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Comments

  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    Insurance companies make a lot of their money from investing your money.
  • corvettecorvette Member Posts: 11,270
    Insurance companies make a lot of their money from investing your money.
    Close to all of it, according to Buffett. Some companies will accept a slight loss in order to get the premium and be able to invest it. 
  • kyfdxkyfdx Moderator Posts: 265,429
    "theoretically" ooookay....

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  • Sandman6472Sandman6472 Member Posts: 7,218
    Was on one site earlier and it saw my CarFax and priced my vehicle at under $9K which is ludicrous to be honest. It looks brand new and drives like it used to, no noises or creaks or any weird noises. I hit the accelerator and go, hit the brakes and it stops. The brake pedal is a tad low but might be because I need new brakes up front after reaching 40K plus. With the traffic here, tend to use my brakes more with the stop and go nonsense even on the expressway. The route I take is used by thousands of others also going into Miami from the western suburbs. Especially in the evening, it’s bumper to bumper where the speed limit is usually 70 mph, crazy as that may seem. And we’re all going home at 6 pm so it all backs up and throw an accident or two into the mix, and it’s chaos out there. With summer coming really soon, the traffic lets up a bit but when schools out, just means hurricane season is here...I just can’t catch a break here!!!
    Luckily, my job has little stress and since I work every other day, I’m mostly calm before going home as I know tomorrow I’ll be off. It’s very rare that I’ll work a few days in a row which maybe ain’t to bad after all even though I’d like to earn some more cash. But doing the best I can with what I got at this point. And going forward, I need to watch what I do and eat a bit closer as this gall bladder surgery really scared the crap out of me. Being stubborn about seeing any doctor wasn’t the best thing to do and need to be more cognizant of my health going forward. 63 ain’t old by any stretch but need to take more due care as I don’t want to die young to be honest!!!

    The Sandman :(B)

    2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)

  • andres3andres3 Member Posts: 13,923

    Insurance companies make a lot of their money from investing your money.

    Seems they are pretty good at controlling fluctuations such as the collapsing market of '08-'11 or pick any boom period where rates didn't fall thanks to increased investiment profits.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • tommister2tommister2 Member Posts: 393
    Looking for a trade in value on our Pilot. We seem to get itchy every year about this time. Maybe this year will be the one. 2012 Honda Pilot ex-l 4wd. White with grey leather. About 61k miles. Garage kept, very clean. No accidents. I’m in Virginia. Thanks in advance. 
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • qbrozenqbrozen Member Posts: 33,733
    About $15.5k-$16k

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • tommister2tommister2 Member Posts: 393
    qbrozen said:
    About $15.5k-$16k
    Thanks!
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • tommister2tommister2 Member Posts: 393
    One more for you to check @qbrozen
    2011 Camry LE 4 cylinder, dark grey paint with grey cloth
    just a few options- alloy wheels and Bluetooth 
    71k miles, one owner, no accidents. Garage kept for many years but been outside lately. Located in Virginia. 

    I think I will sell this one myself, but curious what to expect on trade. 
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • qbrozenqbrozen Member Posts: 33,733
    About $5500-$6k.
    definitely sell yourself. With the low miles, I'd be bold and ask $9995. Bet it goes quick.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • dc10pltdc10plt Member Posts: 10
    Looking to see my trade in for my 2016 Toyota 4Runner Trail with KDSS suspension. 19,000 miles. Mint condition. Thanks!
  • thebeanthebean Member Posts: 1,266
    State where located? Color inside and out? 4WD? Options?
    2015 Honda Accord EX, 2019 Honda HR-V EX
  • dc10pltdc10plt Member Posts: 10
    Alabama mineral gray exterior black cloth interior 4WD with KDSS suspension factory Option.
  • qbrozenqbrozen Member Posts: 33,733
    $29k-$30k.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • MichaellMichaell Moderator Posts: 262,071
    My ex finally pulled the trigger on a new Santa Fe over the weekend, so the 300 is up for sale.

    2006, 170K, Hemi, blue over tan. Typical 12 year old car needs - trunk hinges aren't working well, some minor inside trim issues, and I don't think the sunroof is working (she doesn't use it, so it didn't bother her). Still presents well from 15'.

    Asking $4500.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • qbrozenqbrozen Member Posts: 33,733
    good luck

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    Is it an SRT-8? :p
  • MichaellMichaell Moderator Posts: 262,071

    Is it an SRT-8? :p

    Just a Hemi.

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • tommister2tommister2 Member Posts: 393
    Looking for a trade in value on our Pilot. We seem to get itchy every year about this time. Maybe this year will be the one. 2012 Honda Pilot ex-l 4wd. White with grey leather. About 61k miles. Garage kept, very clean. No accidents. I’m in Virginia. Thanks in advance. 
    Update: Q nailed the numbers at 15.5 -16. CarMax offered 16,000. I posted it to my neighborhood buy/sell page for $18,500 and sold it to the first looker. Thanks again for all of the help here. 
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • hsudoghsudog Member Posts: 29
    Looking for trade in value on 2006 RX400h. 80,000 miles. Good mechanical condition, no rips on the leather seats but they need to be reconditioned. But has a cracked dashboard that was unfortunately not fixed under Lexus' extended warranty (wife forgot to do it, I was out of country working :(
  • MichaellMichaell Moderator Posts: 262,071
    hsudog said:

    Looking for trade in value on 2006 RX400h. 80,000 miles. Good mechanical condition, no rips on the leather seats but they need to be reconditioned. But has a cracked dashboard that was unfortunately not fixed under Lexus' extended warranty (wife forgot to do it, I was out of country working :(

    City and state?

    Color, inside and out?

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • sdasda Member Posts: 7,572



    Looking for a trade in value on our Pilot. We seem to get itchy every year about this time. Maybe this year will be the one. 2012 Honda Pilot ex-l 4wd. White with grey leather. About 61k miles. Garage kept, very clean. No accidents. I’m in Virginia. Thanks in advance. 

    Update: Q nailed the numbers at 15.5 -16. CarMax offered 16,000. I posted it to my neighborhood buy/sell page for $18,500 and sold it to the first looker. Thanks again for all of the help here. 



    Looking for a trade in value on our Pilot. We seem to get itchy every year about this time. Maybe this year will be the one. 2012 Honda Pilot ex-l 4wd. White with grey leather. About 61k miles. Garage kept, very clean. No accidents. I’m in Virginia. Thanks in advance. 

    Update: Q nailed the numbers at 15.5 -16. CarMax offered 16,000. I posted it to my neighborhood buy/sell page for $18,500 and sold it to the first looker. Thanks again for all of the help here. 


    That's tremendous! What will be replacing the Pilot?

    2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech

  • tommister2tommister2 Member Posts: 393
    @sda we were up to 6 cars for 4 drivers. Thinking about what else to sell before I jump into something new. I do like looking...
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • hsudoghsudog Member Posts: 29
    hsudog said:

    Looking for trade in value on 2006 RX400h. 80,000 miles. Good mechanical condition, no rips on the leather seats but they need to be reconditioned. But has a cracked dashboard that was unfortunately not fixed under Lexus' extended warranty (wife forgot to do it, I was out of country working :(

    Houston, TX area. Exterior color = white, Interior color - beige leather interior.
  • tommister2tommister2 Member Posts: 393
    edited May 2018
    The thinning of the fleet continues, maybe this one will be a challenge for Q! For those keeping track, the 2012 Pilot is sold. I'm considering selling the 2011 Camry but not sure. So...

    How much is my Tundra worth? It's a 2013 Tundra Double Cab 4x4 SR5 5.7 V8 with the rock warrior package (a special TRD package). Black paint with black leather (aftermarket). No accidents, very clean. Tow package, dual zone AC, etc. Located in Virginia. The double cab is a 4 door truck, but not the crewmax cab (so I have the 6.5' bed). The wildcard? Just flipped 30k miles today. I'm guess trade in/auction value is maybe mid $20s? If you are curious, it is the truck that shows as my profile picture. Thanks again!
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • qbrozenqbrozen Member Posts: 33,733
    4.6 or 5.7?

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • tommister2tommister2 Member Posts: 393
    qbrozen said:

    4.6 or 5.7?

    Tundra with 5.7
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • stickguystickguy Member Posts: 53,330
    I'll give you $12K for it

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • qbrozenqbrozen Member Posts: 33,733
    The thinning of the fleet continues, maybe this one will be a challenge for Q! For those keeping track, the 2012 Pilot is sold. I'm considering selling the 2011 Camry but not sure. So... How much is my Tundra worth? It's a 2013 Tundra Double Cab 4x4 SR5 5.7 V8 with the rock warrior package (a special TRD package). Black paint with black leather (aftermarket). No accidents, very clean. Tow package, dual zone AC, etc. Located in Virginia. The double cab is a 4 door truck, but not the crewmax cab (so I have the 6.5' bed). The wildcard? Just flipped 30k miles today. I'm guess trade in/auction value is maybe mid $20s? If you are curious, it is the truck that shows as my profile picture. Thanks again!
    Somewhere in the $23k zip code if the aftermarket leather is nice and looks more or less factory

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • qbrozenqbrozen Member Posts: 33,733
    nyccarguy said:
    Uh hello there.  Not sure how this works.  Noob here.  Asking for a trade in value for “a friend” who happens to be the 2nd owner.

    2015 Infiniti Q40 AWD Sedan
    Black/Black
    30,000 miles
    V6, AWD, Navigation, Sunroof, Backup Camera, Automatic, Dual Automatic Climate Control
    Clean Car Fax

    Exterior Condition:  8/10
    Interior Condition:  9/10
    Tires Have lots of tread life left

    Located in Southwestern Connecticut (NY, NJ, CT).

    Thank-you for your time kind sir
    $15k-$15.5k

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • tommister2tommister2 Member Posts: 393
    Thanks!
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • 28firefighter28firefighter Member Posts: 9,818
    Looks like @stickguy needs to sharpen his pencil. 
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • stickguystickguy Member Posts: 53,330
    Nah. You seen gas prices lately? That things a guzzler! Plus I’m cheap.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • nyccarguynyccarguy Member Posts: 17,486
    stickguy said:
    Nah. You seen gas prices lately? That things a guzzler! Plus I’m cheap.
    I got 19.55 mpg last week.  That’s pretty good.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • andres3andres3 Member Posts: 13,923
    nyccarguy said:


    stickguy said:

    Nah. You seen gas prices lately? That things a guzzler! Plus I’m cheap.

    I got 19.55 mpg last week.  That’s pretty good.

    The Michelin Pilot Sport 4S's are helping me achieve 23 MPG average in the TTS. With the Kia with half the horse power doing 26 or 27 seems like a small price to pay.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • xwesxxwesx Member Posts: 17,676
    andres3 said:

    With the Kia with half the horse power doing 26 or 27 seems like a small price to pay.

    If you keep the long needles on the dash display over toward the left side rather than the right, you'll probably get a lot better economy on it! :p
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • qbrozenqbrozen Member Posts: 33,733
    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • xwesxxwesx Member Posts: 17,676
    edited June 2018

    The thinning of the fleet continues, maybe this one will be a challenge for Q! For those keeping track, the 2012 Pilot is sold. I'm considering selling the 2011 Camry but not sure. So...

    How much is my Tundra worth? It's a 2013 Tundra Double Cab 4x4 SR5 5.7 V8 with the rock warrior package (a special TRD package). Black paint with black leather (aftermarket). No accidents, very clean. Tow package, dual zone AC, etc. Located in Virginia. The double cab is a 4 door truck, but not the crewmax cab (so I have the 6.5' bed). The wildcard? Just flipped 30k miles today. I'm guess trade in/auction value is maybe mid $20s? If you are curious, it is the truck that shows as my profile picture. Thanks again!

    Nice ride! My philosophy on pickups like this, particularly if you use your truck as a truck, is that these are the type of rig best to keep a long, long time. Turn over the rest of the fleet, but keep the truck. I may take this to an extreme, as my truck is now 49 years old (I have only had it for 21 years).... just getting started! :)
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • kyfdxkyfdx Moderator Posts: 265,429
    qbrozen said:

    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.

    That's about what I get in my '06 330Ci

    My wife has a "lifetime" average of 22.4 mpg on her '17 X3. That's not too bad (12K miles)

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  • qbrozenqbrozen Member Posts: 33,733
    kyfdx said:
    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.
    That's about what I get in my '06 330Ci My wife has a "lifetime" average of 22.4 mpg on her '17 X3. That's not too bad (12K miles)
    And yet the 350 was/is roughly a half second quicker than even a ZHP 330i. I think my GTI was probably on par performance-wise with a standard 330i, and I used to get about 28mpg in that.  The new bimmers are reportedly quite efficient. Of course, you'd have to actually want one. ;)

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • kyfdxkyfdx Moderator Posts: 265,429
    qbrozen said:


    kyfdx said:

    qbrozen said:

    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.

    That's about what I get in my '06 330Ci

    My wife has a "lifetime" average of 22.4 mpg on her '17 X3. That's not too bad (12K miles)

    And yet the 350 was/is roughly a half second quicker than even a ZHP 330i. I think my GTI was probably on par performance-wise with a standard 330i, and I used to get about 28mpg in that.  The new bimmers are reportedly quite efficient. Of course, you'd have to actually want one. ;)

    Oh yeah... the Nissan engine had a lot more power. No contest.

    FWD vs. RWD on the GTI/330 thing. Otherwise, comparable.

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  • roadburnerroadburner Member Posts: 18,319
    qbrozen said:

    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.

    Same here with my M235i- I average 26+ mpg.

    Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
    Wife's: 2021 Sahara 4xe
    Son's: 2018 330i xDrive

  • tommister2tommister2 Member Posts: 393
    I hear you about the pickup @xwesx I’m still on the fence about it
    2011 Toyota Camry, 2014 Jeep Wrangler, 2017 Honda Civic Coupe, 2019 Toyota Rav4 Hybrid XSE, 2021 Toyota Tundra, 2022 Toyota 4Runner, 2022 Tesla Model 3
  • qbrozenqbrozen Member Posts: 33,733

    qbrozen said:

    I still look fondly back on the 25.5 I used to get in my 350z. Nothing since has come close to that balance of performance and efficiency for me.

    Same here with my M235i- I average 26+ mpg.
    That's one of those new bimmers I was referring to. My 135i got between 22 and 23, so they have improved it quite a bit.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • Sandman6472Sandman6472 Member Posts: 7,218
    Getting around 30 around town and up to 38 on the highway so can't complain one bit. And it drives just like new so while I'm still looking to trade, the reality is that I'll just keep it until years end as I have no problem purchasing the last week of the year when most folks aren't buying a new vehicle. December 30th or 31st works for me but since I won't take any new vehicle home the same day, December 30th looks to be my sweet spot. And hopefully, dealers won't mind moving another unit before years end.
    Luckily, I don't have to do anything as it's not a need. Sure I want something new but in reality, it's not needed which is what I hear from the wife. So if I do or don't, all works for me! Just hope the recent accident won't ding me too badly. It's already on CarFax I've been told so we'll see how the trade offers go as not just going to give it away. Hell, I own it outright so time's really on my side here.


    The Sandman :)B)

    2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)

  • jwm40517jwm40517 Member Posts: 303
    Don't know how it works in Florida, but here in KY if you buy a vehicle in Dec it will likely cost you a lot of money. Here we do not pay property tax on a car in the year of purchase, just sales tax. So, if you buy a $50K car in December you will owe about $600 in property tax the next year. If you wait until Jan for the purchase you will have one less property tax bill over the life of the car. Other states probably have different rules.
  • qbrozenqbrozen Member Posts: 33,733
    jwm40517 said:
    Don't know how it works in Florida, but here in KY if you buy a vehicle in Dec it will likely cost you a lot of money. Here we do not pay property tax on a car in the year of purchase, just sales tax. So, if you buy a $50K car in December you will owe about $600 in property tax the next year. If you wait until Jan for the purchase you will have one less property tax bill over the life of the car. Other states probably have different rules.
    So how do they value the property? Does the bill go down each year as it depreciates?

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • corvettecorvette Member Posts: 11,270
    Blue book wholesale, I think. Yes, it gets cheaper as the car gets older.
  • stickguystickguy Member Posts: 53,330
    NJ taxes the heck out of you (especially if you own a house) but at least they don't screw you with personal property tax. Just pay your (ridiculous) 6.875% sales tax, and get your registration, and be good for years.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

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