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That number is correct for that model. It's not regional.
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2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
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2.5i Premium - 64% and .00100
2.5i Limited - 62% and .00065
2.5i Touring - 60% and .00065
Add 2% for 12K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Loving car so far...but I've only driven it from Pacific Subaru to my house! And, FWIW, dealership was terrific...highly recommended, especially Jim Nielsen in Internet Department.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Also, one dealer claimed the reason is that people would never make payments, and it would be very difficult then to made whole...that seems made up...most people with a high credit score want to keep it that way!
The only other cost you should pay up front are the DMV costs (if that's how your state works - it doesn't in Colorado where I live).
Dealers will say a lot of things to separate you from your money.
And, the dealer shouldn't care if the payments are made or not - it's the bank's problem at that point.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
In certain states, I could see a requirement to pay DMV fees upfront, but that's about it.
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24/15 - .00265 and 68% (2.5i) or 69% (3.6R). Add 2% for 12K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edit: That's for the 2.5i
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you so much. You guys are great!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Limited - 65% and .00065
Touring - 63% and .00065
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Limited with navigation and eyesight
- 36 mo
- 39 mo
- 42 mo
Touring
- 36 mo
- 39 mo
- 42 mo
All at 12k miles/year. Also what is the the sweet sport for outback limited/touring in terms of months and mileage?
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
.00065 MF and 64% residual
.00090 MF and 63% residual
.00090 MF and 61% residual
Touring
Same MF, deduct 2% from residual.
Not a lot of difference there.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sign and drive no money down,
Msrp is $35832
Selling price is $31551
Cap cost is $33022.62
Residual value is $22932.48
Money factor is 0.00115
$377 (including tax). 12k miles, 36 months
How is it? Can we do better?
The money factor is marked up the maximum from the base amount.
That adds about $30/mo. to the payment.
I would pay the DMV fees upfront (about $400?), as those are non-taxable. When they get rolled into the payment, you are paying sales tax on them.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
After some back n forth we now have a new quote for the Touring 2.5 model. $377(including tax), 0 down and $800 drive off which includes DMV, fee and first month payment.
I am waiting on other details from dealer but I know that the MSRP is $37683 and cap cost is $34702. I am thinking this is a good deal and mostly will recommend my friend to pull the trigger. What do you guys think?
And, is the cap cost inclusive of any fees not paid at signing?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
As far as I know all fees are included. What other fees you think might not be included in cap cost?
With your prices, I get $353/mo before tax; 7% tax takes the payment to $377/mo.
Looks pretty good, if you're comfortable with the selling price.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2017 Subaru Outback Limited with EyeSight + Navigation System + High Beam Assist + Reverse Auto Braking + HID Headlights MSRP 36,193.00, Dealer invoice 33,484.00, Selling price 32,840.00 plus tax and registration fees. 2 YEARS FREE MAINTENANCE INCLUDED
The money factor is 0.00065 and the residual is 62 %. The lease payment is 324.00 Plus tax on a 3 year lease at 15k per year. This is with only drive offs of 789.97 (included 1st payment and 1st year registration fees)
What do you think?
Thanks.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige