Edmunds Members - Cars and Conversations (Archived)

graphicguy

Working on a long distance transport to Biloxi, MS. Couple of issues...

-It’s a transport of a ‘19 Mustang Bullitt. That should be fun. Not necessarily the most comfortable long term trip to make, but I’m sure I’ll be fine.
-I need to find something to bring back, which is proving to be more difficult than I expected.

No time frame except the Bullitt owner wants it there in the next 5 weeks.

dino001

graphicguy said:

I would think the numbers on a lease could be put to paper just as easily. The reasons I don’t like leases are costs like inception fees, disposition fees, etc. No one is doing any more paperwork for a lease than they do a sale. Disposition fee? It’s going to a dealer’s lot for sale, just like a trade in. Why do I have to pay to “dispose” it?

Bottom line, the fees are there because they can charge them. But at least on the surface, some can be explained in legitimate terms, at least in principle (not necessarily in magnitude). "Disposition fee" - the bank needs to hire an agent (dealer) to inspect car's condition at the term end and verify that you fulfilled your lease contract, there is paperwork required for a transfer of the vehicle from the bank to the dealer or an auction house. Is that worth $500-$800? Of course not, but the cost is real nevertheless. Similar at inception - paperwork for the bank to assume ownership (unlike loan, where they only put a lien, in lease they actually lease the car). Somebody has to make sure it's all correct. Again - not necessarily legitimate amount. All of these costs could of course be rolled into general cost (money factor), but then you couldn't make an ad with $399/month payment anymore Just like you, I haven't seen a lease that I liked yet, at least not for vehicles I was buying (Subaru and my BMW's weren't covered by those killer lease deals at time I was getting mine). As you say, when you add all these fees to the cost, they would often kill the attraction. So far, I'm OK with loans, trying to go shorter and shorter terms. This time it was 4 years and I paid it off after a bit more than three. Next one I may not be able to do all cash yet, but I'm thinking 2 or 3 year loan. I hate paying interest....

dino001

snakeweasel said:

Past history while can be an indicator but things can change. Just because something happened in the past does not mean it will continue into the future. As for not trusting anyone, it's not that but you have to look at what a salesman says through the lens that he is trying to get you to buy something.

I found upscale brand dealership much more truthful places than so-called popular brands. These guys seem to be much more at ease with the product, they also respect your right to make a decision one way or another much more than many others. They want to sell, of course, but they are less likely to resort to some of those infamous tactics of relentless peddling. I step into a "premium brand" store and my conversations with the salesperson are usually focused on the product, finances may be mentioned in passing, but they are typically secondary at first, and they give you their time (I do make sure to establish basic credibility, so they don't think I can't afford what I'm looking at). I walk into a "popular brand megastore" and the conversation usually gets tense almost immediately, as the guy starts yapping about "buying today" and all other garbage. This relentless peddling is basically coming from trying to satisfy their needs, not mine, like I already owe them just because they shook my hand and gave me 10 minutes of their precious time, all the time, is really annoying. I'm thinking of trying out the Stinger at some point to see if it has any merit for a replacement of my 430 GC but a thought of going to a Kia store (any store in my metro area) makes me shiver.

stickguy

I think the interest on my 5 year RDX loan was a whopping $600 total, thanks to the .9% APR. Not in any rush to pay that off early.

explorerx4

Dodge and Ram are totally separate entities under Stelantis(formerly FCA).

tjc78

Disposition fee is also a good way to get you into another vehicle with the same manufacturer. I believe all captive leasing companies waive it with another lease.

stickguy

Or buying, as long as you finance through them.

snakeweasel

explorerx4 said:

Dodge and Ram are totally separate entities under Stelantis(formerly FCA).

Ram trucks are listed on the Dodge website.

bwia

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

https://www.youtube.com/watch?v=0J7WQtBL9L4

explorerx4

Clicking on Ram brings you to a website that does not have Dodge on it.
It's probably listed under Dodge for people who can't figure out the difference.

abacomike

bwia said:

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

https://www.youtube.com/watch?v=0J7WQtBL9L4

Not only is there an auto FICO score, but also credit card FICO score, VANTAGE score, etc. I believe there are 8 of them. Many dealers pull an “average” of the 3 bureau scores.

graphicguy

So, how is any inception fee for a lease any different or time consuming than doing the paperwork for financing a vehicle? How is an inspection for a lease turn in different from a trade evaluation?

Point being, it seems they add ~$1,000 to ever deal, at least, in fees that are little different from those activities when you do a trade on a purchase.

One of the reasons I stay away from leases. I know what the costs are when I purchase a vehicle. For a lease, it's more difficult and many times superfluous to the actual price of the vehicle.

28firefighter

Inception fee for a lease is a bank charged fee, not a dealer charged fee, FYI. Every captive finance company that offers leasing has one - usually runs from $595-$995. Some dealers can mark it up, others can't depending on the finance arm rules - all separate from a doc fee, though. As usual, focus on the bottom line.

oldfarmer50

explorerx4 said:

That first video must be pretty old because Dodge hasn't made a truck in many years.

I was going to say that too since they went from Dodge Ram to just Ram in 2012 I think but I didn’t want to sound snarky.

For what it’s worth I still cause them Dodge Rams.

dino001

28firefighter said:

Inception fee for a lease is a bank charged fee, not a dealer charged fee, FYI. Every captive finance company that offers leasing has one - usually runs from $595-$995. Some dealers can mark it up, others can't depending on the finance arm rules - all separate from a doc fee, though. As usual, focus on the bottom line.

Same with disposal fee - also not dealer's, it's bank's. Dealer may receive portion of those fees in whatever form they pay each other after transactions (dealer is a bank's agent, so I'm sure they get commissions and fees for their work). Bank doesn't really need to justify these fees, but they decided to itemize their agency cost and likely make these items profit centers in addition to MF. They didn't have to do that, they could have made MF higher and make same profit, but things would be too simple and, as we all know, you can advertise lower large print cost by adding fine print disclaimer with these additional costs listed. You want to do business, you pay the fee. Or pay cash, finance and don't pay the fee. We can argue all day long whether it's "legitimate". Doesn't really matter. Bottom line, these two fees are not dealer's to waive.

tjc78

graphicguy said:

So, how is any inception fee for a lease any different or time consuming than doing the paperwork for financing a vehicle? How is an inspection for a lease turn in different from a trade evaluation?

Point being, it seems they add ~$1,000 to ever deal, at least, in fees that are little different from those activities when you do a trade on a purchase.

One of the reasons I stay away from leases. I know what the costs are when I purchase a vehicle. For a lease, it's more difficult and many times superfluous to the actual price of the vehicle.

Lease turn in inspections are usually by an independent third party. The last few of mine have come to the house or my office.

oldfarmer50

jipster said:

oldfarmer50 said:

jipster said:

venture said:

I got my second Covid jab about 4 hours ago. So far no difference.

My sister and her husband got their second dose last week - at the same time. She said she felt like a truck ran over her then backed up. He had little to no reaction.

Had my vaccines in January. Almost zero reaction on the first. Zero to almost nothing on the second. Knocked a coworker out of work for 2 days with side effects. So like cars, your mileage may vary.

Lawsuit on my son's accident coming along. At fault party's insurance company made an offer to settle. My son's lawyer is negotiating for a better offer. Just an fyi, the crappy insurance company's, i.e safe auto, the general, won't pay much on accident settlements..per my lawyer,.maybe 1/3rd. Luckily the guy who hit my son had decent insurance.

And, not too early to start the car buying process...only about 2 years, if everything goes according to plan. My wife will be looking to replace her 2011 Hyundai Veracruz with a compact size suv. The frontrunners are the Mazda CX -5, Honda CRV, Toyota Rav 4, and the Hyundai Tucson or Santa Fe.

Refresh my memory, when did this happen and to what car? I’m assuming there were no serious injuries or I would have remembered that.

Late October my son was rear ended on interstate while driving my 2008 Mercury Mariner. It was totaled by the insurance company for $4k. Son had whiplash, but not serious. Had cat scan. Suing the at fault party for pain and suffering. I'm thinking we'll probably hear something this week, on their final offer.

Oh yeah, now I remember. Hope your kid is recovering.

imidazol97

snakeweasel said:

Not only is it the wrong model it has to be the wrong dealership. That scene takes place in Chicago (Clark is picking up the car prior to their trip to Wally World) and there are mountains in the background.

Aren't those in Central Illinois? Like Effingham? NOT. LOL

jmonroe1

ab348 said:

venture said:

This past Sunday Mrs. venture mentioned that the shower she uses didn't work to her satisfaction. (Close your eyes Bradd) so I went to Home Depot and grabbed a Delta that looked pretty good. When I got it home and took it out of the packaging I discovered it was plastic!

I installed it anyway as a stop gap. Darned if it doesn't work well.

Sadly, most things like that are plastic these days. I have a Waterpic hand shower that is also plastic, but when I was looking for one I discovered they make a bunch of different kinds and some work better than the others according to the reviews found on store sites. So I bought the recommended one, removed the flow-constricting O-rings as someone suggested, and have a great hand shower now.

Before I bought my house and was living in an apartment I arrived home from work one day to discover that the management had changed the shower head to a low-flow one. They had given notice they were going to do this and when I tried it it was like standing in a cloud of steam, with almost no actual water jetting out. I unscrewed it and it was a substantial all-metal piece that defied alteration. That night I went to Canadian Tire and bought a cheap plastic replacement. Out of the package it was no better, but it gave a clear shot to the flow-restricting hole. I drilled it out to twice its original size and then it was the best showerhead I have ever used.

Brilliant minds think alike. I’m sure you’ll be happy to know you’re in my league.

Back around the turn of this century I noticed the shower head in the bath off the hall was in bad shape so I went and got a replacement. Don’t ask me why I even used that bathroom that day since I always used the bathroom off our bedroom but I did. The shower head was probably original to the house (around 1975) and was spitting out water erratically. So I went to one of the box stores for a new one. Just like you I found the flow was terrible so I took it off and saw a peep hole at the connection point. Off to the garage I went and started drilling it out. I don’t know what size drill I used first but while it was better than it was it still wasn’t what I wanted. Finally drilled it out to about 1/4 inch or maybe 5/16 inch. I liked what I did so much that I bought one for the bath off our bedroom.

Fast forward to when we redid the bath off the bedroom and of course we put in a new unit altogether. Guess what? The flow was again terrible and I told Mrs. j I was going to put the old cheapie thing back in. Nope, that wasn’t going to work since she liked the new pretty one. So I did some surgery on that thing too and all was well again. I just threw the old head in my plumbing box as backup if ever needed.

More fast forward to when we went on vacation with my Son and his family to Myrtle Beach one year and I decided to take along my spare head because I never liked the shower heads in those condo buildings. When we got to the condo I got out my crescent wrench and roll of Teflon tape and was changing out the head in the bath off our room when Mrs. j bops into the bathroom and wants to know what I’m doing. When I told her she started to laugh and went to get the family to show them what I was doing. Now everyone but me is laughing but I didn’t care because I knew I’d be taking showers that would at least knock off the soap. One day one of the grandkids wanted to take a shower in the bath they used but didn’t want to wait for it to become available so he asked to use the one off our bedroom. He like it so much he told his parents and brothers about it and before you knew it everyone now wanted to use our bathroom for showers. Guess who had the last laugh? All I had to do is remember to do the change out before we left. We’ve gone on several vacations together since that first time and it’s now become a family joke with everyone asking before we leave, “did you get your shower head, did you get your shower head”?

The things I have to put up with. :@

jmonroe

mlevine

My take on leasing has always been know the numbers. The residual, money factor, and acquisition fee are known. In Florida a dealer fee is standard. Is the residual good? Is the money factor too high? What is the supply versus demand? When you look at a vehicle with the options you want, figure out the invoice. Subtract any manufactures cash/rebates from this price and if applicable dealer fees.. Use this site to see what additional savings others are getting and subtract this to get new starting cap cost.

oldfarmer50

bwia said:

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

https://www.youtube.com/watch?v=0J7WQtBL9L4

That sounds like a recipe for getting thrown out of the showroom. Also why would you accept useless mop&glo products even at half price?

I’d want to know if that YouTuber gets a commission for pushing myFICO apps. If you have a 720+ credit score you shouldn’t have to use an app to find it. My credit union will tell me my score for free.

ab348

jmonroe1 said:

More fast forward to when we went on vacation with my Son and his family to Myrtle Beach one year and I decided to take along my spare head because I never liked the shower heads in those condo buildings. When we got to the condo I got out my crescent wrench and roll of Teflon tape and was changing out the head in the bath off our room when Mrs. j bops into the bathroom and wants to know what I’m doing. When I told her she started to laugh and went to get the family to show them what I was doing. Now everyone but me is laughing but I didn’t care because I knew I’d be taking showers that would at least knock off the soap. One day one of the grandkids wanted to take a shower in the bath they used but didn’t want to wait for it to become available so he asked to use the one off our bedroom. He like it so much he told his parents and brothers about it and before you knew it everyone now wanted to use our bathroom for showers. Guess who had the last laugh? All I had to do is remember to do the change out before we left. We’ve gone on several vacations together since that first time and it’s now become a family joke with everyone asking before we leave, “did you get your shower head, did you get your shower head”?

The things I have to put up with. :@

jmonroe

Hilarious, JM. You're the only person I know who takes a crescent wrench, teflon tape and shower head along on vacation!

I made a big mistake here 3-4 years ago when the bathroom was getting redone. The only thing worth keeping in the old bathroom was the 1970s shower head, but I didn't think to snag it before demo and it ended up getting tossed. Similar to what happened when I moved out of the apartment to come here. I forgot to swap back the lo-flow shower head for the one I modified. I still have the low-flow one here in my spares box, quite the piece of engineering and machining, but a crummy shower head.

fintail

Filming location is in Glendale CA (a Dodge/Chrysler dealership, note the 1982 models on the lot in the background - site is still a Dodge/Chrysler/Jeep/Ram dealer). Griswold house is in LA near Griffith Observatory.

snakeweasel said:

Not only is it the wrong model it has to be the wrong dealership. That scene takes place in Chicago (Clark is picking up the car prior to their trip to Wally World) and there are mountains in the background.

driver100

snakeweasel said:

driver100 said:

snakeweasel said:

driver100 said:

dino001 said:

tjc78 said:

The first guy with the depreciation curve could very well be correct in the example shown. That’s an Apples/Oranges comparison. A true grinder wouldn’t care and say they want the Chevy for 42K or they aren’t buying it.

I didn’t watch the video of the second guy but have seen others and if it’s like the other videos he twists the numbers so much you don’t even know what he is talking about anymore.

They're all training "overcoming objections". This whole language makes me want to poke my eye and twirl.

"Overcoming objections" is a big skill when selling. I think the argument the guy made was valid and brilliant.......the cost isn't just the price of the truck he is looking at, but it is also the value at the end of the pay period. He also pointed out the guy can get a Dodge for $42500, but he really wants a Chev.....the buyer shouldn't be comparing another make and try to match the price. I would also point out that over 5 years the truck he really wants, the Chevy will cost him an extra $500 a year, and it will be less than that when you consider the value at the end of the 5 years....in fact, the Chev could end up costing less. If the Chevy is more reliable I'd point that out too.

I see nothing wrong in a salesperson pointing out the advantages of his product....never put down the other guys product, just point out how yours might suit him better....and I would see it as me doing the guy a favor - steering him in the right direction and making a wiser choice. But, I can only point out why the Chevy is probably the better buy...but the choice is his, and I respect that.

While the cost of the truck also includes the value at the time you dispose of the truck there are two issues with that. First we cannot with any certainty tell what the value of anything will be in 5 years, so it's all conjecture. Secondly is the difference between the two at the time of disposal going to be high enough to warrant the extra expense considering you will be financing that difference and the time value of the difference?

Now for the bonus issue, you are getting your information from someone who has a vested interest in selling you the Chevy. So take what he is saying with a lot of skepticism. I will bet you that the Dodge salesman will tell you you will never get the original price difference back when you trade in the vehicle.

You can get a pretty good idea of the residual value after 5 years by looking at the past history....my guess is that a Chev is worth more than a Dodge. If you really want to know see what the buy out price would be on a lease....in fact the Chev might cost less to lease....if it holds it's value better.

Hard to compare but when I compare 2015 Dodge to 2016 Chev trucks the Chevs can be worth $8k to $10k more.

I listen to what the salesman tells me because he knows his product....I filter out the bias info. I would do some research to see if he is right about the value after 5 years....if it isn't true he loses all credibility.

If the Dodge salesman says I won't make my money back when I trade it in I will research his statement as well, he might be right, but if he is wrong he loses all credibility.

The sales person can be a resource if you use them wisely, and if they are good salesmen.

I don't get this idea of "don't trust anyone". If I was selling a car sure I would hilite the positives of my product and see if it suits the customer, but I am only going to say what is true. The customer weighs the evidence. A good salesperson might point out factors I wasn't aware of....that might make a difference.

Past history while can be an indicator but things can change. Just because something happened in the past does not mean it will continue into the future. As for not trusting anyone, it's not that but you have to look at what a salesman says through the lens that he is trying to get you to buy something.

Things can change but they do predict what a car is worth at the end of the lease.....just like insurance companies predict how many will die at what age. It won't always be right but they have to do a best guesstimate. I agree about filtering what the salesman says....but, I found salesman can be helpful too, tell you about features you didn't know about, sometimes talk about options that could be useful or ones that aren't. But you can't accept everything they say either....check it, research it, compare..........

roadburner

tjc78 said:

graphicguy said:

So, how is any inception fee for a lease any different or time consuming than doing the paperwork for financing a vehicle? How is an inspection for a lease turn in different from a trade evaluation?

Point being, it seems they add ~$1,000 to ever deal, at least, in fees that are little different from those activities when you do a trade on a purchase.

One of the reasons I stay away from leases. I know what the costs are when I purchase a vehicle. For a lease, it's more difficult and many times superfluous to the actual price of the vehicle.

Lease turn in inspections are usually by an independent third party. The last few of mine have come to the house or my office.

I hated doing turn in inspections. I could not understand why BMWFS didn’t go with a third party.

snakeweasel

imidazol97 said:

snakeweasel said:

Not only is it the wrong model it has to be the wrong dealership. That scene takes place in Chicago (Clark is picking up the car prior to their trip to Wally World) and there are mountains in the background.

Aren't those in Central Illinois? Like Effingham? NOT. LOL

Well if you get into southern Illinois or in the extreme northwest portion of Illinois you do get some pretty good hills but not what you see in that movie. Nor will you see the palm trees that you see in the scenes that supposed to be in Chicago.

stickguy

28firefighter said:

Inception fee for a lease is a bank charged fee, not a dealer charged fee, FYI. Every captive finance company that offers leasing has one - usually runs from $595-$995. Some dealers can mark it up, others can't depending on the finance arm rules - all separate from a doc fee, though. As usual, focus on the bottom line.

Dealers double dip the buyer. You pay the inception fee, plus their normal doc fee.

oldfarmer50

graphicguy said:

Working on a long distance transport to Biloxi, MS. Couple of issues...

-It’s a transport of a ‘19 Mustang Bullitt. That should be fun. Not necessarily the most comfortable long term trip to make, but I’m sure I’ll be fine.
-I need to find something to bring back, which is proving to be more difficult than I expected.

No time frame except the Bullitt owner wants it there in the next 5 weeks.

One of our guys did a round trip from NY to Florida in 42 hours. Can you beat that? You’ll have the car for it.

venture

jmonroe1 said:

venture said:

This past Sunday Mrs. venture mentioned that the shower she uses didn't work to her satisfaction. (Close your eyes Bradd) so I went to Home Depot and grabbed a Delta that looked pretty good. When I got it home and took it out of the packaging I discovered it was plastic!

I installed it anyway as a stop gap. Darned if it doesn't work well.

I take it you’re talking about the shower head itself and not the whole gizmo. While my Son and I wouldn’t do that in our flips, if it has good water flow that’s all that’s important to me. If nothing else you won’t have to worry about corrosion.

Thanks for the COVID-19 second shot update.

jmonroe

Yes, just the shower head.

Our water authority is replacing our meters with plastic ones. The guy said they won't freeze and break as easily as metal ones. I asked since we turn the water off in the building used at baseball and the meter was sitting on the floor at the time. We used to always remove the meter when the building is winterized.

24 hours in now and it feels like I have a mild cold. That's it. At least I know it's working now. Before I wasn't too sure.

venture

ab348 said:

venture said:

This past Sunday Mrs. venture mentioned that the shower she uses didn't work to her satisfaction. (Close your eyes Bradd) so I went to Home Depot and grabbed a Delta that looked pretty good. When I got it home and took it out of the packaging I discovered it was plastic!

I installed it anyway as a stop gap. Darned if it doesn't work well.

Sadly, most things like that are plastic these days. I have a Waterpic hand shower that is also plastic, but when I was looking for one I discovered they make a bunch of different kinds and some work better than the others according to the reviews found on store sites. So I bought the recommended one, removed the flow-constricting O-rings as someone suggested, and have a great hand shower now.

Before I bought my house and was living in an apartment I arrived home from work one day to discover that the management had changed the shower head to a low-flow one. They had given notice they were going to do this and when I tried it it was like standing in a cloud of steam, with almost no actual water jetting out. I unscrewed it and it was a substantial all-metal piece that defied alteration. That night I went to Canadian Tire and bought a cheap plastic replacement. Out of the package it was no better, but it gave a clear shot to the flow-restricting hole. I drilled it out to twice its original size and then it was the best showerhead I have ever used.

My dentist recommended a Waterpik. I started looking at all the different ones and quickly lost interest.

jwm40517

Wife and I had our second shots last Tuesday and had no reactions at all. Same as my first, but she was on couch for two days after her first one. We both got the Pfizer version.

kyfdx

graphicguy said:

Working on a long distance transport to Biloxi, MS. Couple of issues...

-It’s a transport of a ‘19 Mustang Bullitt. That should be fun. Not necessarily the most comfortable long term trip to make, but I’m sure I’ll be fine.
-I need to find something to bring back, which is proving to be more difficult than I expected.

No time frame except the Bullitt owner wants it there in the next 5 weeks.

You could fly on Allegiant, but you are in a bad spot. 2 hours to New Orleans ($54, one way), or three hours to VPS ($63 one way)

That transportation to the airport could be a killer

kyfdx

stickguy said:

I think the interest on my 5 year RDX loan was a whopping $600 total, thanks to the .9% APR. Not in any rush to pay that off early.

Interest on my six-year loan is $ZERO. Definitely in no rush to pay off.

qbrozen

bwia said:

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

Holy hell, that's a lot of bad info. Let's see... I'm going to crawl inside a salesperson's head here and share the reaction to some of these ...

You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
"Tire kicker. So you'll obviously take my number and go to the next store, just as you did to all the dealerships you visited before us."

You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
"Sucker! He's already talking payments instead of price. Just saved me some time."

You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
"Thank God! Finally, a deal today that won't fall apart when we insult the value of their precious 1985 Chevette."

You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
"Why would I sweeten the deal? You already got a great rate, so I'll have to make money on the sale price since we obviously aren't getting any on the back end."

You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
"Hahahahaha! I wonder what color boat I should get."

You watch and Subscribe to Ari on YouTube so you know all his tricks already
"Who??!"

roadburner

We get our second shots at the end of the month. I’m so excited.

omarman

Asking people if they've had their shots used to be an insult. I'm so old.

jmonroe1

qbrozen said:

bwia said:

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

Holy hell, that's a lot of bad info. Let's see... I'm going to crawl inside a salesperson's head here and share the reaction to some of these ...

You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
"Tire kicker. So you'll obviously take my number and go to the next store, just as you did to all the dealerships you visited before us."

You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
"Sucker! He's already talking payments instead of price. Just saved me some time."

You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
"Thank God! Finally, a deal today that won't fall apart when we insult the value of their precious 1985 Chevette."

You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
"Why would I sweeten the deal? You already got a great rate, so I'll have to make money on the sale price since we obviously aren't getting any on the back end."

You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
"Hahahahaha! I wonder what color boat I should get."

You watch and Subscribe to Ari on YouTube so you know all his tricks already
"Who??!"

What a kill joy you are. I’ll bet your the type that takes an ice pick to parades to burst the kids balloons.

jmonroe

abacomike

omarman said:

Asking people if they've had their shots used to be an insult. I'm so old.

All my dogs had their shots in a timely manner - even had tags for their collars proving they had their shots. Perhaps we all should wear collars with dog tags proving we had our shots. I would wear it proudly!!!🤪😜🐶🐩🐕

jmonroe1

abacomike said:

omarman said:

Asking people if they've had their shots used to be an insult. I'm so old.

All my dogs had their shots in a timely manner - even had tags for their collars proving they had their shots. Perhaps we all should wear collars with dog tags proving we had our shots. I would wear it proudly!!!🤪😜🐶🐩🐕

Don’t give em any ideas. I’m sure nanny lovers would go for that. :@

jmonroe

qbrozen

jmonroe1 said:

qbrozen said:

bwia said:

Car Buying Tips in 2021. Tell a car salesman THESE 10 things to get the best deal by Ari Janessian

Nothing in here is new except I hadn't heard of these two before: FICO specific auto scores and getting half-off any add on products. Watch short YouTube below

1. You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
   
2. Your financing options are flexible and they will be clearer based on the best possible terms being offered. Don’t say paying cash.
   
3. You obtained your FICO Auto Scores accurately via the myFICO app in the description below. What they want to know is that you’re a 720+ according to FICO Score 5 or 8, not Credit Karmas algorithm.
   
4. You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
   
5. Total DAS including first payment for a lease and Out the door for a purchase!
   
6. You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
   
7. You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
   
8. You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
   
9. You will leave a 10/10 Survey if you have a pleasant experience at their store. This actually means something to them financially.
   
10. You watch and Subscribe to Ari on YouTube so you know all his tricks already
    

Holy hell, that's a lot of bad info. Let's see... I'm going to crawl inside a salesperson's head here and share the reaction to some of these ...

You intend on / have already shopped the deal around at multiple stores, and you intend to make a deal today ONLY if you get the number you want.
"Tire kicker. So you'll obviously take my number and go to the next store, just as you did to all the dealerships you visited before us."

You are not interested in leasing past 36 months or financing past 60 months so please do not quote me those payments.
"Sucker! He's already talking payments instead of price. Just saved me some time."

You expect X amount for your trade, and have already had offers made from third parties such as Carmax, Carvana, Vroom, KBB, Edmunds, etc.
"Thank God! Finally, a deal today that won't fall apart when we insult the value of their precious 1985 Chevette."

You have an interest rate through your credit union that you expect for them to beat. If they can’t beat it, sweeten the deal another way!
"Why would I sweeten the deal? You already got a great rate, so I'll have to make money on the sale price since we obviously aren't getting any on the back end."

You do not want any protection products unless they are giving them for half price! The reason why is because it’s likely you won’t even break even on them!
"Hahahahaha! I wonder what color boat I should get."

You watch and Subscribe to Ari on YouTube so you know all his tricks already
"Who??!"

What a kill joy you are. I’ll bet your the type that takes an ice pick to parades to burst the kids balloons.

jmonroe

Everybody needs a hobby.

bwia

Do men tolerate the Covid-19 vaccine better than women? What's the deal

I just watched the CBS Evening News and it was reported that 80% of women have adverse reactions to the Covid-19 vaccine.

It wasn't clear whether the reactions were specific to one or all three vaccines. My wife had pain for 2 days after her jab. I on the other hand had no pain and slept like a baby.

28firefighter

Anecdotal evidence says the older you are, the more likely you are to tolerate the 2nd dose of the vaccine without the more serious side effects. I'm not even saying that to make fun, just what I've been reading in the literature.

ab348

I saw that Hemmings went live today with an episode of their Hot Rod BBQ podcast with guest Christy Lee, of various Motor Trend TV/Velocity car shows. I’m not a regular watcher of that pod because I don’t think it is very good in truth, but figured I’d watch to get an update on what she is doing these days since I hadn’t seen much of her lately.

Somehow they managed to spend an hour with her and never provided one bit of concrete info about what she is doing other than some vague references to something she couldn’t talk about. There was no mention of MT TV so I presume she is no longer with them, and none of her past shows with them were discussed ether. Really quite the accomplishment. Instead we got an hour of her talking about her motorcycles, her beginning in radio, and her thoughts on “influencers”. Also, it turns out she has a fairly annoying fake laugh she uses a lot in conversation which, combined with a host who didn’t seem to know what to talk about with her, didn’t help the quality of the production much.

tjc78

My wife signed us up for the vaccine on the State’s website awhile back. I just got an email to schedule and they had multiple openings tomorrow 2 miles from my home. I’m very impressed. This is for the Pfizer vaccine.

When she filled out the questionnaire they ask all kinds of questions. I’ve had Cancer so I guess that puts me in a bracket to receive it fairly early.

stickguy

that's why I got mine.

Sandman6472

OF, we got the $100 gift cards today. A very nice gesture and that one restaurant is going to get a lot of much needed business. Good for them...good for us!
Getting my second shot Thursday, the wife on Friday. Hoping it's just a sore arm like last time. She had a headache for like 12 hours so hope just her arm is sore to. We still plan on wearing our masks going forward but just getting it done makes me feel like there's hope of life getting back to normal by January 1st of next year.

snakeweasel

oldfarmer50 said:

graphicguy said:

Working on a long distance transport to Biloxi, MS. Couple of issues...

-It’s a transport of a ‘19 Mustang Bullitt. That should be fun. Not necessarily the most comfortable long term trip to make, but I’m sure I’ll be fine.
-I need to find something to bring back, which is proving to be more difficult than I expected.

No time frame except the Bullitt owner wants it there in the next 5 weeks.

One of our guys did a round trip from NY to Florida in 42 hours. Can you beat that? You’ll have the car for it.

Where in NY to where in Florida, the devil is in the details. Lower Manhattan to the Florida state line is just over 900 miles. However upstate NY at the Canadian Border to Key west is 1,750 miles. One is doable the other nope.

snakeweasel

abacomike said:

omarman said:

Asking people if they've had their shots used to be an insult. I'm so old.

All my dogs had their shots in a timely manner - even had tags for their collars proving they had their shots. Perhaps we all should wear collars with dog tags proving we had our shots. I would wear it proudly!!!🤪😜🐶🐩🐕

Hey I have a form from the government that says I never have to wear dog tags again.

imidazol97

I'm already having reactions to my second shot with all this talk about the reactions.
AND I don't even get the shot until this afternoon. LOL

oldfarmer50

abacomike said:

omarman said:

Asking people if they've had their shots used to be an insult. I'm so old.

All my dogs had their shots in a timely manner - even had tags for their collars proving they had their shots. Perhaps we all should wear collars with dog tags proving we had our shots. I would wear it proudly!!!🤪😜🐶🐩🐕

Don’t laugh, there are proposals to require you to carry a card with you proving your vaccinations or you won’t be allowed to travel or go out in public. The irony of being required to “show your papers” seems lost on many.

It’s a dog’s life I guess.