2020 BMW 3-Series Lease Deals and Prices

1171820222358

Comments

  • robotrockrobotrock Member Posts: 14
    27523
    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
  • kyfdxkyfdx Moderator Posts: 267,637
    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?

    Edmunds Price Checker
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  • robotrockrobotrock Member Posts: 14
    edited December 2019
    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
  • kyfdxkyfdx Moderator Posts: 267,637
    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.

    Edmunds Price Checker
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    Did you get a good deal? Be sure to come back and share!

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  • robotrockrobotrock Member Posts: 14
    kyfdx said:

    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.
    I had them in my original post. Am I missing something?

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.


    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?
  • MichaellMichaell Moderator Posts: 264,435
    robotrock said:

    kyfdx said:

    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.
    I had them in my original post. Am I missing something?

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.


    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?
    With those prices, I get $551/mo plus tax.

    Do you know what MF the dealer is using for their calculation? Could be marked up, before applying the MSDs.

    Edmunds Price Checker
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  • robotrockrobotrock Member Posts: 14
    Michaell said:

    robotrock said:

    kyfdx said:

    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.
    I had them in my original post. Am I missing something?

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.


    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?
    With those prices, I get $551/mo plus tax.

    Do you know what MF the dealer is using for their calculation? Could be marked up, before applying the MSDs.
    They stated .00128. I assume you also kept the associated costs out of the total and instead have them as drive-off. I’ll report back tomorrow when they are back in business.

    Thanks for the sanity check!
  • MichaellMichaell Moderator Posts: 264,435
    robotrock said:

    Michaell said:

    robotrock said:

    kyfdx said:

    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.
    I had them in my original post. Am I missing something?

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.


    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?
    With those prices, I get $551/mo plus tax.

    Do you know what MF the dealer is using for their calculation? Could be marked up, before applying the MSDs.
    They stated .00128. I assume you also kept the associated costs out of the total and instead have them as drive-off. I’ll report back tomorrow when they are back in business.

    Thanks for the sanity check!
    robotrock said:

    Michaell said:

    robotrock said:

    kyfdx said:

    robotrock said:

    kyfdx said:

    robotrock said:

    27523

    Michaell said:

    robotrock said:

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.

    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?

    What ZIP code is this?
    What is the amount Due at Signing, in addition to the $4550?
    I think that’s what the dealer and I differ on. I told them zero down, but I only meant I’m not paying to reduce the cap cost. I think they rolled all taxes and fees into the lease, which I plan on paying up front to reduce interest payments. When I calculate the monthly using all fees rolled in I get closer to their number.
    We can't help with the calculations, unless we know the numbers, first.
    I had them in my original post. Am I missing something?

    Here’s the latest offer from the dealer. The monthly seems a bit high to me.


    36/10
    MSRP with destination : 62,135
    Discounted cap cost: 54,635
    Taxable fees: 1,013
    Doc fee: 699
    Taxes: 105

    7 MSDs at 4550

    618 per month.

    Using this same data I get closer to 600 per month. What am I missing?
    With those prices, I get $551/mo plus tax.

    Do you know what MF the dealer is using for their calculation? Could be marked up, before applying the MSDs.
    They stated .00128. I assume you also kept the associated costs out of the total and instead have them as drive-off. I’ll report back tomorrow when they are back in business.

    Thanks for the sanity check!
    I just used the prices you provided - I've no idea what's included or excluded in them.

    .00128 is the base MF before applying the MSDs - the net MF should be .00093.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • kyfdxkyfdx Moderator Posts: 267,637
    @robotrock
    I think they rolled all taxes and fees into the lease,

    You are trying to figure out why your numbers don't match, but you don't know for sure what their numbers include.

    That's what I meant by:
    We can't help with the calculations, unless we know the numbers, first.

    The rest is just guessing. You already know how to do the math.

    Edmunds Price Checker
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  • jvosjvos Member Posts: 91
    Hi. What are the MF, RV and any incentives (including loyalty) on 330i with 3yr/36mo lease please?
  • jvosjvos Member Posts: 91
    jvos said:

    Hi. What are the MF, RV and any incentives (including loyalty) on 330i with 3yr/36mo lease please?

    Oh FL

  • MichaellMichaell Moderator Posts: 264,435
    jvos said:

    jvos said:

    Hi. What are the MF, RV and any incentives (including loyalty) on 330i with 3yr/36mo lease please?

    Oh FL

    .00128 and 60%
    $750 lease credit

    Edmunds Price Checker
    Edmunds Lease Calculator
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  • ursnirmalt82ursnirmalt82 Member Posts: 22
    i see pretty decent MF value for 330, will it change in 2-3 months time?
  • MichaellMichaell Moderator Posts: 264,435

    i see pretty decent MF value for 330, will it change in 2-3 months time?

    No predictions or guesses as to what the future holds.

    Edmunds Price Checker
    Edmunds Lease Calculator
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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • KDcarsearchKDcarsearch Member Posts: 4
    Hi, what is the MF, residual and lease or loyalty credits for a 2020 BMW 330i , 36 month/12K for zip 91405?
  • NikeshNikesh Member Posts: 7
    Hi what is the MF and residual value for 2020 M340i?
    Zip code: 60143
    36 months 15K
  • MichaellMichaell Moderator Posts: 264,435

    Hi, what is the MF, residual and lease or loyalty credits for a 2020 BMW 330i , 36 month/12K for zip 91405?

    .00128 and 60%
    $750 lease credit
    $2000 loyalty

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 264,435
    Nikesh said:

    Hi what is the MF and residual value for 2020 M340i?
    Zip code: 60143
    36 months 15K

    .00128 and 58%
    $1000 lease credit

    Edmunds Price Checker
    Edmunds Lease Calculator
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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • jvosjvos Member Posts: 91
    Michaell said:

    jvos said:

    jvos said:

    Hi. What are the MF, RV and any incentives (including loyalty) on 330i with 3yr/36mo lease please?

    Oh FL

    .00128 and 60%
    $750 lease credit
    Thank you. The $2000 loyalty credit on top as well, correct?

  • MichaellMichaell Moderator Posts: 264,435
    jvos said:

    Michaell said:

    jvos said:

    jvos said:

    Hi. What are the MF, RV and any incentives (including loyalty) on 330i with 3yr/36mo lease please?

    Oh FL

    .00128 and 60%
    $750 lease credit
    Thank you. The $2000 loyalty credit on top as well, correct?

    Correct

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  • mard71mard71 Member Posts: 99
    Hi,
    What is the MF and residual value for 2020 M340i xDrive Sedan?
    What is the MF and residual value for 2020 440i xDrive Gran Coupe?
    Zip code: 11803
    36 months 10K
    Incentives for current BMW lessee (loyalty, etc) ?
    Thanks!
  • MichaellMichaell Moderator Posts: 264,435
    mard71 said:

    Hi,
    What is the MF and residual value for 2020 M340i xDrive Sedan?
    What is the MF and residual value for 2020 440i xDrive Gran Coupe?
    Zip code: 11803
    36 months 10K
    Incentives for current BMW lessee (loyalty, etc) ?
    Thanks!

    M340i - .00128 and 61%; $1000 lease credit
    $2000 loyalty

    Please ask 4-series lease questions, here:
    https://forums.edmunds.com/discussion/55511/bmw/4-series/2020-bmw-4-series-lease-deals-and-prices#latest

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  • jag1777jag1777 Member Posts: 1
    edited December 2019
    Please let me know what is the MF and residual value for 2020 M340i xDrive Sedan? 10k/36months. Any incentives? Zip is 61525
  • MichaellMichaell Moderator Posts: 264,435
    jag1777 said:

    Please let me know what is the MF and residual value for 2020 M340i xDrive Sedan? 10k/36months. Any incentives? Zip is 61525

    .00128 and 61%
    $1000 lease credit

    Edmunds Price Checker
    Edmunds Lease Calculator
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  • skarfaceskarface Member Posts: 67
    edited December 2019
    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

  • MichaellMichaell Moderator Posts: 264,435
    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?

    Edmunds Price Checker
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  • car_buyer2019car_buyer2019 Member Posts: 2
    Hello, what is the base MF, residual and lease or loyalty credits for 94546 for the following:
    2020 BMW 330i , 36 month/15K
    2020 BMW M340i , 36 month/15K
  • MichaellMichaell Moderator Posts: 264,435

    Hello, what is the base MF, residual and lease or loyalty credits for 94546 for the following:
    2020 BMW 330i , 36 month/15K
    2020 BMW M340i , 36 month/15K

    .00128 and 58%
    Lease credit
    $750 330i
    $1000 M340i

    $2000 loyalty on either

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • skarfaceskarface Member Posts: 67
    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
  • kyfdxkyfdx Moderator Posts: 267,637
    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.

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  • Metsfan2152Metsfan2152 Member Posts: 3
    Can I get MF, residual, and any incentive for a m340i xdrive for 10k/36mo in 11520. Thanks
  • kyfdxkyfdx Moderator Posts: 267,637

    Can I get MF, residual, and any incentive for a m340i xdrive for 10k/36mo in 11520. Thanks

    .00128 MF and 61% residual
    $1000 lease credit

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  • skarfaceskarface Member Posts: 67
    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

  • MichaellMichaell Moderator Posts: 264,435
    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.

    Edmunds Price Checker
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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • skarfaceskarface Member Posts: 67
    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
  • MichaellMichaell Moderator Posts: 264,435
    skarface said:

    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
    You think?

    Seems like a pretty big financial decision to not be sure of all the numbers.

    We can't really help with feedback until we know what we're looking at.

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  • car_buyer2019car_buyer2019 Member Posts: 2
    Here is the quote I recieved when visiting the dealer today. I told the Finance Manager that I only wanted to pay for 1st month, taxes, registration, and Acq fee upfront.

    I’d appreciate any feedback on it before returning to the dealer (or shopping with another) tomorrow. Hoping to take advantage of the year-end momentum to close a good deal.

    MSRP : $62860
    Sale Price: 56574 (10% off)
    Loyalty incentive of $3000
    Base MF: 0.00128 (I will be doing 7 MSD)
    Payment: $617 after 9.25% sales tax (Seems high, I was hoping for around 550’s)


  • Mattylaw11Mattylaw11 Member Posts: 14
    Hi
    What’s the MF/res for 2020 330i sedan 28117.
    36 mos/10k yr.
    $53,850 msrp
  • MichaellMichaell Moderator Posts: 264,435

    Here is the quote I recieved when visiting the dealer today. I told the Finance Manager that I only wanted to pay for 1st month, taxes, registration, and Acq fee upfront.

    I’d appreciate any feedback on it before returning to the dealer (or shopping with another) tomorrow. Hoping to take advantage of the year-end momentum to close a good deal.

    MSRP : $62860
    Sale Price: 56574 (10% off)
    Loyalty incentive of $3000
    Base MF: 0.00128 (I will be doing 7 MSD)
    Payment: $617 after 9.25% sales tax (Seems high, I was hoping for around 550’s)


    I agree with the math on that worksheet.

    Best way to get a lower payment is to negotiate a bigger discount from sticker.You're already doing max MSDs.

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  • MichaellMichaell Moderator Posts: 264,435

    Hi
    What’s the MF/res for 2020 330i sedan 28117.
    36 mos/10k yr.
    $53,850 msrp

    .00128 and 61%
    $750 lease credit

    Edmunds Price Checker
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  • skarfaceskarface Member Posts: 67
    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
    You think?

    Seems like a pretty big financial decision to not be sure of all the numbers.

    We can't really help with feedback until we know what we're looking at.
    MSDs are not allowed in NYS. Is there any other angle to lower the payment besides higher discount? MSDs seemed like the best bet but it’s apparently not allowed in NY from what I gather.

    I got the payment down to $630 on a higher msrp vehicle and the numbers include taxes, tags, etc. I told them to include taxes and fees etc down but it’s not explicitly listed so I said I think.
  • MichaellMichaell Moderator Posts: 264,435
    skarface said:

    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
    You think?

    Seems like a pretty big financial decision to not be sure of all the numbers.

    We can't really help with feedback until we know what we're looking at.
    MSDs are not allowed in NYS. Is there any other angle to lower the payment besides higher discount? MSDs seemed like the best bet but it’s apparently not allowed in NY from what I gather.

    I got the payment down to $630 on a higher msrp vehicle and the numbers include taxes, tags, etc. I told them to include taxes and fees etc down but it’s not explicitly listed so I said I think.
    Only levers available to lower a lease payment:
    1. Lower negotiated price
    2. MSDs (as noted, not available in NY - can you shop a different state?)
    3. More money down (not recommended, as you would lose that money if the car is stolen or totaled)

    Get everything lined out, in writing. Missing information always makes me nervous. Why are they hiding it? What else could they be hiding?

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • skarfaceskarface Member Posts: 67
    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
    You think?

    Seems like a pretty big financial decision to not be sure of all the numbers.

    We can't really help with feedback until we know what we're looking at.
    MSDs are not allowed in NYS. Is there any other angle to lower the payment besides higher discount? MSDs seemed like the best bet but it’s apparently not allowed in NY from what I gather.

    I got the payment down to $630 on a higher msrp vehicle and the numbers include taxes, tags, etc. I told them to include taxes and fees etc down but it’s not explicitly listed so I said I think.
    Only levers available to lower a lease payment:
    1. Lower negotiated price
    2. MSDs (as noted, not available in NY - can you shop a different state?)
    3. More money down (not recommended, as you would lose that money if the car is stolen or totaled)

    Get everything lined out, in writing. Missing information always makes me nervous. Why are they hiding it? What else could they be hiding?
    Do you know how many msds can be paid and how much it will lower the payment? Based on $630 a month
  • kyfdxkyfdx Moderator Posts: 267,637
    skarface said:

    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    Michaell said:

    skarface said:

    kyfdx said:

    skarface said:

    Michaell said:

    skarface said:

    Any tips on getting this payment lower?
    $715 12k/36month $3500 down (taxes)
    $66k msrp
    $59525 sales price ( includes $3k in rebates)

    .00134 mf, 60% residual

    2020 m340i xdrive

    What ZIP code?

    Base MF is .00128, this month. Seems like an awful small markup.

    Is it $3500 + first payment, registration, etc. or $3500 total out of pocket?
    I think it was total down out of pocket including taxes and registration etc. Zip code would be 14222

    How much lower would it be without the marked up money factor?
    Seems like we have a few "rounded off" numbers.
    Is $66,000 the actual MSRP, or is it $66,???.

    Do you have a breakdown of the $3500 upfront? Most upfront charges don't end up exactly at a round number.

    Seems doubtful they would only markup the rate that little. The difference is $6/mo.
    I would verify that MF number.
    Here's the screen grab with all the exact numbers.

    That still doesn't show the breakdown of the $3475 up front.

    Very odd that the MF is marked up by .00006 - not really much in it for the dealer to do that.
    I think it was the taxes, tags, etc., not a cap cost payment if that makes sense. Taxes are 8.75%. Any input on whether this is a good, great, bad deal based on that?
    You think?

    Seems like a pretty big financial decision to not be sure of all the numbers.

    We can't really help with feedback until we know what we're looking at.
    MSDs are not allowed in NYS. Is there any other angle to lower the payment besides higher discount? MSDs seemed like the best bet but it’s apparently not allowed in NY from what I gather.

    I got the payment down to $630 on a higher msrp vehicle and the numbers include taxes, tags, etc. I told them to include taxes and fees etc down but it’s not explicitly listed so I said I think.
    Only levers available to lower a lease payment:
    1. Lower negotiated price
    2. MSDs (as noted, not available in NY - can you shop a different state?)
    3. More money down (not recommended, as you would lose that money if the car is stolen or totaled)

    Get everything lined out, in writing. Missing information always makes me nervous. Why are they hiding it? What else could they be hiding?
    Do you know how many msds can be paid and how much it will lower the payment? Based on $630 a month
    7 MSDs X .00005 ea = .00035 total reduction.

    That will drop the payment about $37/mo.

    Edmunds Price Checker
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    Edmunds Moderator

  • asdizzlerasdizzler Member Posts: 5
    Looking for current #s for 2020 m340i , 36mo/10k LEASE, zip code 91710. Thanks!
  • Hello,

    Do you have numbers for M340i in 33018 for 36mo/12k? Will be asking for January numbers soon. Thanks
  • MichaellMichaell Moderator Posts: 264,435
    asdizzler said:

    Looking for current #s for 2020 m340i , 36mo/10k LEASE, zip code 91710. Thanks!

    .00128 and 61%
    $1000 lease credit

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 264,435

    Hello,

    Do you have numbers for M340i in 33018 for 36mo/12k? Will be asking for January numbers soon. Thanks

    .00128 and 60%
    $1000 lease credit

    Current programs expire 1/5/20

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • LeaseDocLeaseDoc Member Posts: 51
    Hi there. Is conquest rebate applicable here? 92101 is zip.
  • mard71mard71 Member Posts: 99
    What is the highest % off MSRP BMW leasees are receiving? What % can I expect to receive off (prior to any incentives/rebates) of the selling price of an in-stock 2020 M340ix?
    How about if it is special ordered from BMW?
    Thanks!
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