Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Also, the dealer is in a different zip then i mentioned before. 94591, but I thought the whole SF bay area was the same?
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
And, the .00235 we are quoting is more of an educated guess than anything we have in writing. Could also be the 'standard' MF varies by region.
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
And, the .00235 we are quoting is more of an educated guess than anything we have in writing. Could also be the 'standard' MF varies by region.
Ok, thanks for the info. I did get the Tacoma I wanted today and am very happy with it and the numbers. Got the .00280 MF i mentioned above.
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
Hello, just checking MF and residual to see if anything has changed. 36/12 lease. zip 94509: 2019 Tacoma SR 4cyl 4x2 double cab 2019 Tacoma SR5 V6 4x2 double cab
Thanks!
No changes in the last two weeks.
Hello, you gave me a money factor of .00235,, but the dealer I'm at is saying that is for a 2018 Tacoma SR double cab 4x2 4cyl. Not 2019. The lowest they are saying is .00380.
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
And, the .00235 we are quoting is more of an educated guess than anything we have in writing. Could also be the 'standard' MF varies by region.
Ok, thanks for the info. I did get the Tacoma I wanted today and am very happy with it and the numbers. Got the .00280 MF i mentioned above.
Congrats!
A friend of mine picked up a new Tacoma a few weeks ago, but I've yet to see it.
36 month lease (12k miles/yr) $1,000 down - $680/mo $2,000 down - $646/mo $3,000 down - $613/mo
I don't have the MF the dealer is using, but I believe they said that they would quote based on a mid-level MF? What would these numbers work out to be with Tier 1 credit?
I am currently leasing a 2017 GMC Sierra Denali with 12k miles/yr for $507/mo. The total cap cost for my current truck was $53,328 at the time of purchase and the residual value was 69% for 10k miles/yr if I remember correctly (I went with 12k), so it seems insane to me that I would be looking at a significantly higher payment with a lower total cap cost and better residual rate but maybe i'm overlooking something obvious? Tax was also $1k less on my GMC sierra when I leased it in September of 2017.
Any help you can provide would be appreciated. Thanks!
36 month lease (12k miles/yr) $1,000 down - $680/mo $2,000 down - $646/mo $3,000 down - $613/mo
I don't have the MF the dealer is using, but I believe they said that they would quote based on a mid-level MF? What would these numbers work out to be with Tier 1 credit?
I am currently leasing a 2017 GMC Sierra Denali with 12k miles/yr for $507/mo. The total cap cost for my current truck was $53,328 at the time of purchase and the residual value was 69% for 10k miles/yr if I remember correctly (I went with 12k), so it seems insane to me that I would be looking at a significantly higher payment with a lower total cap cost and better residual rate but maybe i'm overlooking something obvious? Tax was also $1k less on my GMC sierra when I leased it in September of 2017.
Any help you can provide would be appreciated. Thanks!
Why would you roll over $7K of negative equity? Christmas gift for the dealer?
You're better off riding out the existing lease before making your next deal.
The deal on the Denali then was stellar; not likely you'll be able to repeat it on a 2019 Tacoma.
36 month lease (12k miles/yr) $1,000 down - $680/mo $2,000 down - $646/mo $3,000 down - $613/mo
I don't have the MF the dealer is using, but I believe they said that they would quote based on a mid-level MF? What would these numbers work out to be with Tier 1 credit?
I am currently leasing a 2017 GMC Sierra Denali with 12k miles/yr for $507/mo. The total cap cost for my current truck was $53,328 at the time of purchase and the residual value was 69% for 10k miles/yr if I remember correctly (I went with 12k), so it seems insane to me that I would be looking at a significantly higher payment with a lower total cap cost and better residual rate but maybe i'm overlooking something obvious? Tax was also $1k less on my GMC sierra when I leased it in September of 2017.
Any help you can provide would be appreciated. Thanks!
Why would you roll over $7K of negative equity? Christmas gift for the dealer?
You're better off riding out the existing lease before making your next deal.
The deal on the Denali then was stellar; not likely you'll be able to repeat it on a 2019 Tacoma.
I have zero intention of rolling over $7k in negative equity, just wanted to see why it was still so high relative to my current truck with better residuals on the Tacoma. I am assuming it's based on the MF they're using.
This was one quote but another local dealer is offering 120% KBB value, $0 down, $0 first payment as an end of year incentive. Based on this it would be less than $1k negative equity. I am perfectly fine with waiting out my current lease but figured I would see how flexible dealers are given the time of year.
36 month lease (12k miles/yr) $1,000 down - $680/mo $2,000 down - $646/mo $3,000 down - $613/mo
I don't have the MF the dealer is using, but I believe they said that they would quote based on a mid-level MF? What would these numbers work out to be with Tier 1 credit?
I am currently leasing a 2017 GMC Sierra Denali with 12k miles/yr for $507/mo. The total cap cost for my current truck was $53,328 at the time of purchase and the residual value was 69% for 10k miles/yr if I remember correctly (I went with 12k), so it seems insane to me that I would be looking at a significantly higher payment with a lower total cap cost and better residual rate but maybe i'm overlooking something obvious? Tax was also $1k less on my GMC sierra when I leased it in September of 2017.
Any help you can provide would be appreciated. Thanks!
Why would you roll over $7K of negative equity? Christmas gift for the dealer?
You're better off riding out the existing lease before making your next deal.
The deal on the Denali then was stellar; not likely you'll be able to repeat it on a 2019 Tacoma.
I have zero intention of rolling over $7k in negative equity, just wanted to see why it was still so high relative to my current truck with better residuals on the Tacoma. I am assuming it's based on the MF they're using.
This was one quote but another local dealer is offering 120% KBB value, $0 down, $0 first payment as an end of year incentive. Based on this it would be less than $1k negative equity. I am perfectly fine with waiting out my current lease but figured I would see how flexible dealers are given the time of year.
It's certainly time to make a killer deal - the week between Christmas and New Year's is often call the Super Bowl for car buying.
If you can get the dealer to provide a lease worksheet without the trade information, we can decipher it and figure out what is going on.
Please provide the residuals and MF's for 12k/36 and 15k/36 lease terms for a 2019 Toyota Tacoma TRD Off Road, Double Cab, 4WD Zip Code: 21061 Thank you!
Please provide the residuals and MF's for 12k/36 and 15k/36 lease terms for a 2019 Toyota Tacoma TRD Off Road, Double Cab, 4WD Zip Code: 21061 Thank you!
36/15 Standard MF (we think it's .00245, this month) and 71%, assuming automatic
Good morning.. Regarding my previous request to provide... (... residuals and MF's for 12k/36 and 15k/36 lease terms for a 2019 Toyota Tacoma TRD Off Road, Double Cab, 4WD in Zip Code: 21061 for a 36/15k)...
Would the MF and/or residual change for a 12k/36 month lease? If it helps, you said the 15k/36month was 00245, and 71%, assuming automatic.
MF and Residual for 2019 Tacoma TRD Off-Road4WD, Automatic Double Cab, 5-ft. Bed with Premium Package w/ Options? (Does something like Premium Package change residual at all?)
Good morning.. Regarding my previous request to provide... (... residuals and MF's for 12k/36 and 15k/36 lease terms for a 2019 Toyota Tacoma TRD Off Road, Double Cab, 4WD in Zip Code: 21061 for a 36/15k)...
Would the MF and/or residual change for a 12k/36 month lease? If it helps, you said the 15k/36month was 00245, and 71%, assuming automatic.
MF and Residual for 2019 Tacoma TRD Off-Road4WD, Automatic Double Cab, 5-ft. Bed with Premium Package w/ Options? (Does something like Premium Package change residual at all?)
I heard there was supposed to be new MF for 2019? If so, what would my payment be at 4k out of pocket, 12k miles a year and 750+ credit score? I'm looking for a 19 premium OR with Tech I believe the MRSP is just under 41 with the two packages I want.
I heard there was supposed to be new MF for 2019? If so, what would my payment be at 4k out of pocket, 12k miles a year and 750+ credit score? I'm looking for a 19 premium OR with Tech I believe the MRSP is just under 41 with the two packages I want.
I got the following (What I think is a horrible) deal from a dealer in 21061 for a 2019 tacoma trd offroad auto for a 12k/36 month lease. I have exceptional credit as well.lol The MSRP is $42,326. Sale Price-$38,728 Registration - $324.55 Processing-$299 Money Factor- .00285(assuming tier1+ credit) Residual Value-$31,321(36months, 12k mileage) (74%) I'd need to put down a total of $2,665 (MD tax + 299 processing) and the first months payment Monthly Payment-$456
Thoughts? Based on my research on here and Tacoma World this seems pretty high.
I heard there was supposed to be new MF for 2019? If so, what would my payment be at 4k out of pocket, 12k miles a year and 750+ credit score? I'm looking for a 19 premium OR with Tech I believe the MRSP is just under 41 with the two packages I want.
98204 is the Zipcode
36/12 .00239 MF and 74% residual
Can't give you a payment without knowing what selling price you negotiated
I got the following (What I think is a horrible) deal from a dealer in 21061 for a 2019 tacoma trd offroad auto for a 12k/36 month lease. I have exceptional credit as well.lol The MSRP is $42,326. Sale Price-$38,728 Registration - $324.55 Processing-$299 Money Factor- .00285(assuming tier1+ credit) Residual Value-$31,321(36months, 12k mileage) (74%) I'd need to put down a total of $2,665 (MD tax + 299 processing) and the first months payment Monthly Payment-$456
Thoughts? Based on my research on here and Tacoma World this seems pretty high.
I don't know for sure what the standard money factor is for the Tacoma, but .00285 seems high.
Adding the $650 acquisition fee to the price, I get $425/mo, with your numbers.
Regarding the MF of .00028 (2019 tacoma trd offroad auto for a 12k/36 month lease in 21061) you said,
"...Based on my research on here and Tacoma World this seems pretty high. I don't know for sure what the standard money factor is for the Tacoma, but .00285 seems high."
The dealers reply...regarding the .00028 MF was...
"...I'm not sure where another dealer is seeing a money factor of only .00245. I wen't back into my emails to find past rate sheets sent to me by Toyota and the rate hasn't been that low since Feb. 1, 2018 when the tier 1+ rate was .00240. From there the next increase was June 5, 2018 when the rate went to .00260 and if memory serves me correctly we've seen 2 or 3 increases since then, with the most recent one being Jan. 3, 2019 which took the rate to .00285."
Also, below is their second try on an offer. It appears it magically lowered again...from 456 to 434.
2019 tacoma trd offroad auto for a 12k/36 month lease in 21061 MSRP $42,326 Sale Price $38,728 Tax $2,341.62 MVA Fees $314.05 Proc Fee $299 Acq. Fee $650 Residual $31,321 Money Factor .00285
With tax, MVA fees and 1st payment down ($3,090.12) the payment comes to only $434.45. That is made up of a monthly depreciation of $232.11 and a monthly lease charge of $202.34.
1. Does the MF story sound Kosher? Or are they trying to pull a fast one? Seems ridiculously high to me. 2. Is there an option to use an alternate lender for the lease? 3. Thoughts on the MF dilemma? 4. Regarding taxes, If I wanted to roll them into the lease, where would I add them in the numbers when computing? I didn't want to pay MD's ridiculously high tax bill up front.
That's not my quote up there.. I've said nothing about Tacoma World.
1) I don't have anything to add to what I said before. It seems high 2) USBank does Tacoma leases. Not sure if they are available in every state. When I leased a 2017 Tacoma, I had to insist they look it up. They said they didn't use USBank even once a year (but, they did with me). But, I think their residuals are a lot lower than TFS now. They were sky high when I leased. Probably wouldn't help. 3) Shop multiple dealers, and see if you get the same answer 4) Just add it to the CAP cost.
Comments
Dealer can mark up the standard MF, or it could be because of the credit score.
If it's not the latter, tell them you want the base rate or you'll work with another dealer.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yes, all of Northern CA share the same programs
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If it's not the latter, tell them you want the base rate or you'll work with another dealer.
Credit is very good.....we ended up walking because we called another dealer to find their money factor is .00280, which is much better, but I will ask if that is the base rate. That dealer is saying its an "unpublished" rate. The problem is that they are asking where I'm getting .00235 and I don't have anything else to say, but from Edmunds. Previous dealer showed us an "incentive" sheet to prove the 2019 tacoma doesn't have any "special" MF's and the "standard" MF of .00380 had to be used. Thanks for your help!!
And, the .00235 we are quoting is more of an educated guess than anything we have in writing. Could also be the 'standard' MF varies by region.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
And, the .00235 we are quoting is more of an educated guess than anything we have in writing. Could also be the 'standard' MF varies by region.
Ok, thanks for the info. I did get the Tacoma I wanted today and am very happy with it and the numbers. Got the .00280 MF i mentioned above.
Ok, thanks for the info. I did get the Tacoma I wanted today and am very happy with it and the numbers. Got the .00280 MF i mentioned above.
Congrats!
A friend of mine picked up a new Tacoma a few weeks ago, but I've yet to see it.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I know negative trade equity will work against me but this still seems high to me. Here is a breakdown of the quote I received:
2019 Toyota Tacoma Limited 4x4
04106
MSRP: $43,662
Discount: $5,897
Selling Price: $37,765
Trade Allowance: $40,000
Trade Difference: -$2,235
Doc Fee: $494
Tax: $2,104.24
Non Tax Fees: $34.00
Net Price: $397.24
Trade Payoff: $47,633.21
Balance: $48,030.45
36 month lease (12k miles/yr)
$1,000 down - $680/mo
$2,000 down - $646/mo
$3,000 down - $613/mo
I don't have the MF the dealer is using, but I believe they said that they would quote based on a mid-level MF? What would these numbers work out to be with Tier 1 credit?
I am currently leasing a 2017 GMC Sierra Denali with 12k miles/yr for $507/mo. The total cap cost for my current truck was $53,328 at the time of purchase and the residual value was 69% for 10k miles/yr if I remember correctly (I went with 12k), so it seems insane to me that I would be looking at a significantly higher payment with a lower total cap cost and better residual rate but maybe i'm overlooking something obvious? Tax was also $1k less on my GMC sierra when I leased it in September of 2017.
Any help you can provide would be appreciated. Thanks!
You're better off riding out the existing lease before making your next deal.
The deal on the Denali then was stellar; not likely you'll be able to repeat it on a 2019 Tacoma.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
This was one quote but another local dealer is offering 120% KBB value, $0 down, $0 first payment as an end of year incentive. Based on this it would be less than $1k negative equity. I am perfectly fine with waiting out my current lease but figured I would see how flexible dealers are given the time of year.
If you can get the dealer to provide a lease worksheet without the trade information, we can decipher it and figure out what is going on.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Please provide MF, residual value % for a 2019 Tacoma TRD Sport 4x4 double cab, short bed, automatic, with Premium package. Zip is 12204.
Also, what's the source for your figures? Sorry if that was stated already in the thread.
Thanks!
Standard MF (around .00235-.00245) and 68%
Sources are confidential but accurate.
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Thank you!
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Zip Code: 21061
Thank you!
Standard MF (we think it's .00245, this month) and 71%, assuming automatic
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Zip code is 92694
Thanks!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Regarding my previous request to provide...
(... residuals and MF's for 12k/36 and 15k/36 lease terms for a 2019 Toyota Tacoma TRD Off Road, Double Cab, 4WD in Zip Code: 21061 for a 36/15k)...
Would the MF and/or residual change for a 12k/36 month lease? If it helps, you said the 15k/36month was 00245, and 71%, assuming automatic.
Thanks again!
12k/36
15k/36
Zip code 21061
Many Thanks!
Happy New Year!
Zip 80620
Thanks!
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.00245 MF and 71% residual
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.00245 MF and 71% residual
Packages/options have no effect
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.00221 MF and 74% residual
$500 bonus cash
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12k/36
15k/36
72%/70% residual
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2019 Toyota Tacoma, Double Cab, 4x2, V6, Auto, 36k/12 months in 33193
TRD Sport:
Limited:
TRD Off-Road:
TRD Pro:
And in your opinion which is the best option here to lease? And once again thank you!!
74%/76%/71% residual for Sport, OFFroad, Limited.
We don't have the numbers for the PRO.
Given those numbers, I'd pick the Off-Road. It's nearly identical to the Sport, other than cosmetics (and looks better, I think)
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74% TRD Sport
71% Limited
76% Off-Road
No numbers in SE Toyota region for TRD Pro, but expect it to be the most expensive trim.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The MSRP is $42,326.
Sale Price-$38,728
Registration - $324.55
Processing-$299
Money Factor- .00285(assuming tier1+ credit)
Residual Value-$31,321(36months, 12k mileage) (74%)
I'd need to put down a total of $2,665 (MD tax + 299 processing) and the first months payment
Monthly Payment-$456
Thoughts?
Based on my research on here and Tacoma World this seems pretty high.
.00239 MF and 74% residual
Can't give you a payment without knowing what selling price you negotiated
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Adding the $650 acquisition fee to the price, I get $425/mo, with your numbers.
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Thanks in advance.
77%/72%/75% residual for Sport/OR/LTD
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Regarding the MF of .00028 (2019 tacoma trd offroad auto for a 12k/36 month lease in 21061) you said,
"...Based on my research on here and Tacoma World this seems pretty high. I don't know for sure what the standard money factor is for the Tacoma, but .00285 seems high."
The dealers reply...regarding the .00028 MF was...
"...I'm not sure where another dealer is seeing a money factor of only .00245. I wen't back into my emails to find past rate sheets sent to me by Toyota and the rate hasn't been that low since Feb. 1, 2018 when the tier 1+ rate was .00240. From there the next increase was June 5, 2018 when the rate went to .00260 and if memory serves me correctly we've seen 2 or 3 increases since then, with the most recent one being Jan. 3, 2019 which took the rate to .00285."
Also, below is their second try on an offer. It appears it magically lowered again...from 456 to 434.
2019 tacoma trd offroad auto for a 12k/36 month lease in 21061
MSRP $42,326
Sale Price $38,728
Tax $2,341.62
MVA Fees $314.05
Proc Fee $299
Acq. Fee $650
Residual $31,321
Money Factor .00285
With tax, MVA fees and 1st payment down ($3,090.12) the payment comes to only $434.45. That is made up of a monthly depreciation of $232.11 and a monthly lease charge of $202.34.
1. Does the MF story sound Kosher? Or are they trying to pull a fast one? Seems ridiculously high to me.
2. Is there an option to use an alternate lender for the lease?
3. Thoughts on the MF dilemma?
4. Regarding taxes, If I wanted to roll them into the lease, where would I add them in the numbers when computing? I didn't want to pay MD's ridiculously high tax bill up front.
Thank you!
That's not my quote up there.. I've said nothing about Tacoma World.
1) I don't have anything to add to what I said before. It seems high
2) USBank does Tacoma leases. Not sure if they are available in every state. When I leased a 2017 Tacoma, I had to insist they look it up. They said they didn't use USBank even once a year (but, they did with me). But, I think their residuals are a lot lower than TFS now. They were sky high when I leased. Probably wouldn't help.
3) Shop multiple dealers, and see if you get the same answer
4) Just add it to the CAP cost.
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36/15
Zip 48103
Thanks in advance!