Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Dealer's Tricks - bait & switch, etc.
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If you do a Google search on identity theft, you come up with exactly eleventy zillion results (I counted), most of which have nothing to do with the automotive industry. Most surround the dangers of the Internet and Internet services. Hey, wait! Edmunds.com is an Internet service!! Should I be offended that we're listed as a danger? Not at all, because we don't steal identities.
If you do not now, nor plan in the future, to steal identities, cheer up! This article was not about you. It's one of millions regarding identity theft, so take it with a grain of salt. We're a comprehensive consumer-focused site, so if it's about the automotive industry and could help the consumer, you're likely to see it here.
kirstie_h
Roving Host & Future Vehicles Host
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2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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Hmmmm, now that I would like to see.!
Terry.
I don't think anyone here is taking this personally because anybody who has been in this business for any length of time has been called everything but a nice guy. We tend to have thick skin.
I surely feel the dealer I usually bought from would not do anything to let my identity info spread. But some of the dealers whom I've shopped in the past might have a shady character in their midst.
2014 Malibu 2LT, 2015 Cruze 2LT,
From my experience, the most common places are the garbage and computer files.
My take on this (completely unscientific) is that a dealership is probably one of the less likely places to have one's identity stolen. However, if a dealership employee is a thief, he/she does not need to rummage through garbage, mail - all the information, for hundreds or thousands of people, is at her fingertips. So the number of people affected may be higher than with thieves after individual targets. Of course, the same is true about hospitals, banks, credit bureaus etc.
consumer protection, atty general all got on TV saying how bad it was, etc....he ended up paying a fine and promised to "never do it again." If he does it again he gets detention and no TV for a week.
kcram
Host
Smart Shopper and Wagons Message Boards
kcram
Host
Smart Shopper and Wagons Message Boards
Ya can't win or hide nothing nowadays.........
Terry.
Banks, hospitals, don't require giving driver's license and insurance info just to test drive one of the cars -- so they can gather more info on you while you're lout...!!! Last time I walked into my bank lobby they didn't want my license. Same for when I visited a hospital to check out the room size.
2014 Malibu 2LT, 2015 Cruze 2LT,
My credit union requires photo id for ALL transactions. Most people use their driver's license.
so you dont agree that its a good idea to make sure someone can legally drive before using a $30k piece of merchandise?
If someone looks 50 and drives in a a $30000 from 4 years ago, I think I can let them drive my $30000 car -- especially if I want them to leave the keys to theirs so my (who knows what) can drive it to evaluate it...!!!
2014 Malibu 2LT, 2015 Cruze 2LT,
kirstie_h
Roving Host & Future Vehicles Host
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
And I quite possibly could be an axe-murderer... I'm simply lacking the tools.
I guess I'm just not interested in anyone running a background check/credit report on me until I want them to, or until I've done something that necessitates it.
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
I've never had anyone ask for a copy of my license either. They look at it, take my keys, refuse to take my kids (just kidding) and groan while I move all the car seats out of my car into the test drive (gotta make sure they fit and I can see with the little ones in the back). I test drive (I do leave the sippy cups, kid snacks out) and return. That's it.
Thanks for any advice!
One question, though - are they talking about doing a dealer trade and charging $220 to swap the car?
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
This alone will make me want to choose another color...oh well...Thanks for the replies!
But whites may be harder to match because of the variations...
2014 Malibu 2LT, 2015 Cruze 2LT,
It features the "trunk monkey" with a real chimp in some goofy situations.
The ad also implies "ANY trade is worth $8000 with the trunk monkey"..............
I didn't notice any small print with restrictions racing by in the ad either.
I wonder if the rules for advertising on tv is different from the newspaper screamer ads here in NJ.
Terry.
T/I: worth $1500, monkey gives $8000
Purchase: used vehicle worth $7000
Sounds like they owe me $1000... bet I don't get it
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
With TV advertising, disclaimers aren't necessary. With print, or in-person advertising, where the consumer goes to the place of business with an ad in-hand, the disclaimers must be present.
The $8,000 for your trade? In the one example I was given, with our NBC-10 spy cameras, they showed me a 1998 Hyundai Elantra for $13,995 - at the time, it was a $1500-2000 car, and the only care that the $8k worked on....do the math, and see how they can give you $8k for your trade...
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
It's even more annoying when they list all of their used vehicles this way. That really cheap $9,999 2002 Ford Taurus with 80,000 miles is really $13,999, when it's not even worth $9,999.
I'd like to know the percentage of buyers who come in with the ad in hand, having not read the disclaimer.
Though I am sure this is completely legal.
Leaving for NY tomorrow, so gonna head out for my last cheesesteak and a few beers..........
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
How about: buy our car or I will eat another cheesestake (from a man on life support after a heart attack?)
Johns is near the docks near Oregon just about under the Ben Frankin bridge.
The crew here don't like driving thru those questionable areas to get to pats or ginos !
Me ...I will eat any of them.....YUMMY !!!!
BTW: Got my supply of Tastykakes to take home too !
To keep on topic.The car ads in Sundays Philly paper still amaze me.
Drift: Do you work for or with NBC-10? You've lent an enourmous amount of good advice on these boards. Have you done and sort of investigative work on any of the philly area Subaru dealers? I'll be in the market for one in about a year and I'd like to make sure I pick the best one.
Thanks,
Kyle
I don't work for NBC-10, but I've helped Tracy Davidson with some investigative work and have done a few interviews. They use some of my material for consumer action line stories.
The SS United States is docked near Johns.
You can see it when eating outside.
I read where it holds a few speed records to this day !
BTW...Tony Luke's has the best steaks.
"We'll pay your original MSRP in trade value!".
Now, I haven't seen the fine print on this, but you gotta believe it's there somewhere.
My Saturn stickered for something like $25K, I currently owe $17K on it, so I can apply that $8K of equity to a new car, truck, minivan or SUV?
Sign me up!
NOT!