Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly. Am I correct with the lock of MF and RV?
Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly. Am I correct with the lock of MF and RV?
If you locked it in February, then you can use the February program until the end of April. Have you locked it? I can't answer that question.
Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly. Am I correct with the lock of MF and RV?
If you locked it in February, then you can use the February program until the end of April. Have you locked it? I can't answer that question.
I thought when you run credit application and get approved it mentions something like "Approved within published guidelines (Center Responsible to verify rate/term)" Then you are locked...or you say locking is a separate process?
Ordered X5 few weeks ago, applied and approved by BMW Financial. I was told before that with that approval, I have locked in the lease terms (money factor and Residual value) provided I complete the transaction in 60 days I believe. Now seeing that RV got worse by 1 point, from 55% to 54% from February to March, it can potentially make the deal worse by about $700 for the term or $20 monthly. Am I correct with the lock of MF and RV?
If you locked it in February, then you can use the February program until the end of April. Have you locked it? I can't answer that question.
I thought when you run credit application and get approved it mentions something like "Approved within published guidelines (Center Responsible to verify rate/term)" Then you are locked...or you say locking is a separate process?
I'm saying I don't know.
If you ARE locked, then the timeline I provided above is accurate.
I certainly wouldn't assume I was locked, without verification.
Hi Forum! Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.
I have a trade in allowance and seems significant MsRP reduction.
Does this look right at $804/month? NJ dealer.
Any thoughts greatly appreciated. Trying to order this weekend before end of month.
Almost $5300 in cap reduction and you're still paying $800/mo?
Ask them what MF they are using - base rate is .00086, this month.
Great. Thank you. While on the surface it seemed reasonable, something does feel off -- given the value of the trade in/cap reduction + supposed price reduction. I'm going back to them to dig in. Thanks.
Hi Forum! Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.
I have a trade in allowance and seems significant MsRP reduction.
Does this look right at $804/month? NJ dealer.
Any thoughts greatly appreciated. Trying to order this weekend before end of month.
Almost $5300 in cap reduction and you're still paying $800/mo?
Ask them what MF they are using - base rate is .00086, this month.
Great. Thank you. While on the surface it seemed reasonable, something does feel off -- given the value of the trade in/cap reduction + supposed price reduction. I'm going back to them to dig in. Thanks.
Is this a good deal? If not, how should I counter? Almost fully loaded. San Antonio TX. Residual for 10k is 54% and MF .00126. $3,000 in incentives and dealer discounts. Thanks in advance!
Is this a good deal? If not, how should I counter? Almost fully loaded. San Antonio TX. Residual for 10k is 54% and MF .00126. $3,000 in incentives and dealer discounts. Thanks in advance!
$3000 reduction, offset by $788 fee (amazing.. paying the commission.... sheww), and $1500 in incentives from BMW. ($500 lease credit + $1000 loyalty)
Which makes your effective discount just $712.
And, on top of that, marking up the money factor the maximum, from .00086.
Dealer actually said he uses .00113 money factor and not .00093. That he raises the money factor up so his team can eat. He then said he can lower the cost of the car to make up for the money factor. This is the new quote.
Dealer actually said he uses .00113 money factor and not .00093. That he raises the money factor up so his team can eat. He then said he can lower the cost of the car to make up for the money factor. This is the new quote.
Sure enough.... they gave you a bigger discount to make up for it.
I get an adjusted CAP cost around $69,950 to get that payment with .00113 MF Kind of hard to reconcile the numbers, as the upfront charges aren't itemized, and none of the numbers add up to the $3000 you are putting upfront.
I'm sure there are DMV fees, sales tax and probably a big dealer/doc fee, but you can't tell what those numbers are, from your document.
Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:
Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:
Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:
Howdy!! Does this look like a reasonable deal? I was able to get an additional $500 off the msrp shown below but I've added the initial offer for context. Appreciate the feedback:
Hi, Could I get the mf and residual for an xdrive 40i 36 months, 10k miles Is the lease credit still in place, and what discount should I be getting vs the msrp? (77,745)
@GCDelaware said:
Hi,
Could I get the mf and residual for an xdrive 40i
36 months, 10k miles
Is the lease credit still in place, and what discount should I be getting vs the msrp? (77,745)
Comments
Am I correct with the lock of MF and RV?
Have you locked it? I can't answer that question.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
If you ARE locked, then the timeline I provided above is accurate.
I certainly wouldn't assume I was locked, without verification.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank You
$500 lease credit
Either engine.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks!
.00086 and 51%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
X6 xDrive40i
36 mo/10k
36 mo/12k
Zip:10065
Thank you!
.00086 MF and 53% residual
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
What would be the MF and RV and any incentives or lease credits for a 2021 X6 xDrive40i in 78729 24 and 36 months, 10k miles -- thank you!
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
(color me shocked!)
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00086 and 54%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Received this lease deal for 2021 X6 XDrive 40i w/ M package, Premium Package, carbon black.
I have a trade in allowance and seems significant MsRP reduction.
Does this look right at $804/month? NJ dealer.
Any thoughts greatly appreciated. Trying to order this weekend before end of month.
Ask them what MF they are using - base rate is .00086, this month.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631.
Thank You
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Is this a good deal? If not, how should I counter? Almost fully loaded. San Antonio TX. Residual for 10k is 54% and MF .00126. $3,000 in incentives and dealer discounts. Thanks in advance!
Which makes your effective discount just $712.
And, on top of that, marking up the money factor the maximum, from .00086.
No, this is a terrible deal
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Looking for the April MF and Residual for 2021 X6 xDrive40i (zip 10065) for both:
36/10k
36/12k
Can I get the RV and MF for 2021 X6 xDrive40i for 12K/36 in NJ 07631 for April.
Thank You
.00093 MF and 53% residual
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00093 MF and 53% residual
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2021 BMW X6. 12k 36 month
$500 lease credit
The $2200 of negative equity is adding roughly $60-65/mo to your payment.
Ask the dealer for both the adjusted cap cost and the MF used for their quote.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Dealer actually said he uses .00113 money factor and not .00093. That he raises the money factor up so his team can eat.
He then said he can lower the cost of the car to make up for the money factor. This is the new quote.
I get an adjusted CAP cost around $69,950 to get that payment with .00113 MF
Kind of hard to reconcile the numbers, as the upfront charges aren't itemized, and none of the numbers add up to the $3000 you are putting upfront.
I'm sure there are DMV fees, sales tax and probably a big dealer/doc fee, but you can't tell what those numbers are, from your document.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
X6
State: Maryland
MSRP 74945
Selling price $67320- includes $1500 rebates
MF 0.00133- top tier credit 750
Taxes $4039
Dealer processing fee $799
Acquisition fee $925
Title/tags - $470
Monthly payment $1027
I'd want to know the adjusted CAP cost for the $0 Down, payment
Money factor is marked up the maximum.
Adds about $50/mo. to the payment.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Can I please get the 10k and 7500/36mo lease MF, RV, current incentives for 2021 X6 40 with M package at 11793
TIA
.00093 MF and 54% residual
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Looking for MF, Residual and incentives for:
X6 xDrive40i
36 mo/10k
Zip:48312
Thank you!
Could I get the mf and residual for an xdrive 40i
36 months, 10k miles
Is the lease credit still in place, and what discount should I be getting vs the msrp? (77,745)
Zip code 07079
Thank you.
.00093 MF and 53% residual
No lease incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00093 MF and 53% residual
No lease credit
Edmunds price tools
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Hello. Looking for MF and Residual on 2021 X6M all wheel, 36 months, 12k miles, zip 33544. thank you
.00093 and 52%
No incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige