Edmunds Members - Cars and Conversations (Archived)

roadburner

oldfarmer50 said:

roadburner said:

So I've been researching the M Performance Power and Sound Kit; it turns out that BMW provides a new torque converter in addition to the low restriction exhaust and the ECU remap- so that increases the installation costs a bit. The new exhaust doesn't drone and is only significantly louder than stock above 4500 rpm. For me the fact that the system was engineered by BMW makes it worth the added expense. I'd definitely want it installed on the 540i xDrive.

Is that a factory option or an aftermarket installation? Ford has a number of performance upgrades that you can buy for the Mustang directly from them for aftermarket installation. I’m sure that has something to do with EPA regulations. Since they’re from Ford they maintain all warranties.

It’s a BMW accessory and will not affect the warranty- or emissions or fuel economy. It’s essentially similar to the Ford Racing power kits. The emphasis is on peak torque and would make the 540i xDrive a tick quicker than my 2 Series.

roadburner

I think FWD in anything bigger than a Civic is pointless. The raison d'être for FWD is to maximize passenger and cargo space in a small car. It’s ridiculous to have to endure the shortcomings of FWD in a car like the Accord- which is the size of a Stinger or 5 Series.

snakeweasel

abacomike said:

I got my direct deposit this morning from the FED - $900.50. So I am assuming most will be out today or tomorrow.

Starting to feel a little better - that Z-Pack (Zithromycin) must be working. Chest congestion is significantly reduced. No fever as of yet - so I hope this progress continues.

I feel somewhat important as mine was in my account yesterday morning.

oldfarmer50

tjc78 said:

My mom is on SS and got her deposit today.
She filed her 2019 back in March with DD information.

You would figure that since the IRS had her SS direct deposit info to begin with she shouldn’t have to repeat it on her tax return but this is the bureaucracy after all.

The IRS won’t have any direct deposit from me since I haven’t gotten a federal refund in this century.

Maybe I should go to that portal and give it to them.

oldfarmer50

abacomike said:

I got my direct deposit this morning from the FED - $900.50. So I am assuming most will be out today or tomorrow.

Starting to feel a little better - that Z-Pack (Zithromycin) must be working. Chest congestion is significantly reduced. No fever as of yet - so I hope this progress continues.

I forget, did they test you for Covid?

oldfarmer50

venture said:

oldfarmer50 said:

venture said:

I just checked my checking account. The stimulus money was deposited today. In case anyone cares.

Money comes to money, they say. With my luck I’ll see the dough for the next pandemic.

I assume you’re not on social security and they have your direct deposit info. I’m hearing that us old codgers will have to wait awhile even though they direct deposit our SS checks.

I do receive SS; directly deposited.

Well I’ll be danged. Maybe there’s hope for me yet. Do you get your tax refund DD?

jipster

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

benjaminh

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

Sounds like a good deal! Color combo? What's the breakdown of the OTD? I mean, what's the price that's being offered before tax, title, doc, and license fees? Is this Honda World or Wyler? 0.9 sounds good too.

Michaell

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

That seems like a strong price, if that includes tax, fees and registration costs.

jipster

benjaminh said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

Sounds like a good deal! Color combo? What's the breakdown of the OTD? I mean, what's the price that's being offered before tax, title, doc, and license fees? Is this Honda World or Wyler? 0.9 sounds good too.

Wyler. Silver exterior with black interior, like the EX 1.5 I drove yesterday. No breakdown. I was getting ready to walk, g.m says he'll knock a grand off. I say I'll think about it. I liked the extra power in the 2.0 but there was just something about the car I didn't care for. Wasn't the push button start. Felt like a "used" car. Only had 4,000 miles on it.

nyccarguy

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

What's the sticker on that?

nyccarguy

@tjc78 - Did I read correctly about you turning down a Black/Black S60 that was $40 per month LESS? You have a 2 year or 3 year lease?

jipster

nyccarguy said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

What's the sticker on that?

https://jeffwylerhondaautomall.com/new/Honda/2019-Honda-Accord-136bbe480a0e0ae71e4d0d974ec2d068.htm?promotionId=5e8e97fb193a8dcccdb34937

nyccarguy

The 2.0T you are looking at is a 2019? There should be a SIGNIFICANT discount as that car has been sitting there for a LONG time.

28firefighter

MSRP on the Accord Sport 2.0T is 31,200 plus whatever dealer accessories they throw on.

I'd double check the feature list of the Sport 2.0T to make sure it does what you need - it is very well equipped (heated seats, LED headlights, safety nannies etc) but is missing the upgraded audio, memory seats, and leather of the EX-L.

Assuming $28,050 OTD includes tax at ~7% and another $500 in doc and registration fees, that puts sale price at $25,700 plus TTL. That's an 18% discount for a 2019 with 4000 miles.

It isn't bad. I'd be shooting for 20%+ personally, but if it has never been titled before and is therefore new (e.g. the warranty will go 3 years and 36k from the inception mileage on the ODO) then could be a good deal.

venture

oldfarmer50 said:

venture said:

oldfarmer50 said:

venture said:

I just checked my checking account. The stimulus money was deposited today. In case anyone cares.

Money comes to money, they say. With my luck I’ll see the dough for the next pandemic.

I assume you’re not on social security and they have your direct deposit info. I’m hearing that us old codgers will have to wait awhile even though they direct deposit our SS checks.

I do receive SS; directly deposited.

Well I’ll be danged. Maybe there’s hope for me yet. Do you get your tax refund DD?

Yes. I had a small refund directly deposited on April 8; only about a week or 10 days after submitting it. I don't remember exactly, but it wasn't long.

I don't know what you have to do to get it deposited if you didn't get a refund for quite some time, other than waiting for the paper checks to go out.

benjaminh

jipster said:

nyccarguy said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

What's the sticker on that?

https://jeffwylerhondaautomall.com/new/Honda/2019-Honda-Accord-136bbe480a0e0ae71e4d0d974ec2d068.htm?promotionId=5e8e97fb193a8dcccdb34937

A 2019 with 4000 miles. Hmmm. Well, that explains the price. Was it used as a test drive car or something?

If you could make a deal remotely on a car at one of the other Wyler Honda dealers—the one in Colerain or the one in Florence—would they be willing to deliver the car to Louisville? Or would you be willing to drive there?

stickguy

I would prefer the EXL. Smaller wheels and a bit more sidewall, should be a bit more comfortable ride. And some extra features. Same drivetrain.

ab348

As a Canadian, could you fill me in on those US stimulus payments? Are they universal or do they have some sort of income test/limit?

Up here the feds rolled out a $2000/mo. support program for those whose income was affected by the shutdown, which I think is supposed to run for at least 3 or 4 months, but you have to have had a loss of income. As someone who is on a pension I don't qualify. I theoretically could if I wanted to be like a certain poster here and not be totally truthful with the feds, but I don't feel great about doing that.

benjaminh

stickguy said:

I would prefer the EXL. Smaller wheels and a bit more sidewall, should be a bit more comfortable ride. And some extra features. Same drivetrain.

I agree. Plus the Sport only comes with the black interior. Ivory and Grey are available on the EXL.

fintail

IIRC, $1200 per adult (not claimed as a dependent), $500 per kid, something for stepkids too I think. Full payout for singles making 75K or less/couples 150K or less, deduct $50 for every $100 above 75K.

ab348 said:

As a Canadian, could you fill me in on those US stimulus payments? Are they universal or do they have some sort of income test/limit?

Up here the feds rolled out a $2000/mo. support program for those whose income was affected by the shutdown, which I think is supposed to run for at least 3 or 4 months, but you have to have had a loss of income. As someone who is on a pension I don't qualify. I theoretically could if I wanted to be like a certain poster here and not be totally truthful with the feds, but I don't feel great about doing that.

stickguy

ab348 said:

As a Canadian, could you fill me in on those US stimulus payments? Are they universal or do they have some sort of income test/limit?

Up here the feds rolled out a $2000/mo. support program for those whose income was affected by the shutdown, which I think is supposed to run for at least 3 or 4 months, but you have to have had a loss of income. As someone who is on a pension I don't qualify. I theoretically could if I wanted to be like a certain poster here and not be totally truthful with the feds, but I don't feel great about doing that.

There are earnings limits. AGI of $75,000 or below to get full amount, slides to zero at $100k. For an individual.

It is actually a 2020 tax credit, that they are giving an advance on based on last taxes filed. So won’t know until next spring exactly what you get (might get some more, or might owe some back).

stickguy

benjaminh said:

stickguy said:

I would prefer the EXL. Smaller wheels and a bit more sidewall, should be a bit more comfortable ride. And some extra features. Same drivetrain.

I agree. Plus the Sport only comes with the black interior. Ivory and Grey are available on the EXL.

Good point about the interior too.

jipster

28firefighter said:

MSRP on the Accord Sport 2.0T is 31,200 plus whatever dealer accessories they throw on.

I'd double check the feature list of the Sport 2.0T to make sure it does what you need - it is very well equipped (heated seats, LED headlights, safety nannies etc) but is missing the upgraded audio, memory seats, and leather of the EX-L.

Assuming $28,050 OTD includes tax at ~7% and another $500 in doc and registration fees, that puts sale price at $25,700 plus TTL. That's an 18% discount for a 2019 with 4000 miles.

It isn't bad. I'd be shooting for 20%+ personally, but if it has never been titled before and is therefore new (e.g. the warranty will go 3 years and 36k from the inception mileage on the ODO) then could be a good deal.

It's.a.certified 1 owner..The 1 owner being within the dealership. The salesman said it was either a loaner or an executive's car.

oldfarmer50

ab348 said:

As a Canadian, could you fill me in on those US stimulus payments? Are they universal or do they have some sort of income test/limit?

Up here the feds rolled out a $2000/mo. support program for those whose income was affected by the shutdown, which I think is supposed to run for at least 3 or 4 months, but you have to have had a loss of income. As someone who is on a pension I don't qualify. I theoretically could if I wanted to be like a certain poster here and not be totally truthful with the feds, but I don't feel great about doing that.

$1200 for everyone over 17 (I think) who has a SS number and makes $75k or less. No job or income required. You can’t be a dependent on someone else’s tax return.

imidazol97

I tried checking on my check from IRS now that the app is operating... it didn't know who I was. Bad sign?

abacomike

oldfarmer50 said:

abacomike said:

I got my direct deposit this morning from the FED - $900.50. So I am assuming most will be out today or tomorrow.

Starting to feel a little better - that Z-Pack (Zithromycin) must be working. Chest congestion is significantly reduced. No fever as of yet - so I hope this progress continues.

I forget, did they test you for Covid?

Haven't been strong enough to go to LabCorp with RX for covid test. I am too weak to drive.

benjaminh

My wife looked up the payoff on our 2018 CR-V, and it's down to $2399. And so if we pay it off with our tax rebate, which we're planning to do, we'll have a whole buck left over. But it'll be nice to own that station wagon (as we think of it) free and clear.

jipster

benjaminh said:

jipster said:

nyccarguy said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

What's the sticker on that?

https://jeffwylerhondaautomall.com/new/Honda/2019-Honda-Accord-136bbe480a0e0ae71e4d0d974ec2d068.htm?promotionId=5e8e97fb193a8dcccdb34937

A 2019 with 4000 miles. Hmmm. Well, that explains the price. Was it used as a test drive car or something?

If you could make a deal remotely on a car at one of the other Wyler Honda dealers—the one in Colerain or the one in Florence—would they be willing to deliver the car to Louisville? Or would you be willing to drive there?

Loaner or execs car..Honda World had several.of these certified.2019-2020 with 1-3,000 miles

Honda World looking like it's becoming Honda Universe. They had the bulldozers out leveling the land to the side of an already huge dealership. Salesman said bigger service bays, showroom and customer.lounge.

Wyler in Florence sent me a.video on a new.2020 Silver EX. Said they had one.left, "hurry on down". Wyler on Dixie didnt have much of a.selection. They were dead. Opened at that location about a year ago.

benjaminh

Well @jipster : what way are you leaning at this point?

jwm40517

Stick it is not a 2020 tax credit and will not affect 2020 returns. They are just looking at 2018 or 2019 returns to determine if you are eligible due to income limits.

imidazol97

abacomike said:

oldfarmer50 said:

abacomike said:

I got my direct deposit this morning from the FED - $900.50. So I am assuming most will be out today or tomorrow.

Starting to feel a little better - that Z-Pack (Zithromycin) must be working. Chest congestion is significantly reduced. No fever as of yet - so I hope this progress continues.

I forget, did they test you for Covid?

Haven't been strong enough to go to LabCorp with RX for covid test. I am too weak to drive.

Get well soon.

imidazol97

Called Lowes because salesman said they'd call today about deliver time tomorrow. Good thing we're not working anymore.

The company delivering washer/dryer for Lowes calls at 7 to 8 am on day of delivery to tell you whether they are delivering in the morning or in the afternoon. That means someone would have to take off the entire day because most couldn't plan to just take morning or afternoon without notice the day before.

Of course, if you're working from home...

Sandman6472

My oldest got her check yesterday. So far, nothing here yet even tough I am signed up for my s s check, no direct deposit as of yet. But again, our 2019 return ain't done yet, we're always her last, and any refund is pulled forward to pay for her quarterlies. But still, you'd think at least my $1200 would've showed up!
A guy I work with, they got their $2400 yesterday but his 2019 taxes have been done for awhile. But, my oldest just had mom do her 2019 taxes this past weekend and they got electronically filed Sunday. So much for that theory.

benjaminh

@jipster : Quite possibly this isn't something you'd consider, but what about an Accord EX-L hybrid? Gets c. 45 mpg in the city or on the highway. And it's actually a little faster than the 1.5 turbo. And it happens to be available at Honda Universe in my favorite color combo—red and ivory. For the last generation of Accord hybrid the battery was in the trunk, and so cut down on your trunk space. But for this generation it's in the floor, and so you don't lose any cargo space, and can even still fold your rear seats down.

https://www.louisvillehondaworld.com/new-Jefferson+County-2020-Honda-Accord+Hybrid-EX+L-1HGCV3F56LA006551

explorerx4

My wife and I are not getting anything, but that's ok should go to those who need it.
One of my kids is going to get a prorated amount, her husband full amount plus child, and the other kid is getting the full amount.
All of us are still working.
My last day working is 2 months from today.

jmonroe1

jwm40517 said:

Stick it is not a 2020 tax credit and will not affect 2020 returns. They are just looking at 2018 or 2019 returns to determine if you are eligible due to income limits.

Thanks, for a minute there, I thought I was going to have to cheat on this thingy too.

jmonroe

explorerx4

Even though my truck is 2 years old, I discovered a new feature today.
It has interior microphones tied to the alarm system(I knew this).
Truck was locked but windows down.
I guess I got too close because the alarm started honking the horn.
Didn't know why it did that at first, but remembered when I grabbed the keys to turn it off.

Sandman6472

Stick, think you're wrong about those stimulus checks. Don't think they're tied into anything to be honest, from what I've read! Need to ask my expert later!!

Sandman6472

Not surprised ours didn't come yet. Still on "pending" with Florida's unemployment application I filled over a week ago. Government has never been in a rush to pay me any benefits I'm supposed to get for some reason. Always have to wait on almost everything!!

jipster

benjaminh said:

Well @jipster : what way are you leaning at this point?

Leaning towards the medicine cabinet... I need an aspirin.

I like the idea of buying new from Honda World, because if I go with the 1.5 engine they have the lifetime powertrain warranty. I did like that silver certified EX I test drove yesterday, so may throw them an offer.
I did see a hybrid out at Wyler.The EX -L looks to be priced a little too high for me.

Can't see it changing anything, but may take another look at the Mazda 6 tomorrow, since I'll be in the "Oxmoron" area.:-)

benjaminh

jipster said:

benjaminh said:

Well @jipster : what way are you leaning at this point?

Leaning towards the medicine cabinet... I need an aspirin.

I like the idea of buying new from Honda World, because if I go with the 1.5 engine they have the lifetime powertrain warranty. I did like that silver certified EX I test drove yesterday, so may throw them an offer.
I did see a hybrid out at Wyler.The EX -L looks to be priced a little too high for me.

Can't see it changing anything, but may take another look at the Mazda 6 tomorrow, since I'll be in the "Oxmoron" area.:-)

If you like the silver EX Accord it sounds like it's worth giving them an offer.

Honda U. does has a Hybrid EX in pearl and ivory for $28k flat....

https://www.louisvillehondaworld.com/searchnew.aspx?year=2020&make=Honda&model=Accord+Hybrid

explorerx4

@jipster,
Just keep stringing everyone along.

stickguy

Well, it is an advance on a 2020 refundable tax credit. This is from an article in Money magazine. The one difference is that they won't penalize you (so if say you make a lot more money in 2020, you won't have to give any back). They will, however, calculate the actual amount you get based on 2020 income, though will only give you more if you calculate higher. Could work out well for people that retired this year, and of course, lost jobs.

“The rebate is a refundable tax credit applied on your 2020 tax return, but advanced to you based on your 2018 or 2019 income,” Garrett Watson, a senior policy analyst at the Tax Foundation, explains to MONEY. “Any adjustment to your rebate based on your 2020 income will only occur in the taxpayer’s favor.”

Think about it this way: The amount you get in your stimulus check in the coming months is what you get as determined by your 2019 or 2018 tax return. And next year, after taxes for 2020 are filed, the Internal Revenue Service will reassess to see if anyone qualifies to get more money based on their 2020 returns, but it won’t reassess to see if anyone no longer qualifies or should get less money.

stickguy

man, compared to Jip, I am a laser focused impulse buyer!

stickguy

I really like that Hybrid. Pretty good deal on an EXL too.

houdini1

Michaell said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

That seems like a strong price, if that includes tax, fees and registration costs.

Michaell said:

jipster said:

G.M just offered $28,050 O.T.D for rhat 2019 Sport 2.0. Took a grand off internet price. 0.9% financing.

That seems like a strong price, if that includes tax, fees and registration costs.

My experience is that advertised pricing never includes those items.

benjaminh

1 pic of the TLX with red leather....

Sandman6472

Stick, thought Money Magazine went out of business? I had a subscription but they ended it early saying they were closing up shop and gave me Sports illustrated to finish it out. Was a big fan of Money Magazine to!

explorerx4

One thing about modern turbo engines is that they make a lot of torque at low rpms, so they are not as stressed as the older ones.