Options

2015 BMW 3-Series Lease Questions

1568101121

Comments

  • MichaellMichaell Moderator Posts: 263,134
    niket said:

    Hello kyfdx, its 41700

    I get $375/mo with your numbers; looks like you've got a pretty good deal.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 263,134

    kyfdx said:

    Hi guys, first time posting here, the info I've seen is very helpful!

    I'm in the market for a 2015 328i xDrive, 36 months, 15k miles.

    The printout I got from the dealer said the car's MSRP is $45495 (including $995 destination charge)

    I asked for the monthly payment and details, but the dealer did not give me fees. She rolled all the incentives and fees into the monthly payment, and gave me a quote for $531/month.

    These are the parameters she said she used (Chicago tax included).

    MSRP: $47600
    Selling Price: $42500
    Residual: 62%
    Money Factor: .0013
    Taxes: $1516.17

    No money down, no first payment, no security deposit, only need to pay doc fees and plates, about $437.

    Is this a good deal? I wanted to get closer to $400, how close to that can I probably get? I have not done any negotiations yet.

    Is the MSRP $45,495 or $47,600?
    Either way, what you need to know is the CAP cost. That's the selling price plus everything else.

    And, if you want to be close to $400/mo., you need to pick a cheaper car.
    The MSRP is $45,495. I'm guessing she added all the fees and counted it as the MSRP to make it look like she was giving me a bigger discount?

    I would assume the CAP cost is the $42500 because the $531 she quoted me includes everything except doc fees and plates. If this doesn't sound right let me know and I will ask her.

    Also, I am aware $400/month is unreasonable, but would it be a stretch to get the payment with taxes down to $450/month?

    Also are her residual/MF numbers correct?
    I confirm the MF and residual numbers quoted to you. With your MSRP and cap cost, I get $489/mo before tax. You may want to consider using MSD to buy down the MF and get a lower payment - max MSD would take the pre-tax payment down to $454/mo

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 263,134
    joeh2015 said:

    Is this a good LEASE deal or not?

    2015 328i with moonroof

    invoice: $35,000 (not including 9.5% tax rate)
    msrp: $39,700
    down: $3,000
    monthly payment: $400 (tax and everything included)
    15K miles / year x 36 months.

    residual: $24,490

    I purchased the wear and tear protection package for $800. Car has run flat tires, which means i don't have to replace at end of lease. scratches dents dings no problem all is covered.

    What state is this? What is the full breakdown of the $3000 down?

    Numbers are .00130 and 62% for 36/15.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • mirenjobramirenjobra Member Posts: 11
    Michaell said:

    kyfdx said:

    Hi guys, first time posting here, the info I've seen is very helpful!

    I'm in the market for a 2015 328i xDrive, 36 months, 15k miles.

    The printout I got from the dealer said the car's MSRP is $45495 (including $995 destination charge)

    I asked for the monthly payment and details, but the dealer did not give me fees. She rolled all the incentives and fees into the monthly payment, and gave me a quote for $531/month.

    These are the parameters she said she used (Chicago tax included).

    MSRP: $47600
    Selling Price: $42500
    Residual: 62%
    Money Factor: .0013
    Taxes: $1516.17

    No money down, no first payment, no security deposit, only need to pay doc fees and plates, about $437.

    Is this a good deal? I wanted to get closer to $400, how close to that can I probably get? I have not done any negotiations yet.

    Is the MSRP $45,495 or $47,600?
    Either way, what you need to know is the CAP cost. That's the selling price plus everything else.

    And, if you want to be close to $400/mo., you need to pick a cheaper car.
    The MSRP is $45,495. I'm guessing she added all the fees and counted it as the MSRP to make it look like she was giving me a bigger discount?

    I would assume the CAP cost is the $42500 because the $531 she quoted me includes everything except doc fees and plates. If this doesn't sound right let me know and I will ask her.

    Also, I am aware $400/month is unreasonable, but would it be a stretch to get the payment with taxes down to $450/month?

    Also are her residual/MF numbers correct?
    I confirm the MF and residual numbers quoted to you. With your MSRP and cap cost, I get $489/mo before tax. You may want to consider using MSD to buy down the MF and get a lower payment - max MSD would take the pre-tax payment down to $454/mo
    Hmm ok. So I would need $3500 for the max MSDs I'm assuming.

    Can you advise as to how much further I should try to negotiate? Thus far I have not asked for a price reduction.

    Thanks for the help so far :)
  • MichaellMichaell Moderator Posts: 263,134

    Michaell said:

    kyfdx said:

    Hi guys, first time posting here, the info I've seen is very helpful!

    I'm in the market for a 2015 328i xDrive, 36 months, 15k miles.

    The printout I got from the dealer said the car's MSRP is $45495 (including $995 destination charge)

    I asked for the monthly payment and details, but the dealer did not give me fees. She rolled all the incentives and fees into the monthly payment, and gave me a quote for $531/month.

    These are the parameters she said she used (Chicago tax included).

    MSRP: $47600
    Selling Price: $42500
    Residual: 62%
    Money Factor: .0013
    Taxes: $1516.17

    No money down, no first payment, no security deposit, only need to pay doc fees and plates, about $437.

    Is this a good deal? I wanted to get closer to $400, how close to that can I probably get? I have not done any negotiations yet.

    Is the MSRP $45,495 or $47,600?
    Either way, what you need to know is the CAP cost. That's the selling price plus everything else.

    And, if you want to be close to $400/mo., you need to pick a cheaper car.
    The MSRP is $45,495. I'm guessing she added all the fees and counted it as the MSRP to make it look like she was giving me a bigger discount?

    I would assume the CAP cost is the $42500 because the $531 she quoted me includes everything except doc fees and plates. If this doesn't sound right let me know and I will ask her.

    Also, I am aware $400/month is unreasonable, but would it be a stretch to get the payment with taxes down to $450/month?

    Also are her residual/MF numbers correct?
    I confirm the MF and residual numbers quoted to you. With your MSRP and cap cost, I get $489/mo before tax. You may want to consider using MSD to buy down the MF and get a lower payment - max MSD would take the pre-tax payment down to $454/mo
    Hmm ok. So I would need $3500 for the max MSDs I'm assuming.

    Can you advise as to how much further I should try to negotiate? Thus far I have not asked for a price reduction.

    Thanks for the help so far :)
    Usually, 5-7% off sticker is pretty good for a BMW - you can try for more.

    Yes, $3500 for MSD.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • mirenjobramirenjobra Member Posts: 11
    Michaell said:

    Michaell said:

    kyfdx said:

    Hi guys, first time posting here, the info I've seen is very helpful!

    I'm in the market for a 2015 328i xDrive, 36 months, 15k miles.

    The printout I got from the dealer said the car's MSRP is $45495 (including $995 destination charge)

    I asked for the monthly payment and details, but the dealer did not give me fees. She rolled all the incentives and fees into the monthly payment, and gave me a quote for $531/month.

    These are the parameters she said she used (Chicago tax included).

    MSRP: $47600
    Selling Price: $42500
    Residual: 62%
    Money Factor: .0013
    Taxes: $1516.17

    No money down, no first payment, no security deposit, only need to pay doc fees and plates, about $437.

    Is this a good deal? I wanted to get closer to $400, how close to that can I probably get? I have not done any negotiations yet.

    Is the MSRP $45,495 or $47,600?
    Either way, what you need to know is the CAP cost. That's the selling price plus everything else.

    And, if you want to be close to $400/mo., you need to pick a cheaper car.
    The MSRP is $45,495. I'm guessing she added all the fees and counted it as the MSRP to make it look like she was giving me a bigger discount?

    I would assume the CAP cost is the $42500 because the $531 she quoted me includes everything except doc fees and plates. If this doesn't sound right let me know and I will ask her.

    Also, I am aware $400/month is unreasonable, but would it be a stretch to get the payment with taxes down to $450/month?

    Also are her residual/MF numbers correct?
    I confirm the MF and residual numbers quoted to you. With your MSRP and cap cost, I get $489/mo before tax. You may want to consider using MSD to buy down the MF and get a lower payment - max MSD would take the pre-tax payment down to $454/mo
    Hmm ok. So I would need $3500 for the max MSDs I'm assuming.

    Can you advise as to how much further I should try to negotiate? Thus far I have not asked for a price reduction.

    Thanks for the help so far :)
    Usually, 5-7% off sticker is pretty good for a BMW - you can try for more.

    Yes, $3500 for MSD.
    If she added money (fees) to the actual MSRP ($45495) to get to $47600, then the actual CAP cost of the vehicle without fees would be $42500-$2105 (fees) = $40395.

    That means she already gave me a ($40395/$45495) = 11.8% discount. However, there is a $1000 incentive going on right now, and if that's been applied she gave me a ($41395/45495) = 9% discount.

    So basically I'm not in much of a position to negotiate?
  • MichaellMichaell Moderator Posts: 263,134

    Michaell said:

    Michaell said:

    kyfdx said:

    Hi guys, first time posting here, the info I've seen is very helpful!

    I'm in the market for a 2015 328i xDrive, 36 months, 15k miles.

    The printout I got from the dealer said the car's MSRP is $45495 (including $995 destination charge)

    I asked for the monthly payment and details, but the dealer did not give me fees. She rolled all the incentives and fees into the monthly payment, and gave me a quote for $531/month.

    These are the parameters she said she used (Chicago tax included).

    MSRP: $47600
    Selling Price: $42500
    Residual: 62%
    Money Factor: .0013
    Taxes: $1516.17

    No money down, no first payment, no security deposit, only need to pay doc fees and plates, about $437.

    Is this a good deal? I wanted to get closer to $400, how close to that can I probably get? I have not done any negotiations yet.

    Is the MSRP $45,495 or $47,600?
    Either way, what you need to know is the CAP cost. That's the selling price plus everything else.

    And, if you want to be close to $400/mo., you need to pick a cheaper car.
    The MSRP is $45,495. I'm guessing she added all the fees and counted it as the MSRP to make it look like she was giving me a bigger discount?

    I would assume the CAP cost is the $42500 because the $531 she quoted me includes everything except doc fees and plates. If this doesn't sound right let me know and I will ask her.

    Also, I am aware $400/month is unreasonable, but would it be a stretch to get the payment with taxes down to $450/month?

    Also are her residual/MF numbers correct?
    I confirm the MF and residual numbers quoted to you. With your MSRP and cap cost, I get $489/mo before tax. You may want to consider using MSD to buy down the MF and get a lower payment - max MSD would take the pre-tax payment down to $454/mo
    Hmm ok. So I would need $3500 for the max MSDs I'm assuming.

    Can you advise as to how much further I should try to negotiate? Thus far I have not asked for a price reduction.

    Thanks for the help so far :)
    Usually, 5-7% off sticker is pretty good for a BMW - you can try for more.

    Yes, $3500 for MSD.
    If she added money (fees) to the actual MSRP ($45495) to get to $47600, then the actual CAP cost of the vehicle without fees would be $42500-$2105 (fees) = $40395.

    That means she already gave me a ($40395/$45495) = 11.8% discount. However, there is a $1000 incentive going on right now, and if that's been applied she gave me a ($41395/45495) = 9% discount.

    So basically I'm not in much of a position to negotiate?
    You don't manipulate the MSRP - that number is the bottom line of the window sticker. You do look like you've got a decent discount from the MSRP, however. Never hurts to see if the dealer is willing to give more. You might have more luck as you get closer to the end of the month.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • b0ss_br_b0ss_br_ Member Posts: 6
    Hi All,

    This forum has been immensely helpful, particularly the mods and folks who posted their deals. I'm posting the deal I signed this weekend to help those wondering if its best to get a 2015 or wait for a 2016.

    2015 335i xDrive
    Jet Black
    Sport Line
    Tech pkg
    Cold Weather pkg
    Driver Assistance pkg
    Premium pkg
    Black kidney grill
    M Sport Brakes

    MSRP: $56,530
    Invoice: $52,609

    Sale price (pre-rebates): invoice
    Rebates: $2,000 (build out and Drive for Team USA)
    Cap cost: $50,609

    36 months / 12 k miles
    Residual: 64%
    MF Base: 0.00130
    MSD: 7 payments
    Adjusted MF: 0.0080

    Due at inception: $4,876.93 (doc, registration, acquisition fee, 7 MSDs, first payment waived by BMW)
    Monthly payment: $ 498.84 (MI tax included 6%)

    Overall I feel pretty good about this one. With rebates and first payment waived by BMW, I paid $2,500 under invoice.

    Hope this helps others.
  • MichaellMichaell Moderator Posts: 263,134
    b0ss_br_ said:

    Hi All,

    This forum has been immensely helpful, particularly the mods and folks who posted their deals. I'm posting the deal I signed this weekend to help those wondering if its best to get a 2015 or wait for a 2016.

    2015 335i xDrive
    Jet Black
    Sport Line
    Tech pkg
    Cold Weather pkg
    Driver Assistance pkg
    Premium pkg
    Black kidney grill
    M Sport Brakes

    MSRP: $56,530
    Invoice: $52,609

    Sale price (pre-rebates): invoice
    Rebates: $2,000 (build out and Drive for Team USA)
    Cap cost: $50,609

    36 months / 12 k miles
    Residual: 64%
    MF Base: 0.00130
    MSD: 7 payments
    Adjusted MF: 0.0080

    Due at inception: $4,876.93 (doc, registration, acquisition fee, 7 MSDs, first payment waived by BMW)
    Monthly payment: $ 498.84 (MI tax included 6%)

    Overall I feel pretty good about this one. With rebates and first payment waived by BMW, I paid $2,500 under invoice.

    Hope this helps others.
    Wow - great deal. Under $500/mo (with tax!) for a car that stickers at $56K is not bad at all.

    Enjoy your new BMW!

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • mirenjobramirenjobra Member Posts: 11
    edited August 2015
    b0ss_br_ said:

    Hi All,

    This forum has been immensely helpful, particularly the mods and folks who posted their deals. I'm posting the deal I signed this weekend to help those wondering if its best to get a 2015 or wait for a 2016.

    2015 335i xDrive
    Jet Black
    Sport Line
    Tech pkg
    Cold Weather pkg
    Driver Assistance pkg
    Premium pkg
    Black kidney grill
    M Sport Brakes

    MSRP: $56,530
    Invoice: $52,609

    Sale price (pre-rebates): invoice
    Rebates: $2,000 (build out and Drive for Team USA)
    Cap cost: $50,609

    36 months / 12 k miles
    Residual: 64%
    MF Base: 0.00130
    MSD: 7 payments
    Adjusted MF: 0.0080

    Due at inception: $4,876.93 (doc, registration, acquisition fee, 7 MSDs, first payment waived by BMW)
    Monthly payment: $ 498.84 (MI tax included 6%)

    Overall I feel pretty good about this one. With rebates and first payment waived by BMW, I paid $2,500 under invoice.

    Hope this helps others.
    Nice deal! Kind of strange that I am looking at a 328xi for a Cap cost of $42k, and am paying basically the same amount. I'm doing something wrong..

    I am thinking of doing the following:

    $531 monthly - $19 (reducing from 15k to 12k miles) - $28 (Drive for team USA) - $32 (7 MSDs) - $55 (reducing car cost by $2000) = $395/month

    Is there any way to know what the invoice is? Thinking of just saying I will only pay $500 above invoice.
  • anatolysanatolys Member Posts: 13
    Miren,

    It depends on whether you are doing the multiple MSDs. I prefer not to and I'm looking at $535 for a 2015 335i xDrive that's a k more than boss' MSRP with inception and tax up front and I'm very happy with that #.

    If your deal is structured similarly for a 328 than yeah you should keep negotiating IMHO. BTW my deal is 36/10 and NY sales tax so my up front comes to $3500.
  • mirenjobramirenjobra Member Posts: 11
    edited August 2015
    anatolys said:

    Miren,

    It depends on whether you are doing the multiple MSDs. I prefer not to and I'm looking at $535 for a 2015 335i xDrive that's a k more than boss' MSRP with inception and tax up front and I'm very happy with that #.

    If your deal is structured similarly for a 328 than yeah you should keep negotiating IMHO. BTW my deal is 36/10 and NY sales tax so my up front comes to $3500.

    Is it typically difficult to negotiate down to invoice price (over email)?
  • anatolysanatolys Member Posts: 13
    Tough question :) I have a good grasp of the #s so I find that I negotiate best face to face after I get to my desired cap cost range via phone or email. If you have an easier time via email then there's nothing wrong with expressing your serious interested and desired #s via email as long as you are prepared to keep it slightly open ended and stick to your guns in person.

    What has your experience been like so far?
  • mirenjobramirenjobra Member Posts: 11
    edited August 2015
    anatolys said:

    Tough question :) I have a good grasp of the #s so I find that I negotiate best face to face after I get to my desired cap cost range via phone or email. If you have an easier time via email then there's nothing wrong with expressing your serious interested and desired #s via email as long as you are prepared to keep it slightly open ended and stick to your guns in person.

    What has your experience been like so far?

    Well I've kept it through email so far. I found out that she added navigation which is why the MSRP is $2150 higher than originally. I'm thinking to ask her to cut off $2000 since I never asked for navigation.

    Maybe I should try a mass email to several different dealerships.
  • anatolysanatolys Member Posts: 13
    I think you'll get better numbers from each dealership if you keep the threads separate. You could certainly ask each to match a better quote from the other but I wouldn't include them all in the same email.

    Don't know if she'll do that re nav but you could always ask her to find a different car or look through their inventory yourself online?

    From your original post I see that even on the more expensive car you're getting a 10% discount from the MSRP. That's pretty good IMHO. You should see if that includes the 1k build out (probably does) and see if you can do the Drive for Team USA event or get that credit.

    I defer to the mods for more advice.
  • MichaellMichaell Moderator Posts: 263,134
    anatolys said:

    I defer to the mods for more advice.

    I've never shopped for a BMW so I don't think I'll be much help.

    But, sounds like you've both developed a process that seems to be working.

    At some point, you've got to go to the dealer and work with them face-to-face.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • joeh2015joeh2015 Member Posts: 4
    Michaell said:

    joeh2015 said:

    Is this a good LEASE deal or not?

    2015 328i with moonroof

    invoice: $35,000
    msrp: $39,700
    down: $3,000 (bank fee, doc fee, dmv, tax, 1st month payment)
    california tax: 9.5%
    monthly payment: $400
    15K miles / year x 36 months.

    residual: $24,490

    I purchased the wear and tear protection package for $800. Car has run flat tires, which means i don't have to replace at end of lease. Broken windshield, brakes, scratches, dings dents, tires all are covered. Just hand them the key no questions asked at end of lease.

    What state is this? What is the full breakdown of the $3000 down?

    Numbers are .00130 and 62% for 36/15.
    Please see my answers inline.
  • weilun1130weilun1130 Member Posts: 3
    Hi Guys,
    Please let me know if this is a good deal. Thank you for the help.

    Model : 328i
    MSRP : 39545
    Residual: 65%
    MF : 0.00130
    36 months with 12K/year
    First Month out of the pocket: 850
    Monthly payment: 384+CA tax
  • MichaellMichaell Moderator Posts: 263,134

    Hi Guys,
    Please let me know if this is a good deal. Thank you for the help.

    Model : 328i
    MSRP : 39545
    Residual: 65%
    MF : 0.00130
    36 months with 12K/year
    First Month out of the pocket: 850
    Monthly payment: 384+CA tax

    What is the selling price or cap cost? Without that, it's hard to fully evaluate the deal.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • b0ss_br_b0ss_br_ Member Posts: 6

    anatolys said:

    Tough question :) I have a good grasp of the #s so I find that I negotiate best face to face after I get to my desired cap cost range via phone or email. If you have an easier time via email then there's nothing wrong with expressing your serious interested and desired #s via email as long as you are prepared to keep it slightly open ended and stick to your guns in person.

    What has your experience been like so far?

    Well I've kept it through email so far. I found out that she added navigation which is why the MSRP is $2150 higher than originally. I'm thinking to ask her to cut off $2000 since I never asked for navigation.

    Maybe I should try a mass email to several different dealerships.
    Here's what I did - hopefully that sheds some light on how to approach:

    Step 1: review this forum to know the base MF, residual, incentives/rebates and impact of MSDs
    Step 2: Looked at the inventory of all dealers in a 150 miles radius from my home, identified 5 dealers that met two criteria: (i) had at least one car with the specs I wanted and (ii) had at least five 2015 335i's (which means that they have too many 2015s, and with 340i just around the corner, they are motivated to move them).
    Step 3: called each dealer and figured out the name of the new car sales manager, his/her email address and phone
    Step 4: called directly all 5 managers and said that I was going to close a car this weekend. It's important to talk to the manager because that typically means that the dealer would not have to pay commission to a CA, so the manager can give you a deeper discount. In the call with each manager I confirmed (i) the car's options (ii) the manager's email address and (iii) reinforced that I'm a serious buyer and that this was an opportunity to move a 2015 before the 16s arrive
    Step 5: Sent all 5 managers separate emails with the VIN of the car I wanted and the price I wanted to pay (invoice minus rebates). Also included a simulation of the lease using base MF and Residual. This shows them that I know the base numbers and that I won't eat inflated numbers. I gave them my cell and told them call me if they wanted to move the the car today with this exact deal. I used an iphone app called Leasematic to create the lease summary (I have no relationship with the app developer)
    Step 6: Got 3 calls back. Two offered Invoice + 500, one offered Invoice + 1000. Told them all that their offers were not enough, and said it is Invoice or no deal.
    Step 7: After some haggling one manager accepted the deal. I asked for a simulation of the lease with their own spreadsheet / system. She tried to inflate the MF. I pointed it out. She adjusted back to base. We scheduled time next day to see the car and sign the papers. I sent the credit app filled out in advance so that she could input it in BMWFS's system and get the approval before I showed up next day.
    Step 8: Got to the dealer next day 9am. My lease was already approved by BWMFS. I was out at 9:45am driving my new car.

    Overall this process took me 1 day of prep (steps 1 through 3) and 1 day to execute.

    Hope this helps
  • MichaellMichaell Moderator Posts: 263,134
    b0ss_br_ said:

    anatolys said:

    Tough question :) I have a good grasp of the #s so I find that I negotiate best face to face after I get to my desired cap cost range via phone or email. If you have an easier time via email then there's nothing wrong with expressing your serious interested and desired #s via email as long as you are prepared to keep it slightly open ended and stick to your guns in person.

    What has your experience been like so far?

    Well I've kept it through email so far. I found out that she added navigation which is why the MSRP is $2150 higher than originally. I'm thinking to ask her to cut off $2000 since I never asked for navigation.

    Maybe I should try a mass email to several different dealerships.
    Here's what I did - hopefully that sheds some light on how to approach:

    Step 1: review this forum to know the base MF, residual, incentives/rebates and impact of MSDs
    Step 2: Looked at the inventory of all dealers in a 150 miles radius from my home, identified 5 dealers that met two criteria: (i) had at least one car with the specs I wanted and (ii) had at least five 2015 335i's (which means that they have too many 2015s, and with 340i just around the corner, they are motivated to move them).
    Step 3: called each dealer and figured out the name of the new car sales manager, his/her email address and phone
    Step 4: called directly all 5 managers and said that I was going to close a car this weekend. It's important to talk to the manager because that typically means that the dealer would not have to pay commission to a CA, so the manager can give you a deeper discount. In the call with each manager I confirmed (i) the car's options (ii) the manager's email address and (iii) reinforced that I'm a serious buyer and that this was an opportunity to move a 2015 before the 16s arrive
    Step 5: Sent all 5 managers separate emails with the VIN of the car I wanted and the price I wanted to pay (invoice minus rebates). Also included a simulation of the lease using base MF and Residual. This shows them that I know the base numbers and that I won't eat inflated numbers. I gave them my cell and told them call me if they wanted to move the the car today with this exact deal. I used an iphone app called Leasematic to create the lease summary (I have no relationship with the app developer)
    Step 6: Got 3 calls back. Two offered Invoice + 500, one offered Invoice + 1000. Told them all that their offers were not enough, and said it is Invoice or no deal.
    Step 7: After some haggling one manager accepted the deal. I asked for a simulation of the lease with their own spreadsheet / system. She tried to inflate the MF. I pointed it out. She adjusted back to base. We scheduled time next day to see the car and sign the papers. I sent the credit app filled out in advance so that she could input it in BMWFS's system and get the approval before I showed up next day.
    Step 8: Got to the dealer next day 9am. My lease was already approved by BWMFS. I was out at 9:45am driving my new car.

    Overall this process took me 1 day of prep (steps 1 through 3) and 1 day to execute.

    Hope this helps
    Very nicely documented. Most of these steps would work for any make / model of car, with two exceptions:

    1) Bank must offer an MSD program
    2) Outgoing model to be replaced with a new model (335i > 340i)

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • nothtatguyagnothtatguyag Member Posts: 1
    Can I have the numbers for 328i Sedan:
    36/10 and 12, 24/10 and 12?

    Thank you!
  • MichaellMichaell Moderator Posts: 263,134

    Can I have the numbers for 328i Sedan:
    36/10 and 12, 24/10 and 12?

    Thank you!

    .00130 and 70% (24/12) or 64% (36/12).

    Add 1% for 10K. $1000 build out credit.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • niketniket Member Posts: 19
    Forum team,

    you guys are phenomenal, i have pulled the trigger on the 328i Imperial Blue, will post the pictures when they come in.

    kyfdx, Michaell and everyone here thank you so so much.

    Is there a dealer forum where i can share some experiences here in Norcal. I know bimmerfest has one but would love to contribute to the forum that has helped me the most.
  • kyfdxkyfdx Moderator Posts: 266,809
    niket said:

    Forum team,

    you guys are phenomenal, i have pulled the trigger on the 328i Imperial Blue, will post the pictures when they come in.

    kyfdx, Michaell and everyone here thank you so so much.

    Is there a dealer forum where i can share some experiences here in Norcal. I know bimmerfest has one but would love to contribute to the forum that has helped me the most.

    You can post a dealer review, here:
    http://www.edmunds.com/dealer-reviews/

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • weilun1130weilun1130 Member Posts: 3
    Michaell said:

    Hi Guys,
    Please let me know if this is a good deal. Thank you for the help.

    Model : 328i
    MSRP : 39545
    Residual: 64%
    MF : 0.00130
    36 months with 12K/year
    First Month out of the pocket: 850
    Monthly payment: 384+CA tax

    What is the selling price or cap cost? Without that, it's hard to fully evaluate the deal.
    Selling Price is 35330.
    Thank you
  • jjsocaljjsocal Member Posts: 1
    edited August 2015
    Is it reasonable to offer $44K on a $50K MSRP 328i?
  • MichaellMichaell Moderator Posts: 263,134

    Michaell said:

    Hi Guys,
    Please let me know if this is a good deal. Thank you for the help.

    Model : 328i
    MSRP : 39545
    Residual: 64%
    MF : 0.00130
    36 months with 12K/year
    First Month out of the pocket: 850
    Monthly payment: 384+CA tax

    What is the selling price or cap cost? Without that, it's hard to fully evaluate the deal.
    Selling Price is 35330.
    Thank you
    I get $346.73/mo before sales tax. Find out what the net cap cost is; if higher than the selling price, have the dealer explain why.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 263,134
    jjsocal said:

    Is it reasonable to offer $44K on a $50K MSRP 328i?

    That's over 10% off sticker ... which is a lot, but if you don't ask, you don't get.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • beasyouare1beasyouare1 Member Posts: 1
    I'm sure the information is in the feed somewhere..but.. I'm looking for the Residual and MF for the 320i xDrive: 36/12 and 39/12 (if that is a option) I'm consider BMW for the first time. Pennsylvania here. Appears some dealers are selling at invoice and using the $1000 incentive towards the down payment creating a sign and drive type of deal.
  • MichaellMichaell Moderator Posts: 263,134

    I'm sure the information is in the feed somewhere..but.. I'm looking for the Residual and MF for the 320i xDrive: 36/12 and 39/12 (if that is a option) I'm consider BMW for the first time. Pennsylvania here. Appears some dealers are selling at invoice and using the $1000 incentive towards the down payment creating a sign and drive type of deal.

    2015 320xi = .00130 and 63% for 36/12. BMW does not offer 39 month leases. $1000 buildout cash.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • moosiejmoosiej Member Posts: 13
    What type of loyalty incentive is BMW offering for August leases? Is there any type of cash or reduced MF incentive?
  • jeff807jeff807 Member Posts: 6
    Hello, can i please have the Residual and MF for 328i, 36/15, Socal, Thanks in advance!
  • MichaellMichaell Moderator Posts: 263,134
    moosiej said:

    What type of loyalty incentive is BMW offering for August leases? Is there any type of cash or reduced MF incentive?

    $1000 buildout cash is the only thing we know of.

    Use the "Car Research" tab at the top of the page to link to the Edmunds incentive pages.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • MichaellMichaell Moderator Posts: 263,134
    jeff807 said:

    Hello, can i please have the Residual and MF for 328i, 36/15, Socal, Thanks in advance!

    .00130 and 62%. $1000 buildout cash.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • tke743tke743 Member Posts: 14
    Is there a lease sweet spot for the M3 this moth?
  • kyfdxkyfdx Moderator Posts: 266,809
    tke743 said:

    Is there a lease sweet spot for the M3 this moth?

    36 months

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • cdwolfecdwolfe Member Posts: 18
    edited August 2015
    Here is the deal I was quoted in the Tampa area for a 328i in Metalic Mineral White with Oyster Dakota Leather

    MSRP of $45,245
    36/12
    MF .13
    Residual 64%
    7% tax
    Due at signing: $1000 (Dealer Service Fee, Tags, New Plates, Registration, Title, etc..)
    Monthly Payment: $510 (including tax)

    I calculate this to be a net cap cost of around 42,800 which would be a 5.5% reduction off MSRP plus the $1000 build out cash

    That seems reasonable.

  • dracular2002dracular2002 Member Posts: 8
    Hi everybody. I got a lease deal of 2015  328i xdrive
    Msrp 52100
    Discount 7300
    Selling 44800
    Rv. 64%
    Mf.  0.00130
    Drive. Off 1360 (0 down, first month waved)
    Monthly. 419 + tax = 446
    Is this. A. Good deal?


  • kyfdxkyfdx Moderator Posts: 266,809

    Hi everybody. I got a lease deal of 2015  328i xdrive
    Msrp 52100
    Discount 7300
    Selling 44800
    Rv. 64%
    Mf.  0.00130
    Drive. Off 1360 (0 down, first month waved)
    Monthly. 419 + tax = 446
    Is this. A. Good deal?


    Yeah.. that's a great deal!

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • pod8pod8 Member Posts: 23
    Can I get the MF and residual on an 335i xdrive sport fully loaded, 36months/12k miles and 15k a year in New York City area
  • pod8pod8 Member Posts: 23
    Can I get the MF and residual on an 328i xdrive, fully loaded, 36months/12k miles and 15k a year in New York City area
  • MichaellMichaell Moderator Posts: 263,134
    pod8 said:

    Can I get the MF and residual on an 335i xdrive sport fully loaded, 36months/12k miles and 15k a year in New York City area

    pod8 said:

    Can I get the MF and residual on an 328i xdrive, fully loaded, 36months/12k miles and 15k a year in New York City area

    .00130 and 62% for 36/15 for both models. $1000 buildout cash.

    Add 2% for 12k

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • quickreccequickrecce Member Posts: 2
    edited August 2015
    Hi,

    I'm new to this country and leasing my first car.

    This BMW 320i xdrive special edition is available for lease - http://www.bmwofannarbor.com/new/BMW/2015-BMW-320i+xDrive-ann+arbor+mi-ba74a1570a0a0002001c7a81a82e5e45.html

    The dealer has quoted to me the following:
    The MSRP is - $41,215
    Sale price offered to me 38215
    Down payment: $3000
    Monthly payment - $386.86
    Due on delivery - $3837.90
    Mileage - 10000 miles
    Duration - 36 months

    Is this a good deal? How should I negotiate a better sale price or what sale price should I aim to realistically achieve?

    Please help.
  • copertinocopertino Member Posts: 3
    Hi
    I am planning to offer the following deal for a 2015 320i Demo car with 3000 mile
    Will it be ridiculous to offer it
    MSRP 39650
    Selling price 31500
    MF 0.0013
    Residual 65%
    Residual value 25772
    Lease 36/10k
    Upfront fee 1139 ( First month Doc fee registration )
    Monthly payment 248.73
    Will the dealer accept it
    Thanks
  • kyfdxkyfdx Moderator Posts: 266,809

    Hi,

    I'm new to this country and leasing my first car.

    This BMW 320i xdrive special edition is available for lease - http://www.bmwofannarbor.com/new/BMW/2015-BMW-320i+xDrive-ann+arbor+mi-ba74a1570a0a0002001c7a81a82e5e45.html

    The dealer has quoted to me the following:
    The MSRP is - $41,215
    Sale price offered to me 38215
    Down payment: $3000
    Monthly payment - $386.86
    Due on delivery - $3837.90
    Mileage - 10000 miles
    Duration - 36 months

    Is this a good deal? How should I negotiate a better sale price or what sale price should I aim to realistically achieve?

    Please help.

    Is $3000 the total amount due at signing?

    If so, it's a decent deal. .00130 MF and 64% residual. $1000 buildout cash.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • kyfdxkyfdx Moderator Posts: 266,809
    copertino said:

    Hi
    I am planning to offer the following deal for a 2015 320i Demo car with 3000 mile
    Will it be ridiculous to offer it
    MSRP 39650
    Selling price 31500
    MF 0.0013
    Residual 65%
    Residual value 25772
    Lease 36/10k
    Upfront fee 1139 ( First month Doc fee registration )
    Monthly payment 248.73
    Will the dealer accept it
    Thanks

    The residual will be reduced to account for the current mileage.. $600-$900, at least..

    I don't know if it's ridiculous, but I doubt that will be accepted.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • eisnerdceisnerdc Member Posts: 4
    Can you tell me if I am getting a good deal?

    2015 328 XI
    36 month lease
    MSRP: $49,970
    Price paid: $44,227

    Residual: 65%
    10,000 miles per year
    MF: .0013
    $0 down, only paying 1st month payment
    $535/month (includes all taxes and fees)
  • MichaellMichaell Moderator Posts: 263,134
    eisnerdc said:

    Can you tell me if I am getting a good deal?

    2015 328 XI
    36 month lease
    MSRP: $49,970
    Price paid: $44,227

    Residual: 65%
    10,000 miles per year
    MF: .0013
    $0 down, only paying 1st month payment
    $535/month (includes all taxes and fees)

    Those numbers give me $426/mo before tax.

    What is the net cap cost? What state and tax rate is this?

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • eisnerdceisnerdc Member Posts: 4
    Michaell said:

    eisnerdc said:

    Can you tell me if I am getting a good deal?

    2015 328 XI
    36 month lease
    MSRP: $49,970
    Price paid: $44,227

    Residual: 65%
    10,000 miles per year
    MF: .0013
    $0 down, only paying 1st month payment
    $535/month (includes all taxes and fees)

    Those numbers give me $426/mo before tax.

    What is the net cap cost? What state and tax rate is this?
    It's Maryland (6%). So the taxes are $2,672. Acquisition fee of $925. Adjusted residual is $32,480.50. Another $624 is fees (doc fee; $300, govt fees $351, $500 upfront payment then offset by a $500 USAA rebate of $500).
Sign In or Register to comment.