2021 BMW X6 Lease Deals and Prices

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  • laker4everlaker4ever Member Posts: 5
    Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly.
    Am I correct with the lock of MF and RV?
  • kyfdxkyfdx Moderator Posts: 251,070

    Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly.
    Am I correct with the lock of MF and RV?

    If you locked it in February, then you can use the February program until the end of April.
    Have you locked it? I can't answer that question.

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  • laker4everlaker4ever Member Posts: 5
    kyfdx said:

    Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly.
    Am I correct with the lock of MF and RV?

    If you locked it in February, then you can use the February program until the end of April.
    Have you locked it? I can't answer that question.
    I thought when you run credit application and get approved it mentions something like "Approved within published guidelines (Center Responsible to verify rate/term)" Then you are locked...or you say locking is a separate process?
  • kyfdxkyfdx Moderator Posts: 251,070

    kyfdx said:

    Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly.
    Am I correct with the lock of MF and RV?

    If you locked it in February, then you can use the February program until the end of April.
    Have you locked it? I can't answer that question.
    I thought when you run credit application and get approved it mentions something like "Approved within published guidelines (Center Responsible to verify rate/term)" Then you are locked...or you say locking is a separate process?
    I'm saying I don't know.

    If you ARE locked, then the timeline I provided above is accurate.

    I certainly wouldn't assume I was locked, without verification.

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  • vinnnyavinnnya Member Posts: 2
    Hi, would you be able to provide MF, RV and any current incentives for the 2021 X6 xDrive40i & XDrive50i for 36/10 ZIP 92008
    Thank You
  • MichaellMichaell Moderator Posts: 250,334
    vinnnya said:

    Hi, would you be able to provide MF, RV and any current incentives for the 2021 X6 xDrive40i & XDrive50i for 36/10 ZIP 92008
    Thank You

    .00086 and 54%
    $500 lease credit

    Either engine.

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  • bevomdbevomd Member Posts: 3
    Can I please get the 12k and 15k/36mo lease MF, RV, current incentives for 2021 X6 M50i in 75028?
    Thanks!
  • MichaellMichaell Moderator Posts: 250,334
    bevomd said:

    Can I please get the 12k and 15k/36mo lease MF, RV, current incentives for 2021 X6 M50i in 75028?
    Thanks!

    36/15
    .00086 and 51%
    $500 lease credit

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  • Veruca95Veruca95 Member Posts: 3
    Hi. Looking for MF & Residual for:
    X6 xDrive40i
    36 mo/10k
    36 mo/12k
    Zip:10065

    Thank you!
  • kyfdxkyfdx Moderator Posts: 251,070
    Veruca95 said:

    Hi. Looking for MF & Residual for:
    X6 xDrive40i
    36 mo/10k
    36 mo/12k
    Zip:10065

    Thank you!

    36/12
    .00086 MF and 53% residual
    $500 lease credit

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  • JGB_TraderJGB_Trader Member Posts: 3
    edited March 2021
    Hello,

    What would be the MF and RV and any incentives or lease credits for a 2021 X6 xDrive40i in 78729 24 and 36 months, 10k miles -- thank you!
  • MichaellMichaell Moderator Posts: 250,334

    Hello,

    What would be the MF and RV and any incentives or lease credits for a 2021 X6 xDrive40i in 78729 24 and 36 months, 10k miles -- thank you!

    .00086 and 58% / 54%
    $500 lease credit

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  • JGB_TraderJGB_Trader Member Posts: 3
    So if dealer says the above MF is incorrect and that they always use the same MF for all deals, is he lying?
  • MichaellMichaell Moderator Posts: 250,334

    So if dealer says the above MF is incorrect and that they always use the same MF for all deals, is he lying?

    Yes.

    (color me shocked!)

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  • greenwav129greenwav129 Member Posts: 1
    Hi - can I get the RV and MF for 2021 X6 xDrive40i for 10K/36 and 7.5K/36? 90028 is the zip. Thank you!
  • MichaellMichaell Moderator Posts: 250,334

    Hi - can I get the RV and MF for 2021 X6 xDrive40i for 10K/36 and 7.5K/36? 90028 is the zip. Thank you!

    36/10
    .00086 and 54%
    $500 lease credit

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  • jwmanjwman Member Posts: 5
    edited March 2021
    Hi Forum!
    Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.

    I have a trade in allowance and seems significant MsRP reduction.

    Does this look right at $804/month? NJ dealer.



    Any thoughts greatly appreciated. Trying to order this weekend before end of month.
  • MichaellMichaell Moderator Posts: 250,334
    jwman said:

    Hi Forum!
    Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.

    I have a trade in allowance and seems significant MsRP reduction.

    Does this look right at $804/month? NJ dealer.



    Any thoughts greatly appreciated. Trying to order this weekend before end of month.

    Almost $5300 in cap reduction and you're still paying $800/mo?

    Ask them what MF they are using - base rate is .00086, this month.

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  • jwmanjwman Member Posts: 5
    Michaell said:

    jwman said:

    Hi Forum!
    Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.

    I have a trade in allowance and seems significant MsRP reduction.

    Does this look right at $804/month? NJ dealer.



    Any thoughts greatly appreciated. Trying to order this weekend before end of month.

    Almost $5300 in cap reduction and you're still paying $800/mo?

    Ask them what MF they are using - base rate is .00086, this month.
    Great. Thank you. While on the surface it seemed reasonable, something does feel off -- given the value of the trade in/cap reduction + supposed price reduction. I'm going back to them to dig in. Thanks.
  • MichaellMichaell Moderator Posts: 250,334
    jwman said:

    Michaell said:

    jwman said:

    Hi Forum!
    Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.

    I have a trade in allowance and seems significant MsRP reduction.

    Does this look right at $804/month? NJ dealer.



    Any thoughts greatly appreciated. Trying to order this weekend before end of month.

    Almost $5300 in cap reduction and you're still paying $800/mo?

    Ask them what MF they are using - base rate is .00086, this month.
    Great. Thank you. While on the surface it seemed reasonable, something does feel off -- given the value of the trade in/cap reduction + supposed price reduction. I'm going back to them to dig in. Thanks.
    Keep us posted.

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  • hailrosehailrose Member Posts: 11
    Hello,

    Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631.

    Thank You
  • MichaellMichaell Moderator Posts: 250,334
    hailrose said:

    Hello,

    Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631.

    Thank You

    .00086 and 53%
    $500 lease credit

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  • section6213section6213 Member Posts: 1
    Hello,

    Is this a good deal? If not, how should I counter? Almost fully loaded. San Antonio TX. Residual for 10k is 54% and MF .00126. $3,000 in incentives and dealer discounts. Thanks in advance!




  • kyfdxkyfdx Moderator Posts: 251,070

    Hello,

    Is this a good deal? If not, how should I counter? Almost fully loaded. San Antonio TX. Residual for 10k is 54% and MF .00126. $3,000 in incentives and dealer discounts. Thanks in advance!




    $3000 reduction, offset by $788 fee (amazing.. paying the commission.... sheww), and $1500 in incentives from BMW. ($500 lease credit + $1000 loyalty)

    Which makes your effective discount just $712.

    And, on top of that, marking up the money factor the maximum, from .00086.

    No, this is a terrible deal

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  • Veruca95Veruca95 Member Posts: 3
    Hi.
    Looking for the April MF and Residual for 2021 X6 xDrive40i (zip 10065) for both:
    36/10k
    36/12k
  • hailrosehailrose Member Posts: 11
    Hello,

    Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631 for April.

    Thank You
  • kyfdxkyfdx Moderator Posts: 251,070
    Veruca95 said:

    Hi.
    Looking for the April MF and Residual for 2021 X6 xDrive40i (zip 10065) for both:
    36/10k
    36/12k

    36/12
    .00093 MF and 53% residual
    $500 lease credit

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  • kyfdxkyfdx Moderator Posts: 251,070
    hailrose said:

    Hello,

    Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631 for April.

    Thank You

    .00093 MF and 53% residual
    $500 lease credit

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  • femfem17femfem17 Member Posts: 16
    Hi, Looking for RV, MF, and incentives for 36/10 on the X6 40i 20720. Thank you for the help.
  • kyfdxkyfdx Moderator Posts: 251,070
    femfem17 said:

    Hi, Looking for RV, MF, and incentives for 36/10 on the X6 40i 20720. Thank you for the help.

    .00093 MF and 54% residual
    $500 lease credit

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  • DK7DK7 Member Posts: 8
    Hi, Looking for RV, MF, and incentives for 36/12 on the X6 40i 92833. Thank you for the help
  • kyfdxkyfdx Moderator Posts: 251,070
    DK7 said:

    Hi, Looking for RV, MF, and incentives for 36/12 on the X6 40i 92833. Thank you for the help

    .00093 MF and 53% residual
    $500 lease credit

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  • mil6753mil6753 Member Posts: 71
    Wondering what April’s RV, MF, and incentives are for 36/12 and 36/10 on the X6 M50i for zip code 68154. Thank you for the help
  • kyfdxkyfdx Moderator Posts: 251,070
    mil6753 said:

    Wondering what April’s RV, MF, and incentives are for 36/12 and 36/10 on the X6 M50i for zip code 68154. Thank you for the help

    36/12
    .00093 MF and 53% residual
    $500 lease credit

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  • hailrosehailrose Member Posts: 11
    What you think about this deal.

    2021 BMW X6. 12k 36 month
  • MichaellMichaell Moderator Posts: 250,334
    hailrose said:

    What you think about this deal.

    2021 BMW X6. 12k 36 month

    .00093 and 53%
    $500 lease credit

    The $2200 of negative equity is adding roughly $60-65/mo to your payment.

    Ask the dealer for both the adjusted cap cost and the MF used for their quote.

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  • hailrosehailrose Member Posts: 11


    Dealer actually said he uses .00113 money factor and not .00093. That he raises the money factor up so his team can eat.
    He then said he can lower the cost of the car to make up for the money factor. This is the new quote.
  • kyfdxkyfdx Moderator Posts: 251,070
    hailrose said:



    Dealer actually said he uses .00113 money factor and not .00093. That he raises the money factor up so his team can eat.
    He then said he can lower the cost of the car to make up for the money factor. This is the new quote.

    Sure enough.... they gave you a bigger discount to make up for it.

    I get an adjusted CAP cost around $69,950 to get that payment with .00113 MF
    Kind of hard to reconcile the numbers, as the upfront charges aren't itemized, and none of the numbers add up to the $3000 you are putting upfront.

    I'm sure there are DMV fees, sales tax and probably a big dealer/doc fee, but you can't tell what those numbers are, from your document.

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  • femfem17femfem17 Member Posts: 16
    Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:

    X6
    State: Maryland
    MSRP 74945
    Selling price $67320- includes $1500 rebates
    MF 0.00133- top tier credit 750
    Taxes $4039
    Dealer processing fee $799
    Acquisition fee $925
    Title/tags - $470
    Monthly payment $1027



  • kyfdxkyfdx Moderator Posts: 251,070
    edited April 2021
    femfem17 said:

    Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:

    X6
    State: Maryland
    MSRP 74945
    Selling price $67320- includes $1500 rebates
    MF 0.00133- top tier credit 750
    Taxes $4039
    Dealer processing fee $799
    Acquisition fee $925
    Title/tags - $470
    Monthly payment $1027



    Seems like a below average deal. Discount could be bigger, considering the big doc fee of $799.

    I'd want to know the adjusted CAP cost for the $0 Down, payment

    Money factor is marked up the maximum.
    Adds about $50/mo. to the payment.

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  • femfem17femfem17 Member Posts: 16
    kyfdx said:

    femfem17 said:

    Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:

    X6
    State: Maryland
    MSRP 74945
    Selling price $67320- includes $1500 rebates
    MF 0.00133- top tier credit 750
    Taxes $4039
    Dealer processing fee $799
    Acquisition fee $925
    Title/tags - $470
    Monthly payment $1027



    Seems like a below average deal. Discount could be bigger, considering the big doc fee of $799.

    I'd want to know the adjusted CAP cost for the $0 Down, payment

    Money factor is marked up the maximum.
    Adds about $50/mo. to the payment.
    Thanks for your help on this. The adjusted CAP for 0 down is $40,470.30 with 54% RV.

  • kyfdxkyfdx Moderator Posts: 251,070
    femfem17 said:

    kyfdx said:

    femfem17 said:

    Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:

    X6
    State: Maryland
    MSRP 74945
    Selling price $67320- includes $1500 rebates
    MF 0.00133- top tier credit 750
    Taxes $4039
    Dealer processing fee $799
    Acquisition fee $925
    Title/tags - $470
    Monthly payment $1027



    Seems like a below average deal. Discount could be bigger, considering the big doc fee of $799.

    I'd want to know the adjusted CAP cost for the $0 Down, payment

    Money factor is marked up the maximum.
    Adds about $50/mo. to the payment.
    Thanks for your help on this. The adjusted CAP for 0 down is $40,470.30 with 54% RV.

    That is the residual amount, not the adjusted CAP

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  • mrnewyork4umrnewyork4u Member Posts: 6
    Hello
    Can I please get the 10k and 7500/36mo lease MF, RV, current incentives for 2021 X6 40 with M package at 11793
    TIA
  • kyfdxkyfdx Moderator Posts: 251,070

    Hello
    Can I please get the 10k and 7500/36mo lease MF, RV, current incentives for 2021 X6 40 with M package at 11793
    TIA

    36/10
    .00093 MF and 54% residual
    $500 lease credit

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  • OJ_27OJ_27 Member Posts: 3
    Hi.

    Looking for MF, Residual and incentives for:
    X6 xDrive40i
    36 mo/10k
    Zip:48312

    Thank you!
  • GCDelawareGCDelaware Member Posts: 3
    edited May 2021
    Hi,
    Could I get the mf and residual for an xdrive 40i
    36 months, 10k miles
    Is the lease credit still in place, and what discount should I be getting vs the msrp? (77,745)

    Zip code 07079
    Thank you.
  • kyfdxkyfdx Moderator Posts: 251,070

    @OJ_27 said:
    Hi.

    Looking for MF, Residual and incentives for:
    X6 xDrive40i
    36 mo/10k
    Zip:48312

    Thank you!

    .00093 MF and 53% residual
    No lease incentives

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  • kyfdxkyfdx Moderator Posts: 251,070

    @GCDelaware said:
    Hi,
    Could I get the mf and residual for an xdrive 40i
    36 months, 10k miles
    Is the lease credit still in place, and what discount should I be getting vs the msrp? (77,745)

    Zip code 07079
    Thank you.

    .00093 MF and 53% residual
    No lease credit

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  • carfun44carfun44 Member Posts: 55

    Hello. Looking for MF and Residual on 2021 X6M all wheel, 36 months, 12k miles, zip 33544. thank you

  • MichaellMichaell Moderator Posts: 250,334

    @carfun44 said:
    Hello. Looking for MF and Residual on 2021 X6M all wheel, 36 months, 12k miles, zip 33544. thank you

    .00093 and 52%
    No incentives

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