Edmunds Members - Cars and Conversations (Archived)

jipster

@henryn said:
If that wasn't recent, then the difference in premiums would probably have made up the difference by now.

Think they said it was about 6 years ago.

snakeweasel

mjfloyd1 said:

I believe that it depends with tree damage. If a neighbor’s tree is leaning over your property and you notify them (I believe it has to be in writing-my insurance agent suggested a certified letter), then the neighbor needs to have the tree taken down or trimmed back. If the neighbor does not deal with the tree that could cause damage to your property, then it can be filed against their insurance.

I do believe that unless the tree is damaged or diseased and in danger of falling the branches over your property are your responsibility.

oldfarmer50

ab348 said:

oldfarmer50 said:

20 years ago when I was dirt poor I might have jumped at the offer but now I really don’t need the money and I currently have all the technology that I can handle. Ruining the views from my property just isn’t worth it.

IIRC you said that they were looking at the back edge of your property. I presume that is the highest point? If so then what if they go to your neighbor and do a deal with him just on the other side of the property line? You view is still gone. Why not benefit yourself?

LOL If you saw the mansions on either side of me you wouldn’t ask that. Those folks wouldn’t ruin their views or fine estates with some ugly 100 foot tower.

driver100

snakeweasel said:

mjfloyd1 said:

I believe that it depends with tree damage. If a neighbor’s tree is leaning over your property and you notify them (I believe it has to be in writing-my insurance agent suggested a certified letter), then the neighbor needs to have the tree taken down or trimmed back. If the neighbor does not deal with the tree that could cause damage to your property, then it can be filed against their insurance.

I do believe that unless the tree is damaged or diseased and in danger of falling the branches over your property are your responsibility.

That happened on Judge Judy, and it was the person's fault with the tree on their property.....the tree should have been cut down before it fell. But, in that case the tree was known to be dangerous. They called "The Tree Guy" but he was too busy to show up on time. The tree owner thought they should get off since they attempted to remove the faulty branch. They lost.

Homeowners insurance should not be affected by damage done by an inanimate object.
Keep in mind, my 2017 E300 that was hit and became a write off did not affect my insurance.....it wasn't my fault.

oldfarmer50

jipster said:

Hey guys. Last night's storm in my area, powerful 80mph wind or maybe tornado, hit hard. Blew my neighbors chimney off and it landed on, and pancaked, my outdoor a/c unit. I have a $2,000 deductible with State Farm, which was a surprise because I thought it was $500. A contractor that works with State Farm came out and looked at damages. He is suppose to send estimate to State Farm.

So...the question is, at what price point would you file a claim? Haven't had a claim in about 20 years. I'm thinking maybe anything over $2,700 file a claim. Less than that I pay for damages myself. Concerned about getting dropped or premiums increased if I have to file another claim or two in the near future.

A lone bright ray of sunshine in the whole thing, is that the a/c and furnace were installed when the house was built, 22 years old, and we had been thinking about replacing the past few years. So, would probably just make cents to go ahead and replace the whole kitten kapoodle. Thoughts?

How about having your neighbor pay for it?

ronsteve

jipster said:

@henryn said:

If that wasn't recent, then the difference in premiums would probably have made up the difference by now.

Think they said it was about 6 years ago.

That sounds about right. They took us from $1000 deductible to 1/2% of our dwelling coverage amount.

tjc78

@kyfdx said:
$8900 for gas furnace and new A/C at my son’s house, last year.

At least $5K, if we’d just done the A/C.

File a claim.

Yep that’s about right. When we bought the place down the shore we made the sellers replace the AC unit outside and it was $4200 installed (2 tons).

mjfloyd1

@snakeweasel said:
I do believe that unless the tree is damaged or diseased and in danger of falling the branches over your property are your responsibility.

Correct. You would not need to notify your neighbor about a healthy tree…

driver100

mjfloyd1 said:

@snakeweasel said:

I do believe that unless the tree is damaged or diseased and in danger of falling the branches over your property are your responsibility.

Correct. You would not need to notify your neighbor about a healthy tree…

.....but, who is responsible for trimming it if the branch is on your property?

sb55

@sda
I'll be down in your neck of the woods next week in York, SC.
I'm hoping for some warm weather without any storms.

venture

At my son's house, he said they weren't getting any heat. He got someone to go out and look at it. Here he has a heat pump in the attic that does the upstairs, and a furnace in the basement that does the 1st floor and basement.

They said the heat pump was probably installed when the house was built about 20 years ago and was shot.

$14k. I think they saw him coming.

kyfdx

venture said:

At my son's house, he said they weren't getting any heat. He got someone to go out and look at it. Here he has a heat pump in the attic that does the upstairs, and a furnace in the basement that does the 1st floor and basement.

They said the heat pump was probably installed when the house was built about 20 years ago and was shot.

$14k. I think they saw him coming.

Still has to be an air handler in the attic, plus the outside heat pump. $14K might be pricey, but it's not out of the realm of possibility, if they had to change out the air handler, as well.

2016: $6300 to do our gas furnace/central air
2021: $8900 to do my son's gas furnace/central air (smaller A/C unit)

So, prices have gone nuts...

venture

kyfdx said:

venture said:

At my son's house, he said they weren't getting any heat. He got someone to go out and look at it. Here he has a heat pump in the attic that does the upstairs, and a furnace in the basement that does the 1st floor and basement.

They said the heat pump was probably installed when the house was built about 20 years ago and was shot.

$14k. I think they saw him coming.

Still has to be an air handler in the attic, plus the outside heat pump. $14K might be pricey, but it's not out of the realm of possibility, if they had to change out the air handler, as well.

2016: $6300 to do our gas furnace/central air
2021: $8900 to do my son's gas furnace/central air (smaller A/C unit)

So, prices have gone nuts...

That they have.

kyfdx

On another note... 55" Samsung LED now has a portion that is darker than the rest of the picture. A vertical stripe covering about 20% of the screen. Just 3.5 yrs old.

Guessing that isn't worth trying to fix. Maybe, a full re-boot? Are TVs still dirt cheap, like they were before COVID?

sda

sb55 said:

@sda
I'll be down in your neck of the woods next week in York, SC.
I'm hoping for some warm weather without any storms.

Excellent, welcome! In York Co, if you haven’t been before Historic Brattonsville is worth a visit. If you are in Fort Mill and want a casual place to have wine and cheese, The Grapevine in Baxter is fun. Enjoy and safe travels!

sda

sda said:

sb55 said:

@sda
I'll be down in your neck of the woods next week in York, SC.
I'm hoping for some warm weather without any storms.

Excellent, welcome! In York Co, if you haven’t been before Historic Brattonsville is worth a visit. If you are in Fort Mill and want a casual place to have wine and cheese, The Grapevine in Baxter is fun. Are you staying at the KOA off Gold Hill Rd? That is a stones throw from the apartment complex where my SIL lives. It is also the exit I use, though I turn left instead of right, for my commute home from my office in downtown Charlotte. Enjoy and safe travels!

tjc78

@venture said:
That they have.

Not only are the prices up, but the equipment may be in short supply. Commercial rooftop HVAC package units are taking 6+ months to come in from Lennox or Carrier. It’s is causing delays on projects or causing us to bandaid existing units.

imidazol97

kyfdx said:

On another note... 55" Samsung LED now has a portion that is darker than the rest of the picture. A vertical stripe covering about 20% of the screen. Just 3.5 yrs old.

Guessing that isn't worth trying to fix. Maybe, a full re-boot? Are TVs still dirt cheap, like they were before COVID?

When there was a malfunction of some onscreen info on our Samsung, the Samsung "guy" told me
to do a "hot reset" by unplugging the TV while it was turned on. Then plugging it back in. I don't recall if he said to wait a period of time or not before plugging back.

Fixed it.

kyfdx

@imidazol97 Thanks!

Michaell

Supply chain issues. I've been using an APAP machine for years to combat my sleep apnea.

The one I'm currently using still works, but the motor is on its last legs, as I'm getting a warning message when I turn it off in the morning.

I talk to the supplier, and they tell me it's time for a new one. I'll need an updated prescription from my doctor, then they'll order me one. Was told that there are customers who have been waiting since last November for their units to be delivered.

Great. Let's hope mine doesn't completely fail on me in the meantime.

driver100

kyfdx said:

@imidazol97 Thanks!

Another thing you could try....though it sounds weird, is to take the headphone plug and push it in and out of it's receptacle a few times. Our 55 inch LG didn't work after we returned from Florida and our IT expert from our company told me to try it....and it worked and saved me buying a new set. In that case the whole screen was black....but, worth a try even if low percentage chance.

Also, talk to Samsung customer service.....it shouldn't go in that time period.

snakeweasel

oldfarmer50 said:

ab348 said:

oldfarmer50 said:

20 years ago when I was dirt poor I might have jumped at the offer but now I really don’t need the money and I currently have all the technology that I can handle. Ruining the views from my property just isn’t worth it.

IIRC you said that they were looking at the back edge of your property. I presume that is the highest point? If so then what if they go to your neighbor and do a deal with him just on the other side of the property line? You view is still gone. Why not benefit yourself?

LOL If you saw the mansions on either side of me you wouldn’t ask that. Those folks wouldn’t ruin their views or fine estates with some ugly 100 foot tower.

Then this is what you do, go to each one of them and tell them that the cell phone company wants to pay you $1,000 a month to put up the cell tower then ask them if they would counter offer not to allow it.

stickguy

Snake, a brilliant idea!

Or just sell them each some acres for guaranteed privacy.

snakeweasel

driver100 said:

mjfloyd1 said:

@snakeweasel said:

I do believe that unless the tree is damaged or diseased and in danger of falling the branches over your property are your responsibility.

Correct. You would not need to notify your neighbor about a healthy tree…

.....but, who is responsible for trimming it if the branch is on your property?

It is the responsibility of the property owner.

Many years ago my moms neighbor was letting the hedge along the property line get over grown. So my mom went along the hedge on her side of the property to trim it. The neighbor called the police on her and they police showed up and pretty much told the neighbor since it was extending over my moms property she had the right to trim it and went away.

kyfdx

driver100 said:

kyfdx said:

@imidazol97 Thanks!

Another thing you could try....though it sounds weird, is to take the headphone plug and push it in and out of it's receptacle a few times. Our 55 inch LG didn't work after we returned from Florida and our IT expert from our company told me to try it....and it worked and saved me buying a new set. In that case the whole screen was black....but, worth a try even if low percentage chance.

Also, talk to Samsung customer service.....it shouldn't go in that time period.

No headphone plug.

But, on-line tutorials do mention cable connections as a problem point.

Going to do some troubleshooting

sda

@Michaell said:
Supply chain issues. I've been using an APAP machine for years to combat my sleep apnea.

The one I'm currently using still works, but the motor is on its last legs, as I'm getting a warning message when I turn it off in the morning.

I talk to the supplier, and they tell me it's time for a new one. I'll need an updated prescription from my doctor, then they'll order me one. Was told that there are customers who have been waiting since last November for their units to be delivered.

Great. Let's hope mine doesn't completely fail on me in the meantime.

Unfortunately I have sleep apnea as well and have used a CPAP for 8 years. I was told I could replace my CPAP under the same guidelines and did. My prescription hasn't changed. I kept the old machine as a back up.

driver100

Not bad looking....2023 Genesis:

pensfan83

kyfdx said:

venture said:

At my son's house, he said they weren't getting any heat. He got someone to go out and look at it. Here he has a heat pump in the attic that does the upstairs, and a furnace in the basement that does the 1st floor and basement.

They said the heat pump was probably installed when the house was built about 20 years ago and was shot.

$14k. I think they saw him coming.

Still has to be an air handler in the attic, plus the outside heat pump. $14K might be pricey, but it's not out of the realm of possibility, if they had to change out the air handler, as well.

2016: $6300 to do our gas furnace/central air
2021: $8900 to do my son's gas furnace/central air (smaller A/C unit)

So, prices have gone nuts...

Can confirm. We had to unexpectedly replace our gas furnace and A/C last fall with new units. The company we use told us had it happened near the beginning of 2021 prices would have been 10%-15% lower. We could have shaved some $$ off by not going with the less fancy units but we figure we'll be the ones here for most of their useful life so why not spend a little more.

coldinohio

if you get the pink screen of death on Samsung TV, unplugging HDMI cable connections works

imidazol97 said:

kyfdx said:

On another note... 55" Samsung LED now has a portion that is darker than the rest of the picture. A vertical stripe covering about 20% of the screen. Just 3.5 yrs old.

Guessing that isn't worth trying to fix. Maybe, a full re-boot? Are TVs still dirt cheap, like they were before COVID?

When there was a malfunction of some onscreen info on our Samsung, the Samsung "guy" told me
to do a "hot reset" by unplugging the TV while it was turned on. Then plugging it back in. I don't recall if he said to wait a period of time or not before plugging back.

Fixed it.

coldinohio

i replaced HDMI and that worked for a while, but still get pink screen-- easily fixed by unplugging HDMI from TV

maybe this will help

sorry for duplicate post-- postus interruptus

fintail

Unique. I give them credit for not being too derivative. I hate the C-pillar DLO fail/black plastic trim fake window opening, however.

driver100 said:

Not bad looking....2023 Genesis:

carnaught

driver100 said:

Not bad looking....2023 Genesis:

The tush has notes of the Elantra.

driver100

fintail said:

Unique. I give them credit for not being too derivative. I hate the C-pillar DLO fail/black plastic trim fake window opening, however.

driver100 said:

Not bad looking....2023 Genesis:

Good point, it may have looked nicer if that last bit of side glass was just the roof. However, I think they are trying to make it their own design. They did a nice job of the interior too;

jipster

M> @driver100 said:

.....but, who is responsible for trimming it if the branch is on your property?

According to Judge Judy, ask the neighbor to trim their branches hanging over your property, if they do not so you can legally cut them yourself. Then maybe sue your neighbor for reimbursement. LOL

tjc78

I just started CPAP therapy. I have to say…. While it’s working I absolutely despise the mask. I’m truly thinking surgery is the answer. I’m sure losing weight wouldn’t hurt either.

ab348

driver100 said:

Not bad looking....2023 Genesis

Well, at least the one pictured isn’t painted Old Man Grey. 😆

[Deleted User]

tjc78 said:

I just started CPAP therapy. I have to say…. While it’s working I absolutely despise the mask. I’m truly thinking surgery is the answer. I’m sure losing weight wouldn’t hurt either.

I happened to see a commercial yesterday for Inspire, a device like a pacemaker they implant to replace the mask? Anyone ever heard of that? Bueller?

qbrozen

driver100 said:

Not bad looking....2023 Genesis:

I mistook it for a Lincoln.

jipster

O.k. Feeling a little better. The HVAC guy came out this morning. Said it would be at least $8,000....KA-CHING! Has to replace the old 10 seer unit with the minimum 14 seer unit. Replace copper lines, interior coils, filter box...as another poster had said. Said something about drywall, which I don't think is correct. Mrs Jip gave me the report. It's a clear shot from basement a/c and furnace to outside. Runs thru a rectangular chute in the ceiling. So not sure why they'd need to do anything with drywall.

This company installs York and Trane systems. I told the company rep I preferred Trane. He said they had been licensed York installers for decades,, just became Trane installers 3 years ago. But in speaking to Mrs, Jip said York is better because it has a better warranty. So, any opinions on which is better....York or Trane?

Also, we could move up to a more efficient or 2 stage system, but we'd have to pay for the price difference. They also suggested utraviolet light for cleaning the air? Never heard of that.

oldfarmer50

snakeweasel said:

oldfarmer50 said:

ab348 said:

oldfarmer50 said:

20 years ago when I was dirt poor I might have jumped at the offer but now I really don’t need the money and I currently have all the technology that I can handle. Ruining the views from my property just isn’t worth it.

IIRC you said that they were looking at the back edge of your property. I presume that is the highest point? If so then what if they go to your neighbor and do a deal with him just on the other side of the property line? You view is still gone. Why not benefit yourself?

LOL If you saw the mansions on either side of me you wouldn’t ask that. Those folks wouldn’t ruin their views or fine estates with some ugly 100 foot tower.

Then this is what you do, go to each one of them and tell them that the cell phone company wants to pay you $1,000 a month to put up the cell tower then ask them if they would counter offer not to allow it.

Ho ho, that’s just nasty.

henryn

tjc78 said:

I just started CPAP therapy. I have to say…. While it’s working I absolutely despise the mask. I’m truly thinking surgery is the answer. I’m sure losing weight wouldn’t hurt either.

I tried to use a CPAP machine last year, and could not hack it. I guess if sleep apnea is going to kill me, I'll just have to die.

oldfarmer50

jipster said:

O.k. Feeling a little better. The HVAC guy came out this morning. Said it would be at least $8,000....KA-CHING! Has to replace the old 10 seer unit with the minimum 14 seer unit. Replace copper lines, interior coils, filter box...as another poster had said. Said something about drywall, which I don't think is correct. Mrs Jip gave me the report. It's a clear shot from basement a/c and furnace to outside. Runs thru a rectangular chute in the ceiling. So not sure why they'd need to do anything with drywall.

This company installs York and Trane systems. I told the company rep I preferred Trane. He said they had been licensed York installers for decades,, just became Trane installers 3 years ago. But in speaking to Mrs, Jip said York is better because it has a better warranty. So, any opinions on which is better....York or Trane?

Also, we could move up to a more efficient or 2 stage system, but we'd have to pay for the price difference. They also suggested utraviolet light for cleaning the air? Never heard of that.

I still don’t see why it’s not the neighbor’s responsibility to pay for it. If my car rolls out into the street and hits a parked car it would certainly be my fault. Why does someone’s chimney get a pass? If the chimney fell inward and damaged the guy’s house his insurance would cover the additional damage, why not your property?

Can’t you at least get your deductible reimbursed?

qbrozen

oldfarmer50 said:

I still don’t see why it’s not the neighbor’s responsibility to pay for it. If my car rolls out into the street and hits a parked car it would certainly be my fault. Why does someone’s chimney get a pass? If the chimney fell inward and damaged the guy’s house his insurance would cover the additional damage, why not your property?

Can’t you at least get your deductible reimbursed?

I kept thinking about this myself, but, like he said, there was no negligence on the homeowner's part. The car rolling into the street is due to your negligence. I honestly can't think of a comparable situation with a vehicle that would not be considered negligence.

driver100

carnaught said:

driver100 said:

Not bad looking....2023 Genesis:

The tush has notes of the Elantra.

Yes, definitely.
I thought of this:

Possible Lincoln too:

Everything old is new again.
@ab348 is right, JMonroe needs something newer that looks like a younger guys car.....ditch the old man's gray color....I think that is what they actually call it on their chart.

driver100

henryn said:

tjc78 said:

I just started CPAP therapy. I have to say…. While it’s working I absolutely despise the mask. I’m truly thinking surgery is the answer. I’m sure losing weight wouldn’t hurt either.

I tried to use a CPAP machine last year, and could not hack it. I guess if sleep apnea is going to kill me, I'll just have to die.

MrsD100 says I should get tested for sleep apnea.....I think I'd rather take my chances too! Something is going to get me anyways.

jipster

@oldfarmer50 said:
I still don’t see why it’s not the neighbor’s responsibility to pay for it. If my car rolls out into the street and hits a parked car it would certainly be my fault. Why does someone’s chimney get a pass? If the chimney fell inward and damaged the guy’s house his insurance would cover the additional damage, why not your property?

Can’t you at least get your deductible reimbursed?

I asked my agent that question. She said the wind caused the chimney to fall. The wind caused the property damage, not the chimney. I can see both sides though.

carnaught

dad23 said:

tjc78 said:

I just started CPAP therapy. I have to say…. While it’s working I absolutely despise the mask. I’m truly thinking surgery is the answer. I’m sure losing weight wouldn’t hurt either.

I happened to see a commercial yesterday for Inspire, a device like a pacemaker they implant to replace the mask? Anyone ever heard of that? Bueller?

If I had sleep apnea I would talk to an ENT for a consult about it. I have heard of good results from it.

sda

I took mom's 2010 CR-V EX for service, oil change, transmission drain and fill. It still drives like new and had forgotten it doesn’t have much passing power but feels peppy enough otherwise. I treated it to a good washing and overall clean up. I cleaned the seats after I took the picture, so they look much better. Other than a few parking lot dings it looks nice.

Michaell

CPAP update ... got a phone call from the device provider.

Turns out I will be getting a new CPAP machine, whereas before I had an APAP system.

What's the difference? A is for Automated, meaning it adjusts the flow of air into the mask during the night.

In other words, I'm being downgraded.

However, the delivery time for the new system is 6-8 weeks, not 6 months, so I'm OK with that.

Over $500 to purchase, all in.

If your doctor believes you to have sleep apnea, I recommend getting a CPAP. It's amazing how much better you'll sleep with use. Yes, it takes some time to adjust to, but after a week or two it was not a big deal.

I've been using one for 10 or 15 years now, and the few times where I haven't had it were miserable.

FYI, there are two types of apnea - physical and mental. I, lucky for me, have both.

carnaught

Elantra’s rear…more chisled.