2015 BMW 5-Series Lease Questions

bananaero

Hello,

Is there information about 2015 535d xDrive for September? 10k miles/36 months and 12k miles/36 months? Any incentives?

Thanks!

Michaell

bananaero said:

Hello, Is there information about 2015 535d xDrive for September? 10k miles/36 months and 12k miles/36 months? Any incentives? Thanks!

.00130 and 61% or 62%. $500  eco-credit and $2000 build out cash 

zoombie99

NY residents can lease at BMW dealers in NJ or CT and use MSDs but the lease must be signed in NJ.

djkhoi888

hows the current MF and RV on a 2015 528i for 10k/36 months?

Michaell

djkhoi888 said:

hows the current MF and RV on a 2015 528i for 10k/36 months?

.00130 and 63%. $2000 buildout credit.

djkhoi888

Thanks! What's a buildout credit mean in BMW terms? Money towards down payment, or cost of car?

kyfdx

djkhoi888 said:

Thanks! What's a buildout credit mean in BMW terms? Money towards down payment, or cost of car?

Has to be used as a CAP reduction (so you get taxed on it).

djkhoi888

So you mean it would be reduced from the agreed price? So if msrp is 55,000, agreed selling price is 48,000, 2000 buildout credit, so final price is 46k?

zoombie99

djkhoi888 said:

So you mean it would be reduced from the agreed price? So if msrp is 55,000, agreed selling price is 48,000, 2000 buildout credit, so final price is 46k?

Dealer's typically quote you a price with all incentives included.

djkhoi888

Thanks. 

zoombie99

djkhoi888 said:

Thanks. 

See if you can find a drive near you and get a 1K credit.

sanjaba

Here are the details of the deal I am getting on a 2015 5.28 Xi, Space Gray with Cinnamon Interior that has the Premium Package, Driver Assistance Package & Cold Weather Package MSRP of $59,100.

Lease offer in CT
Sale Price = $52,963
I think the MF for the lease is 0.00130
I plan to use the max of 7 months MSD ( Paying 7 months of payment in advance ) Reduces lease MF by 0.0007 (or 0.49 %)
Residual is 63%
10K miles a year.
Monthly Lease with Tax = $549
Upfront Payments are
Acquisition Fees = $925
DMV = $200
Documentation Fees = $599
Total = $1724
Total Tax = $133.61
Total Payment = $1857.61
+
First Month Payment = $549
+
Fully Refundable 7 Months MSD = (7*549 = $3843)

How is the above lease deal?

Finally I am also torn if I should buy the car as they are willing to sell the car for $52,000 + $4,030 sales Tax 7.75% + $200 DMV (Total Out the Door = $56,230) at 1.9 % for 36 months.

Any comments on the deal would be much appreciated.

JinderMah

not a bad deal, but isnt it was easier to buy it at a public car auction? I’m a fan of BMW and actively follow their model range and pricing. I want to say that it makes sense to look at the auctions. For example, the resource https://1bid1.com/search?category=1 I saw an excellent fifth BMW models with a very attractive price. Not surprisingly that it was sold in a few days.

Michaell

sanjaba said:

Here are the details of the deal I am getting on a 2015 5.28 Xi, Space Gray with Cinnamon Interior that has the Premium Package, Driver Assistance Package & Cold Weather Package MSRP of $59,100.

Lease offer in CT
Sale Price = $52,963
I think the MF for the lease is 0.00130
I plan to use the max of 7 months MSD ( Paying 7 months of payment in advance ) Reduces lease MF by 0.0007 (or 0.49 %)
Residual is 63%
10K miles a year.
Monthly Lease with Tax = $549
Upfront Payments are
Acquisition Fees = $925
DMV = $200
Documentation Fees = $599
Total = $1724
Total Tax = $133.61
Total Payment = $1857.61
+
First Month Payment = $549
+
Fully Refundable 7 Months MSD = (7*549 = $3843)

How is the above lease deal?

Finally I am also torn if I should buy the car as they are willing to sell the car for $52,000 + $4,030 sales Tax 7.75% + $200 DMV (Total Out the Door = $56,230) at 1.9 % for 36 months.

Any comments on the deal would be much appreciated.

I'm getting the same payment. If you are comfortable with the selling price, looks like a solid deal. The MSDs certainly help with the payment - however, each MSD is $550, not $549. BMW rounds the MSD up to the next highest $50

zoombie99

sanjaba said:

Here are the details of the deal I am getting on a 2015 5.28 Xi, Space Gray with Cinnamon Interior that has the Premium Package, Driver Assistance Package & Cold Weather Package MSRP of $59,100.

Lease offer in CT
Sale Price = $52,963
I think the MF for the lease is 0.00130
I plan to use the max of 7 months MSD ( Paying 7 months of payment in advance ) Reduces lease MF by 0.0007 (or 0.49 %)
Residual is 63%
10K miles a year.
Monthly Lease with Tax = $549
Upfront Payments are
Acquisition Fees = $925
DMV = $200
Documentation Fees = $599
Total = $1724
Total Tax = $133.61
Total Payment = $1857.61
+
First Month Payment = $549
+
Fully Refundable 7 Months MSD = (7*549 = $3843)

How is the above lease deal?

Finally I am also torn if I should buy the car as they are willing to sell the car for $52,000 + $4,030 sales Tax 7.75% + $200 DMV (Total Out the Door = $56,230) at 1.9 % for 36 months.

Any comments on the deal would be much appreciated.

If they will sell it for $52,000.00, that should be the lease price too!

Michaell

zoombie99 said:

sanjaba said:

Here are the details of the deal I am getting on a 2015 5.28 Xi, Space Gray with Cinnamon Interior that has the Premium Package, Driver Assistance Package & Cold Weather Package MSRP of $59,100.

Lease offer in CT
Sale Price = $52,963
I think the MF for the lease is 0.00130
I plan to use the max of 7 months MSD ( Paying 7 months of payment in advance ) Reduces lease MF by 0.0007 (or 0.49 %)
Residual is 63%
10K miles a year.
Monthly Lease with Tax = $549
Upfront Payments are
Acquisition Fees = $925
DMV = $200
Documentation Fees = $599
Total = $1724
Total Tax = $133.61
Total Payment = $1857.61
+
First Month Payment = $549
+
Fully Refundable 7 Months MSD = (7*549 = $3843)

How is the above lease deal?

Finally I am also torn if I should buy the car as they are willing to sell the car for $52,000 + $4,030 sales Tax 7.75% + $200 DMV (Total Out the Door = $56,230) at 1.9 % for 36 months.

Any comments on the deal would be much appreciated.

If they will sell it for $52,000.00, that should be the lease price too!

There might be incentives that are valid only for a purchase that reduces the price ...

sirmovesalot

Ok guys I need some opinion on which you guys think is the best deal between the two cars. Two different car classes, different segments I get it. Just trying to understand which is a better deal over all.

328dx
MSRP 53,250
Gross cap cost: 47512 (includes taxes (NJ luxury tax), dmv fees, doc fees, acq fee)
MF: 0.00081
Monthly $475 (including 7% tax).

Total due : MSDs + First Month's payment. 0 Down.

535dx
MSRP 70200
Gross Cap Cost: 61095.67 (includes taxes (NJ luxury tax), dmv fees, doc fees, acq fee).
MF. .00081
Monthly 650 including Tax 7%.

Total due : MSDs + First Month's payment. 0 Down.

36/12 lease term for both 2015 models.

Michaell

sirmovesalot said:

Ok guys I need some opinion on which you guys think is the best deal between the two cars. Two different car classes, different segments I get it. Just trying to understand which is a better deal over all.

328dx
MSRP 53,250
Gross cap cost: 47512 (includes taxes (NJ luxury tax), dmv fees, doc fees, acq fee)
MF: 0.00081
Monthly $475 (including 7% tax).

Total due : MSDs + First Month's payment. 0 Down.

535dx
MSRP 70200
Gross Cap Cost: 61095.67 (includes taxes (NJ luxury tax), dmv fees, doc fees, acq fee).
MF. .00081
Monthly 650 including Tax 7%.

Total due : MSDs + First Month's payment. 0 Down.

36/12 lease term for both 2015 models.

328dx - .00130 and 62%
535dx - .00130 and 61%

Using your prices, I get $468/mo for the 3-series and $592/mo for the 5-series, pre-tax.

sirmovesalot

Michaell said:

328dx - .00130 and 62%
535dx - .00130 and 61%

Using your prices, I get $468/mo for the 3-series and $592/mo for the 5-series, pre-tax.

Thanks! I am not sure what else they are marking up. Something isn't adding up. When I looked at the lease work up the NET CAP COST was HIGHER than Gross, which didn't make any sense. Do we know any reasons when that can happen? I will have to dig more in to this.

Overall which is a better value? (being series agnostic)

Michaell

sirmovesalot said:

Michaell said:

328dx - .00130 and 62%
535dx - .00130 and 61%

Using your prices, I get $468/mo for the 3-series and $592/mo for the 5-series, pre-tax.

Thanks! I am not sure what else they are marking up. Something isn't adding up. When I looked at the lease work up the NET CAP COST was HIGHER than Gross, which didn't make any sense. Do we know any reasons when that can happen? I will have to dig more in to this.

Overall which is a better value? (being series agnostic)

Given that the MF and residuals are almost equal, the 5-series seems a better deal since you are getting 13% off sticker, as opposed to 11% off the 3-series.

brokenine

Could someone help me out with the rates for a 2016 550 xi in New England? The dealer is quoting me 57% residual for 15k and 59% for 12k with a .00170 MF (36 mos). Definitely doesn't feel right.

Michaell

brokenine said:

Could someone help me out with the rates for a 2016 550 xi in New England? The dealer is quoting me 57% residual for 15k and 59% for 12k with a .00170 MF (36 mos). Definitely doesn't feel right.

MF is marked up ... .00130 is the base rate. I confirm the residuals for 36/15 and 36/12.

brianb920

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

kepazar

Residual on 2015 535i 36/15k?

kyfdx

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

Michaell

kepazar said:

Residual on 2015 535i 36/15k?

.00130 and 60%. $2000 buildout cash.

brianb920

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Michaell

brianb920 said:

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Logically, yes, the newer model year should have a higher residual.

However, BMW is setting higher residual on the 2015's to make them more attractive to lease and help move inventory from the dealers lot.

kinimod3892

I'm in a market for a well equipped 2 series but now that 2015s 5 series have great residuals and they come with navigation in base price, it might make sense to lease the 5 series. Can you help me compare?

2015 528i 24mo and 36mo/10k with max MSDs
Same for 2016 if there's any data, just for comparison

2015 228i 24mo and 36mo/10k with max MSDs
2016 228i 24mo and 36mo/10k with max MSDs

Thanks!

kyfdx

kinimod3892 said:

I'm in a market for a well equipped 2 series but now that 2015s 5 series have great residuals and they come with navigation in base price, it might make sense to lease the 5 series. Can you help me compare?

2015 528i 24mo and 36mo/10k with max MSDs
Same for 2016 if there's any data, just for comparison

2015 228i 24mo and 36mo/10k with max MSDs
2016 228i 24mo and 36mo/10k with max MSDs

Thanks!

2015 528i 24mo and 36mo/10k with max MSDs
.00081 MF and 63% residual. $2000 buildout cash
Same for 2016 if there's any data, just for comparison
.00081 MF and 60% residual


2015 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 61% residual. $500 buildout cash
2016 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 57% residual

All numbers expire at close of business, today.

kinimod3892

Thanks very much! Well, are there any numbers available for October then?

kyfdx

kinimod3892 said:

Thanks very much! Well, are there any numbers available for October then?

Not yet

kinimod3892

kyfdx said:

kinimod3892 said:

I'm in a market for a well equipped 2 series but now that 2015s 5 series have great residuals and they come with navigation in base price, it might make sense to lease the 5 series. Can you help me compare?

2015 528i 24mo and 36mo/10k with max MSDs
Same for 2016 if there's any data, just for comparison

2015 228i 24mo and 36mo/10k with max MSDs
2016 228i 24mo and 36mo/10k with max MSDs

Thanks!

2015 528i 24mo and 36mo/10k with max MSDs
.00081 MF and 63% residual. $2000 buildout cash
Same for 2016 if there's any data, just for comparison
.00081 MF and 60% residual


2015 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 61% residual. $500 buildout cash
2016 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 57% residual

All numbers expire at close of business, today.

So 24mo and 36mo have exactly same residuals and MFs?

kyfdx

kinimod3892 said:

kyfdx said:

kinimod3892 said:

I'm in a market for a well equipped 2 series but now that 2015s 5 series have great residuals and they come with navigation in base price, it might make sense to lease the 5 series. Can you help me compare?

2015 528i 24mo and 36mo/10k with max MSDs
Same for 2016 if there's any data, just for comparison

2015 228i 24mo and 36mo/10k with max MSDs
2016 228i 24mo and 36mo/10k with max MSDs

Thanks!

2015 528i 24mo and 36mo/10k with max MSDs
.00081 MF and 63% residual. $2000 buildout cash
Same for 2016 if there's any data, just for comparison
.00081 MF and 60% residual


2015 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 61% residual. $500 buildout cash
2016 228i 24mo and 36mo/10k with max MSDs
.00081 MF and 57% residual

All numbers expire at close of business, today.

So 24mo and 36mo have exactly same residuals and MFs?

Sorry... add 6% to any number for 24 month residual

kinimod3892

Perfect, thanks. One more thing -- when October numbers are not available yet (like in this case), and someone walks in to buy a car, does he dealer work with the September numbers (latest available), or what MF/residual would they apply?

Michaell

kinimod3892 said:

Perfect, thanks. One more thing -- when October numbers are not available yet (like in this case), and someone walks in to buy a car, does he dealer work with the September numbers (latest available), or what MF/residual would they apply?

The dealers have the October numbers .... we don't

amgrouchy1

do you have the latest 2015 & 2016 numbers for a 550i. 36/10 and 24/10. Thanks.

sirmovesalot

i got them. 535dx north east .00134 MF (.00085 with 7 MSDs) non-marked up. and .62 residual for a 12k lease.

I am wondering if they are going to put out any additional incentives to make up for the marked up MF.

kyfdx

amgrouchy1 said:

do you have the latest 2015 & 2016 numbers for a 550i. 36/10 and 24/10. Thanks.

.00134 MF

2015: 63%/69% residual. $2000 buildout cash
2016: 60%/66% residual. $1000 option credit.

kyfdx

sirmovesalot said:

i got them. 535dx north east .00134 MF (.00085 with 7 MSDs) non-marked up. and .62 residual for a 12k lease.

I am wondering if they are going to put out any additional incentives to make up for the marked up MF.

2015? $2000 buildout cash and $500 eco credit.

brianb920

Michaell said:

brianb920 said:

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Logically, yes, the newer model year should have a higher residual.

However, BMW is setting higher residual on the 2015's to make them more attractive to lease and help move inventory from the dealers lot.

The dealership is saying that the MF is .0017 and the residual is 62% on 2015's..... Is this right for a 550i in Houston right now?

Michaell

brianb920 said:

Michaell said:

brianb920 said:

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Logically, yes, the newer model year should have a higher residual.

However, BMW is setting higher residual on the 2015's to make them more attractive to lease and help move inventory from the dealers lot.

The dealership is saying that the MF is .0017 and the residual is 62% on 2015's..... Is this right for a 550i in Houston right now?

I confirm the 62% residual for 36/12 on the 2015 550i.

The base MF, however, is .00134 this month, with $2000 option credit.

brianb920

Michaell said:

brianb920 said:

Michaell said:

brianb920 said:

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Logically, yes, the newer model year should have a higher residual.

However, BMW is setting higher residual on the 2015's to make them more attractive to lease and help move inventory from the dealers lot.

The dealership is saying that the MF is .0017 and the residual is 62% on 2015's..... Is this right for a 550i in Houston right now?

I confirm the 62% residual for 36/12 on the 2015 550i.

The base MF, however, is .00134 this month, with $2000 option credit.

So the dealership is just trying to make a little extra money on the deal then.....

Michaell

Yep

brianb920 said:

Michaell said:

brianb920 said:

Michaell said:

brianb920 said:

kyfdx said:

brianb920 said:

Helping a friend that is looking at a new lease for a 2015 550i 155E, 3 years and 10k per year, Houston TX. What are the current residual and MF for leases.

What about the same information for the 2016's?

Not sure what the "155E" means... but,

.00130 MF and 63% residual. $2000 buildout cash.

2016: .00130 MF and 60% residual

To clarify....

2015 550i 36/10k = .00130 MF and 63% residual + $2000 buildout cash
2016 550i 36/10k = .00130 MF and 60% residual

Is it typical that later year models have lower residuals? I would have thought that the 2016 would hold higher residual than a 2015 leased right now.

Logically, yes, the newer model year should have a higher residual.

However, BMW is setting higher residual on the 2015's to make them more attractive to lease and help move inventory from the dealers lot.

The dealership is saying that the MF is .0017 and the residual is 62% on 2015's..... Is this right for a 550i in Houston right now?

I confirm the 62% residual for 36/12 on the 2015 550i.

The base MF, however, is .00134 this month, with $2000 option credit.

So the dealership is just trying to make a little extra money on the deal then.....

Yep, looks that way.

cc5813

What do you calculate for the monthly rate for the following 2015 535i at 36/12 and 36/15?

Net Cap Cost: $61,030
Base MF & Purchasing all 7 MSDs
Texas Sales Tax
Trade in value $10,500 applied against tax

Where can I find a good spreadsheet to plug in values?

kyfdx

cc5813 said:

What do you calculate for the monthly rate for the following 2015 535i at 36/12 and 36/15?

Net Cap Cost: $61,030
Base MF & Purchasing all 7 MSDs
Texas Sales Tax
Trade in value $10,500 applied against tax

Where can I find a good spreadsheet to plug in values?

You are missing an important variable. MSRP

devilsadvct33

Hi,
Could I please get the mf and residual for a 2015 528i for a 36/12 in south Florida? Thanks.

Michaell

devilsadvct33 said:

Hi,
Could I please get the mf and residual for a 2015 528i for a 36/12 in south Florida? Thanks.

.00134 and 62%. $2000 buildout credit.

cc5813

Sorry!

MSRP: $68,075
Net Cap Cost: $61,030
Base MF & Purchasing all 7 MSDs
Texas Sales Tax
Trade in value $10,500 applied against tax

kyfdx

cc5813 said:

Sorry!

MSRP: $68,075
Net Cap Cost: $61,030
Base MF & Purchasing all 7 MSDs
Texas Sales Tax
Trade in value $10,500 applied against tax

.00134 MF and 62%/60% residual
.00085 MF with 7 MSDs.

Estimating $3350 for tax and $925 for acq.fee

$733/mo. for 12K/yr., $770/mo. for 15K/yr