Edmunds Members - Cars and Conversations

qbrozen

oldfarmer50 said:

Anybody ever get a lease like this? Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one. Offer came from local dealer.

I think a low mileage lease probably makes the least sense. Let's say, just roughly, you pay $300/mo for a 7500-mile lease vs the leasee who pays $400/mo for 15k. Your per mile cost is WAY higher. If I drove so little, I'd buy higher mileage used car. You get a deal because it has excessive miles, drive it for 2-3 yrs and now it has average miles because you drove so little, thereby minimizing the depreciation.

fintail

I see 5000 mile leases for Maserati all the time, I guess FCA is moving it to the normal brands.

stickguy

Q, yes, us low mile drivers are good candidates for a 2 YO, 40k Miles unit. Soon to be 6 years, 60k-70k.

But if leasing, if you don’t go over, low mile is great so you don’t pay for miles you don’t use.

ab348

houdini1 said:

Thx GG, what brand is it? Sorry if I missed that in earlier post.

Tesla, maybe?

Mr_Shiftright

fintail said:

I see 5000 mile leases for Maserati all the time, I guess FCA is moving it to the normal brands.

I just don't see how paying .75 cents a mile on this lease makes much sense (if you keep within mileage restriction).

fintail

Look rich for cheap.

Mr_Shiftright said:

I just don't see how paying .75 cents a mile on this lease makes much sense (if you keep within mileage restriction).

Michaell

Lots of brands offer 5000 mile per year leases - Audi (R8), LR and Jaguar (anything in their inventory) are two that come to mind.

Some brands don't even offer 10K lease allowances - Honda and Nissan, specifically.

explorerx4

Only throws the snow 6-7 feet? That would never work for me.

fintail

I think the standard MB lease is 10K, but I have seen 7500 offered for marginally less.

Michaell

fintail said:

I think the standard MB lease is 10K, but I have seen 7500 offered for marginally less.

15K is the standard residual - add 2% for 12K, 3% for 10K and 4% for 7500 miles

Mr_Shiftright

explorerx4 said:

Only throws the snow 6-7 feet? That would never work for me.

It just has to go onto the neighbor's property

jwm40517

In central Ky we got about 6 inches of really dry snow today. Since downsizing to a smaller townhouse we have a short walk way and small driveway also. I have not had a snow thrower for years and today I got out the 40 volt leaf blower and it worked really well on the dry snow. Would not work on wet heavy snow.

stickguy

one of the Acura dealers I shop down this way has all their teaser lease offers at 7,500 miles. Actually works for me (or has, so far). The bigger risk of course is shortly into the lease, your usage changes and you shoot way over miles.

explorerx4

Mr_Shiftright,
6 -7 feet is not enough to get it to the neighbor's yard.
My neighbors and I try to do some extra for each other, while we are out there anyway.

My last house, the neighbor and I didn't get along for various reasons.
I had over 200 feet of sidewalk and I would blow the snow away from the road.
He used to blow the snow from the road along the curb onto my sidewalk, usually after I had already cleaned it.
That was so when the plow came by it wouldn't put as much snow in his driveway.
A few times, I just cleaned the sidewalk again, but then I had the idea, skip the last 20 feet or so.
He blew the snow on my sidewalk just like before, but I would come out after that and blow it all into the road.
He ended up with a lot more snow in his driveway when the plow came by, so he stopped that practice.

oldfarmer50

Michaell said:

oldfarmer50 said:

Anybody ever get a lease like this?

Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one.

Offer came from local dealer.

That's really $299/mo when you amortize the $3K down

Probably a local bank

You're sharp. Yes, Ally bank.

oldfarmer50

qbrozen said:

oldfarmer50 said:

Anybody ever get a lease like this?

Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one.

Offer came from local dealer.

I think a low mileage lease probably makes the least sense. Let's say, just roughly, you pay $300/mo for a 7500-mile lease vs the leasee who pays $400/mo for 15k. Your per mile cost is WAY higher. If I drove so little, I'd buy higher mileage used car. You get a deal because it has excessive miles, drive it for 2-3 yrs and now it has average miles because you drove so little, thereby minimizing the depreciation.

I agree. That $3k down plus fees being spread over few miles makes it a bad deal. Even with a zero down deal the fees would be magnified and I bet this lease comes with all sorts of front end and back end fees.

With the Pacifica lease they would be getting back a little over two year old car with 11250 miles. A great deal for them.

Another reason not to lease.

qbrozen

stickguy said:

one of the Acura dealers I shop down this way has all their teaser lease offers at 7,500 miles. Actually works for me (or has, so far). The bigger risk of course is shortly into the lease, your usage changes and you shoot way over miles.

Like a guy I know who leased an F150, got laid off 7 mos later, and now has to take any job thrown his way, even if it means commuting 100 miles a day. 

oldfarmer50

stickguy said:

Q, yes, us low mile drivers are good candidates for a 2 YO, 40k Miles unit. Soon to be 6 years, 60k-70k.

But if leasing, if you don’t go over, low mile is great so you don’t pay for miles you don’t use.

Or do what I do and buy a low mile fully depreciated hooptie and park it on the side of the road when it breaks.

oldfarmer50

.upstate NY's finest:




https://albany.craigslist.org/cto/d/2003-chevy-silverado-3-4-ton/6433900029.html

pensfan83

stickguy said:

one of the Acura dealers I shop down this way has all their teaser lease offers at 7,500 miles. Actually works for me (or has, so far). The bigger risk of course is shortly into the lease, your usage changes and you shoot way over miles.

If you are under your mileage Acura allows you to carry over to the next Acura or Honda you lease, up to 15K. If my driving habits stay true to form I'll end up carrying over about 8K-9K. Enables me to drop the mileage on the next lease down to 7,500 benefiting from the highest RV while still having a little over 30K to play with. With the possibility of a TLX-S in showrooms by the time my lease ends that opens up some interesting decisions.

tbirdmarco

https://m.youtube.com/watch?v=N_4GzU1C4fM

driver100

Mr_Shiftright said:

fintail said:

I see 5000 mile leases for Maserati all the time, I guess FCA is moving it to the normal brands.

I just don't see how paying .75 cents a mile on this lease makes much sense (if you keep within mileage restriction).

It might make sense if for example......you kept a car in Florida and only used it for 5 or 6 months. You would have a new car every 2 1/2 years for about $3600 a year.........not much different than owning. At the end of the lease hand it back or get a new one.....don't have to worry about selling it.

I think there is a situation which can work for somebody sometimes.

andres3

What about leasing a minimum mileage lease, then driving it 100,000 miles in 3 years (really racking them up) and having the car disappear into a lake so you don't get charged for the excess mileage right before turn-in?

Has this been tried before?

Disclaimer: Not legal advice.

driver100

Michaell said:

fintail said:

I think the standard MB lease is 10K, but I have seen 7500 offered for marginally less.

15K is the standard residual - add 2% for 12K, 3% for 10K and 4% for 7500 miles

Like we found out with the Passat.....low mileage will get you more money as a trade-in, but not a lot more.

stickguy

Pen, I was not aware of that feature on Honda financial leases. If Hyundai had that, I might have done the same on a replacement lease, since I had just about 15K miles to spare. Oh well.

Q, if it really becomes an issue, swapalease works both ways!

oldfarmer50

Off topic but I'll ask.

I was at a doctor's office today and they asked me to sign a HIPA statement electronicly. Only there was no screen or paper, just the little signature pad. I had never seen this before.when I sign for a purchase in a store there's always a register screen so you know what you're signing for. I told them I was uncomfortable since for all I knew I was signing a car loan. They gave me the eye roll.

Is this a common way to do business now?

stickguy

yup.

suydam

Sure. They can show you a paper copy. I really doubt your doctors are scamming you. If you think that’s even a remote possibility you should find a new doc.

Michaell

stickguy said:

Pen, I was not aware of that feature on Honda financial leases. If Hyundai had that, I might have done the same on a replacement lease, since I had just about 15K miles to spare. Oh well.

Q, if it really becomes an issue, swapalease works both ways!

Not Honda, only Acura, allows the mileage roll over.

qbrozen

stickguy said:

Pen, I was not aware of that feature on Honda financial leases. If Hyundai had that, I might have done the same on a replacement lease, since I had just about 15K miles to spare. Oh well. Q, if it really becomes an issue, swapalease works both ways!

Eh, I'd just buy yet another car and share the miles with that. I paid down the Ford lease so drastically that I'm driving it as long as they'll let me.

snakeweasel

driver100 said:

About car rentals: Does anyone do that deal where you pay for the gas up front so you don't have to try and find a gas station and then fill the car up with gas before you turn it in. Has anyone ever come out ahead in that scam? I guess it works well if you are on a company expense plan and you are in a rush to get to the airport. I mean. how do you bring the car back on an empty tank to actually come out ahead?

many years (decades?) ago I was offered this and the price was somewhat reasonable, as in if I returned the car in almost empty i would come iut ahead. So I took it and pulled a Kramer and brought that baby back on fumes.

On a related note the first time I ever rented a car was in Anchorage. There was a gas station directly across the street from the rental agency so I filled it up there and drove across the street to return the car. The guy who took the car drove it back to that very same gas station to fill it up. As I stood there watching I could actually hear the pump shifting off every time he tried to put gas in it. Then they actually charged me for the gas they were able to pump, IIRC it was less than 20 cents. 

snakeweasel

andres3 said:

andres3 said:

BMW NA was kind enough to provide us with an entertaining loaner: The big sled repeals the laws of physics- it weighs 5300 pounds yet it runs from 0 to 60 in 3.8 seconds, takes only 153 feet to stop from 70 mph, and pulls 0.98 g. I floored it to merge onto an interstate, looked down and was already doing 100 mph. Way too much fun...

you can bed the laws of physics, but you can't stop the wear and tear driving 5,300 pounds fast will create on the tires and brake pads. Seems like a good candidate for seeing if you can boil your brake fluid or catch your brakes on fire.

I would think that the engineers would be aware of the forces that the braking system would have to handle and design a system that can handle it. 

Yes, but they are designing for the usual buyer of such a beast. The trophy wife or soccer mom. I suppose some men that have kids will settle for a fast SUV.

They are building a performance vehicle so I would think they would put in a braking system that's performance orientated. wouldn't you? If they were designing a car for a soccer mom would they put such a powerful engine in it?

snakeweasel

andres3 said:
I guess the SD Chargers thought taxing "other people" would be a way to get their Stadium funded. Voters rejected them (perhaps due to their lousy performance year after year).

South Dakota Chargers, I like the sound of that. 

snakeweasel

oldfarmer50 said:

Anybody ever get a lease like this? Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one. Offer came from local dealer.

Might be interested if you bump up the miles slightly and have it zero down. The last few years I have put less than 10K a year on my car and expect to do a lot less this and future years since I have another form of transportation so a low mileage lease could be attractive. 

snakeweasel

Michaell said:

Anybody ever get a lease like this? Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one. Offer came from local dealer.

That's really $299/mo when you amortize the $3K down Probably a local bank

That's really $310.

snakeweasel

dino001 said:

I know one of my miles cards (maybe United) I got not long ago had big bold language in the stuff that came with it telling you to decline CDW since the card covered it. Ireland, that was a different story. though after getting home, and researching more, I think they would have covered it too. Over there, it is a miracle to not get damage (apparently they have a big box at the returns lot for broken mirrors), though I managed to avoid any. So they really put the scare tactics on. I caved, and IIRC all that cost more than the rental itself. Oh well.

There are some countries excluded, usually war zones (Israel), "rouge" type countries (Iran, N. Korea), or those with weird laws (New Zealand). It's always good to call first to make sure.

Nobody rents cars in N. Korean and very few people drove there. 

oldfarmer50

Yes, they showed me the paper physically on a clipboard and after gave me a hard copy with my signature printed on it but that still creeped me out. Lots of potential for mischief. A nurse at a major local medical center was arrested recently for multiple identity thefts. I might trust the doc but who knows who's working in the office.

Life is tough for dinosaurs.

dino001

snakeweasel said:

dino001 said:

stickguy said:

I know one of my miles cards (maybe United) I got not long ago had big bold language in the stuff that came with it telling you to decline CDW since the card covered it.

Ireland, that was a different story. though after getting home, and researching more, I think they would have covered it too. Over there, it is a miracle to not get damage (apparently they have a big box at the returns lot for broken mirrors), though I managed to avoid any. So they really put the scare tactics on. I caved, and IIRC all that cost more than the rental itself. Oh well.

There are some countries excluded, usually war zones (Israel), "rouge" type countries (Iran, N. Korea), or those with weird laws (New Zealand). It's always good to call first to make sure.

Nobody rents cars in N. Korean and very few people drove there. 

Yes, sir, Captain Obvious!

oldfarmer50

snakeweasel said:

Michaell said:

oldfarmer50 said:

Anybody ever get a lease like this?

Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one.

Offer came from local dealer.

That's really $299/mo when you amortize the $3K down

Probably a local bank

That's really $310.



You know, these $199/mo but bring a truck load of cash deals should be considered false advertising.

stickguy

I’ve seen worse. Stuff like a base Elantra for $79/mo, with $3995. On a 19k sticker, cap cost around 15k.

fintail

A dealer in my area was once offering $99/month financing (not lease) on a number of midrange new or late model cars. The fine print stated 25K down. Those ads didn't last long, I suspect someone had a talking to.

oldfarmer50 said:

You know, these $199/mo but bring a truck load of cash deals should be considered false advertising.

fintail

Seeing how many sell to the Stepfordian set around here, or the money laundering devilspawn set, they might not need appropriate brakes. It only needs to be able to stop with its front wheels in an occupied green signaled crosswalk.

snakeweasel said:

They are building a performance vehicle so I would think they would put in a braking system that's performance orientated. wouldn't you? If they were designing a car for a soccer mom would they put such a powerful engine in it?

dino001

oldfarmer50 said:

You know, these $199/mo but bring a truck load of cash deals should be considered false advertising.

I don't know. It quite clearly states in the print (if you have magnifying glass of course). Plus, anybody with third grade education would know it's impossible "have" a 20K car for 150 bucks per month with paying nothing else. I don't think we should be demand advertising to be tailored to functional illiterates.

I'm much more bothered by definitive statements placed in ads, such as YOU PAY $15900 with fine print stating there $3500 cash down or trade equity required. That IS false advertising in my book, as those 3.5 grand is also paid by the customer (either directly by cash or in barter), not Santa Claus. Not to mention that there are those wonderful dealer fees on top and we didn't even start TTR.

I'm also quite bothered by manufacturers advertising their cars with statements like "Starting at $21000", where this number doesn't include the manufacturer's destination charge, which cannot be avoided in any shape or form, it only varies by state (e.g. Alaska or Hawaii may have a larger number than the 48). In other words, there is no possible way to get the MSRP to that number, even if the vehicle is a proverbial stripper. These guys are so shameless that even their website configurators show sometimes that reduced number at the top in big letters and only add the destination charge somewhere at the final tally. That is a blatant false advertising and I can't believe they are allowed to do that. What shocks me even more, it's done not just "low end" brands, but essentially all German lux brands do that (BMW, Audi, MB). You'd think that when selling $40K+, or $80K+ product, you really don't need to make your price "look" lower by 950 bucks. It just doesn't make any sense to me on a common sense level. When the dealer advertises $150/month plus $3000 down and those numbers don't include manufacturer's destination, that also is false advertising, as again - this is a charge that can't be avoided and it's part of the price. One could say similar thing about dealer fees or TTR, but most people are at least aware of those things not being included in "price". The destination is a slight of hand.

snakeweasel

qbrozen said:

oldfarmer50 said:

Anybody ever get a lease like this? Chrysler Pacifica $199/mo. $3k down plus taxes and fees. 27 months and 5000 mile per year. Always thought a real low mile lease might make sense but could never find one. Offer came from local dealer.

I think a low mileage lease probably makes the least sense. Let's say, just roughly, you pay $300/mo for a 7500-mile lease vs the leasee who pays $400/mo for 15k. Your per mile cost is WAY higher. If I drove so little, I'd buy higher mileage used car. You get a deal because it has excessive miles, drive it for 2-3 yrs and now it has average miles because you drove so little, thereby minimizing the depreciation.

but if you drive 7500 miles a year or less your cost per mile driven is way less with a low mileage lease. 

dino001

snakeweasel said:

There was a gas station directly across the street from the rental agency so I filled it up there and drove across the street to return the car. The guy who took the car drove it back to that very same gas station to fill it up. As I stood there watching I could actually hear the pump shifting off every time he tried to put gas in it. Then they actually charged me for the gas they were able to pump, IIRC it was less than 20 cents. 

Now, that's a story. They really tried harder to get your money :laughing:

oldfarmer50

Question for the gear heads.

Does anyone know anything about Nitto NT555 G2 tires. How do they compare to the Pilot Sport series for handling?

I'm seeing them included in tire/wheel packages on line and wondering if they are something special or just a house brand they're trying to get rid of.

graphicguy

ab348 said:

houdini1 said:

Thx GG, what brand is it? Sorry if I missed that in earlier post.

Tesla, maybe?

It’s called an “E-Go”. Got it at Home Depot a couple of years ago. This is the first year I’ve been able to use it.

graphicguy

explorerx4 said:

Only throws the snow 6-7 feet? That would never work for me.

It has an “accelerator” (for lack of a better term). You crank it up and it will throw snow much further. I keep it low as to not throw snow in the street or onto any other neighbor areas.

graphicguy

pensfan83 said:

graphicguy said:

Acura fan WEB Sites were all over that RDX video. What really has their hearts a-flutter is the return of both A Spec and S-Type models, presumably for the TLX. And, their hope/belief that the new V6 Turbo will be available in one, or both.

I like that RDX. Stick, as you say, wondering what pricing will look like. That’s a pretty big jump in technology from where the current RDX resides. That all has to cost something.

Also, looks like the RDX “stole” the sport seats from the TLX A-Spec. They are indeed, excellent.

Beat me to it...was going to ask your reaction to Acura's statements. Having a Type S variant with a TT V6 would have my attention My car will just be coming off lease around the time everyone thinks the next gen TLX will be on the market. From my experience so far I wouldn't have any objections to staying in an Acura, especially if it's a new model.

The video stipulated that a “Type-S” would be here “in the next few years”. Not sure if that means 2019? Or, even further out. One would assume (and we all know what that means) that the TT V6 would be the engine chosen for a Type-S TLX.

Some were speculating that the hybrid drivetrain from the RLX would make it to the TLX as a Type-S. I suspect that drivetrain is expensive to produce and would push the price of the TLX Type-S way to high. A TT V6 makes more sense, and follows what the other lux brands are putting out there.

A-Spec seems to be popular, so they’re bringing it back across the board. But, it’s strictly a handling, tire/wheel and cosmetic package. But, if I heard the presentation correctly, it would also be available with the 4 cyl version. I’m guessing but I’d make a bet Honda’s 2.0T would make it into the TLX base version sometime soon.

I’d hold out for a Type-S if it’s coming in the next year or two. That’s about the end of my attention span, though.

Fact is, there’s nothing out there right now that would make me wander on to a car lot. Very pleased with my TLX. It does everything well, and does it always, with no muss or fuss. Would I want it to be quicker? Sure! But, I’ve never felt the drivetrain has let me down. Ride/handling (in the SH AWD A Spec) is spot on. The rest is gravy....great seats, great tech, even better stereo....not much to complain about for a less than $45K car.

Make it a Type-S with the TT V6, the new interior, around $48K? I’d be all over it.

stickguy

I read some good reports on tests of the better rechargeable ones. I think in CR. If I ever got a unit, would likely go that way. Unless I lost my mind and moved way north into heavy snow territory.