2015 BMW 5-Series Lease Questions

kyfdx

omarz said:

Greetings, Can someone please confirm the numbers for this 36 month/10k/2015 535xi lease is correct: 1.30MF; max 7 MSDs for a total 0.49 MF reduction; $1,500 BMWFS build-out cash; $1,000 team USA credit. Are there other incentives out there for 2015 535xi leasing?

.00130 MF and 64% residual. $1500 buildout cash. 7 MSDs would lower the base MF to .00081

omarz

You are the best!

pcmichael

Got it! Couldn't be happier. Got a great deal.

kyfdx

Nice!

zoombie99

Sharp color! Are you leasing 10k/year? What was your RV? I'm looking for current MF and RV for 2015 535x at 36m/10k.

Thanks, they just came out with the color this past April and there only a few on the road. I don't think BMW even shows the color on its website.

I leased for 15k a year. Money Factor is currently .00130 but I bought it down with Multiple Security Deposits. I am not sure what the residual is for 10k but I think it is 65% but a mod will have to confirm same.

The dealer (Flemington BMW) has another Mediterranean Blue in stock but it's an M and loaded. Since it's a 2015, someone should be able to get a great deal on same.

zoombie99

oops, I stand corrected 64%.

omarz

zoombie99 said:

Sharp color! Are you leasing 10k/year? What was your RV? I'm looking for current MF and RV for 2015 535x at 36m/10k.

Thanks, they just came out with the color this past April and there only a few on the road. I don't think BMW even shows the color on its website.

I leased for 15k a year. Money Factor is currently .00130 but I bought it down with Multiple Security Deposits. I am not sure what the residual is for 10k but I think it is 65% but a mod will have to confirm same.

The dealer (Flemington BMW) has another Mediterranean Blue in stock but it's an M and loaded. Since it's a 2015, someone should be able to get a great deal on same.



Seems like a good deal too. Did you have the $1500 buildout credit offer when you ordered yours, and included in your "Price agreed to 58,975.00"? I'm working on a similar car, but not as loaded as yours.

zoombie99

Yes, the credited was included.

acs24

zoombie99 said:

Yes, the credited was included.

Hi! Just sent you a PM.

stone19

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive.

Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax.

Possible?

acs24

stone19 said:

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive. Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax. Possible?

Yes it's very possible.  I got an almost identical deal earlier today.  

Will post more details soon. 

Michaell

stone19 said:

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive.

Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax.

Possible?

.00130 and 61% for 36/15. $1500 build out cash.

Regarding the selling price - if you don't ask, you don't get. No idea if you'll get a dealer to agree with your numbers.

stone19

acs24 said:

stone19 said:

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive.

Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax.

Possible?

Yes it's very possible.  I got an almost identical deal earlier today.  

Will post more details soon. 

Great - please keep us posted I also will qualify for $1,000 BMW CCA Rebate which I just might put down to bring the payment down even more.

kyfdx

stone19 said:

acs24 said:

stone19 said:

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive.

Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax.

Possible?

Yes it's very possible.  I got an almost identical deal earlier today.  

Will post more details soon. 

Great - please keep us posted I also will qualify for $1,000 BMW CCA Rebate which I just might put down to bring the payment down even more.

The CCA rebate can't be applied to the deal. You have to apply for that after you have the car.

zoombie99

I applied for my rebate last week. It takes up to 10 weeks to get the check.

acs24

So, the sales guy at the BMW dealer in Central / Northern NJ actually requested that I not make the deal public.

However, to give you an idea, I got a 535i X-Drive, 12k miles per year lease on an MSRP of $69,450 with no money down (i.e. no cap reduction) for under $575 per month. Used MSDs, of course. I almost went for another car in their lot (MSRP of $64,500), which was only $522 per month (also no money down), but really liked some of the options in the vehicle with the $69,450 MSRP.

Anyone can send me a PM and I can give you more of a breakdown, and would be more than happy to share my phone number if you'd like to talk.

*** I really have to thank "zoombie99" for giving me the parameters of the deal. I would not have been able to negotiate a deal like that without his help!

acs24

stone19 said:

acs24 said:

stone19 said:

I know this may be very aggressive, but does anyone think it's possible to get the dealer to come in at $2500 under invoice not including the build out and ultimate drive incentive.

Looking at a 535 with MSRP of 67,675 figuring invoice of $62,500 ( about 8% off) less $1500 build out, less $1,000 UDE incentive. Less another $2500 since the dealer may be motivated to move out the 15's. Would be a selling price of $57,500 so @ 10k off sticker. Looking to lease - 15k miles - 61% residual; and .0081 MF with MSD's I get a payment of 567 a month incl 7% NJ sales tax.

Possible?

Yes it's very possible.  I got an almost identical deal earlier today.  

Will post more details soon. 

Sent you a PM. Give me a call anytime!

zoombie99

acs24 said:

So, the sales guy at the BMW dealer in Central / Northern NJ actually requested that I not make the deal public.

However, to give you an idea, I got a 535i X-Drive, 12k miles per year lease on an MSRP of $69,450 with no money down (i.e. no cap reduction) for under $575 per month. Used MSDs, of course. I almost went for another car in their lot (MSRP of $64,500), which was only $522 per month (also no money down), but really liked some of the options in the vehicle with the $69,450 MSRP.

Anyone can send me a PM and I can give you more of a breakdown, and would be more than happy to share my phone number if you'd like to talk.

*** I really have to thank "zoombie99" for giving me the parameters of the deal. I would not have been able to negotiate a deal like that without his help!

Thank you but you got a better deal than I got!

bananaero

Hello,

Can I get the MF and Residual for 2015 535d x drive? 36 months / 15 k miles?

Thank you,

BAN

kyfdx

bananaero said:

Hello,

Can I get the MF and Residual for 2015 535d x drive? 36 months / 15 k miles?

Thank you,

BAN

.00130 MF and 60% residual. $1000 buildout cash, $500 eco credit

amgslg

Hello -- I'm new to this lease stuff so can I get your opinion on this deal I was emailed today?

2015 528i
msrp $56,000
selling price $50,000
residual 63%
3 years/12000 miles
$1500 out of pocket
$623.04 monthly

thanks!

kyfdx

amgslg said:

Hello -- I'm new to this lease stuff so can I get your opinion on this deal I was emailed today?

2015 528i
msrp $56,000
selling price $50,000
residual 63%
3 years/12000 miles
$1500 out of pocket
$623.04 monthly

thanks!

.00130 MF and 63% residual. $1500 buildout cash

If the CAP cost is $50,000, I get $520/mo+tax.

The selling price looks good, but there are either additions to the selling price and/or they are marking up the money factor. You don't mention your state/taxrate, so guessing a little bit.

amgslg

It is Louisiana so 9 percent on total selling price

pg822

BMW dealer is telling me a 528 x drive 3 year money factor is now .0017. Is this right?

Michaell

pg822 said:

BMW dealer is telling me a 528 x drive 3 year money factor is now .0017. Is this right?

Nope - that represents the max mark up on the base MF of .00130

pg822

So they are allowed to mark up the money factor?

Michaell

pg822 said:

So they are allowed to mark up the money factor?

Yes they are.

amgslg

Moderator, do my lease numbers above make sense with the 9 percent sales tax?

matt48

Moderator - any info on the MF and Residual for 2015 535i Gran Turismo x-drive? Imagine the residual can't be good but still interested.

Michaell

amgslg said:

Moderator, do my lease numbers above make sense with the 9 percent sales tax?

It depends on the net cap cost ... if the payment my co-host calculated is $520/mo, then 9% tax takes it to $567. Still a bit of a difference from the dealer quote of $623/mo. About $2000 of extra fees in there somewhere.

Ask for the net cap cost, and find out what's been added to the selling price of $50K.

Michaell

matt48 said:

Moderator - any info on the MF and Residual for 2015 535i Gran Turismo x-drive? Imagine the residual can't be good but still interested.

.00130 and 60% for 36/15. $1500 buildout cash.

bmwnewbie5

car shopping, BMW, and leasing newbie here. 30yrs old and still driving my 15yr old first car. looking for some info on the best MF and residuals for both the 528xi and 535xi at 10/36 and 12/36. can you help? also am i missing any rebates besides the build out and un4gettable test drive credit (not eligible for the BMW CCA rebate)?

Michaell

bmwnewbie5 said:

car shopping, BMW, and leasing newbie here. 30yrs old and still driving my 15yr old first car. looking for some info on the best MF and residuals for both the 528xi and 535xi at 10/36 and 12/36. can you help? also am i missing any rebates besides the build out and un4gettable test drive credit (not eligible for the BMW CCA rebate)?

.00130 and 63% for 36/12. Add 1% for 10K. $1500 build out cash available.

Use the "Car Research" tab to link to customer incentives.

dannyh4

Hi,
What is the money factor and a risidual rate for 535GT XI?
I'm looking for 36month with 12k per year.
Thank you!

Michaell

dannyh4 said:

Hi,
What is the money factor and a risidual rate for 535GT XI?
I'm looking for 36month with 12k per year.
Thank you!

.00130 and 62%. $1500 buildout cash.

DocV17

Its been a month but i have decided to pick up a 5 series. here i my current deal.

2015 528 xi
Lux line
black saphhire metallic w/ mocha nappa
cold weather
premium
rear cam
park distance

Net total 59,500
destination charge 950

MSRP 60,450

Sale price 52,692

if i qualify for a fleet discount /grad rebate 51692

NY (7.35 tax)

Residual 64%
MF: 00130

36 month 15K miles 599/month with rebates, 630/month without

zero money down.

By my math, it should be around 575/month with the rebate. looking to make the deal tomorrow. What do you guys think? Is my math off or are they adding things?

Michaell

DocV17 said:

Its been a month but i have decided to pick up a 5 series. here i my current deal.

2015 528 xi
Lux line
black saphhire metallic w/ mocha nappa
cold weather
premium
rear cam
park distance

Net total 59,500
destination charge 950

MSRP 60,450

Sale price 52,692

if i qualify for a fleet discount /grad rebate 51692

NY (7.35 tax)

Residual 64%
MF: 00130

36 month 15K miles 599/month with rebates, 630/month without

zero money down.

By my math, it should be around 575/month with the rebate. looking to make the deal tomorrow. What do you guys think? Is my math off or are they adding things?

Using the $52.692 as the cap cost, I get a payment of $508/mo before tax. I suspect some of the fees and/or taxes are being added into the sale price.

Find out what the net cap cost is, and how the dealer arrived at that number.

bmwrocks

Hi Michaell - I'm new to the forum. I'm in process of leasing a new 528i. When I plug-in the numbers above into a lease spreadsheet i downloaded from the web (also used Edmunds's lease calculator), it comes to $640 + tax as compared to $508/month that you mentioned above. I'm using $52,692 as my Net Capitalized Cost and $33,789 as Residual Value (64%). Can you help clarify? Maybe I'm missing something in the spreadsheet?

Michaell

bmwrocks said:

Hi Michaell - I'm new to the forum. I'm in process of leasing a new 528i. When I plug-in the numbers above into a lease spreadsheet i downloaded from the web (also used Edmunds's lease calculator), it comes to $640 + tax as compared to $508/month that you mentioned above. I'm using $52,692 as my Net Capitalized Cost and $33,789 as Residual Value (64%). Can you help clarify? Maybe I'm missing something in the spreadsheet?

 What is the MSRP?  What lease term and miles per year?

DocV17

Michaell said:

DocV17 said:

Its been a month but i have decided to pick up a 5 series. here i my current deal.

2015 528 xi
Lux line
black saphhire metallic w/ mocha nappa
cold weather
premium
rear cam
park distance

Net total 59,500
destination charge 950

MSRP 60,450

Sale price 52,692

if i qualify for a fleet discount /grad rebate 51692

NY (7.35 tax)

Residual 64%
MF: 00130

36 month 15K miles 599/month with rebates, 630/month without

zero money down.

By my math, it should be around 575/month with the rebate. looking to make the deal tomorrow. What do you guys think? Is my math off or are they adding things?

Using the $52.692 as the cap cost, I get a payment of $508/mo before tax. I suspect some of the fees and/or taxes are being added into the sale price.

Find out what the net cap cost is, and how the dealer arrived at that number.

Michaell

The above quote I got was with everything rolled in. Taxes, Tags, license etc. Im waiting to hear back from them about the net cap cost and fees used to calculate the lease. Ill repost at that time, looking to get the car this afternoon.

xsnake

my lease is up in 3 weeks. should i wait till labor day or i should get it now as they have a 1500 rebate? with the new 2016 coming out, will BMW give more rebates in September? when will we find out? September 1? Thanks.

kyfdx

xsnake said:

my lease is up in 3 weeks. should i wait till labor day or i should get it now as they have a 1500 rebate? with the new 2016 coming out, will BMW give more rebates in September? when will we find out? September 1? Thanks.

The current program runs through August 31st. No crystal ball here, on what might happen after that.

zoombie99

xsnake said:

my lease is up in 3 weeks. should i wait till labor day or i should get it now as they have a 1500 rebate? with the new 2016 coming out, will BMW give more rebates in September? when will we find out? September 1? Thanks.

There may be better deals next month but the inventory will be diminished. It's a risk and you have to be flexible since there may not be a lot to choose from.

xsnake

Thank you. I am ready and i think even if there is a better deal next month, probably another 500 bulks. i am flexible on that sense. if the number is good, i will get it now. the good thing is that i check inventory near me, they have 30 or so 528xi.

stevensteven

2015 528i

MSRP $52,595

Invoice $49,135

Selling price $45,900

acquisition fee of $925

CA doc fee $80

Money factor .00130 residual 64%

36mo/10k

No cap reduction.

LA county sales tax of 10%

Payment work out to $526 and change with tax.

But when I run calculator I get a payment of of $521 and change with tax.

Going today to pick it up. Just owe them first month payment plus dmv fees so $961 to drive away.

Good deal overall?

And any idea where I'm missing the $5?

bananaero

Hello,

Do you have lease numbers for 2015 535d x drive? 10,000 miles/36 months? Are there any incentives? Also, do you think it's possible to get 15% off of the car before incentives?

Thanks,

BAN

Michaell

stevensteven said:

2015 528i

MSRP $52,595

Invoice $49,135

Selling price $45,900

acquisition fee of $925

CA doc fee $80

Money factor .00130 residual 64%

36mo/10k

No cap reduction.

LA county sales tax of 10%

Payment work out to $526 and change with tax.

But when I run calculator I get a payment of of $521 and change with tax.

Going today to pick it up. Just owe them first month payment plus dmv fees so $961 to drive away.

Good deal overall?

And any idea where I'm missing the $5?

I get $488/mo with tax using your numbers - my guess is the net cap cost is different than the selling price you've quoted.

What other fees are you adding into the lease?

halo754

Is the acquisition fee $925 now? I was trying to lease a 535i last year and it was $725.

Michaell

halo754 said:

Is the acquisition fee $925 now? I was trying to lease a 535i last year and it was $725.

Yes, the acquisition fee is now $925 - but, the dealer is not allowed to mark it up, as they were able to in the past.

halo754

Thanks!