 2
    2017 XC60 T5 FW Inscription
    MSRP=$ 45,590
    Sale Price= $ 36,375
    39months/ 7,500
    Virginia / Washington DC
    Thank you!
  • MichaellMichaell Moderator Posts: 254,047
    jamie1235 said:

    2017 XC60 T5 FW Inscription
    MSRP=$ 45,590
    Sale Price= $ 36,375
    39months/ 7,500
    Virginia / Washington DC
    Thank you!

    .00001 and 46%

    $396/mo + tax

    Assumes all fees are paid up front.

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  • brettcpbrettcp Member Posts: 7
    Can you give me the new RV, MF, and incentives on a T5 FWD Dynamic 24/12 and 36/12 in Southern CA? Thanks so much!
  • kyfdxkyfdx Moderator Posts: 255,814
    brettcp said:

    Can you give me the new RV, MF, and incentives on a T5 FWD Dynamic 24/12 and 36/12 in Southern CA? Thanks so much!

    Sorry, but we haven't seen the new Volvo programs, yet.

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  • 13_f15013_f150 Member Posts: 150
    When do you expect to see 2018 Volvo XC60 lease numbers?
  • dudaik17dudaik17 Member Posts: 1
    edited July 2017
    2017 Volvo Xc60 T6 AWD Dynamic
    The MSRP is $48700 and the lease selling price is $39,923.99 less $500 for loyalty. The residual is 49% while the money factor is .00001. Residual at lease end is $23,863

    Lease for 36 @$459.82 with 12 k miles and $1800 due at signing...It includes 1st payment , plates, fees, tax.

    Is that a good deal?
  • domo111domo111 Member Posts: 5
    Please provide Residual/MF for July
    2017 Volvo XC60 T5 FWD Inscription
    36month/10k year

    in Las Vegas, NV (89118).

    Thank you.
  • kyfdxkyfdx Moderator Posts: 255,814
    Sorry, but we haven't seen the new July lease program, yet.

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  • ffonfireffonfire Member Posts: 25
    edited July 2017
    Any numbers on the 2018 models yet?

    In either case, looking for residual and money factor for XC60 Inscription, MSRP $62,695. Arizona.

    Thanks!
  • kyfdxkyfdx Moderator Posts: 255,814
    ffonfire said:

    Any numbers on the 2018 models yet?

    In either case, looking for residual and money factor for XC60 Inscription, MSRP $62,695. Arizona.

    Thanks!

    Sorry, but we haven't seen the new July lease program, yet.

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  • kyfdxkyfdx Moderator Posts: 255,814
    brettcp said:

    Can you give me the new RV, MF, and incentives on a T5 FWD Dynamic 24/12 and 36/12 in Southern CA? Thanks so much!

    .00001 MF and 54%/46% residual
    $4500 Volvo Allowance
    $1500 Lease Bonus

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  • kyfdxkyfdx Moderator Posts: 255,814
    dudaik17 said:

    2017 Volvo Xc60 T6 AWD Dynamic
    The MSRP is $48700 and the lease selling price is $39,923.99 less $500 for loyalty. The residual is 49% while the money factor is .00001. Residual at lease end is $23,863

    Lease for 36 @$459.82 with 12 k miles and $1800 due at signing...It includes 1st payment , plates, fees, tax.

    Is that a good deal?

    I confirm .00001 MF and 49% residual
    $4500 Volvo Allowance
    $2000 Lease Bonus

    I get $433/mo.+tax, assuming adjusted CAP cost of $39,424.

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  • kyfdxkyfdx Moderator Posts: 255,814
    domo111 said:

    Please provide Residual/MF for July
    2017 Volvo XC60 T5 FWD Inscription
    36month/10k year

    in Las Vegas, NV (89118).

    Thank you.

    .00001 MF and 47% residual
    $4500 Volvo Allowance
    $1500 Lease Bonus

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  • kyfdxkyfdx Moderator Posts: 255,814
    ffonfire said:

    Any numbers on the 2018 models yet?

    In either case, looking for residual and money factor for XC60 Inscription, MSRP $62,695. Arizona.

    Thanks!

    We do have 2018 numbers. Please ask here:
    https://forums.edmunds.com/discussion/46421/volvo/xc60/2018-volvo-xc60-lease-questions/p1?new=1

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  • jennp123jennp123 Member Posts: 4
    edited July 2017
    Hello! I am trading in my 2013 volvo and the dealer is giving me $14500 for it. I am considering a lease for the 2017 xc60 t5 awd. The dealer offered $399 a month for 36 months, 10000 miles, and a down payment of approximately $4500 (including fees etc.). Is this a good deal? (I am located in NY)
    THANKS!
  • kyfdxkyfdx Moderator Posts: 255,814
    jennp123 said:

    Hello! I am trading in my 2013 volvo and the dealer is giving me $14500 for it. I am considering a lease for the 2017 xc60 t5 awd. The dealer offered $399 a month for 36 months, 10000 miles, and a down payment of approximately $4500 (including fees etc.). Is this a good deal? (I am located in NY)
    THANKS!

    Which trim?
    What is the MSRP?
    $4500 is a lot to put upfront on a lease. That makes your effective payment over $500/mo.

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  • jennp123jennp123 Member Posts: 4
    edited July 2017
    kyfdx said:
    Hello! I am trading in my 2013 volvo and the dealer is giving me $14500 for it. I am considering a lease for the 2017 xc60 t5 awd. The dealer offered $399 a month for 36 months, 10000 miles, and a down payment of approximately $4500 (including fees etc.). Is this a good deal? (I am located in NY) THANKS!
    Which trim? What is the MSRP? $4500 is a lot to put upfront on a lease. That makes your effective payment over $500/mo.
    Thank you for responding!  I am not sure of the name of the trim. The salesman said it included leather, park assist, navigation, panoramic roof, blis, wood trim. The msrp was $47000. 
  • kyfdxkyfdx Moderator Posts: 255,814
    jennp123 said:


    kyfdx said:

    Hello! I am trading in my 2013 volvo and the dealer is giving me $14500 for it. I am considering a lease for the 2017 xc60 t5 awd. The dealer offered $399 a month for 36 months, 10000 miles, and a down payment of approximately $4500 (including fees etc.). Is this a good deal? (I am located in NY)
    THANKS!
    Which trim?
    What is the MSRP?
    $4500 is a lot to put upfront on a lease. That makes your effective payment over $500/mo.

    Thank you for responding!  I am not sure of the name of the trim. The salesman said it included leather, park assist, navigation, panoramic roof, blis, wood trim. The msrp was $47000. 

    It's either Dynamic or Inscription.

    If it's Dynamic:
    .00015 MF and 49% residual
    $6000 in rebates/incentives.
    To get to $399/mo. you need an adjusted CAP cost of about $37,100.

    Out of your $4500 upfront, you'll need about $3000 of that for tax, acquisition fee, 1st payment and DMV/dealer fees. The other $1500 will be CAP cost reduction.

    So, outside of incentives and CAP cost reduction, the dealer would have to provide a discount of about $2400.

    Those are all numbers you'll have to verify. On the surface, it looks like a fair deal, but I'm making a lot of assumptions.

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  • jennp123jennp123 Member Posts: 4
    kyfdx said:
    kyfdx said:
    Hello! I am trading in my 2013 volvo and the dealer is giving me $14500 for it. I am considering a lease for the 2017 xc60 t5 awd. The dealer offered $399 a month for 36 months, 10000 miles, and a down payment of approximately $4500 (including fees etc.). Is this a good deal? (I am located in NY) THANKS!
    Which trim? What is the MSRP? $4500 is a lot to put upfront on a lease. That makes your effective payment over $500/mo.
    Thank you for responding!  I am not sure of the name of the trim. The salesman said it included leather, park assist, navigation, panoramic roof, blis, wood trim. The msrp was $47000. 
    It's either Dynamic or Inscription. If it's Dynamic: .00015 MF and 49% residual $6000 in rebates/incentives. To get to $399/mo. you need an adjusted CAP cost of about $37,100. Out of your $4500 upfront, you'll need about $3000 of that for tax, acquisition fee, 1st payment and DMV/dealer fees. The other $1500 will be CAP cost reduction. So, outside of incentives and CAP cost reduction, the dealer would have to provide a discount of about $2400. Those are all numbers you'll have to verify. On the surface, it looks like a fair deal, but I'm making a lot of assumptions.
    Thank you so much. I really appreciate it!!
  • mario707mario707 Member Posts: 5
    edited July 2017
    Hello,

    I need the MF and residuals for a 2017 xc60 T5 FWD Inscription with a polestar tuning. 12k, 36mo. Tier 1 credit. Loyalty shopper in So. Fla. The MSRP is $45,485.

    I have a deal for $472.50 sign and drive with tax included. That is walking away without paying anything, no first month, no transfer tag, true zero down. I thought this was a good deal as most dealers except one wont match it, but someone at leasehackr is telling me I should do better. I have a true car cert for at least $9557 off.

    Thanks in advance!!
  • MichaellMichaell Moderator Posts: 254,047
    mario707 said:

    Hello,

    I need the MF and residuals for a 2017 xc60 T5 FWD Inscription with a polestar tuning. 12k, 36mo. Tier 1 credit. Loyalty shopper in So. Fla. The MSRP is $45,485.

    I have a deal for $472.50 sign and drive with tax included. That is walking away without paying anything, no first month, no transfer tag, true zero down. I thought this was a good deal as most dealers except one wont match it, but someone at leasehackr is telling me I should do better. I have a true car cert for at least $9557 off.

    Thanks in advance!!

    .00001 and 46%

    $6000 total incentives, so you're getting $3557 dealer discount.

    Need to know the adjusted cap cost, if you are rolling the fees into the lease.

    Relative to MSRP, the payment looks good, but need the numbers to confirm.

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  • mario707mario707 Member Posts: 5
    Hey Michaell,
    Thanks so much for the quick response. Yes I am rolling in all fees into the lease. I am not paying one cent at closing. I don't have the adjusted cap cost, but I assume it has to be low to reach that number. I can ask in the morning and report back.

    I see the residuals are over 12% better on the 2018 model, but the money factor is much higher (5x higher). If I wanted to step up I am getting numbers almost $90 more....

    You meant .0001 not .00001 on that MF (.24%) for the 2017, correct?
  • MichaellMichaell Moderator Posts: 254,047
    mario707 said:

    Hey Michaell,
    Thanks so much for the quick response. Yes I am rolling in all fees into the lease. I am not paying one cent at closing. I don't have the adjusted cap cost, but I assume it has to be low to reach that number. I can ask in the morning and report back.

    I see the residuals are over 12% better on the 2018 model, but the money factor is much higher (5x higher). If I wanted to step up I am getting numbers almost $90 more....

    You meant .0001 not .00001 on that MF (.24%) for the 2017, correct?

    I meant what I typed ... four zeroes, then a one.

    .024% interest - virtually free money

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  • mario707mario707 Member Posts: 5
    edited July 2017
    Ok, so to recap there is a $4500 allowance from volvo + $1500 for a lease bonus + 1k for loyalty (my wife owns a s60) for a total of $7k of incentives?  

    Considering this a 46% residual and a .00001 mf (you are Right, free money) I think I should be doing better than $472.50 even rolling everything including the first months payment. I think it should be closer to $450. 
  • kyfdxkyfdx Moderator Posts: 255,814
    mario707 said:

    Ok, so to recap there is a $4500 allowance from volvo + $1500 for a lease bonus + 1k for loyalty (my wife owns a s60) for a total of $7k of incentives?  

    Considering this a 46% residual and a .00001 mf (you are Right, free money) I think I should be doing better than $472.50 even rolling everything including the first months payment. I think it should be closer to $450. 

    That's $441/mo. pre-tax. Need an adjusted CAP of about $36,800 to get to that number.
    Considering acquisition fee, typical Florida dealer fees, 1st payment, etc, etc, the number is probably about right.

    You need to know the adjusted CAP, and the calculation for how they got there, so you know what you are paying for.

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  • mario707mario707 Member Posts: 5
    edited July 2017
    What is the mf and residual in so Florida on an 2017 s60 inscription on a 36mo 7.5 k lease? I got a $42850 msrp for $355 paying only $355 at closing (07-01) and hoping to use the numbers to leverage another deal on an xc60.

    kyfdx said:

    " FWD? .00001 MF and 46% residual $1500 Volvo Allowance $5900 Lease Bonus"

    Yep FWD.

    That is crazy. The incentives for that deal were only $1400 more ($1000 for loyalty) than the xc60 and the MF exactly the same. The MSRP on the XC60 is $2635 more. Still even adding all that up the payment should only be $67 more (paying inverse of residual over 36 moths + tax).

    I wonder why dealers are holding firm when the new model is coming out in 2 weeks. They already have some at the dealership.
  • bernie714bernie714 Member Posts: 6
    Any thoughts on this deal in Southern California?

    2017 XC60 T5 AWD Inscription
    39/10k miles
    MSRP- $50,340
    Adjusted Cap Cost- $38159.89
    MF: 0.0001
    Lease Payment of $426.59 includes tax
    Drive Off: $900

    Thanks!
  • MichaellMichaell Moderator Posts: 254,047
    bernie714 said:

    Any thoughts on this deal in Southern California?

    2017 XC60 T5 AWD Inscription
    39/10k miles
    MSRP- $50,340
    Adjusted Cap Cost- $38159.89
    MF: 0.0001
    Lease Payment of $426.59 includes tax
    Drive Off: $900

    Thanks!

    47% and .00039

    The Dynamic MF is .00001

    But, $900 drive off and $427/mo is a pretty good payment for a $50K car.

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  • spencermfispencermfi Member Posts: 42
    What are the current numbers for a 2017 XC60 T6 AWD Inscription? Thanks!
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