Hi CarMan. I'm in Los Angeles and am looking at an A4 Wagon ( i haven' seen a lot of posts for wagons). it's dakar beige premium plus. sticker price $46k or so. is residual value still 52%. I'm figuring if I can negotiate the sales price to $44k or so. With $3500 down I should be able to get a monthly payment of around $525 plus tax-assuming your .00202 money factor/4.9%. What do you think? Thanks for any and all info you have regarding this and A4 wagon with premium packages (not premium plus). And, what kind of acquisition fees should i expect? Thanks so much.
Here in NorCal we're seeing deals below invoice, so you should be able to get the same in LA, otherwise spend $100 on a 1-way ticket and pick it up here
Hi CarMan, I too am looking for an A4 Avant. Ideally I'd like to get the S-line package that comes with the 19" rims but after talking to a couple of dealers it seems that you can only get the S-line package on the prestige model. I did the price on Edmunds for invoice and it came out to 43,254. That said, one dealer told me the residual is worse on the prestige model than it is with the premium plus. So now I'm thinking of just getting the premium with sport package and getting my own 19" rims. (About 38k without the cost of the rims)
Here's what I'd like to pay. Let me know if you have any advice..
3,500 Drive Off 450 / Month with tax
Also, I'm in Los Angeles so I'm not sure if that will make a difference or not.
I believe Audi's loyalty program expired at the beginning of the month. Are they offering any current loyalty program? How often do they tend to offer bonuses? My Premier Purchase matures in early April so I'm starting to think about what to do.
Looking to lease 2009 Audi A4 2.0T Quattro, got this numbers from dealership in naperville, IL. How do I figure out the cap cost (priced at which dealer is selling the car) from these numbers?
MSRP: $34,265 Residual: $19188 Downpayment: $5500 (includes taxes which are 7.25%) Term: 36monts Miles: 10,000 Monthly Payment: $388 (If downpayment of $5500 is rolled into lease then its $498)
Hi ChitownDAG. I suspect that Audi Financial Services' residual values for balloon notes are the same as its residuals for leases, but I am not 100% positive that this is the case. Given their lack of popularity I do not personally keep tabs on the details of balloon note programs. Sorry that I could not be of more help.
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You're welcome, botero. This car's selling price is different than its MSRP. Remember that the selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. It's great that you know this car's MSRP, but that's not the most important number. You can look up the MSRP anywhere. You need to find out what price the dealer is actually charging you for this car. If you tell us what the selling price is, we can give you our opinions on how good a deal you are getting.
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Hi hofhofhof. The A4 Avant that you are interested in probably has a spread of around $2,800 between its full MSRP and its dealer invoice price. The $44,000 that you mentioned would probably be around $800 over invoice, which isn't bad.
Audi Financial Services' current buy rate lease money factor for a 36 month lease of an '09 A4 Avant is .00162. Make sure that the dealer uses this factor to calculate your vehicle's payment.
I see that you are considering making a $3,500 down payment on your lease. I always advise community members not to make large down payments on leases. Those who make them risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered. Even though it means that your monthly payment will be higher, you would be better off going with a zero down lease.
I believe that Audi Financial Services charges a $575 acquisition fee on leases.
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Hi chisoxindc. Audi is running a loyalty promotion on the A4 this month. Current Audi Financial Services customers will receive a $1,500 cash incentive if they finance or $750 if they lease a new '09 A4 through AFS.
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Hopefully this post is within the context of the forum. I plan on leasing an Audi A4 in the Iowa area, but there is a chance of me moving out of state during the lease period. I can't seem to find an answer to this question: Does Audi Financial Services let you move out of state with a lease? Everyone I ask, including the dealer, says they "should" allow it. But, I don't want to end up screwing myself over.
Moving to a different state shouldn't be a problem... but, what you should be worried about are sales tax issues...
I'm not sure how the lease tax is handled in Iowa, but if you are in a state where you pay the tax upfront, then move to a state where you are taxed monthly on the payment, then your payment may go up...
Actually, it could be a problem, either way... Do you know what state you might be moving to?
My local dealer is quoting a .00142 money rate instead of .00127 for 10k, 36month A4. He said Audi adds .00015 to "cover the security deposit" since I am not a returning customer. I asked exactly what this means and he replied the security deposit covers the first payment, so that's what the extra .00015 is for.
Does that make sense or am I being taken advantage of here?
As follow up to my post above, I am considering the prestige package, and he quotes 36month residual of 50%, and says it is 53% for premium plus. Is the 50% accurate.
I'm pretty sure the sales tax in Iowa (5%) is paid lump sum at signing. The plan is to move to California. I believe when you register an out-of-state car in California they'll only tax you the difference or at least credit you some amount for the out-of-state taxes you've already paid.
I'm willing to take the hit on the taxes, but wanted to know if moving out-of-state is allowed by Audi Financial. My fear is getting stuck with early termination if they don't allow it.
Hi rbergmandc. Here's the information that you're looking for. Audi Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 Audi A4 2.0T Premium Plus Sedan with quattro and 12,000 miles per year are .00127 and 52%, respectively.
Lessees are never required to make any sort of capitalized cost reduction aka down payment when leasing. You would be best off going with a zero down lease. Audi is providing $750 owner loyalty cash on leases of this model right now if you are currently leasing or financing another Audi vehicle.
The capitalized cost for a leased vehicle is essentially its selling price minus any sort of down payment that you want to make.
You can look up the dealer invoice price for the exact model that you want over in the New Vehicle Pricing section of Edmunds.com.
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Hi 09a4quattro. Let me begin by saying that $5,500 is way too much money to pay at signing on any lease. You should try to roll as much of this money as possible into your car's capitalized cost. Consumers who make large down payments on leases risk losing part or all of the money that they put down if their vehicle is totaled in an accident or stolen and never recovered. Even though it means that your monthly payment will be higher, you will be much better off going with a zero down lease.
It is possible to back into this car's approximate selling price by playing with the numbers, but you would be netter off just asking the dealer what its selling price is. They should be happy to tell you. If not, don't lease from them. I personally would never lease from a dealer that wasn't willing to tell me how much they were charging me for the vehicle that I wanted.
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Hi richb21. Anyone who is not a current Audi Financial Services lessee who leases a new Audi has to pay a security deposit equivalent to their vehicle's monthly payment rounded up to the nearest $25 increment at lease signing. AFS will waive its security deposit requirement in exchange for an increase of .00015 in the money factor that is used to calculate your vehicle's monthly payment.
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Hey richb21. Audi Financial Services' current residual value for a 36 month lease of an '09 A4 2.0T Prestige Sedan with 15,000 miles per year is 47%. This resid would be 2% higher for a lease with only 12,000 miles per year and 3% higher for a lease with 10,000.
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In that case, I think the dealer is trying to double dip on me. In addition to the .00015 in the money factor, they are asking for $2,000 upfront that "includes the first payment". My presumption is that anything I put upfront (over and above the acquisition cost) should be deducted from the capitalized cost. Am I thinking about that correctly? I've asked the dealer what else is in the $2,000 beyond the first payment as the first payment itself is far less than $2,000. I should get a response today.
This is where you will get hurt.. California taxes the monthly payment on leases... I think it varies between 7.75% and 8.75% depending on where you register the car...
If you were bringing in a car that you already owned, then there wouldn't be an issue, but they will certainly add tax to your lease payment... I definitely would not lease a car in an upfront tax state, then move to a "monthly payment tax" state..
Who knows what February brings, but believe i've negotiated a good end of month deal on subject:
$1,500 upfront which includes first payment and other assorted fees $599 plus tax for 35 months $350 disposal fee 10k miles per year
If I am doing the math correctly, my capitalized cost is a bit under invoice
Interested if anyone thinks I am missing something assuming above is all correct, when i reverse engineered the payments and everything else against the 50% residual and audi money rate for new customers, it comes out right. (i think!)
Here are the details, the salesman bascially said at the end of the month he was willing "not to make money on the car in order to make some money on the lease, thus the higher money rate".
MSRP $46,750 Sales PRice $40,017 Net Cap $40,458 $1,500 down (includes first payment) $599/mth .00192 money rate 50% residual
Seems to me like a very good deal on the car offset by a slightly high money rate but net net not bad, interested if others disagree.
Help!...I owe $1,278.00 on my 2006 A4 which ends 5/19...I looked at a 2009 A4 Premium Plus with 10,000 miles/yr...I live in Southwestern Pa...What do you think of this deal?
MSRP of $37,525.00 Selling Price of $36,425.00 Adjusted Selling Price??? $37,703.00 Down Payment - $3,667.40 Down Payment Tax - $188.32 Assg. Fee - $625.00 Total Cap Cost - $34,660.60 Total Cash/Rebate/Equity - $3297.00 Inception Fee - $719.29 Residual Value - 50% RV - $18,762.00...Mileage Adjustment + 3% = Adjusted Residual Value - $19,888.25
Payment - $479.62 + 9% =$522.79 or 0 money down $614.00/month for 35 months
They wouldn't tell me what money factor they were using...but this seem too high to me... Thanks for the help
before I waste my time at the dealer, is it at all possible to get a 09 AUDI A4 (non quattro) PREMIUM without any other options for under $400, with lets say about $1,500 down? This would be a 36mo lease, 15k miles. Or am I barking up the wrong tree?
it depends where you live first of all. i live in the northeast and was told by about 5 or 6 dealers they dont even carry front wheel drive A4's as audi only sends them to parts of the country where they would never need the quattro (miami for example). it'll also be tough to find any car (quattro or 2 wheel drive) with no options, 99% of them come with at least one option.
sure. depends on what price dealer sells the car to you. let's say:
$29000 (negotiated price) $1500 (down payment) $27500 (Net CAP cost)
For 36 months lease with lease factor of 0.00127 and residual of 52%, sales tax of 5.00%. your monthly comes to $404. Again these are assumptions, you should find out what the residual factor and sales taxes are in your area, ask the dealer.
I just bought A4 Quattro Premium for $480 for 36month lease.
Added Options: Bluetooth Audi Music Interface Sports Package
MSRP: $34,825 Invoice: $32,XXX
The dealer is willing to offer me this:
$30,XXX (apparently about $2k below invoice)
18k miles per year 36 month term $1,000 total due at signing
$716 per month after taxes(including the prepaid maintenance)
I know that monthly payment seems really high, but i am also financing an additional $4,842 into the price of the lease this is what it will cost me to get out of my lease with Acura. Instead of writing the check up front, i think i would rather finance it into the payment.
I hope that wasnt too confusing please let me know if this is a good deal.
Why spend $4800 just to get out of a current lease?? That sounds like the new car bug to me. I would never, personally, especially if you're not paying it off cash! $716 per month is insane. But to each his own
I have 11 months left on my lease. By the end of the lease, I will be about 15,000 miles over. I didnt realize how much I actually drive...in 2 years I put almost 40,000 miles on my car So I will have to pay roughly $3500 at the end of the lease for going over on my miles, not to mention that as of now, I need new tires, as well as brakes.
So that is why I am considering this. I know it sounds crazy to pay 4800, but im going to have to pay almost as much in the end, and I dont plan on leasing another Acura.
Do what I did, wait until end of lease and buy the car out via a loan and then sell it. You may lose less than half the amount that they would otherwise charge you....just my 2 cents.
Looks like a great deal just going by the offer price. I am getting a A4 2.0T S-line Prestige w/Nav for $42k --- was about $4k less than MSRP. Seems like you are doing $2k better than me (as the Audi Drive Select and S-line package cost abt the same).
Which dealership are you buying from? Guess I should be taking to your guy.
I need your input on this deal. I am looking at a A4 Quattro 2.0T S-line Prestige w/ Nav. The offer price is $42k which is about $1k less than the invoice price quoted in Edmunds. This car has an MSRP of $46k. I live in SF --- So, going by what other members from the Forum are getting, guess this deal is not out of the ordinary.
The dealer wouldn't give me the lease terms as the new specials begins tomorrow. I am thinking of a 12k/36 month lease.
1) What do you generally think of the offer price? 2) What is the current MF for a 12k/36 month? 3) What is the residual % for A4 Prestige models? Do the options like S-line (19'' wheels/Nav) improve the residual value?
I've been looking for a 2009 Audi A4 Quattro Premium Plus with Sports Package and Walnut Trim. After asking a few dealerships, this the best offer I've gotten:
Hi richb21. The dealer might be trying to charge you any number of things at lease signing. On a typical lease, the vehicle's first month's payment, security deposit equivalent to that payment rounded up to the nearest $25 or $50 increment, any sort of cap cost reduction you choose to make (ideally none), and any state taxes are fees are often due at signing.
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Thanks for your answer the MSRP for this Car will be USD$34.405.
If have gone to another dealer and I got the same model but with the standard color (Black) as folllows:
MSRP - USD$32.815
R. Value - 54%
MF - 0.00165
Payments - USD$450 + Tax (7%).
Thanks again and await your important comments
MSRP $34990
CC hoping to pay $33500
invoice about $33812
36 mo.
10000 miles/yr
Thank you!
Here's what I'd like to pay. Let me know if you have any advice..
3,500 Drive Off
450 / Month with tax
Also, I'm in Los Angeles so I'm not sure if that will make a difference or not.
Thanks!!
Also.. by chance can anyone explain Cap Cost to me.. looking to lease 12k/yr, 36 mos, nothing down.. roll in taxes in NYS
Found a great calculator online to find the price i want.. but not sure what cap cost means.. also .. how can i find INVOICE ?
MSRP on the car i believe is 36,700
Thanks
RLB
i'm also in the bay area currently deciding between an audi a4 and an mb c300 sport. which norcal audi dealers have you heard are going below invoice?
thanks!
MSRP: $34,265
Residual: $19188
Downpayment: $5500 (includes taxes which are 7.25%)
Term: 36monts
Miles: 10,000
Monthly Payment: $388 (If downpayment of $5500 is rolled into lease then its $498)
Any dealer offering this car below invoice in IL?
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Audi Financial Services' current buy rate lease money factor for a 36 month lease of an '09 A4 Avant is .00162. Make sure that the dealer uses this factor to calculate your vehicle's payment.
I see that you are considering making a $3,500 down payment on your lease. I always advise community members not to make large down payments on leases. Those who make them risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered. Even though it means that your monthly payment will be higher, you would be better off going with a zero down lease.
I believe that Audi Financial Services charges a $575 acquisition fee on leases.
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I plan on leasing an Audi A4 in the Iowa area, but there is a chance of me moving out of state during the lease period. I can't seem to find an answer to this question: Does Audi Financial Services let you move out of state with a lease? Everyone I ask, including the dealer, says they "should" allow it. But, I don't want to end up screwing myself over.
I'm not sure how the lease tax is handled in Iowa, but if you are in a state where you pay the tax upfront, then move to a state where you are taxed monthly on the payment, then your payment may go up...
Actually, it could be a problem, either way... Do you know what state you might be moving to?
regards,
kyfdx
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Does that make sense or am I being taken advantage of here?
thanks!
Thanks much.
I'm willing to take the hit on the taxes, but wanted to know if moving out-of-state is allowed by Audi Financial. My fear is getting stuck with early termination if they don't allow it.
Lessees are never required to make any sort of capitalized cost reduction aka down payment when leasing. You would be best off going with a zero down lease. Audi is providing $750 owner loyalty cash on leases of this model right now if you are currently leasing or financing another Audi vehicle.
The capitalized cost for a leased vehicle is essentially its selling price minus any sort of down payment that you want to make.
You can look up the dealer invoice price for the exact model that you want over in the New Vehicle Pricing section of Edmunds.com.
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It is possible to back into this car's approximate selling price by playing with the numbers, but you would be netter off just asking the dealer what its selling price is. They should be happy to tell you. If not, don't lease from them. I personally would never lease from a dealer that wasn't willing to tell me how much they were charging me for the vehicle that I wanted.
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Thanks again for your input.
If you were bringing in a car that you already owned, then there wouldn't be an issue, but they will certainly add tax to your lease payment... I definitely would not lease a car in an upfront tax state, then move to a "monthly payment tax" state..
regards,
kyfdx
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MSRP: $34,965 (See breakdown of invoice below)
Selling Price: $33,000
Money factor: 0.00127
Residual: 52%
Taxes: 7.25% (Dupage county-IL)
Monthly Lease payment: $499
Due when signing the lease: $1142 (1st month's payment + $575 security dep + $78 license + $65 title fees)
Invoice: $30,737
Options: $1338 (options on the car at invoice price)
Total: $32,900
how about selling price? Any one has recently bought this car in IL?
thanks so much for your responses.
$1,500 upfront which includes first payment and other assorted fees
$599 plus tax for 35 months
$350 disposal fee
10k miles per year
If I am doing the math correctly, my capitalized cost is a bit under invoice
Interested if anyone thinks I am missing something assuming above is all correct, when i reverse engineered the payments and everything else against the 50% residual and audi money rate for new customers, it comes out right. (i think!)
MSRP: $34,965 (See breakdown of invoice below)
Selling Price: $33,000
Money factor: 0.00127
Residual: 52%
Taxes: 7.25% (Dupage county-IL)
Monthly Lease payment: $499
Due when signing the lease: $1142 (1st month's payment + $575 security dep + $78 license + $65 title fees)
Invoice: $30,737
Options: $1338 (options on the car at invoice price)
Total: $32,900
I am about to close a deal and $350 disposal fee sounds good, I buying an A4 2.0T Quattro with Premium w/out nav for $499 monthly, FYI
MSRP $46,750
Sales PRice $40,017
Net Cap $40,458
$1,500 down (includes first payment)
$599/mth
.00192 money rate
50% residual
Seems to me like a very good deal on the car offset by a slightly high money rate but net net not bad, interested if others disagree.
MSRP of $37,525.00
Selling Price of $36,425.00
Adjusted Selling Price??? $37,703.00
Down Payment - $3,667.40
Down Payment Tax - $188.32
Assg. Fee - $625.00
Total Cap Cost - $34,660.60
Total Cash/Rebate/Equity - $3297.00
Inception Fee - $719.29
Residual Value - 50%
RV - $18,762.00...Mileage Adjustment + 3% =
Adjusted Residual Value - $19,888.25
Payment - $479.62 + 9% =$522.79
or
0 money down $614.00/month for 35 months
They wouldn't tell me what money factor they were using...but this seem too high to me... Thanks for the help
Southern California Audi Assoc $250.36
SCADA2 Audi DAA $168.85
Preparation and Inspection $195
I'm pretty sure I've never heard of the first two, and I think the third should be negotiable, but I wanted to get opinions from others.
Here is the rest of the info:
Audi with:
Ibis White
Black Interior
Open Sky
Cold Weather
Navigation
Convenience
Premium
MSRP $34,595
Residual % 50 (10k miles, 2.0T with premium)
Acquisition Fee $695
Invoice of car $32,433
Cap Cost Reduction 541
Months leasing 36
Money Factor 0.00118
Sales Tax 7.75
Bottom Line Monthly Payment $539
$29000 (negotiated price)
$1500 (down payment)
$27500 (Net CAP cost)
For 36 months lease with lease factor of 0.00127 and residual of 52%, sales tax of 5.00%. your monthly comes to $404. Again these are assumptions, you should find out what the residual factor and sales taxes are in your area, ask the dealer.
I just bought A4 Quattro Premium for $480 for 36month lease.
hope this helps!
Any insight on this would be much appreciated.
I got this offer from my local dealer in SoCal:
2009 Audi A4 2.0T Frontrak Premium
Added Options:
Bluetooth
Audi Music Interface
Sports Package
MSRP: $34,825
Invoice: $32,XXX
The dealer is willing to offer me this:
$30,XXX (apparently about $2k below invoice)
18k miles per year
36 month term
$1,000 total due at signing
$716 per month after taxes(including the prepaid maintenance)
I know that monthly payment seems really high, but i am also financing an additional $4,842 into the price of the lease this is what it will cost me to get out of my lease with Acura. Instead of writing the check up front, i think i would rather finance it into the payment.
I hope that wasnt too confusing please let me know if this is a good deal.
Thanks
I have 11 months left on my lease. By the end of the lease, I will be about 15,000 miles over. I didnt realize how much I actually drive...in 2 years I put almost 40,000 miles on my car So I will have to pay roughly $3500 at the end of the lease for going over on my miles, not to mention that as of now, I need new tires, as well as brakes.
So that is why I am considering this. I know it sounds crazy to pay 4800, but im going to have to pay almost as much in the end, and I dont plan on leasing another Acura.
Any thoughts on this is greatly appreciated.
Thanks.
Thanks again.
Do you have the February money factor and buy rate for non-quattro 2009 a4 premium plus with 10K, 12K and 15K on a 36 mo lease?
Regards!
Which dealership are you buying from? Guess I should be taking to your guy.
I need your input on this deal. I am looking at a A4 Quattro 2.0T S-line Prestige w/ Nav. The offer price is $42k which is about $1k less than the invoice price quoted in Edmunds. This car has an MSRP of $46k. I live in SF --- So, going by what other members from the Forum are getting, guess this deal is not out of the ordinary.
The dealer wouldn't give me the lease terms as the new specials begins tomorrow. I am thinking of a 12k/36 month lease.
1) What do you generally think of the offer price?
2) What is the current MF for a 12k/36 month?
3) What is the residual % for A4 Prestige models? Do the options like S-line (19'' wheels/Nav) improve the residual value?
Thank you for the help.
I got my Audi A4 Premium AWD 2months ago and here is my deal,
15k a year
1000 down to pay for taxes and fees ( first months payment paid by Audi)
440 a month
MSRP was around 33,000
Options:
Bluetooth
Heated Seats
6 cd changer
Woodgrain interior
I've been looking for a 2009 Audi A4 Quattro Premium Plus with Sports Package and Walnut Trim. After asking a few dealerships, this the best offer I've gotten:
MSRP - $39,850
Invoice - $37,768
Selling - $37,508
Money factor - 0.00105
Residual - 55%
Offer is $2000 and $499 +tax. Is this the best deal I could get? If this is kosher, I'll probably seal the deal this weekend.
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