Car Buying Advice - 2018 Macan and Macan S MF and residuals.

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  • amissneramissner Member Posts: 15
    I just ordered a Macan GTS. The lease numbers quoted 39/12 seem a little off to me (but I don't have a real quote yet). What are the MF/Res for a GTS with prepurchased maintenance for 39mo/12k, also if not too much trouble can you give 36mo/15k?
  • MichaellMichaell Moderator Posts: 254,064
    amissner said:

    I just ordered a Macan GTS. The lease numbers quoted 39/12 seem a little off to me (but I don't have a real quote yet). What are the MF/Res for a GTS with prepurchased maintenance for 39mo/12k, also if not too much trouble can you give 36mo/15k?

    .00260 and 58% (both 36/15 and 39/12)

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  • rattixrattix Member Posts: 52
    I see a couple questions about prepaid maintenance above. Does that factor into this in any way other than the amount of payment (if it is bundled into that)?
    IOW, is there any impact on the residual directly?
  • MichaellMichaell Moderator Posts: 254,064
    rattix said:

    I see a couple questions about prepaid maintenance above. Does that factor into this in any way other than the amount of payment (if it is bundled into that)?
    IOW, is there any impact on the residual directly?

    No impact on residual, that we're aware of

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  • amissneramissner Member Posts: 15
    Sales dude tells me it's +1 to residual with maintenance, however, he may be stretching the truth. Will see what the real numbers come to.
  • kyfdxkyfdx Moderator Posts: 255,814
    amissner said:

    Sales dude tells me it's +1 to residual with maintenance, however, he may be stretching the truth. Will see what the real numbers come to.

    It's possible. Audi does that. Same corporate parent.

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  • rattixrattix Member Posts: 52
    kyfdx said:

    casina said:

    Macan S, 36m, 10k miles

    .00260 MF
    61% residual
    How about GTS 36/10?
  • kyfdxkyfdx Moderator Posts: 255,814
    rattix said:

    kyfdx said:

    casina said:

    Macan S, 36m, 10k miles

    .00260 MF
    61% residual
    How about GTS 36/10?
    Same numbers

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  • amosskcamosskc Member Posts: 5
    First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

  • MichaellMichaell Moderator Posts: 254,064
    amosskc said:

    First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

    What state is this?

    Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below.

    Ask the dealer for the adjusted cap cost.

    .00260 MF

    What trim level of Macan?

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  • amosskcamosskc Member Posts: 5
    Michaell said:
    First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

    What state is this? Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below. Ask the dealer for the adjusted cap cost. .00260 MF What trim level of Macan?
    Base model 2018 Macan. The dealer and us are both in KS. Do I need more info to know if we are getting a good deal or not?
  • kyfdxkyfdx Moderator Posts: 255,814
    amosskc said:


    Michaell said:

    amosskc said:

    First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

    What state is this?

    Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below.

    Ask the dealer for the adjusted cap cost.

    .00260 MF

    What trim level of Macan?

    Base model 2018 Macan. The dealer and us are both in KS. Do I need more info to know if we are getting a good deal or not?

    .00260 MF and 58% residual
    If we subtract the tax, and add the $995 acquisition fee, deduct the $178 excess above first payment due at signing, we get an adjusted CAP of $55,306
    That gives me a payment of $778/mo.+tax.
    If your tax rate is around 6%, that's right on the money.

    With an 8% discount from MSRP, and no markups to the money factor, that's a very reasonable deal on a Porsche.

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  • amosskcamosskc Member Posts: 5
    Michaell said:
    First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

    What state is this? Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below. Ask the dealer for the adjusted cap cost. .00260 MF What trim level of Macan?
    Base model and in the state of KS. So do I need more info to see if they’re giving us a good deal?
  • amosskcamosskc Member Posts: 5
    I just got this back from the dealership...

    ”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”
  • kyfdxkyfdx Moderator Posts: 255,814
    amosskc said:

    I just got this back from the dealership...

    ”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”

    Those pretty much balance out the numbers I used.. A higher CAP, but a lower money factor.

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  • amosskcamosskc Member Posts: 5
    kyfdx said:

    amosskc said:

    I just got this back from the dealership...

    ”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”

    Those pretty much balance out the numbers I used.. A higher CAP, but a lower money factor.
    Thank you very much everyone!
  • odonns5odonns5 Member Posts: 27
    Could I get lease numbers for 2018 Macan Washington DC lease
    36/10 and 36/12
    Thanks
  • MichaellMichaell Moderator Posts: 254,064
    odonns5 said:

    Could I get lease numbers for 2018 Macan Washington DC lease
    36/10 and 36/12
    Thanks

    What trim level?

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  • odonns5odonns5 Member Posts: 27
    Michaell said:

    odonns5 said:

    Could I get lease numbers for 2018 Macan Washington DC lease
    36/10 and 36/12
    Thanks

    What trim level?
    Macan S

  • kyfdxkyfdx Moderator Posts: 255,814
    odonns5 said:

    Michaell said:

    odonns5 said:

    Could I get lease numbers for 2018 Macan Washington DC lease
    36/10 and 36/12
    Thanks

    What trim level?
    Macan S

    .00260 MF and 61%/60% residual

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  • odonns5odonns5 Member Posts: 27
    kyfdx said:

    odonns5 said:

    Michaell said:

    odonns5 said:

    Could I get lease numbers for 2018 Macan Washington DC lease
    36/10 and 36/12
    Thanks

    What trim level?
    Macan S

    .00260 MF and 61%/60% residual
    Thank you
  • sdhere1234sdhere1234 Member Posts: 7
    Hello do you have info for a 2018 Macan GTS? MSRP ~$82,000 located in the NY/NJ tri-state area.

    Looking for 36/15 and 36/12 thanks
  • kyfdxkyfdx Moderator Posts: 255,814

    Hello do you have info for a 2018 Macan GTS? MSRP ~$82,000 located in the NY/NJ tri-state area.

    Looking for 36/15 and 36/12 thanks

    .00260 MF and 58%/60% residual

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  • dleung87dleung87 Member Posts: 5
    Hi there do you have info for a 2018 Macan 36/12 in Washington State?

    Thanks!
  • kyfdxkyfdx Moderator Posts: 255,814
    dleung87 said:

    Hi there do you have info for a 2018 Macan 36/12 in Washington State?

    Thanks!

    Base?

    .00230 MF and 60% residual

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  • perceval_gperceval_g Member Posts: 6
    Hi All -
    A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.
  • kyfdxkyfdx Moderator Posts: 255,814

    Hi All -
    A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

    .00260 MF and 56%/50% residual for Turbo/Performance

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  • perceval_gperceval_g Member Posts: 6
    kyfdx said:

    Hi All -
    A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

    .00260 MF and 56%/50% residual for Turbo/Performance
    Thank you, kyfdx! Do you have a recommendation between buying a MB GLC 63 SUV or leasing a Porsche Macan Turbo?
  • perceval_gperceval_g Member Posts: 6
    also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
    do you apply the residual % against the MSRP including all options or just against the base MSRP?
  • perceval_gperceval_g Member Posts: 6

    kyfdx said:

    Hi All -
    A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

    .00260 MF and 56%/50% residual for Turbo/Performance
    Thank you, kyfdx! Do you have a recommendation between buying a MB GLC 63 SUV or leasing a Porsche Macan Turbo?
    I can get a 2.84% int rate on a purchase (MB or Porsche) in case that changes the analysis.
  • kyfdxkyfdx Moderator Posts: 255,814

    also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
    do you apply the residual % against the MSRP including all options or just against the base MSRP?

    Full MSRP... bottom line of the sticker, including options and destination fee.

    I'm partial to the Macan, but haven't driven anything but base models

    If you are asking buy vs. lease? No idea.

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  • perceval_gperceval_g Member Posts: 6
    kyfdx said:

    also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
    do you apply the residual % against the MSRP including all options or just against the base MSRP?

    Full MSRP... bottom line of the sticker, including options and destination fee.

    I'm partial to the Macan, but haven't driven anything but base models

    If you are asking buy vs. lease? No idea.
    From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

    On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

    All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

    Guess the option I should be considering is purchasing the Macan. Do you agree?

  • perceval_gperceval_g Member Posts: 6

    kyfdx said:

    also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
    do you apply the residual % against the MSRP including all options or just against the base MSRP?

    Full MSRP... bottom line of the sticker, including options and destination fee.

    I'm partial to the Macan, but haven't driven anything but base models

    If you are asking buy vs. lease? No idea.
    From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

    On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

    All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

    Guess the option I should be considering is purchasing the Macan. Do you agree?

    One more thing, how much pressure do you think the RV of the macan will be under when the next gen macan comes out (probably this year, right)?
  • kyfdxkyfdx Moderator Posts: 255,814

    kyfdx said:

    also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
    do you apply the residual % against the MSRP including all options or just against the base MSRP?

    Full MSRP... bottom line of the sticker, including options and destination fee.

    I'm partial to the Macan, but haven't driven anything but base models

    If you are asking buy vs. lease? No idea.
    From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

    On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

    All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

    Guess the option I should be considering is purchasing the Macan. Do you agree?

    One more thing, how much pressure do you think the RV of the macan will be under when the next gen macan comes out (probably this year, right)?
    Probably not a lot... How many leftovers do you think you'll find, once the new ones come out? The lease programs isn't purely a financial transaction for the bank, as they are affiliated with Porsche. So, you can't use supply/demand, etc, to forecast the lease programs.

    Actual resale? Sure, if you plan on selling after three years, that might matter.

    This isn't really going to be a budget transaction, in any case.. ;)

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  • gaspedal1gaspedal1 Member Posts: 1
    @kyfdx - Can you please provide residual and MF for a 36/12 2018 Macan S in Ohio?
    Thank you!!
  • MichaellMichaell Moderator Posts: 254,064
    gaspedal1 said:

    @kyfdx - Can you please provide residual and MF for a 36/12 2018 Macan S in Ohio?
    Thank you!!

    .00230 and 60%

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  • caveatesqcaveatesq Member Posts: 6
    @kyfdx @Michaell I'd appreciate the current 39mo/12k residual and MF for 2018 Macan S and GTS in CT. Thanks!
  • kyfdxkyfdx Moderator Posts: 255,814
    caveatesq said:

    @kyfdx @Michaell I'd appreciate the current 39mo/12k residual and MF for 2018 Macan S and GTS in CT. Thanks!

    .00260 MF
    58% residual

    Either model

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  • yaja1985yaja1985 Member Posts: 3
    Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!
  • yaja1985yaja1985 Member Posts: 3
    Oh and if you can comment on whether those values are inclusive of the additional 1% that you get with prepaid maintenance plan, that will also help me negotiate my way through. Thanks again!
  • MichaellMichaell Moderator Posts: 254,064
    yaja1985 said:

    Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!

    .00230 and 59% / 60%
    yaja1985 said:

    Oh and if you can comment on whether those values are inclusive of the additional 1% that you get with prepaid maintenance plan, that will also help me negotiate my way through. Thanks again!

    Add 1% to the above residuals for prepaid maintenance

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  • yaja1985yaja1985 Member Posts: 3
    Thank you ver much! Do those figures change at all for 36m vs. 39mth term?
  • kyfdxkyfdx Moderator Posts: 255,814
    yaja1985 said:

    Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!

    .00230 MF and 59%/60% residual

    I've not heard of Porsche adding to the residual for purchasing the maintenance plan. If that is the case, that would be an increase to the residuals given.

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  • vanortjkvanortjk Member Posts: 2
    MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks
  • kyfdxkyfdx Moderator Posts: 255,814
    vanortjk said:

    MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

    .00260 MF
    61%/60% residual

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  • uzman85uzman85 Member Posts: 16
    kyfdx said:
    MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks
    .00260 MF 61%/60% residual
    Can you give the same for the Macan? Thanks. 
  • kyfdxkyfdx Moderator Posts: 255,814
    uzman85 said:


    kyfdx said:

    vanortjk said:

    MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

    .00260 MF
    61%/60% residual

    Can you give the same for the Macan? Thanks. 

    .00230 MF.
    Same residuals

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  • leasepleaseleaseplease Member Posts: 4
    Hi, I’m interested in the Macan.

    Im located in SoCal, 92612. 

    Im interested in a 2018 Macan base, 12k miles per year. MSRP is $63,010.

    What is the residual and MF?

    Dealer has sent me a quote via email. They said $2k total drive offs and payment of $865 per month. Sounds high to me. They have not revealed MF yet, they said residual is 60%. The payment sounded high so I just want to be armed with all the info before I negotiate with them. 

    Thanks in advance. 

  • kyfdxkyfdx Moderator Posts: 255,814

    Hi, I’m interested in the Macan.

    Im located in SoCal, 92612. 

    Im interested in a 2018 Macan base, 12k miles per year. MSRP is $63,010.

    What is the residual and MF?

    Dealer has sent me a quote via email. They said $2k total drive offs and payment of $865 per month. Sounds high to me. They have not revealed MF yet, they said residual is 60%. The payment sounded high so I just want to be armed with all the info before I negotiate with them. 

    Thanks in advance. 

    36/12
    .00230 MF and 60% residual

    Assuming $865/mo includes tax, that's about $790/mo pre-tax (with 9.5% sales tax)

    To get to $790/mo, you'd need an adjusted CAP of $58,400.

    That looks like a decent deal.

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  • jbg89jbgjbg89jbg Member Posts: 8
    Hi All,

    Can i request the MF/R for zip 91702 for the Macan
    36/12 and 36/15
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