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2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Sadly, I ended up breaking most of them in one fell blow when I was working on an engine and miscalculated the amount of force a 2# mallet could apply. Man, that was such a mess. I think I nearly broke my old man's heart in the same stroke!
Wheaton Scientific makes some really nice 4/8/16oz jars with full-screw lids that work great for this. They're a bit pricey (compared to getting free baby food jars), but still probably far better of a solution than any commercial bin in terms of actually finding parts in the future.
IIRC it was an system update (where cash is posted to various accounts overnight) that failed which caused a bunch of money orders we took as payment to be returned NFS.
They sent a manager over with cash to make everything right and even paid all the NSF fees we were charged.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Let's hope they can win the California State Championship for Division I high school baseball. He went 2 for 4 at the last game - two doubles and two RBI's.
2024 Genesis G90 Super-Charger
If you're brave enough to owner-finance a car, then you have to make sure you have the documentation to maintain a lien on it (and have that info included on the title transfer), and follow through with repossessing it if the buyer ends up defaulting.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
2017 Cadillac ATS Performance Premium 3.6
I have also stood in my garage counting out piles of small bills on the trunk of the car. That was find too! Cheap cars, easy. I don’t think I would try to private sell something in the 20k range though.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Cashiers check, certified check (I can't remember now what the difference is) but at one time they were the most secured way to pay for something. Now, with scammers, nothing seems to be fully secured.
I've sold a few cars and I only accepted cash. I think the most expensive one was around $850 back in the early 80's. Like you, I counted it out on the trunk of the car.
Interesting story about a cashiers/certified check:
The day before we are going to close on our second house, the attorneys office where the closing will take place calls me. The woman wants to make sure I know how much money I have to provide. I asked if it had to be a cashiers or certified check. She said, "you can write a personal check". That didn't sound right to me so I asked her to repeat that. She did, so the next morning I had money transferred from our savings account to our checking account. It saved me the small fee that either of those checks would have cost me. It wasn't much but why do it if I don't have to.
Fast forward to the closing that afternoon. We are now done with all the paper signing and the closing officer says, "all I need from you is a check for $ xxxxxxxxxx". I passed the personal check to him and he said, "I can't take a personal check". I told him that I was told that he could. He wants to know who told me that. I told him the woman's name and the attorney at the office where we are closing, excuses himself and comes back in a few minutes and says, "yeah, Sally admits to telling him that. She should know better". I said, "I can go to the bank and get what you need. The bank is only a mile down the road". The closing officer said he had to be on the other side of town for another closing and he didn't want to wait for me to go to the bank.
He said, "OK, Mr. jmonroe, I'll take your check but I want you to know that passing a bad check at a closing is a FELONY. Do you still want to give me a personal check"? I tuned to Mrs. j and said, "you're the one that wrote the check. Do you still want to give it to him"? I heard an uneasy laugh come from the closing officer. Man, those guys have no sense of humor.
Just in case you guys are wondering, the check was good. Just like all the checks Mrs. j writes.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
A certified check is a check written on a personal account that a bank certifies that there are funds to cover the check in the account.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Isn't it wonderful that we have to go through all this? Your key ring and your three-page password list (in my case, anyway) are monuments to the fact that enough people are a**holes that we have to go through all this. I grew up in small towns where no one locked anything up. Now I'm here and have to put up with all this crap, besides which I get the "negative" label.
I started out very different. Today's so-called society got me to where I am today -- trust no one at the outset; wait and see -- maybe they're worthy (but probably not).
I am pretty sure in the great world of the past (it isn't coming back), there were plenty of scammers, too. Today the tech is better to aid in the scamming, and people are definitely no less gullible. There's a way to not have to put up with any of it, simply refrain from large in-person physical transactions.
(warning - lost post ahead)
My wife is like that - except it is with houses, not cars.
The Tuesday before last she decides she wants to move to a new house (there are legitimate reasons for doing this, not a complete whim). She found a house that was interesting to her on line that morning. We call our realtor and set up an appointment for that afternoon. We look at the house, decide it's the one she wants, and we make an offer. Offer accepted about noon the next day, which means we have to get our house prepped to be put on the market ASAP (our offer was not contingent on our house selling).
One day staging the house and having pictures taken - half our garage is now filled with furniture and accessories that didn't make the cut. House goes on MLS a week ago today. We decide to hold two open houses - one Saturday, one Sunday. We schedule over a dozen showings in those two days - did I mention that the real estate market in Denver is muy caliente?
A full price offer is submitted on our house this past Tuesday and we accepted.
We close on the sale of our house on 5/7 and the new house on 5/11. Which means I have less than a month to sort, organize, toss out, donate or give away anything and everything we don't want to take with us. And pack the rest.
My head hurts.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
IIRC it was an system update (where cash is posted to various accounts overnight) that failed which caused a bunch of money orders we took as payment to be returned NFS.
They sent a manager over with cash to make everything right and even paid all the NSF fees we were charged.
But how do you pre qualify a potential buyer before you waste time test driving with a dead beat? Mike alluded to FICO scores. I know when I showed a car salesman mine it got immediate attention. What would you ask from a kid who answers your car ad and wants to get behind the wheel of your car?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
It still amazes me how people can hook up with total strangers for intimate contact not knowing anything about the other person.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
so what will you do for the 4 days in between? It was a MAJOR PITA when we were homeless for about a week.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
BTW, I would be willing to take all your old dirty cars off your hands, no charge to help you get rid of the clutter.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2017 Cadillac ATS Performance Premium 3.6
When I bought the ATS last year I brought my checkbook to the dealership on the day that was set to do the paperwork and pick up the car. This would be the 6th vehicle I had bought from a dealer, and in all of the previous 5 I just wrote a check for the amount. Given this was the 3rd consecutive vehicle I had bought at this same place I had no inkling that would not be the same this time. It wasn't. They insisted on a certified or cashiers cheque. No wire/E transfer either. And they wouldn't take a sack full of cash because of money laundering woes. I had to trek to the bank and get a cahier's cheque and then go back to the dealership. I was rather irritated.
2017 Cadillac ATS Performance Premium 3.6
Yes, been in our current house only 2.5 years, but there are some things about it that we can never address, that the new house does.
It helps that we are in such an active market.
No old cars lying about, sadly. The Jetta will likely go back at the end of the lease, and not be replaced. Wife and daughter drive to work together about 98% of the time, so there is always a car in the garage for emergencies.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm only half-joking.
Congrats on cashing in!
Congrats on the house flip.
If the market is hot, it might have been worth it to go through with the open houses.
Skipping the stress, priceless.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Yeah, Denver housing market is hot, but not Seattle hot. We priced the house right and decided we didn't want a bidding war. First offer included everything we wanted (including an accelerated closing schedule), so no point waiting for more.
The couple who are buying our house included a cute letter explaining why they were in LOVE (their caps, not mine) with our house, how they would take care of it, etc.
We never got emotionally attached to this house.
If anyone is interested, the zillow listing is here
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Let me ask a dumb question. Did anyone ask about LED lighting?
2017 Cadillac ATS Performance Premium 3.6
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Never said that. I was talking about trusting strangers and I used the many anonymous hook up sites as an example. But now that you mention it, hiring a hooker would require a level of trust beyond my ability.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Congrats, Michaell. You deserve it. Enjoy your new home.
2024 Genesis G90 Super-Charger
2017 Cadillac ATS Performance Premium 3.6