2019 BMW 3-Series Lease Deals and Prices

an99

Hi Everyone:

I just wanted to get your feedback regarding this lease deal for 36 mo/15k
zip 02421

BMW 330 xdrive 2019

MSRP: $53,095
Sell Price: $45350 (9% off MSRP + $3000 incentives of loyalty, lease)

1st payment: $2353.51 (First payment for car $603.51 + Doc fee $632.19 + Bank Acquisition Fee $982.81 + Plates $135)

Then subsequent monthly payments of: $603.51

Other info:
Money factor is 0.00197
Residual: $30264.15
Monthly payment: $419.05 (depreciation) + $148.96 (fee) = $568.01 base payment + $35.50 Mass tax = $603.51

I think this is pretty good, but I was uncomfortable about the money factor being marked up. When I brought it up with the manager, he stated that I was getting a good deal and they had to make money somewhere.

What do you guys think?

Thanks.

Michaell

an99 said:

Hi Everyone:

I just wanted to get your feedback regarding this lease deal for 36 mo/15k
zip 02421

BMW 330 xdrive 2019

MSRP: $53,095
Sell Price: $45350 (9% off MSRP + $3000 incentives of loyalty, lease)

1st payment: $2353.51 (First payment for car $603.51 + Doc fee $632.19 + Bank Acquisition Fee $982.81 + Plates $135)

Then subsequent monthly payments of: $603.51

Other info:
Money factor is 0.00197
Residual: $30264.15
Monthly payment: $419.05 (depreciation) + $148.96 (fee) = $568.01 base payment + $35.50 Mass tax = $603.51

I think this is pretty good, but I was uncomfortable about the money factor being marked up. When I brought it up with the manager, he stated that I was getting a good deal and they had to make money somewhere.

What do you guys think?

Thanks.

That's a decent discount for a brand new model. Wonder how much of it the dealer would take back if you asked for the base MF.

The Bank fee is $925 - how does the dealer get a higher number?

Ask the dealer for a quote with only $1000 due at signing - we recommend you roll the doc and acq fees into the lease payment.

Overall, it's not that bad of a deal, with that discount.

kyfdx

Michaell said:

an99 said:

Hi Everyone:

I just wanted to get your feedback regarding this lease deal for 36 mo/15k
zip 02421

BMW 330 xdrive 2019

MSRP: $53,095
Sell Price: $45350 (9% off MSRP + $3000 incentives of loyalty, lease)

1st payment: $2353.51 (First payment for car $603.51 + Doc fee $632.19 + Bank Acquisition Fee $982.81 + Plates $135)

Then subsequent monthly payments of: $603.51

Other info:
Money factor is 0.00197
Residual: $30264.15
Monthly payment: $419.05 (depreciation) + $148.96 (fee) = $568.01 base payment + $35.50 Mass tax = $603.51

I think this is pretty good, but I was uncomfortable about the money factor being marked up. When I brought it up with the manager, he stated that I was getting a good deal and they had to make money somewhere.

What do you guys think?

Thanks.

That's a decent discount for a brand new model. Wonder how much of it the dealer would take back if you asked for the base MF.

The Bank fee is $925 - how does the dealer get a higher number?

Ask the dealer for a quote with only $1000 due at signing - we recommend you roll the doc and acq fees into the lease payment.

Overall, it's not that bad of a deal, with that discount.

I'll guess those are the fees, including sales tax.

qbrozen

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

an99

kyfdx said:

Michaell said:

an99 said:

Hi Everyone:

I just wanted to get your feedback regarding this lease deal for 36 mo/15k
zip 02421

BMW 330 xdrive 2019

MSRP: $53,095
Sell Price: $45350 (9% off MSRP + $3000 incentives of loyalty, lease)

1st payment: $2353.51 (First payment for car $603.51 + Doc fee $632.19 + Bank Acquisition Fee $982.81 + Plates $135)

Then subsequent monthly payments of: $603.51

Other info:
Money factor is 0.00197
Residual: $30264.15
Monthly payment: $419.05 (depreciation) + $148.96 (fee) = $568.01 base payment + $35.50 Mass tax = $603.51

I think this is pretty good, but I was uncomfortable about the money factor being marked up. When I brought it up with the manager, he stated that I was getting a good deal and they had to make money somewhere.

What do you guys think?

Thanks.

That's a decent discount for a brand new model. Wonder how much of it the dealer would take back if you asked for the base MF.

The Bank fee is $925 - how does the dealer get a higher number?

Ask the dealer for a quote with only $1000 due at signing - we recommend you roll the doc and acq fees into the lease payment.

Overall, it's not that bad of a deal, with that discount.

I'll guess those are the fees, including sales tax.

Thanks for your replies.
Regarding the bank fee: Yes, they said it was $925 +6.25% sales tax = $982.81

Regarding the base money factor: Why is it preferable to have a lower money factor versus lower selling price of car? Is it because if the money factor decreases by the time the car is delivered, I would get the benefit of a lower money factor and thus lower monthly payment?

One other question: Should I just ask for cash for my trade in as opposed to applying it to the total price of the car?

Thanks again.

Michaell

an99 said:

kyfdx said:

Michaell said:

an99 said:

Hi Everyone:

I just wanted to get your feedback regarding this lease deal for 36 mo/15k
zip 02421

BMW 330 xdrive 2019

MSRP: $53,095
Sell Price: $45350 (9% off MSRP + $3000 incentives of loyalty, lease)

1st payment: $2353.51 (First payment for car $603.51 + Doc fee $632.19 + Bank Acquisition Fee $982.81 + Plates $135)

Then subsequent monthly payments of: $603.51

Other info:
Money factor is 0.00197
Residual: $30264.15
Monthly payment: $419.05 (depreciation) + $148.96 (fee) = $568.01 base payment + $35.50 Mass tax = $603.51

I think this is pretty good, but I was uncomfortable about the money factor being marked up. When I brought it up with the manager, he stated that I was getting a good deal and they had to make money somewhere.

What do you guys think?

Thanks.

That's a decent discount for a brand new model. Wonder how much of it the dealer would take back if you asked for the base MF.

The Bank fee is $925 - how does the dealer get a higher number?

Ask the dealer for a quote with only $1000 due at signing - we recommend you roll the doc and acq fees into the lease payment.

Overall, it's not that bad of a deal, with that discount.

I'll guess those are the fees, including sales tax.

Thanks for your replies.
Regarding the bank fee: Yes, they said it was $925 +6.25% sales tax = $982.81

Regarding the base money factor: Why is it preferable to have a lower money factor versus lower selling price of car? Is it because if the money factor decreases by the time the car is delivered, I would get the benefit of a lower money factor and thus lower monthly payment?

One other question: Should I just ask for cash for my trade in as opposed to applying it to the total price of the car?

Thanks again.

Yes, always better to just get a check from the dealer for any trade equity.

You want to lock in the base MF so that reduces one point of negotiation when the car arrives.

an99

qbrozen said:

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

Hi:

Thanks for the info. I did try for the 12% initially, but ended up negotiating to 9%. Perhaps I should try some other dealers in the area.

The MSD program seems like a great idea. It looks like it shaves off about $30 per month for me.

Michaell

an99 said:

qbrozen said:

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

Hi:

Thanks for the info. I did try for the 12% initially, but ended up negotiating to 9%. Perhaps I should try some other dealers in the area.

The MSD program seems like a great idea. It looks like it shaves off about $30 per month for me.

Yep, and the rate of return on that money is pretty strong. If you have the cash for it, we highly recommend you doing it.

dgeaerk

Hello,
Could you please tell me what is the MF, residual and lease credits (if any) for a 2019 BMW 330i sedan and 2019 BMW 330i xdrive, 36/10k and 36/12K in 95134. Also where in California State can I get the best MF and residual value for these two models?
(Created a table below, incase it makes it easy to fill )

PIN: 95134
BMW 330i sedan: MF Residual value lease credits
36/10k -
36/12k -

BMW 330i xdrive: MF Residual value lease credits
36/10k -
36/12k -

Thank you

kyfdx

dgeaerk said:

Hello,
Could you please tell me what is the MF, residual and lease credits (if any) for a 2019 BMW 330i sedan and 2019 BMW 330i xdrive, 36/10k and 36/12K in 95134. Also where in California State can I get the best MF and residual value for these two models?
(Created a table below, incase it makes it easy to fill )

PIN: 95134
BMW 330i sedan: MF Residual value lease credits
36/10k -
36/12k -

BMW 330i xdrive: MF Residual value lease credits
36/10k -
36/12k -

Thank you

36/12
.00177 MF and 59% residual
$500 lease credit

Anywhere in CA

MAXie

Hi,

I spoke to a dealer for 330i 2019 with msrp of 50k. They seem to be only taking 3k off the price and quoting a mf of.00217
On asking to reduce the mf, they say it is what bmw has set and how it earns. I believe the mf should be .00177
This is for zip 98121. Is the mf of 217 legit? This creates a deal of 750+ with 1k down (10k/36). Is there no hope of a good deal in this area?

qbrozen

MAXie said:

Hi,

I spoke to a dealer for 330i 2019 with msrp of 50k. They seem to be only taking 3k off the price and quoting a mf of.00217
On asking to reduce the mf, they say it is what bmw has set and how it earns. I believe the mf should be .00177
This is for zip 98121. Is the mf of 217 legit? This creates a deal of 750+ with 1k down (10k/36). Is there no hope of a good deal in this area?

Move on to another dealer. Lying to you right out of the gate is not a good sign.

Michaell

qbrozen said:

MAXie said:

Hi,

I spoke to a dealer for 330i 2019 with msrp of 50k. They seem to be only taking 3k off the price and quoting a mf of.00217
On asking to reduce the mf, they say it is what bmw has set and how it earns. I believe the mf should be .00177
This is for zip 98121. Is the mf of 217 legit? This creates a deal of 750+ with 1k down (10k/36). Is there no hope of a good deal in this area?

Move on to another dealer. Lying to you right out of the gate is not a good sign.

^^^ what he said ^^^

early808

Hi..
I'm looking for residual and MF in the Charlotte , NC area.
36/15K on a 330 Xdrive
2019 or 2020 if known

Michaell

early808 said:

Hi..
I'm looking for residual and MF in the Charlotte , NC area.
36/15K on a 330 Xdrive
2019 or 2020 if known

330 is 2019
.00177 and 57%
$1000 lease credits

calitonc

Hi,
may I please get mf/res pls incentives? on 2019 330i and 330i xdrive for 12/36 in 90292 southern cal. Area

thank you!

Michaell

calitonc said:

Hi,
may I please get mf/res pls incentives? on 2019 330i and 330i xdrive for 12/36 in 90292 southern cal. Area

thank you!

.00177 and 59%
$500 lease credit

cowpasture1

Could I get mf/res and incentives on a 2019 330i xdrive 10/36 in 20852, Washington, DC metro area. Also, do you have any insight on what dealers make on the back end of BMW sales? I get that invoice price is $X and dealer complains that they aren't making any profit but what incentives does BMW give to them after the sale?

Michaell

cowpasture1 said:

Could I get mf/res and incentives on a 2019 330i xdrive 10/36 in 20852, Washington, DC metro area. Also, do you have any insight on what dealers make on the back end of BMW sales? I get that invoice price is $X and dealer complains that they aren't making any profit but what incentives does BMW give to them after the sale?

.00177 and 60%
$1000 lease credit

No info on dealer margins.

Use this link to help with price research:
https://www.edmunds.com/tmv.html

Ringer

Is there any info available (MF, RV, incentives) for 2020 M340i xdrive in zip 55327? 36 months and 10k mileage. Thanks!

Michaell

Ringer said:

Is there any info available (MF, RV, incentives) for 2020 M340i xdrive in zip 55327? 36 months and 10k mileage. Thanks!

Not only is there information available, there is a separate 2020 3-series lease thread!

Please repost here:
https://forums.edmunds.com/discussion/55022/bmw/3-series/2020-bmw-3-series-lease-deals-and-prices#latest

an99

Michaell said:

an99 said:

qbrozen said:

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

Hi:

Thanks for the info. I did try for the 12% initially, but ended up negotiating to 9%. Perhaps I should try some other dealers in the area.

The MSD program seems like a great idea. It looks like it shaves off about $30 per month for me.

Yep, and the rate of return on that money is pretty strong. If you have the cash for it, we highly recommend you doing it.

Could you confirm if my example below is correct?
If the base MF is 0.00177 and I use the maximum 7 MSDs, the MF goes to 0.00142?

Also, when do I bring up the MSDs with the dealer? In the initial conversations when they are calculating the monthly payment?

Thanks in advance. This is the first time I'm leasing.

qbrozen

Since MSDs really have no effect on the dealer, I’d leave that out of it until a baseline is set. Don’t want to give them another area they can use against you in negotiations.
(“Oh, but that payment already takes MSDs into account, Mr Smith”)

Michaell

qbrozen said:

Since MSDs really have no effect on the dealer, I’d leave that out of it until a baseline is set. Don’t want to give them another area they can use against you in negotiations.
(“Oh, but that payment already takes MSDs into account, Mr Smith”)

To add onto that, you want to ensure that you are getting the base MF of .00177 before the MSDs are applied.

Yes, net MF would be .00142. Should save $25-40/mo.

rxdrive

Can you please give the MF, residual, and if there are any lease incentives/credit for a 330i xdrive 36/10? Zip code 11753. My employer also participates in the BMW Group Corporate Sales program. Thank you!

Michaell

rxdrive said:

Can you please give the MF, residual, and if there are any lease incentives/credit for a 330i xdrive 36/10? Zip code 11753. My employer also participates in the BMW Group Corporate Sales program. Thank you!

.00177 and 60%
$1000 lease credit

kyfdx

qbrozen said:

Since MSDs really have no effect on the dealer, I’d leave that out of it until a baseline is set. Don’t want to give them another area they can use against you in negotiations.
(“Oh, but that payment already takes MSDs into account, Mr Smith”)

I had an F&I manager that I trust, tell me that using MSDs does result in a small hit to the back-end money that the dealer gets from BMWFS.

Not substantial, but it's there... Probably not enough to change a deal you've already made, though.

rk8102

What is the current MF, Residual and Incentives on 24/10 lease, 2019 330i xdrive in 48105 zipcode. Thanks!

Michaell

rk8102 said:

What is the current MF, Residual and Incentives on 24/10 lease, 2019 330i xdrive in 48105 zipcode. Thanks!

.00177 and 66%
$1000 lease credit

PandaMobile

I might be early
2020 M340i RWD MF 36/15 incentives
90033
my understanding is that they will start selling soon

Michaell

PandaMobile said:

I might be early
2020 M340i RWD MF 36/15 incentives
90033
my understanding is that they will start selling soon

Actually, we have numbers, and a dedicated 2020 3-series thread:
https://forums.edmunds.com/discussion/55022/bmw/3-series/2020-bmw-3-series-lease-deals-and-prices#latest

an99

qbrozen said:

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

Lots of great advice on this board for those who replied to me. Thanks again. I was able to negotiate to the base money factor and use MSDs which has really saved me some $$$.

cyclingbrethren

I just got back from the dealer this is the quote I received for this model:
330i x drive m sport executive package, hk sound, 360 camera, premium safety


I was quoted 569 /mo at 10 k per year with 4.5k in MSD and 3k out of pocket so total of 7.5k at drive away, ( includes tax tags processing fee )

thoughts

Michaell

an99 said:

qbrozen said:

Personally, I would not accept 9% off. My minimum target would be 12% at this point. But I’m spoiled. Also, use MSDs to lower the MF. 

Lots of great advice on this board for those who replied to me. Thanks again. I was able to negotiate to the base money factor and use MSDs which has really saved me some $$$.

Congrats!

Care to share your deal details with us?

Michaell

cyclingbrethren said:

I just got back from the dealer this is the quote I received for this model:
330i x drive m sport executive package, hk sound, 360 camera, premium safety


I was quoted 569 /mo at 10 k per year with 4.5k in MSD and 3k out of pocket so total of 7.5k at drive away, ( includes tax tags processing fee )

thoughts

MSRP?
Selling price?
What does the $3000 out of pocket cover?

And, what ZIP code?

cyclingbrethren

MSRP: 56,620
out of pocket covers tax tags processing

20817 zip code

lmzimmerman

Hello,

Can I get the May numbers (MF, RV, and incentive) for 2019 330i Sedan for zip code 75024 for both 36/12 and 36/10?
Thanks so much!

kyfdx

lmzimmerman said:

Hello,

Can I get the May numbers (MF, RV, and incentive) for 2019 330i Sedan for zip code 75024 for both 36/12 and 36/10?
Thanks so much!

36/12
.00177 MF and 59% residual
$1000 lease credit

kyfdx

cyclingbrethren said:

MSRP: 56,620
out of pocket covers tax tags processing

20817 zip code

.00177 MF and 60% residual
$1000 lease credit
(.00142 MF with max MSDs)

About $5500 off MSRP, including the $1000 incentive, to get that payment.

Seems reasonable.

westox

Hello, can you share the May MF/RV and incentives for 2019 330i? 36/10 Zip: 48103. Thanks so much.

Michaell

westox said:

Hello, can you share the May MF/RV and incentives for 2019 330i? 36/10 Zip: 48103. Thanks so much.

.00177 and 60%
$1000 lease credit

MAXie

Hi,

I got the following quote on 2019 330i x drive

:
Msrp: 48945
Dealer discount : 4195
Rebate: 2500
Gov fees: 833
Doc fees: 150
Acq fees: 925
Customer cash: 825
Adj cap cost: 44071
Residual: 29367
Payment: 595
Mf: 0.00177
36/10k 
Zip: 98121

Is this a good deal with 825 down and 595 per month payment? Is there a possibility of negotiating lower payments?

kyfdx

MAXie said:

Hi,

I got the following quote on 2019 330i x drive

:
Msrp: 48945
Dealer discount : 4195
Rebate: 2500
Gov fees: 833
Doc fees: 150
Acq fees: 925
Customer cash: 825
Adj cap cost: 44071
Residual: 29367
Payment: 595
Mf: 0.00177
36/10k 
Zip: 98121

Is this a good deal with 825 down and 595 per month payment? Is there a possibility of negotiating lower payments?

The calculations are correct, and those look like typical numbers for WA.

The only way to get a lower payment is to negotiate a lower selling price. Though, your selling price is not bad.

qbrozen

MAXie said:

Hi,

I got the following quote on 2019 330i x drive

:
Msrp: 48945
Dealer discount : 4195
Rebate: 2500
Gov fees: 833
Doc fees: 150
Acq fees: 925
Customer cash: 825
Adj cap cost: 44071
Residual: 29367
Payment: 595
Mf: 0.00177
36/10k 
Zip: 98121

Is this a good deal with 825 down and 595 per month payment? Is there a possibility of negotiating lower payments?

I think 8.5% discount is terrible. And you should consider buying down the MF with MSDs. Shop around. I’m sure you can find at least 10% off. 

MAXie

MAXie said:

Hi,

I got the following quote on 2019 330i x drive

:
Msrp: 48945
Dealer discount : 4195
Rebate: 2500
Gov fees: 833
Doc fees: 150
Acq fees: 925
Customer cash: 825
Adj cap cost: 44071
Residual: 29367
Payment: 595
Mf: 0.00177
36/10k 
Zip: 98121

Is this a good deal with 825 down and 595 per month payment? Is there a possibility of negotiating lower payments?

Update:

I was able to shop around and get a better quote:

Msrp: 50700
Dealer discount : 5417
Sp: 45280
Rebate: 2500
Doc fee: 150
Mf: 0.00177
Monthly payment including tax: 560
Drive off: 800
10k/36
Zip: 98121 

I have almost decided to sign this. Dealers in Seattle are not even trying to meet this. I will be driving to Oregon to sign. Anything important I should know before heading to the dealership? Don't want to drive 6 hours and find out something is wrong in the deal. Should I do some paper work such as apply for finance from home? The dealer requests to sign the deal quote paper and deposit 1k$ to hold the car. I will Speak to them and not sign or deposit anything from home as I will be driving there in couple of days. Any tips would be appreciated. Thanks in advance.

kyfdx

MAXie said:

MAXie said:

Hi,

I got the following quote on 2019 330i x drive

:
Msrp: 48945
Dealer discount : 4195
Rebate: 2500
Gov fees: 833
Doc fees: 150
Acq fees: 925
Customer cash: 825
Adj cap cost: 44071
Residual: 29367
Payment: 595
Mf: 0.00177
36/10k 
Zip: 98121

Is this a good deal with 825 down and 595 per month payment? Is there a possibility of negotiating lower payments?

Update:

I was able to shop around and get a better quote:

Msrp: 50700
Dealer discount : 5417
Sp: 45280
Rebate: 2500
Doc fee: 150
Mf: 0.00177
Monthly payment including tax: 560
Drive off: 800
10k/36
Zip: 98121 

I have almost decided to sign this. Dealers in Seattle are not even trying to meet this. I will be driving to Oregon to sign. Anything important I should know before heading to the dealership? Don't want to drive 6 hours and find out something is wrong in the deal. Should I do some paper work such as apply for finance from home? The dealer requests to sign the deal quote paper and deposit 1k$ to hold the car. I will Speak to them and not sign or deposit anything from home as I will be driving there in couple of days. Any tips would be appreciated. Thanks in advance.

If you want to hold the car, just put the $1000 on a credit card. If you don't take it, they will refund, but you can contest the charges, if they don't. I think it's a good deal. The PNW market is not great, when it comes to buying cars.

I don't see the government fees on your list of charges for this last quote. Make sure they are included (since you are out-of-state).

rcsosu

Hi.  

Can you share current MF/RV/Incentives for a 330xi, zip 52245; 36/15k?

Thanks!

Michaell

rcsosu said:

Hi.  

Can you share current MF/RV/Incentives for a 330xi, zip 52245; 36/15k?

Thanks!

.00177 and 57%
$1000 lease credit

hawk2019

Hi,

Can you share the current MF/RV/Incentives for a 2019 330i rwd, zip code 29407, 36/10K?

Since it is close to the end of the month will these numbers change for deals made in the month of May?

Thanks.

kyfdx

hawk2019 said:

Hi,

Can you share the current MF/RV/Incentives for a 2019 330i rwd, zip code 29407, 36/10K?

Since it is close to the end of the month will these numbers change for deals made in the month of May?

Thanks.

.00177 MF and 60% residual
$1000 lease credit

New programs start May 1st. We don't know how they might change