Eternal optimist: When the stock market is down 5%, I now lose less money than I did a couple months ago.
I made the mistake of looking at my 401(k) quarterly statemenet, this morning. Down 17% for the quarter.
But, I agree that the dollar cost averaging works to my advantage, going forward. Hoping the market rebounds in the next 8-10 years before I contemplate retirement.
I don’t even look at my main investment portfolio. I just assume it’s down 20-25% with the rest of the market.
For my little work 401k it couldn’t be worse. I got my profit sharing (which is deposited into the 401k) just before the crash and now without a paycheck there’s no contributions to dollar cost average. If they ever call us back the contributions will buy into a higher market.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
and this one, not that I would buy it (no moonroof, no sale! and a little pricey) I threw in because of the interesting color combo. Sport seats look super comfy
I love the color combos. Looks like a great set up, even without the roof (moonroof in small car is often a recipe for cramped quarters!). But, automatic? Boo.
2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 1969 Chevrolet C20, 1969 Ford Econoline 100, 1976 Ford F250
Thought I'd give a quick update on the 4Runner after having it for a few weeks. The oldest has pretty much taken it under his wing. I had mentioned a few days after getting it that he had replaced a few bulbs and polished the headlights. One of our first evening drives revealed that the backlight for the multi-info display was out along with the backlights on a few of the knobs. He found the fix on YouTube so after a run to the Toyota dealer, he had it apart, fixed and all back together, even ran it down for an oil/filters change which he said he'd pay for but I took care of it. I think the Pilot has left the garage only a few times since this all started, seems I have a new driver for our limited trips for food, groceries, etc. And still feel very good with the deal as well, I've been looking at adding one more for them to share but haven't come across anything as good as this one for now, but we have time
Eternal optimist: When the stock market is down 5%, I now lose less money than I did a couple months ago.
I made the mistake of looking at my 401(k) quarterly statemenet, this morning. Down 17% for the quarter.
But, I agree that the dollar cost averaging works to my advantage, going forward. Hoping the market rebounds in the next 8-10 years before I contemplate retirement.
A nice place to be in if you aren’t already retired, as we are, and drawing down that $ rather than putting $ in. However, most recessions have been of much shorter duration. I’m trying to stay optimistic! As Mark Rylance’s character says in Bridge of Spies when asked if he’s worried, “Would it help?”
'14 Buick Encore Convenience '17 Chevy Volt Premiere
Eternal optimist: When the stock market is down 5%, I now lose less money than I did a couple months ago.
I made the mistake of looking at my 401(k) quarterly statemenet, this morning. Down 17% for the quarter.
But, I agree that the dollar cost averaging works to my advantage, going forward. Hoping the market rebounds in the next 8-10 years before I contemplate retirement.
A nice place to be in if you aren’t already retired, as we are, and drawing down that $ rather than putting $ in. However, most recessions have been of much shorter duration. I’m trying to stay optimistic! As Mark Rylance’s character says in Bridge of Spies when asked if he’s worried, “Would it help?”
I do synmpathize for those of you living off previous investments; here's hoping for a speedy economic recovery.
I'm fortunate that my mother has my dad's FD pension as her primary source of income; she collects both spousal and survivor benefits, so she's comfortable. She also gets a small SS check, each month.
I always find it strange to see a real truck SUV with fancy off road tech and capability riding on spindly wheels and low profile tires. And yes I realize they are bought just for posing, but still looks ridiculous.
Funny thing, that's not the pointlessly fake-sporty spindly wheel variety, that's a "base" model (which is what I would choose, even I think an AMG G is silly).
I honestly never got April Fools' jokes. I mean, not most of them, anyway. I think the problem is that they often fail to be jokes at all, but rather minor lies that are totally plausible. Its like running 1.5 miles and telling everyone you ran 2 miles! HaHa! April Fool!
'11 GMC Sierra 1500; '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '08 Maser QP; '11 Mini Cooper S
I honestly never got April Fools' jokes. I mean, not most of them, anyway. I think the problem is that they often fail to be jokes at all, but rather minor lies that are totally plausible. Its like running 1.5 miles and telling everyone you ran 2 miles! HaHa! April Fool!
"It looked half a mile tall...I ran like hell!"
I read this on the front page of the Newark Advocate on this day 1969. That middle picture with the illegible caption purported to be an actual picture of the unidentified creature. Still makes me laugh.
A time to embrace, and a time to refrain from embracing.
A bit more optimistic than most right now. Probably going to do one last dollar cost averaging session come weeks end or start of next week. Once things come back, think it'll happen quicker than many think as folks will be so ready. Did run into a rather sad situation earlier. Had to pick up my scripts, so stopped by the local Kentucky Fried across the street. Got my order from the drive-thru with no issue. Pulled around and a Mercedes had stopped right in front of the store, blocking traffic. I came around with someone behind me and we stopped. After a reasonable amount of time, I honk my horn so he'd move up a bit so I could get around him as well as the guy on my tail. Why he didn't back into a space was just crazy. He creeps up like a foot and now the guy behind me is starting to go around me but another vehicle is coming the opposite way, so he had no where to go. Finally got around and asked hm why he just didn't move over a bit as he saw the mess he had made. Yelled at me that he was waiting on his order and to "f k" the rest of us waiting! Just drove away shaking my head. Just showed me that many folks haven't changed through all this. It's still a "me first" attitude for many and screw everybody else. Definitely time to get back to normal as I think if this goes on much longer, many folks are just going to "loose it" and bad things might happen! A very sad time we're living through!
2023 Hyundai Kona Limited AWD (wife) / 2015 Golf TSI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Or we could rise to the occasion and behave better! We are not getting out of this any time soon, so we will all have to adjust. Maybe stop going through chain drive through and just support your local restaurants by getting carry out from them. Or buying gift cards to use in the future.
'14 Buick Encore Convenience '17 Chevy Volt Premiere
I honestly never got April Fools' jokes. I mean, not most of them, anyway. I think the problem is that they often fail to be jokes at all, but rather minor lies that are totally plausible. Its like running 1.5 miles and telling everyone you ran 2 miles! HaHa! April Fool!
My son’s friend works at a chip fab plant and he found a warning note attached to the water cooler: “Warning! Contains dihydrogen monoxide”.
" For the sales period ending March 31, 2020 BMW brand sales totaled 59,455 vehicles, a decrease of 15.3% vs the 70,227 vehicles sold in the same time period last year."
Agree. Just posted these numbers here because Ford, GM and several others are posted generally. - but I do not typically see BMW in those posts... - Ray - Did MY part - in Feb...
Given that we still use paper files at my office, working from home requires a lot of additional steps and there’s a lot more overhead. Print a document, get a message from someone at the office that it has no file number, look up the file number and give it to them so they know where to file it, etc. Supposedly, court filings are down, but I’ve gotten two new files this week (the average at my job is 2-3, but I’d rather be at 1, because I got hit with a bunch of transfers when the last person quit and still have a very high caseload).
Comments
For my little work 401k it couldn’t be worse. I got my profit sharing (which is deposited into the 401k) just before the crash and now without a paycheck there’s no contributions to dollar cost average. If they ever call us back the contributions will buy into a higher market.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
https://youtu.be/jgQCrCzKCdo
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
'17 Chevy Volt Premiere
I'm fortunate that my mother has my dad's FD pension as her primary source of income; she collects both spousal and survivor benefits, so she's comfortable. She also gets a small SS check, each month.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
'11 GMC Sierra 1500; '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '08 Maser QP; '11 Mini Cooper S
23 Civic Type-R / 22 MDX Type-S / 21 Tesla Y LR / 03 Montero Ltd
https://www.mercedesbenzofbellevue.net/vehicle-details/2020-mercedes-benz-g-class-g-550-bellevue-wa-id-w1nyc6bj8lx347003
Look at today's date on the calendar.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
GOTCHA! April Fools! @qbrozen @tifighter
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD
'11 GMC Sierra 1500; '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '08 Maser QP; '11 Mini Cooper S
I received one that alcohol sales would stop on 4/5/2020
I read this on the front page of the Newark Advocate on this day 1969. That middle picture with the illegible caption purported to be an actual picture of the unidentified creature. Still makes me laugh.
Did run into a rather sad situation earlier. Had to pick up my scripts, so stopped by the local Kentucky Fried across the street. Got my order from the drive-thru with no issue. Pulled around and a Mercedes had stopped right in front of the store, blocking traffic. I came around with someone behind me and we stopped. After a reasonable amount of time, I honk my horn so he'd move up a bit so I could get around him as well as the guy on my tail. Why he didn't back into a space was just crazy.
He creeps up like a foot and now the guy behind me is starting to go around me but another vehicle is coming the opposite way, so he had no where to go. Finally got around and asked hm why he just didn't move over a bit as he saw the mess he had made. Yelled at me that he was waiting on his order and to "f k" the rest of us waiting! Just drove away shaking my head. Just showed me that many folks haven't changed through all this. It's still a "me first" attitude for many and screw everybody else.
Definitely time to get back to normal as I think if this goes on much longer, many folks are just going to "loose it" and bad things might happen! A very sad time we're living through!
2023 Hyundai Kona Limited AWD (wife) / 2015 Golf TSI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
'17 Chevy Volt Premiere
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
https://www.dhmo.org/facts.html
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
https://forums.edmunds.com/discussion/60843/ford/thunderbird/1965-ford-thunderbird-convertible-top-problems#latest
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
No, jealous.
Mine: 1995 318ti Club Sport 2020 C43 2021 Sahara 4xe 1996 Speed Triple Challenge Cup Replica
Wife's: 2015 X1 xDrive28i
Son's: 2018 330i xDrive
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Just posted these numbers here because Ford, GM and several others are posted generally. -
but I do not typically see BMW in those posts...
- Ray
- Did MY part - in Feb...
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'11 GMC Sierra 1500; '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '08 Maser QP; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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Ditto!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
23 Civic Type-R / 22 MDX Type-S / 21 Tesla Y LR / 03 Montero Ltd