Car Buying Advice - 2018 Macan and Macan S MF and residuals.

amissner

I just ordered a Macan GTS. The lease numbers quoted 39/12 seem a little off to me (but I don't have a real quote yet). What are the MF/Res for a GTS with prepurchased maintenance for 39mo/12k, also if not too much trouble can you give 36mo/15k?

Michaell

amissner said:

I just ordered a Macan GTS. The lease numbers quoted 39/12 seem a little off to me (but I don't have a real quote yet). What are the MF/Res for a GTS with prepurchased maintenance for 39mo/12k, also if not too much trouble can you give 36mo/15k?

.00260 and 58% (both 36/15 and 39/12)

rattix

I see a couple questions about prepaid maintenance above. Does that factor into this in any way other than the amount of payment (if it is bundled into that)?
IOW, is there any impact on the residual directly?

Michaell

rattix said:

I see a couple questions about prepaid maintenance above. Does that factor into this in any way other than the amount of payment (if it is bundled into that)?
IOW, is there any impact on the residual directly?

No impact on residual, that we're aware of

amissner

Sales dude tells me it's +1 to residual with maintenance, however, he may be stretching the truth. Will see what the real numbers come to.

kyfdx

amissner said:

Sales dude tells me it's +1 to residual with maintenance, however, he may be stretching the truth. Will see what the real numbers come to.

It's possible. Audi does that. Same corporate parent.

rattix

kyfdx said:

casina said:

Macan S, 36m, 10k miles

.00260 MF
61% residual

How about GTS 36/10?

kyfdx

rattix said:

kyfdx said:

casina said:

Macan S, 36m, 10k miles

.00260 MF
61% residual

How about GTS 36/10?

Same numbers

amosskc

First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

Michaell

amosskc said:

First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

What state is this?

Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below.

Ask the dealer for the adjusted cap cost.

.00260 MF

What trim level of Macan?

amosskc

Michaell said:

First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

What state is this? Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below. Ask the dealer for the adjusted cap cost. .00260 MF What trim level of Macan?

Base model 2018 Macan. The dealer and us are both in KS. Do I need more info to know if we are getting a good deal or not?

kyfdx

amosskc said:

Michaell said:

amosskc said:

First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

What state is this?

Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below.

Ask the dealer for the adjusted cap cost.

.00260 MF

What trim level of Macan?

Base model 2018 Macan. The dealer and us are both in KS. Do I need more info to know if we are getting a good deal or not?

.00260 MF and 58% residual
If we subtract the tax, and add the $995 acquisition fee, deduct the $178 excess above first payment due at signing, we get an adjusted CAP of $55,306
That gives me a payment of $778/mo.+tax.
If your tax rate is around 6%, that's right on the money.

With an 8% discount from MSRP, and no markups to the money factor, that's a very reasonable deal on a Porsche.

amosskc

Michaell said:

First leased vehicle for the wife and wanting to see if these numbers look fair for Porches top credit tier on 2018 Macan, 39 months / 12k miles... thanks in advance!!

What state is this? Notice that the prices at the top are under the header Purchase Option. Those are not the numbers used to calculate the lease payment quotes below. Ask the dealer for the adjusted cap cost. .00260 MF What trim level of Macan?

Base model and in the state of KS. So do I need more info to see if they’re giving us a good deal?

amosskc

I just got this back from the dealership...

”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”

kyfdx

amosskc said:

I just got this back from the dealership...

”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”

Those pretty much balance out the numbers I used.. A higher CAP, but a lower money factor.

amosskc

kyfdx said:

amosskc said:

I just got this back from the dealership...

”The money factor is a buy rate, .00230 which is an incentivized rate through Porsche. The adjusted cap cost is $55992.44 with prepaid maintenance.”

Those pretty much balance out the numbers I used.. A higher CAP, but a lower money factor.

Thank you very much everyone!

odonns5

Could I get lease numbers for 2018 Macan Washington DC lease
36/10 and 36/12
Thanks

Michaell

odonns5 said:

Could I get lease numbers for 2018 Macan Washington DC lease
36/10 and 36/12
Thanks

What trim level?

odonns5

Michaell said:

odonns5 said:

Could I get lease numbers for 2018 Macan Washington DC lease
36/10 and 36/12
Thanks

What trim level?

Macan S

kyfdx

odonns5 said:

Michaell said:

odonns5 said:

Could I get lease numbers for 2018 Macan Washington DC lease
36/10 and 36/12
Thanks

What trim level?

Macan S

.00260 MF and 61%/60% residual

odonns5

kyfdx said:

odonns5 said:

Michaell said:

odonns5 said:

Could I get lease numbers for 2018 Macan Washington DC lease
36/10 and 36/12
Thanks

What trim level?

Macan S

.00260 MF and 61%/60% residual

Thank you

sdhere1234

Hello do you have info for a 2018 Macan GTS? MSRP ~$82,000 located in the NY/NJ tri-state area.

Looking for 36/15 and 36/12 thanks

kyfdx

sdhere1234 said:

Hello do you have info for a 2018 Macan GTS? MSRP ~$82,000 located in the NY/NJ tri-state area.

Looking for 36/15 and 36/12 thanks

.00260 MF and 58%/60% residual

dleung87

Hi there do you have info for a 2018 Macan 36/12 in Washington State?

Thanks!

kyfdx

dleung87 said:

Hi there do you have info for a 2018 Macan 36/12 in Washington State?

Thanks!

Base?

.00230 MF and 60% residual

perceval_g

Hi All -
A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

kyfdx

perceval_g said:

Hi All -
A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

.00260 MF and 56%/50% residual for Turbo/Performance

perceval_g

kyfdx said:

perceval_g said:

Hi All -
A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

.00260 MF and 56%/50% residual for Turbo/Performance

Thank you, kyfdx! Do you have a recommendation between buying a MB GLC 63 SUV or leasing a Porsche Macan Turbo?

perceval_g

also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
do you apply the residual % against the MSRP including all options or just against the base MSRP?

perceval_g

perceval_g said:

kyfdx said:

perceval_g said:

Hi All -
A little help pretty please on residual value and MF for a 39/10 macan turbo or macan turbo w perf package lease.

.00260 MF and 56%/50% residual for Turbo/Performance

Thank you, kyfdx! Do you have a recommendation between buying a MB GLC 63 SUV or leasing a Porsche Macan Turbo?

I can get a 2.84% int rate on a purchase (MB or Porsche) in case that changes the analysis.

kyfdx

perceval_g said:

also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
do you apply the residual % against the MSRP including all options or just against the base MSRP?

Full MSRP... bottom line of the sticker, including options and destination fee.

I'm partial to the Macan, but haven't driven anything but base models

If you are asking buy vs. lease? No idea.

perceval_g

kyfdx said:

perceval_g said:

also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
do you apply the residual % against the MSRP including all options or just against the base MSRP?

Full MSRP... bottom line of the sticker, including options and destination fee.

I'm partial to the Macan, but haven't driven anything but base models

If you are asking buy vs. lease? No idea.

From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

Guess the option I should be considering is purchasing the Macan. Do you agree?

perceval_g

perceval_g said:

kyfdx said:

perceval_g said:

also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
do you apply the residual % against the MSRP including all options or just against the base MSRP?

Full MSRP... bottom line of the sticker, including options and destination fee.

I'm partial to the Macan, but haven't driven anything but base models

If you are asking buy vs. lease? No idea.

From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

Guess the option I should be considering is purchasing the Macan. Do you agree?

One more thing, how much pressure do you think the RV of the macan will be under when the next gen macan comes out (probably this year, right)?

kyfdx

perceval_g said:

perceval_g said:

kyfdx said:

perceval_g said:

also, all knowledgeable people of the car forum, please forgive this stupid question BUT....
do you apply the residual % against the MSRP including all options or just against the base MSRP?

Full MSRP... bottom line of the sticker, including options and destination fee.

I'm partial to the Macan, but haven't driven anything but base models

If you are asking buy vs. lease? No idea.

From a finance POV, I believe the RV on the Macan Turbo is approx. 8% higher for a 39/10 month lease (56% vs 48%) than the RV for the MB GLC SUV 63. Of course that doesnt necessarily mean that the macan will actually hold its value better after 39 months...but lets assume that it does. From that POV, the Macan lease would seem far better since you are more likely to only pay for the amount of car you actually use.

On the other hand, at a .0026 MF, Im at a 6.24% implied interest rate for the Macan yet I could buy the MB (or the Porsche) with a 2.84% interest rate. Over 39 months, that would mean I would pay about $3,900 of interest on the purchase of the MB vs about $10,900 (assuming a finance amount for both of $59,755 after tax/down pmt/trade-in/price cut) which is basically $7,000 of additional cost. Of course, because of the higher RV on the Macan, I would be about $6,700 ahead of the MB (almost offsetting the addt'l int cost).

All of that said, int cost is a sunken expense so no matter how you break it down, the lease costs a lot more than the purchase in this case.

Guess the option I should be considering is purchasing the Macan. Do you agree?

One more thing, how much pressure do you think the RV of the macan will be under when the next gen macan comes out (probably this year, right)?

Probably not a lot... How many leftovers do you think you'll find, once the new ones come out? The lease programs isn't purely a financial transaction for the bank, as they are affiliated with Porsche. So, you can't use supply/demand, etc, to forecast the lease programs.

Actual resale? Sure, if you plan on selling after three years, that might matter.

This isn't really going to be a budget transaction, in any case..

gaspedal1

@kyfdx - Can you please provide residual and MF for a 36/12 2018 Macan S in Ohio?
Thank you!!

Michaell

gaspedal1 said:

@kyfdx - Can you please provide residual and MF for a 36/12 2018 Macan S in Ohio?
Thank you!!

.00230 and 60%

caveatesq

@kyfdx @Michaell I'd appreciate the current 39mo/12k residual and MF for 2018 Macan S and GTS in CT. Thanks!

kyfdx

caveatesq said:

@kyfdx @Michaell I'd appreciate the current 39mo/12k residual and MF for 2018 Macan S and GTS in CT. Thanks!

.00260 MF
58% residual

Either model

yaja1985

Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!

yaja1985

Oh and if you can comment on whether those values are inclusive of the additional 1% that you get with prepaid maintenance plan, that will also help me negotiate my way through. Thanks again!

Michaell

yaja1985 said:

Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!

.00230 and 59% / 60%

yaja1985 said:

Oh and if you can comment on whether those values are inclusive of the additional 1% that you get with prepaid maintenance plan, that will also help me negotiate my way through. Thanks again!

Add 1% to the above residuals for prepaid maintenance

yaja1985

Thank you ver much! Do those figures change at all for 36m vs. 39mth term?

kyfdx

yaja1985 said:

Hi, first time posting on this forum. Looking to lease 2018 Macan base model with MSRP ~58k. I was hoping to get some info on the current 39m/10 and 39/7.5 MF and residual in Ohio. Thanks in advance!

.00230 MF and 59%/60% residual

I've not heard of Porsche adding to the residual for purchasing the maintenance plan. If that is the case, that would be an increase to the residuals given.

vanortjk

MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

kyfdx

vanortjk said:

MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

.00260 MF
61%/60% residual

uzman85

kyfdx said:

MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

.00260 MF 61%/60% residual

Can you give the same for the Macan? Thanks. 

kyfdx

uzman85 said:

kyfdx said:

vanortjk said:

MF and residual for Macan S in Chicago suburbs for 36/10 and 36/12. Thanks

.00260 MF
61%/60% residual

Can you give the same for the Macan? Thanks. 

.00230 MF.
Same residuals

leaseplease

Hi, I’m interested in the Macan.

Im located in SoCal, 92612. 

Im interested in a 2018 Macan base, 12k miles per year. MSRP is $63,010.

What is the residual and MF?

Dealer has sent me a quote via email. They said $2k total drive offs and payment of $865 per month. Sounds high to me. They have not revealed MF yet, they said residual is 60%. The payment sounded high so I just want to be armed with all the info before I negotiate with them. 

Thanks in advance. 

kyfdx

leaseplease said:

Hi, I’m interested in the Macan.

Im located in SoCal, 92612. 

Im interested in a 2018 Macan base, 12k miles per year. MSRP is $63,010.

What is the residual and MF?

Dealer has sent me a quote via email. They said $2k total drive offs and payment of $865 per month. Sounds high to me. They have not revealed MF yet, they said residual is 60%. The payment sounded high so I just want to be armed with all the info before I negotiate with them. 

Thanks in advance. 

36/12
.00230 MF and 60% residual

Assuming $865/mo includes tax, that's about $790/mo pre-tax (with 9.5% sales tax)

To get to $790/mo, you'd need an adjusted CAP of $58,400.

That looks like a decent deal.

jbg89jbg

Hi All,

Can i request the MF/R for zip 91702 for the Macan
36/12 and 36/15