Are you a current Michigan-based car shopper? A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/2 for details.
Hello, Can someone please provide me MF and Residual for Premium 7 and 8 passenger in zip code 47906? Also, I have noticed scrolling through the forum that the MF has been trending down. Is this a result of trying to clear cars for end of year?
36/10. Sorry, left that out.
.00145 and 63%
Could be any number of reasons why the MF is decreasing. Are you complaining?
Hello, Can someone please provide me MF and Residual for Premium 7 and 8 passenger in zip code 47906? Also, I have noticed scrolling through the forum that the MF has been trending down. Is this a result of trying to clear cars for end of year?
36/10. Sorry, left that out.
.00145 and 63%
Could be any number of reasons why the MF is decreasing. Are you complaining?
Ha ha. Absolutely not! I'm wondering if I can catch it at it's lowest!
Hello, Can someone please provide me MF and Residual for Premium 7 and 8 passenger in zip code 47906? Also, I have noticed scrolling through the forum that the MF has been trending down. Is this a result of trying to clear cars for end of year?
36/10. Sorry, left that out.
.00145 and 63%
Could be any number of reasons why the MF is decreasing. Are you complaining?
Ha ha. Absolutely not! I'm wondering if I can catch it at it's lowest!
It’s almost impossible to time the market.
And, if the MF goes down, the residual usually does, as well
Price including tax: 2019 Ascent Touring 7 seater - MF .0010/ 59% 36/12: 551/m, = 1162 due at signing MSRP $46,911, Sales Price $43,429, Adj Cap Cost $43,466
I get $510/mo.+tax. Looks pretty close.
I don't see any issues. The only way lower is with a bigger discount from MSRP
Thank you!
Every dealer is out of stock on the is model/color, waiting on delivery. They want a deposit, but the said the MF could adjust by Subaru since we are getting to the end of the month, before the car is delivered. Is there any way to ensure a rate lock? i.e. sign, but then they have the liability before I take possession.
Price including tax: 2019 Ascent Touring 7 seater - MF .0010/ 59% 36/12: 551/m, = 1162 due at signing MSRP $46,911, Sales Price $43,429, Adj Cap Cost $43,466
I get $510/mo.+tax. Looks pretty close.
I don't see any issues. The only way lower is with a bigger discount from MSRP
Thank you!
Every dealer is out of stock on the is model/color, waiting on delivery. They want a deposit, but the said the MF could adjust by Subaru since we are getting to the end of the month, before the car is delivered. Is there any way to ensure a rate lock? i.e. sign, but then they have the liability before I take possession.
I don't think so. I also don't think you can sign a valid lease for a car that can't be delivered at that time.
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Hello.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Hello.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Yes, .00140 for tier 1.
Consider yourself lucky; the dealer can mark up the MF as much as .00050.
However, they cannot mess with the residual. Confirm the term and miles the dealer is quoting you.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12. That's .00125 MF and 58% residual With max MF markup of .00050.... well, you can do the math.
Hello.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12.
That's .00125 MF and 58% residual
With max MF markup of .00050.... well, you can do the math.
Thanks. That’s exactly what they were doing. I asked told them I’m doing 36/12 so they messed around with the numbers. I called them out on it and now they are recalculating everything with the proper factors. I’m sure they hate negotiating with a banker who works with financing on a daily basis. Thanks again.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12. That's .00125 MF and 58% residual With max MF markup of .00050.... well, you can do the math.
Thanks. That’s exactly what they were doing. I asked told them I’m doing 36/12 so they messed around with the numbers. I called them out on it and now they are recalculating everything with the proper factors. I’m sure they hate negotiating with a banker who works with financing on a daily basis. Thanks again.
Some dealers are more open to savvy customers, to make a quick deal with minimal profit.
Hello.
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12.
That's .00125 MF and 58% residual
With max MF markup of .00050.... well, you can do the math.
Thanks. That’s exactly what they were doing. I asked told them I’m doing 36/12 so they messed around with the numbers. I called them out on it and now they are recalculating everything with the proper factors. I’m sure they hate negotiating with a banker who works with financing on a daily basis. Thanks again.
Some dealers are more open to savvy customers, to make a quick deal with minimal profit.
Here’s their final offer in PA.
Has to be ordered for delivery in Dec.
in your opinion, is this a fair deal?
LTD 36/12, MF .00140, RV 61% MSRP: $42920 Base Cap Cost $40548 adds: $595 acquisition fee, $321 TTF Gross Cap Cost: $41,464 Cap Cost Reduction/Deposit: $500 Adj/Net Cap Cost: $40,964
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
.00140 and 61%
Thanks. I’m assuming the .00140 is Tier 1 pricing based on credit score? Is that how this works? It’s funny, a couple dealers providing me an Intial price quote both gave me .00175 and 58%. Trying to pull a fast one.
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12. That's .00125 MF and 58% residual With max MF markup of .00050.... well, you can do the math.
Thanks. That’s exactly what they were doing. I asked told them I’m doing 36/12 so they messed around with the numbers. I called them out on it and now they are recalculating everything with the proper factors. I’m sure they hate negotiating with a banker who works with financing on a daily basis. Thanks again.
Some dealers are more open to savvy customers, to make a quick deal with minimal profit.
Here’s their final offer in PA.
Has to be ordered for delivery in Dec.
in your opinion, is this a fair deal?
LTD 36/12, MF .00140, RV 61% MSRP: $42920 Base Cap Cost $40548 adds: $595 acquisition fee, $321 TTF Gross Cap Cost: $41,464 Cap Cost Reduction/Deposit: $500 Adj/Net Cap Cost: $40,964
Comments
Could be any number of reasons why the MF is decreasing. Are you complaining?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
And, if the MF goes down, the residual usually does, as well
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Zip: 94556
Months: 36 and 39
Miles: 12k
.00090 MF and 56% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Also, please advise if there are any lease incentives. Thanks
Looking at 36/10k and 36/12k.
Thanks!
.00100 MF and 59% residual
No incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00140 MF and 61% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
No lease incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Is it possible to be at $500 36/12k with 0 down with the negative equity for a lower trim like the limited?
Is it possible to be at $500 36/12k with 0 down with the negative equity for a lower trim like the limited?
Sorry.. but, you've given no numbers to work with.
MSRP?
Selling price?
Adjusted CAP cost?
The negative equity alone adds over $110/mo.
There are no lease incentives
With that much negative equity, it might not be the best time to lease a car, in any case.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
551/m, = 1200 due at signing
Thoughts?
Selling price?
Adjusted CAP cost?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
551/m, = 1162 due at signing
MSRP $46,911, Sales Price $43,429, Adj Cap Cost $43,466
I don't see any issues. The only way lower is with a bigger discount from MSRP
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank You
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Limited and Premium
For Central Mass 01754
And is there any lease cash?
Thank you
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Touring - .00100 and 60%
No lease incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No lease incentives
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
8-pass: .00165 MF and 63% residual
7-pass: .00145 MF and 62% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
I'm looking for MF and RV for 36/12 for 8 Passenger Ascent LTD w/ Package #23. MSRP $43,787
zipcode 19046
Thank you.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yes, .00140 for tier 1.
Consider yourself lucky; the dealer can mark up the MF as much as .00050.
However, they cannot mess with the residual. Confirm the term and miles the dealer is quoting you.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Since they can't adjust the residual, it's likely they were quoting 39/12, instead of 36/12.
That's .00125 MF and 58% residual
With max MF markup of .00050.... well, you can do the math.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
That's .00125 MF and 58% residual
With max MF markup of .00050.... well, you can do the math.
Thanks. That’s exactly what they were doing. I asked told them I’m doing 36/12 so they messed around with the numbers. I called them out on it and now they are recalculating everything with the proper factors. I’m sure they hate negotiating with a banker who works with financing on a daily basis. Thanks again.
Some dealers are more open to savvy customers, to make a quick deal with minimal profit.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Has to be ordered for delivery in Dec.
in your opinion, is this a fair deal?
LTD
36/12, MF .00140, RV 61%
MSRP: $42920
Base Cap Cost $40548
adds: $595 acquisition fee, $321 TTF
Gross Cap Cost: $41,464
Cap Cost Reduction/Deposit: $500
Adj/Net Cap Cost: $40,964
Monthly Payment w/ tax incl: $550.05
tax is 6% sales tax and 3% lease tax
Some dealers are more open to savvy customers, to make a quick deal with minimal profit.
Here’s their final offer in PA.
Has to be ordered for delivery in Dec.
in your opinion, is this a fair deal?
LTD
36/12, MF .00140, RV 61%
MSRP: $42920
Base Cap Cost $40548
adds: $595 acquisition fee, $321 TTF
Gross Cap Cost: $41,464
Cap Cost Reduction/Deposit: $500
Adj/Net Cap Cost: $40,964
Monthly Payment w/ tax incl: $550.05
tax is 6% sales tax and 3% lease tax
I get the same number..
Will they lock in the rates until December?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator