Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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2019 BMW X3 sDrive30i
Term/Miles: 36/10
MSRP: $50,495
Sale Price: $41,500
Miles: 4,612
Amount Financed: $39,770.14
Zip Code: 92101
DAS: $3,500 ($2,500 paid from rebates, $1,000 from cash)
Monthly Payment (w/Tax): $494.80
What engine?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Assuming tax rate of 9.5%, the pre-tax payment quoted is $452/mo+tax
My calculation with max markup in MF (.00158) is $440/mo+tax
When doing the calculation, be sure to adjust the residual to account for the current mileage ($1028 reduction, or about 2%)
Amount Financed is a weird term for a lease. It should be Adjusted CAP cost.
$495 1st payment
$555 DMV (est)
$85 doc fee
$925 acq. fee
$238 upfront tax on rebate (est 9.5% rate)
= $2298 upfront
-$3500 DAS
= $1202 CAP reduction
$41500 sale price
-$1202 CAP reduction
= $40298 adjusted cap
Substituting that number, it puts me within a couple of dollars per month of their quote, with maximum MF markup. Since a lot of my numbers are educated guesses, that seems most likely.
18% off MSRP is on the high end of loaner discounts for current year model BMWs. They are taking back about 2% of that discount with the higher rate.
Actually, I take all of this back.
Money factors and residuals were different a few months back. Though, it's likely there was a money factor markup, nothing else seems out of place.
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Could I get MF, Residual and lease cash and conquest for zip 19403 for 36/10K for 2019 x3 m40i?
Thank you!
$1250 lease credit
$750 conquest
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00118 and 56%
$750 lease credit
$1500 loyalty
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Or used, as in a service loaner or dealer demo?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please have RV, MF, & incentives on a 2019 X3 X-Drive loaner? The vehicle has 6,700 miles. I am not eligible for loyalty credit. Zip 02127.
Thanks!
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No incentives
You'll need a 25-30% discount from MSRP to make the lease work for you.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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$750 lease credit
$1500 loyalty
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/10
36/12
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige