2015 BMW 3-Series Lease Questions

cdennis100

Can I please get MF and residual for 2015 328xi? Looking for 36/12 only. Thanks!

kyfdx

reston8 said:

I'd appreciate opinion is MSD good to add to deal I've already received comments:

MSRP: $48,150
Cap Cost: $41,475
Upfront Tax/Fee: $3332 (tax/tags-$1908, Acquisition-$925, Process Fee-$499)
Term/Miles: 36/15k
MF: .00170
Monthly Pymt: $459 (First payment waived making 35 payments)
Upfront MSD: $3,150 (brings MF down to .00121 lowering monthly payment to $422)

Total upfront costs for me is $6482. Is this a good deal or should I just avoid MSD?

You get the MSDs back at lease end..

So, for letting them hold your $3150, they are lowering your payment by $37/mo.

Unless you can get 14% APR after-tax return on that $3150, then do the MSDs.

kyfdx

cdennis100 said:

Can I please get MF and residual for 2015 328xi? Looking for 36/12 only. Thanks!

.00130 MF and 63% residual. $1500 buildout cash.

htownpimp786

Had a question in regards to money factor. I am working a deal on a 2015 335i. 36 month 10k lease. I know the residual is 64% and the buy rate MF is 0.00130.

I negotiated down from 0.00170 to buy rate. However when I got to finance they said BMW offers buy rate only to its first three credit tiers?

740+ is Tier 1
700-739 is Tier 2
675-699 is Tier 3.

I have read that the score needs to be 675 (even though I'm a multiple time previous BMWFS Customer) to get buy rate on these forums so I figured I was being told the truth.

But for tier 4 credit (630-674 score wise) the MF changed from 0.00130 to 0.00190. Does that sound correct? I was planning to do the MSD and buy it down, but how do I know that they didn't mark that rate up or if all of that was based strictly on credit?

Thanks!

Michaell

htownpimp786 said:

Had a question in regards to money factor. I am working a deal on a 2015 335i. 36 month 10k lease. I know the residual is 64% and the buy rate MF is 0.00130.

I negotiated down from 0.00170 to buy rate. However when I got to finance they said BMW offers buy rate only to its first three credit tiers?

740+ is Tier 1
700-739 is Tier 2
675-699 is Tier 3.

I have read that the score needs to be 675 (even though I'm a multiple time previous BMWFS Customer) to get buy rate on these forums so I figured I was being told the truth.

But for tier 4 credit (630-674 score wise) the MF changed from 0.00130 to 0.00190. Does that sound correct? I was planning to do the MSD and buy it down, but how do I know that they didn't mark that rate up or if all of that was based strictly on credit?

Thanks!

Yes, scores of 675 or higher qualify for the buy rate of .00130.

Scores between 640-674 adds .00020 to the MF (.00150), scores 601-639 adds .00040 (.00170) and scores 575-600 adds .00060 (.00190).

Dealer is trying to inflate the adjusted MF on you.

sqwubill

olderbird said:

Anyone have a drive for team USA coupon code lying around that you aren't gonna use?  I'll be your best friend... 

Did you get one? I need one now too! Thanks

htownpimp786

Thank you for the information! So with a score between 640-674 which is what I have, should be at 0.00150 according to these numbers. Looks like they bumped the rate to 0.00150 and then marked it up the maximum they can which is where they got me at 0.00190.

Are these numbers for sure correct? Of course when I called them back they said they are incorrect and there is no markup in their rate. Are they just lying?

zombie99

Can I get the MF and residual values for 320xi with premium and cold weather pkg please?

kyfdx

htownpimp786 said:

Thank you for the information! So with a score between 640-674 which is what I have, should be at 0.00150 according to these numbers. Looks like they bumped the rate to 0.00150 and then marked it up the maximum they can which is where they got me at 0.00190.

Are these numbers for sure correct? Of course when I called them back they said they are incorrect and there is no markup in their rate. Are they just lying?

I hesitate to say exactly what your rate should be, if it's not top tier..

kyfdx

zombie99 said:

Can I get the MF and residual values for 320xi with premium and cold weather pkg please?

Term and mileage?

zombie99

Sorry kyfdx - For 10K 24/36/39. trying to figure out sweet spot for this one.

Michaell

zombie99 said:

Can I get the MF and residual values for 320xi with premium and cold weather pkg please?

zombie99 said:

For 10K 24/36/39. trying to figure out sweet spot for this one.

BMW does not offer a 39 month program.

2015 320xi - .00130 and 69% / 63%. $1500 buildout credit.

2016 320xi - .00130 and 68% / 62%

four4rings

Can I please get some help on a 2015 328d? 24M/10K & 36M/10K MF & Res

mpsy2k15

Hi I am looking to lease a 328i BMW with MSRP 38105 after discounts. The lease is for 10k-36 months with payment of 361(excl local tax) and purchase price(residual val) 28068. Is this a good deal . Appreciate ur response. Thanks!

Michaell

four4rings said:

Can I please get some help on a 2015 328d? 24M/10K & 36M/10K MF & Res

.00130 and 69% / 63%. $1500 build out cash and $500 eco credit

Michaell

mpsy2k15 said:

Hi I am looking to lease a 328i BMW with MSRP 38105 after discounts. The lease is for 10k-36 months with payment of 361(excl local tax) and purchase price(residual val) 28068. Is this a good deal . Appreciate ur response. Thanks!

.00130 and 64%. $1500 buildout cash.

Need to know the selling price before we can evaluate the deal.

juny916

Michaell said:

juny916 said:

Can you please give me the residual rates for a 328ix and 328d wagons for 12k/15k and available incentives? Can the build outcash and eco credit be combined? Are these rates for the wagons and sedans the same? Also, any word on the September 2015 rates?

September numbers:

328xi Wagon - .00130 and 64% / 62%. $1500 buildout credit
328xd Wagon - .00130 and 63% / 61%. $1500 buildout credit and $500 eco credit; can be combined.

Residuals are different for the sedans - 1% less on the residual.

Hi,

Can I get some feedback on a quote on a new 2015 328i Wagon?

M-sport
Premium
Technology
Drivers Assistance
Lighting
Cold Weather

MSRP
$56,735

Selling Price
$48,000

Money Factor 0.0013
36/12k
Residual 64%
Acquisition rolled into lease
$80 doc fee
8% tax
Drive off $950.62

I'm also working a deal with a very similar car but a 328d wagon. I haven't got a lease quote yet, but they're down to $47,545 on a MSRP of $56,840. I think they payment will be about the same accounting for the lower selling price, but lower residual value.

Now I'm just considering the diesel's fuel savings vs the driving characteristics of the gas engine.

Michaell

juny916 said:

Michaell said:

juny916 said:

Can you please give me the residual rates for a 328ix and 328d wagons for 12k/15k and available incentives? Can the build outcash and eco credit be combined? Are these rates for the wagons and sedans the same? Also, any word on the September 2015 rates?

September numbers:

328xi Wagon - .00130 and 64% / 62%. $1500 buildout credit
328xd Wagon - .00130 and 63% / 61%. $1500 buildout credit and $500 eco credit; can be combined.

Residuals are different for the sedans - 1% less on the residual.

Hi,

Can I get some feedback on a quote on a new 2015 328i Wagon?

M-sport
Premium
Technology
Drivers Assistance
Lighting
Cold Weather

MSRP
$56,735

Selling Price
$48,000

Money Factor 0.0013
36/12k
Residual 64%
Acquisition rolled into lease
$80 doc fee
8% tax
Drive off $950.62

I'm also working a deal with a very similar car but a 328d wagon. I haven't got a lease quote yet, but they're down to $47,545 on a MSRP of $56,840. I think they payment will be about the same accounting for the lower selling price, but lower residual value.

Now I'm just considering the diesel's fuel savings vs the driving characteristics of the gas engine.

328xi wagon - $498/mo with tax
328xd wagon - $498/mo with tax

So, no difference between the two. Just a matter of which engine you'll like better.

mpsy2k15

mpsy2k15 said:
Hi I am looking to lease a 328i BMW with MSRP 38105 after discounts. The lease is for 10k-36 months with payment of 361(excl local tax) and purchase price(residual val) 28068. Is this a good deal . Appreciate ur response. Thanks!

.00130 and 64%. $1500 buildout cash.

Need to know the selling price before we can evaluate the deal.

Thanks for the reply. The selling price is 38105. BTW what is the 1500 buildout cash? Pls clarify

mpsy2k15

Also the down payement is 2000 includes 925 acq fee; 464 tag fee; 387 first payment and 140 cap cost

kyfdx

mpsy2k15 said:

mpsy2k15 said:
Hi I am looking to lease a 328i BMW with MSRP 38105 after discounts. The lease is for 10k-36 months with payment of 361(excl local tax) and purchase price(residual val) 28068. Is this a good deal . Appreciate ur response. Thanks!

.00130 and 64%. $1500 buildout cash.

Need to know the selling price before we can evaluate the deal.

Thanks for the reply. The selling price is 38105. BTW what is the 1500 buildout cash? Pls clarify

If the selling price is $38,105, then what is the MSRP?

mpsy2k15

It's 43855

Michaell

mpsy2k15 said:

It's 43855

I get $365/mo before tax. Your quote looks pretty good.

sirmovesalot

What's the MF and residual for 36/36 for 2015 328xd in NJ? dealer was quoting 56% residual, seems crazy?

MSRP: 53920
Gross Cap Cost: 47595 including anniversary and Eco, acquisition, doc fee etc.
MF: .00130
MSDs: 7
Net MF: .00081

Total out of pocket 4385, MSD and First month

Total Payment: $530

Something makes me feel this is too high. I have Activehybrid 3 that picked up for $400/mo with MSD and first month's payment and the sticker was $63xxx.

sirmovesalot

juny916 said:

Hi,

Can I get some feedback on a quote on a new 2015 328i Wagon?

M-sport
Premium
Technology
Drivers Assistance
Lighting
Cold Weather

MSRP
$56,735

Selling Price
$48,000

Money Factor 0.0013
36/12k
Residual 64%
Acquisition rolled into lease
$80 doc fee
8% tax
Drive off $950.62

I'm also working a deal with a very similar car but a 328d wagon. I haven't got a lease quote yet, but they're down to $47,545 on a MSRP of $56,840. I think they payment will be about the same accounting for the lower selling price, but lower residual value.

Now I'm just considering the diesel's fuel savings vs the driving characteristics of the gas engine.

what dealership?

Michaell

sirmovesalot said:

What's the MF and residual for 36/36 for 2015 328xd in NJ? dealer was quoting 56% residual, seems crazy?

MSRP: 53920
Gross Cap Cost: 47595 including anniversary and Eco, acquisition, doc fee etc.
MF: .00130
MSDs: 7
Net MF: .00081

Total out of pocket 4385, MSD and First month

Total Payment: $530

Something makes me feel this is too high. I have Activehybrid 3 that picked up for $400/mo with MSD and first month's payment and the sticker was $63xxx.

.00130 and 62% for 36/12. $1500 buildout credit and $500 Eco credit.

$459/mo plus tax using your numbers

mpsy2k15

Thanks for the reply. How is the residual value calculated. Is 64% on MSRP or selling price?
I guess most of the dealers are doing it on MSRP and in that case if i plan to keep the vehicle after lease end then i end paying more money. Is this right? Pls clarify

xmjx

Hi - can I get the residual and mf for a 320ix 15k per year 36 months? Both 2015 and 2016 of possible? Thanks so much. 

kyfdx

mpsy2k15 said:

Thanks for the reply. How is the residual value calculated. Is 64% on MSRP or selling price?
I guess most of the dealers are doing it on MSRP and in that case if i plan to keep the vehicle after lease end then i end paying more money. Is this right? Pls clarify

64% of MSRP.

Once you factor in acquisition fees, leasing to buy is usually not a good deal. If you want to own the vehicle, just start out with a purchase.

kyfdx

xmjx said:

Hi - can I get the residual and mf for a 320ix 15k per year 36 months? Both 2015 and 2016 of possible? Thanks so much. 

2015: .00130 MF and 60% residual. $1500 buildout cash
2016: .00130 MF and 59% residual.

robertray7

Hey guys/gals,

Trying to lease a 2015 328i RWD w/ Nav/Moonroof/Driver assistance for 36M/10K, MSRP $42,700, sale price $37,500, RV 64%, MF 0.0013, $3,000 down and monthly payments after 9% tax is $395.

Does this make sense? Is it a good deal? As far I know the acquisition fee and license fee were standard ($925 and $300).

Thanks!

Michaell

 

robertray7 said:

Hey guys/gals, Trying to lease a 2015 328i RWD w/ Nav/Moonroof/Driver assistance for 36M/10K, MSRP $42,700, sale price $37,500, RV 64%, MF 0.0013, $3,000 down and monthly payments after 9% tax is $395. Does this make sense? Is it a good deal? As far I know the acquisition fee and license fee were standard ($925 and $300). Thanks!

What is the breakdown of the $3000? I get $400/mo using your numbers.

robertray7

Michaell said:

 

robertray7 said:

Hey guys/gals,

Trying to lease a 2015 328i RWD w/ Nav/Moonroof/Driver assistance for 36M/10K, MSRP $42,700, sale price $37,500, RV 64%, MF 0.0013, $3,000 down and monthly payments after 9% tax is $395.

Does this make sense? Is it a good deal? As far I know the acquisition fee and license fee were standard ($925 and $300).

Thanks!

What is the breakdown of the $3000? I get $400/mo using your numbers.


You are right, my bad! $3,000 is not the drive off, it is simply the down payment. So drive off would be 3000 (down) +925 (acq) +365 (first month) = $4290 which is pretty awful.

Does this sound right?

Michaell

robertray7 said:

Michaell said:

 

robertray7 said:

Hey guys/gals,

Trying to lease a 2015 328i RWD w/ Nav/Moonroof/Driver assistance for 36M/10K, MSRP $42,700, sale price $37,500, RV 64%, MF 0.0013, $3,000 down and monthly payments after 9% tax is $395.

Does this make sense? Is it a good deal? As far I know the acquisition fee and license fee were standard ($925 and $300).

Thanks!

What is the breakdown of the $3000? I get $400/mo using your numbers.

You are right, my bad! $3,000 is not the drive off, it is simply the down payment. So drive off would be 3000 (down) +925 (acq) +365 (first month) = $4290 which is pretty awful.

Does this sound right?

Yeah, the $3000 down is about $84/mo on your payment.

Something seems amiss ... get the dealer to run through the numbers again.

xmjx

What's buildout cash?

xmjx

kyfdx said:

Hi - can I get the residual and mf for a 320ix 15k per year 36 months? Both 2015 and 2016 of possible? Thanks so much. 

2015: .00130 MF and 60% residual. $1500 buildout cash 2016: .00130 MF and 59% residual.

Thank you. What's build out cash?

Michaell

xmjx said:

kyfdx said:

xmjx said:

Hi - can I get the residual and mf for a 320ix 15k per year 36 months? Both 2015 and 2016 of possible? Thanks so much. 

2015: .00130 MF and 60% residual. $1500 buildout cash
2016: .00130 MF and 59% residual.

Thank you. What's build out cash?

Buildout cash is a factory to dealer incentive that the dealer can pass along to the customer in the form of a lower selling price. Similar to a rebate.

jadestyle

What is the residual and mf for a 335i xdrive 36/12 and 36/10? Thank you.

Michaell

jadestyle said:

What is the residual and mf for a 335i xdrive 36/12 and 36/10? Thank you.

.00130 and 63% / 62% residual. $1500 buildout credit.

jadestyle

Hi again. I'm working on two deals with two different dealerships. What's your opinion?
328i xdrive, 36mo, 12k:
MSRP 48750, sale price 44325, mf .00130, 63% residual, $537/mo. (no $ down, all fees paid up front)

328i xdrive, 36 mo, 12k:
MSRP 48195, sale price 44521, mf .00170, 64% residual, $549/mo. (same - no $ down, all fees paid up front)

328i xdrive executive (3300 miles), 36 mo, 12k:
MSRP 48150, sale price 42900, mf .00170, not sure on residual...guessing 64?, $527/mo.

Thoughts?

Michaell

jadestyle said:

Hi again. I'm working on two deals with two different dealerships. What's your opinion?
328i xdrive, 36mo, 12k:
MSRP 48750, sale price 44325, mf .00130, 63% residual, $537/mo. (no $ down, all fees paid up front)

328i xdrive, 36 mo, 12k:
MSRP 48195, sale price 44521, mf .00170, 64% residual, $549/mo. (same - no $ down, all fees paid up front)

328i xdrive executive (3300 miles), 36 mo, 12k:
MSRP 48150, sale price 42900, mf .00170, not sure on residual...guessing 64?, $527/mo.

Thoughts?

Deals 2 and 3 have a marked up MF, so that is hurting you. So deal 1 looks best.

And, the residual can't change - the bank sets it. 36/12 is 63% for 328xi this month.

For deal 3, the residual is adjusted downward to address the miles on the car (probably .10-.25 per mile).

kk83kim

Can you provide the MF and the residual for the following cars? for 36 and 48 months, 15000miles/year.
2015 320xi
2016 320xi
2015 328xi
2016 328xi

Thanks!

Michaell

kk83kim said:

Can you provide the MF and the residual for the following cars? for 36 and 48 months, 15000miles/year.
2015 320xi
2016 320xi
2015 328xi
2016 328xi
Thanks!

.00130 MF for all four.

48 month residuals are awful; following are the 36/15 residuals:

2015 320xi - 60%; $1500 buildout cash
2016 320xi - 59%
2015 328xi - 61%; $1500 buildout cash
2016 328xi - 59%

hollandog

Hi What are the september numbers for 2015 335i RWD 36/10k?

Michaell

hollandog said:

Hi What are the september numbers for 2015 335i RWD 36/10k?

.00130 and 64%. $1500 buildout cash.

pkelly944

Hey Guys,

I am looking at 2 328i demo cars today. Can you give me the residual % to start at and the money factor for each?

2015 328i
5,339 miles
MSRP: $49,450
Tech, Sport, Premium, Driver Assistance Packages.
Listed Price: $42,922

2015 328i
5,956 miles,
MSRP: $47,100
Premium, Driver Assist Packages, Options: Nav, Enhanced Bluetooth
Listed Price $38,999

They are both "Elite". I am assuming I can negotiate the price further. I always lease and can calculate, but never looked at a demo vehicle before.

Thanks in advance!

nuvolari6

Hi, I am looking for MF and Residual value for 2015 BMW 335i xDrive and 328i xDrive for 36 months/12K miles in Virginia?
Thanks

Jeff Angtuaco

Any indication how much RV and MF will change in October for '15s?

kyfdx

pkelly944 said:

Hey Guys,

I am looking at 2 328i demo cars today. Can you give me the residual % to start at and the money factor for each?

2015 328i
5,339 miles
MSRP: $49,450
Tech, Sport, Premium, Driver Assistance Packages.
Listed Price: $42,922

2015 328i
5,956 miles,
MSRP: $47,100
Premium, Driver Assist Packages, Options: Nav, Enhanced Bluetooth
Listed Price $38,999

They are both "Elite". I am assuming I can negotiate the price further. I always lease and can calculate, but never looked at a demo vehicle before.

Thanks in advance!

.00130 MF and 61% residual for 36mo, 15K/yr. $1500 buildout cash.

You have to reduce the residual to account for the mileage. I think it's $0.20/mile, but check with the dealer.

kyfdx

nuvolari6 said:

Hi, I am looking for MF and Residual value for 2015 BMW 335i xDrive and 328i xDrive for 36 months/12K miles in Virginia?
Thanks

.00130 MF and $1500 lease cash. 63% residual

Either model.