2015 BMW 5-Series Lease Questions

cmack45

Can you please provide the residual and money factor for 2015 528i 39/36 months and 12k miles? Any owner loyalty or other incentives this month?

Michaell

cmack45 said:

Can you please provide the residual and money factor for 2015 528i 39/36 months and 12k miles? Any owner loyalty or other incentives this month?

.00129 and 63% for 36/12. No 39 month terms available. 

ROBRTM5

Kyfdx - Can you please share the Residual and MF for a 2015 M5 non competition....looking for 24/10 and 36/10.

Thanks,

RM

Michaell

ROBRTM5 said:

Kyfdx - Can you please share the Residual and MF for a 2015 M5 non competition....looking for 24/10 and 36/10.

Thanks,

RM

.00129 and 70% / 64%

mudra

Need your help and advice, I am current leasing a 528xi and lease is up in Jun this year. Spoke to a dealership in NJ and they are offering the following
$599 36 months
12k miles
inception fees due at signing

D626138
Model 155B 528xi USD 52,250.00
Color 475 Black Sapphire Metallic 550.00
Upholstery LCEZ Cinnamon Brown Dakota Leather N/C
Options ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C
ZPP Premium Package 2,600.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
1CA CO2 relevant vehicles N/C
1CB CO2 content N/C
3AG Rear view camera 400.00
4BN Dark wood trim N/C
508 Park Distance Control 750.00
9AA Transport protection N/C
Net Total 57,500.00
Destination Charge 950.00
Total Suggested Price 58,450.00

I feel that this is expensive compared to what I currently have, help please. Thanks

Michaell

mudra said:

Need your help and advice, I am current leasing a 528xi and lease is up in Jun this year. Spoke to a dealership in NJ and they are offering the following
$599 36 months
12k miles
inception fees due at signing

D626138
Model 155B 528xi USD 52,250.00
Color 475 Black Sapphire Metallic 550.00
Upholstery LCEZ Cinnamon Brown Dakota Leather N/C
Options ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C
ZPP Premium Package 2,600.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
1CA CO2 relevant vehicles N/C
1CB CO2 content N/C
3AG Rear view camera 400.00
4BN Dark wood trim N/C
508 Park Distance Control 750.00
9AA Transport protection N/C
Net Total 57,500.00
Destination Charge 950.00
Total Suggested Price 58,450.00

I feel that this is expensive compared to what I currently have, help please. Thanks

What is the selling price?

35/12 numbers on the 528xi are .00129 and 63%.

mudra

Michaell said:

mudra said:

Need your help and advice, I am current leasing a 528xi and lease is up in Jun this year. Spoke to a dealership in NJ and they are offering the following
$599 36 months
12k miles
inception fees due at signing

D626138
Model 155B 528xi USD 52,250.00
Color 475 Black Sapphire Metallic 550.00
Upholstery LCEZ Cinnamon Brown Dakota Leather N/C
Options ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C
ZPP Premium Package 2,600.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
1CA CO2 relevant vehicles N/C
1CB CO2 content N/C
3AG Rear view camera 400.00
4BN Dark wood trim N/C
508 Park Distance Control 750.00
9AA Transport protection N/C
Net Total 57,500.00
Destination Charge 950.00
Total Suggested Price 58,450.00

I feel that this is expensive compared to what I currently have, help please. Thanks

What is the selling price?

35/12 numbers on the 528xi are .00129 and 63%.

52650 is the selling price

Michaell

mudra said:

Michaell said:

mudra said:

Need your help and advice, I am current leasing a 528xi and lease is up in Jun this year. Spoke to a dealership in NJ and they are offering the following
$599 36 months
12k miles
inception fees due at signing

D626138
Model 155B 528xi USD 52,250.00
Color 475 Black Sapphire Metallic 550.00
Upholstery LCEZ Cinnamon Brown Dakota Leather N/C
Options ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C
ZPP Premium Package 2,600.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
1CA CO2 relevant vehicles N/C
1CB CO2 content N/C
3AG Rear view camera 400.00
4BN Dark wood trim N/C
508 Park Distance Control 750.00
9AA Transport protection N/C
Net Total 57,500.00
Destination Charge 950.00
Total Suggested Price 58,450.00

I feel that this is expensive compared to what I currently have, help please. Thanks

What is the selling price?

35/12 numbers on the 528xi are .00129 and 63%.

52650 is the selling price

I show $555.05/mo pre-tax; depending on your tax rate, $599 could be right in the ballpark.

jddssc121

trying to cross shop the 2014 vs 2015. Can you provide #'s for 36/15 for the following?

2014 & 2015 535d
2015 & 2015 535i

assuming there are also some factory incentives on the 2014's?

Michaell

jddssc121 said:

trying to cross shop the 2014 vs 2015. Can you provide #'s for 36/15 for the following?

2014 & 2015 535d
2015 & 2015 535i

assuming there are also some factory incentives on the 2014's?

There is no support on the 2014's. 2015 numbers are .00129 and 61% (i) and 60% (d)

joe24

About to close a deal on 2015 535x. MSRP 69575, 36/15K miles.

Selling Price 61700
NJ Tax 7%
Fees: 1,600 (NJ luxury tax 250, MV 250, Lease App 800, doc 300)
Residual 61%
MF: 0.0008 with 7 MSD's
Total Cash at signing 2300 and 682/month

Looks like a good deal. Price is at true car and the dealer is getting the car from another dealer.

Michaell

joe24 said:

About to close a deal on 2015 535x. MSRP 69575, 36/15K miles.

Selling Price 61700
NJ Tax 7%
Fees: 1,600 (NJ luxury tax 250, MV 250, Lease App 800, doc 300)
Residual 61%
MF: 0.0008 with 7 MSD's
Total Cash at signing 2300 and 682/month

Looks like a good deal. Price is at true car and the dealer is getting the car from another dealer.

With your numbers, I get $618.29/mo before tax - $661.57/mo after 7% tax.

kd2000

Just closed deal on 535i after reading and understanding leasing here.
535i Sedan RWD with M-Sport, Premier, Dynamic Handling, Driver assist and Plus, HK surround, Heated seats
MSRP $71525
Selling Price $64325
Additional down $2500 and put also max MSD
Doc Fee 80 and acquisition fee $995.
12K / 36 months
Payments $600 + tax
I was told MF was 0.00142 and later dropped to 0.00120 after good credit and MSDs

Is it a good deal ? Please confirm that math is good on monthly payments

Thanks in advance

kyfdx

kd2000 said:

Just closed deal on 535i after reading and understanding leasing here.
535i Sedan RWD with M-Sport, Premier, Dynamic Handling, Driver assist and Plus, HK surround, Heated seats
MSRP $71525
Selling Price $64325
Additional down $2500 and put also max MSD
Doc Fee 80 and acquisition fee $995.
12K / 36 months
Payments $600 + tax
I was told MF was 0.00142 and later dropped to 0.00120 after good credit and MSDs

Is it a good deal ? Please confirm that math is good on monthly payments

Thanks in advance

Sort of a song and dance about the money factor.... the base MF is .00129 and with 7 MSDs, it would be .00080. At .00120, it is marked up the maximum. Acquisition fee is also marked up $200.

What is the amount of cash due at signing? (because the payments still look very reasonable).

kd2000

Thanks for your reply. Residual was 63%. My money factor based on the rent charge is 0.00100 !!
Actually MSD was $4900 + $ 2500 + $654 (1st payment) + Registration + Cap cost taxes etc.. = $8931
Looks like they have charge me one extra MSD. I think if MF was 0.00080, then it should cut the payment by another $20/month.

Michaell

kd2000 said:

Thanks for your reply. Residual was 63%. My money factor based on the rent charge is 0.00100 !!
Actually MSD was $4900 + $ 2500 + $654 (1st payment) + Registration + Cap cost taxes etc.. = $8931
Looks like they have charge me one extra MSD. I think if MF was 0.00080, then it should cut the payment by another $20/month.

The $2500 is cap cost reduction, I assume?

kd2000

Yes that is correct and small correction MSRP is $71575 and not $71525

Michaell

kd2000 said:

Yes that is correct and small correction MSRP is $71575 and not $71525

We don't recommend making a cap reduction on a lease - if the car is stolen or totaled, you lose that money.

hurleymlh

Can someone provide the April Money Factor and residual for the 2015 228i coupe with 12K miles? Also - are there any sales support programs this month offering any type of customer cash or incentive? Thank you!

Michaell

hurleymlh said:

Can someone provide the April Money Factor and residual for the 2015 228i coupe with 12K miles? Also - are there any sales support programs this month offering any type of customer cash or incentive? Thank you!

The only information I have at the moment is for 36/10 - .00130 and 62%

eddiest

What are April's numbers for 535i 10k MI 36 mo. 

Thanks! 

Michaell

eddiest said:

What are April's numbers for 535i 10k MI 36 mo. 

Thanks! 

.00130 and 63%

hurleymlh

Thanks!

iamgarygnu

I wanted to throw something out here - I don't know if it has been addressed before, but if it has, I haven't seen it. I ordered my shiny new 2015 5 series this week. Kyfdx essentially blessed the deal earlier in March, and the plan was to order at the tail of the month, lock in March, production should take place in April, and with luck shipping wouldn't get the car here until May - so I'd have my pick of 3 months' programs!!!!
It gets even better. Because I ordered Dark Sycamore Red Trim, that requires a special build slot - so it may not even be built in April, and that can push me to June.
I have a spare car, so this couldn't have worked out any better.
So, my thought? I wanted that $1k option. on a lease it will cost me roughly $400 anyway (over 3 years, so who cares?) - but for that $400, I may save somewhat more with better programs and incentives.
Moral of the story? if you like either of the (I think two?) special build trims, and you order with that trim, it may take longer (if you can wait) and you may then get your pick of programs.
BTW, if anyone is interested, my MSRP is about $70k, and I'm paying $667 with the MSDs (my prior MSDs were $5,600, so I'm actually getting $700 back). I don't see how I could have/can do much better, but let's see if MFs decrease or residuals increase, or if there is any cash back.
Folks had previously called my 2012 5 a james bond car (it was pretty well loaded) - the new one will ALSO have nightvision and the adaptive cruise control.
Yippee!

eaglesguy20

@iamgarygnu; that sounds like an amazing build! Would you care to expand the logistics of how this type of order allows access to any of the month's lease specials? Most of the advertisements state you have to take delivery within the 'window' of the promotion, so I'm curious how you would leverage the best of the three months' deals in this situation? Can't the dealer only submit an application using prevailing information for that timeperiod?

mpinkston

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

Michaell

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

mpinkston

Michaell said:

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

Does the same apply in NJ? And would I be able to to use MSDs on the MF?

Michaell

mpinkston said:

Michaell said:

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

Does the same apply in NJ? And would I be able to to use MSDs on the MF?

BMW numbers are national.

Yes, MSDs can be used to buy down the MF.

mpinkston

Michaell said:

mpinkston said:

Michaell said:

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

Does the same apply in NJ? And would I be able to to use MSDs on the MF?

BMW numbers are national.

Yes, MSDs can be used to buy down the MF.

Is the MF really .000130? Or is it .00130? The first seems very low, but if it's right I'll definitely be happy with it

Michaell

mpinkston said:

Michaell said:

mpinkston said:

Michaell said:

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

Does the same apply in NJ? And would I be able to to use MSDs on the MF?

BMW numbers are national.

Yes, MSDs can be used to buy down the MF.

Is the MF really .000130? Or is it .00130? The first seems very low, but if it's right I'll definitely be happy with it

whoops, good catch. It is .00130.

iamgarygnu

eaglesguy20 said:

@iamgarygnu; that sounds like an amazing build! Would you care to expand the logistics of how this type of order allows access to any of the month's lease specials? Most of the advertisements state you have to take delivery within the 'window' of the promotion, so I'm curious how you would leverage the best of the three months' deals in this situation? Can't the dealer only submit an application using prevailing information for that timeperiod?

last time I ordered, and this time, the dealership said I would get the advantage of the best program available while I'm waiting for delivery. I don't know if I have to "lock in" in some manner. my intention is that if the april deals are better, I press them, and get the dealership to agree. and then with may, and june, well, rinse and repeat.
over the years, I've seen innovation credits and other nonsense, however for January through march, I think they just had a decent residual and MF, but no throw ins.
I doubt i'll ultimately get more than $20 or $30 a month off so it likely won't be a big deal either way, and again, I less. if it was a purchase, I think savings would work out to be more substantial - i.e. $3,500 off a purchase on a lease is only what, about ROUGHLY $35/month which equals about $1,297 or so - whereas $3,500 saved on a purchase...is $3,500.

iamgarygnu

mpinkston said:

Michaell said:

mpinkston said:

Can you provide the MF and residual for a 528i xDrive in NY, 36/10 and 39/10? Thanks

.000130 and 63% for 36/10.

No 39 month programs.

Does the same apply in NJ? And would I be able to to use MSDs on the MF?

FWIW, using MSDs I'm getting my car with a MF of .00080

zhos

Hi, located in MA, please let me know if this a good deal:

2015 535i xDrive Driver Assistance Pckg, Cold Weather, Premium Package, Harman Kardon, MSRP 64,100

36 month lease with 10k miles, at $761 monthly (MA tax is included) or $716 w/out tax, with $2,226 due.
First month plus fees: $1465.

Selling Price: $61,000.
Residual Value: $40,405
Money Factor: .0014

I am trying to get the selling price down to $58-$59k.

Michaell

zhos said:

Hi, located in MA, please let me know if this a good deal:

2015 535i xDrive Driver Assistance Pckg, Cold Weather, Premium Package, Harman Kardon, MSRP 64,100

36 month lease with 10k miles, at $761 monthly (MA tax is included) or $716 w/out tax, with $2,226 due.
First month plus fees: $1465.

Selling Price: $61,000.
Residual Value: $40,405
Money Factor: .0014

I am trying to get the selling price down to $58-$59k.

MF is marked up a bit - base is .00130.

My numbers are within a few dollars of your quote (rounding errors, most likely).

Can use MSD to buy down the MF or negotiate a lower selling price - either will reduce your monthly payment.

zhos

What would be a good price based on $64k MSRP? Any dealer incentives in April? Thanks!

Michaell

zhos said:

What would be a good price based on $64k MSRP? Any dealer incentives in April? Thanks!

5-7% off MSRP is a good target for BMW.

glyras

Can you please provide the MF and residual for a 2015 550i xdrive?  36 month, both a 10k and 12k per year lease?

Thanks in advance 

Michaell

glyras said:

Can you please provide the MF and residual for a 2015 550i xdrive?  36 month, both a 10k and 12k per year lease?

Thanks in advance 

.00130 and 62% for 36/12. Add 1% for 10K

evin

A little off topic but thought someone might be able to give some advice.

The good news is I found the exact 2015 550i I want. The only problem is I live in Georgia, the car is at a dealership in Charlotte, NC. With the change in our ad valorem tax, I prefer to use the Owners Choice program instead of leasing, so I'm assuming I technically need to buy it from a dealer in Georgia. Any thoughts on how to make that happen? Do I deal with the NC dealership, or a GA one?

hoss411

Sorry if I missed it above, but can I get the MF and RV for 528i 36m/15k?

Thanks!

Michaell

hoss411 said:

Sorry if I missed it above, but can I get the MF and RV for 528i 36m/15k?

Thanks!

.00130 and 60%

spanza1

I'm in Atlanta and received some Owner's Choice numbers (dealer recommends OC for the tax advantages in GA) from a dealer yesterday for a 2015 535i...they seemed way off, and I'd like to know if I'm really missing something.

MSRP: $63,915
Discount: $5,000 (a starting point, would hope for another 1.5k)
Adjusted Price: $58,915

Now, I was told the lease numbers and OC numbers should be close, and since I can't find any actual OC formulas, I calculate the following as a lease (36/10k) using their selling price:

RV @ 63% = $40,266.45
Depreciation = $58,915 - $40,266.45 = $18,648.55 / 36 = $518.02
Interest = ($58,915 + $40,266.45) = $99,181.45 * .0013 = $128.94
Payment = $646.96 + GA TAVT

They showed me $713/mo for Owners Choice, adding in $599 for doc fee to the price and I asked to assume a payment where I would pay TAVT up front, so I could see a pre-tax payment. I asked for their calculations, and all I got was the RV is 63%.

Now I was told GAP insurance would add $10/mo to the OC payment and an actual lease payment could be higher...I don't see how.

Assuming $6,500 off MSRP and a money factor of .0008 with MSDs, a lease payment would be $553.09 + TAVT, a large delta from where they started. I would assume OC numbers should shake out pretty close, with the only difference being related to interest rate and adding $10/mo for GAP. Is it possible with OC to buy down the interest rate, like one can do with a lease money factor?

Please let me know any thoughts on any real differences b/w lease and OC calculations and if my estimated payment looks like market...

Michaell

spanza1 said:

I'm in Atlanta and received some Owner's Choice numbers (dealer recommends OC for the tax advantages in GA) from a dealer yesterday for a 2015 535i...they seemed way off, and I'd like to know if I'm really missing something.

MSRP: $63,915
Discount: $5,000 (a starting point, would hope for another 1.5k)
Adjusted Price: $58,915

Now, I was told the lease numbers and OC numbers should be close, and since I can't find any actual OC formulas, I calculate the following as a lease (36/10k) using their selling price:

RV @ 63% = $40,266.45
Depreciation = $58,915 - $40,266.45 = $18,648.55 / 36 = $518.02
Interest = ($58,915 + $40,266.45) = $99,181.45 * .0013 = $128.94
Payment = $646.96 + GA TAVT

They showed me $713/mo for Owners Choice, adding in $599 for doc fee to the price and I asked to assume a payment where I would pay TAVT up front, so I could see a pre-tax payment. I asked for their calculations, and all I got was the RV is 63%.

Now I was told GAP insurance would add $10/mo to the OC payment and an actual lease payment could be higher...I don't see how.

Assuming $6,500 off MSRP and a money factor of .0008 with MSDs, a lease payment would be $553.09 + TAVT, a large delta from where they started. I would assume OC numbers should shake out pretty close, with the only difference being related to interest rate and adding $10/mo for GAP. Is it possible with OC to buy down the interest rate, like one can do with a lease money factor?

Please let me know any thoughts on any real differences b/w lease and OC calculations and if my estimated payment looks like market...

We don't have any information on Owners Choice.

.00130 and 63% for 36/10 on the 535i.

Would you be paying the TAVT up front on the lease or add it into the cap cost? That tax is applied to the entire selling price of the car, which is why OC may be a better option, as I believe it avoids the TAVT.

With your MSRP and selling price, I get a pre-tax payment of $598.35 using a MF of .00081 (max MSD) and $646.95 with the base MF of .00130 - so, right in line with your calculations.

spanza1

Michaell said:

spanza1 said:

I'm in Atlanta and received some Owner's Choice numbers (dealer recommends OC for the tax advantages in GA) from a dealer yesterday for a 2015 535i...they seemed way off, and I'd like to know if I'm really missing something.

MSRP: $63,915
Discount: $5,000 (a starting point, would hope for another 1.5k)
Adjusted Price: $58,915

Now, I was told the lease numbers and OC numbers should be close, and since I can't find any actual OC formulas, I calculate the following as a lease (36/10k) using their selling price:

RV @ 63% = $40,266.45
Depreciation = $58,915 - $40,266.45 = $18,648.55 / 36 = $518.02
Interest = ($58,915 + $40,266.45) = $99,181.45 * .0013 = $128.94
Payment = $646.96 + GA TAVT

They showed me $713/mo for Owners Choice, adding in $599 for doc fee to the price and I asked to assume a payment where I would pay TAVT up front, so I could see a pre-tax payment. I asked for their calculations, and all I got was the RV is 63%.

Now I was told GAP insurance would add $10/mo to the OC payment and an actual lease payment could be higher...I don't see how.

Assuming $6,500 off MSRP and a money factor of .0008 with MSDs, a lease payment would be $553.09 + TAVT, a large delta from where they started. I would assume OC numbers should shake out pretty close, with the only difference being related to interest rate and adding $10/mo for GAP. Is it possible with OC to buy down the interest rate, like one can do with a lease money factor?

Please let me know any thoughts on any real differences b/w lease and OC calculations and if my estimated payment looks like market...

We don't have any information on Owners Choice.

.00130 and 63% for 36/10 on the 535i.

Would you be paying the TAVT up front on the lease or add it into the cap cost? That tax is applied to the entire selling price of the car, which is why OC may be a better option, as I believe it avoids the TAVT.

With your MSRP and selling price, I get a pre-tax payment of $598.35 using a MF of .00081 (max MSD) and $646.95 with the base MF of .00130 - so, right in line with your calculations.

Michaell, thanks for your quick response. I would prefer to pay TAVT up front and exclude from the payment. My understanding is that with OC, the buyer is on the title, and if you return the car at the end of the term, you can get a credit toward the next car's TAVT (essentially a sales tax credit for a trade-in), rather than paying full TAVT on the next car if leased. It would also be advantageous if buying the car at the end of the term.

If anyone knows if the interest rate with owner's choice can be bought down, that would be great.

kyfdx

@spanza1 OC current interest rate is 3% APR. Using the .00130 like in a lease contract should put you pretty close. They do use the same residuals.

iamgarygnu

Hi - I'm STILL waiting for my build slot. I returned my beloved 2012 5 on Friday. The return paperwork/email indicated because I had more than 10% of my allowed miles unused, that should factor in for my next lease. Can you advise how that goes? I can upload if interested. Many thanks.

kyfdx

iamgarygnu said:

Hi - I'm STILL waiting for my build slot. I returned my beloved 2012 5 on Friday. The return paperwork/email indicated because I had more than 10% of my allowed miles unused, that should factor in for my next lease. Can you advise how that goes? I can upload if interested. Many thanks.

I'm not sure of how they figure the credit, except the maximum credit is $300.

njdriver1

Maybe this isn't exactly the right forum for this, but since everyone here is in the market for a 5 series, I'll start here...can anyone describe the nuances between the luxury line and "m" line? Looking at the 535d x, it appears to be a $1,150 increase to get an m badge steering wheel and some other aesthetic stuff. But the diesel all wheel drive does not have sport suspension, so there's no real difference in the car other than the steering wheel and some chrome. Anyone think the extra $$$ is worth it? In a lease its about $18/month (does a diesel really matter in a 36 month lease anyway - different question).
thanks

kyfdx

njdriver1 said:

Maybe this isn't exactly the right forum for this, but since everyone here is in the market for a 5 series, I'll start here...can anyone describe the nuances between the luxury line and "m" line? Looking at the 535d x, it appears to be a $1,150 increase to get an m badge steering wheel and some other aesthetic stuff. But the diesel all wheel drive does not have sport suspension, so there's no real difference in the car other than the steering wheel and some chrome. Anyone think the extra $$$ is worth it? In a lease its about $18/month (does a diesel really matter in a 36 month lease anyway - different question).
thanks

Diesel residuals are 1% lower than gas, but they have an extra $500 eco credit, so pretty much a wash.

The M-line is just aesthetics.. A body kit, different style wheels, steering wheel, etc.. The body kit/trim is the biggest change... It's a personal thing, I guess.