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Is there any negotiation with the $1490 you think?
The acquisition fee is set by the bank and cannot be negotiated.
Doc fee is set by the dealer - you can try to negotiate a lower selling price to mitigate that cost.
License and title are fixed by the state and cannot be altered.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Thanks!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00131 and 55% for 36/15.
BMW charges, I think, .10-.25 per mile up front for extra miles.
$1000 option credit and $1000 loyalty credit.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
BMW charges, I think, .10-.25 per mile up front for extra miles.
$1000 option credit and $1000 loyalty credit.
Not specifically, but you can buy the extra miles up front; that amount is deducted from the computed residual value.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 X3 35i
List price 58395.00
Selling price 52,570.00
3400.00 down includes sales tax of 2187.00
639.00 per month, 36 months, 10K miles per year
Money factor .00131 Residual 33,869, 58%
The selling price reflect 1k loyalty, 1k option credit, 1k for Drive Event
Only $3K off sticker before incentives? Might be able to do a bit better. Can't hurt to try.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks for your help thus far. I'm coming up with $5,825.00 off sticker. Can you please go over my numbers one more time and let me know?
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I might sound like a wimp but I've been all over the tri-state area, NY, Nj and Conn. and I haven't been able to get anything close to the numbers I gave you (for this deal).
It appears you are correct because the dealer agreed to my deal. I guess if I were any lower they wouldn't have agreed. You're suggesting I'm overpaying by about $1200 on the selling price of the car.
That's about 90-100 dollars a month over the payment I stated earlier. Are you telling me I should be paying $533.00 per month for this car (given the upfront money I stated)? If so, I'll go back to the drawing board.
BMW (and nobody else for that matter) tells you to negotiate your best deal and then deduct all incentives.
You're advice has been quite helpful.
Thanks
Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Are you alluding to somewhere between $603.00 and $639.00?
Earlier, you said $633.00 00 as opposed to $639.00.00
If it's $6.00, I'll let the dealer have it.
If you can, let me know the deal you'd go for and we're over and out.
Thx
I've never shopped in this price range before
Read back through the last few pages of this thread to see what others have been able to negotiate.
At some point you have to decide if your time is worth the potential money you're trying to save.
And, I don't make decisions with other people's money
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 BMW X3 MSport +options
New Jersey dealer/PA resident
Market Value
57,945.00 (including $995 destination charge)
Discount Savings
-4,750.00
Vehicle Selling Price
53,195.00
Document Prep Fee
309.50
License / Title
138.00
Acquisition Fee
925.00
Tax on Collected Items
125.14
Total Cap
54,692.64
Down/Cash Cap Reduction
-1,000.07
Rebate Savings
-1,000.00
Net Cap
52,692.57
Base Payment
642.14
Monthly Tax
57.79
36 Month Payment
699.93
Down/Cash Cap Reduction
1,000.07
1st Payment
699.93
Due On Delivery
1,700.00
Rate
0.00131
Annual Miles
10,000
Residual % [57,945]
55+3=58%
Residual Amount
33,608.10
Tax: PA LEASE: 9.00 %
Got any suggestions on how to come back to this offer to try to save some money?
It's not a bad deal, it's just that X3s are not that cheap to lease. (and, that's a pretty high priced unit, too).
If you have $4900 you can part with for 3 years, you could do MSDs and bring the payment down about $46/mo. (or, put another couple hundred upfront to get the payment under $650, and MSDs would drop to $4550).
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X3 SDrive MSRP $43,745.00 , sale price $38,970
36 month 10k miles/year $500.00 total out of pocket $487+tax (9% here in Los Angeles CA)
I'm also waiting to hear back from other dealers on lease quotes to compare... Thanks
I'd ask what the net cap cost is; if higher than the selling price, find out what's been added.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP $44,695.00
Term 36 Months
Mileage 10,000/year
Money Factor 1.31
Residual Factor 58%
Selling Price $40,200.00
Bank Fee $925.00
Total Capitalized Cost
$41,125.00
Residual Value $25,923.10
Total Depreciation $14,768.15
Capital Reduction $433.75
Monthly Depreciation $410.23
Monthly Rent $87.26
Monthly Payment $497.49
Tax (9%) $44.77
Monthly Payment + Tax $542.27
Capital Reduction $433.75
Cap Reduction Tax (9%) $46.24
License & Registration $397.75
Documentation Fee $80.00
First Payment $542.27
Security Deposit $0.00
Drive Off $1,500.00
Trade Equity $0.00
Rebate $1,000.00
Due at Signing $500.00
Only way to lower that payment is to negotiate a lower selling price or use MSD to buy down the MF.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The only one that knows the answer to your loyalty credit question is the dealer that provided the quote.
No crystal ball on what might happen next month.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
monthly payments stayed at $518. I did get a $300 credit for unused miles on my previous lease. Overall very happy with the new X3.
monthly payments stayed at $518. I did get a $300 credit for unused miles on my previous lease. Overall very happy with the new X3.
Congrats!
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No 39 month term and no Novemberfest incentive.
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$449 x 36 months lease* With $0 Down Payment
Model 16XD X3 xDr28i USD 40,600.00
Color 668 Jet Black N/C
Upholstery KCSW Black SensaTec N/C
Options ZXD xLine 1,500.00
7HW xLine N/C
2E2 19" light alloy Y-Spoke wheels - style 608 ... N/C
4FW†Burl Walnut Wood Trim with Pearl Gloss ... N/C
ZDA Driver Assistance Package 950.00
3AG Rear view camera N/C
508 Park Distance Control N/C
3AT Roof rails in Satin Aluminum N/C
494 Heated front seats 500.00
544 Dynamic Cruise Control N/C
609 Navigation system 1,950.00
6AK BMW Online and BMW Apps N/C
6AM Advanced Real-Time Traffic Information N/C
6AP Remote Services N/C
9AA Transport protection N/C
ZTM Tier 2 N/C
What is the full MSRP?
What is the selling price?
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Mileage - 10K
MSRP - $46,495
selling - 40,600.00
$449.00 first month payment, 925 acquisition fee and $3150.00 in 7 security deposit
fee 2103
+ tax
option #2:
monthly - $499
Mileage - 12K
msrp 48195
selling price 43500
Due at signing - tax 1348 + fee 2103 + msd 3500 (in 7 security deposit)
($2103 fee - details):
doc fee - 365
dmv 304
acq fee 925
etching 249
some fee 260
I get $434/mo on the first one, and $503/mo. on the second one.... both fairly close.
But, looks like about $875 in BS fees. (etching, doc fee, some fee). I'd want to lose about $500 of those fees.
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MSRP: 55270
Dealer discounts: $2684.00
MF:0.00171
Due at start: first month + $3000 down payment
Monthly: 787
Residual: 55%
15k / 36 month lease.
Thoughts? i feel like this is not a good deal. Not to mention they are saying they can't take anything off the MSRP. They might be able to give a little more dealer discounts. How do I play this card properly?
What at should realistically be the monthly payment and the price I should bring the price of the vehicle down to?
Thank you!!
The MSRP is constant. It's the number on the window sticker. A dealer discount is just that. A discounted price under MSRP. That results in your selling price. It seems you are mixing up your terminology.
The money factor is marked up, and the discount is small. The X3 lease program from BMW is not all that great, anyway.. It will never be cheap, but this isn't a good deal, in any way.
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2016 BMW X3 AWD xDrive28i
Deep Sea Blue
Premium Package
Cold Weather Package
Driver Assistance Package w/Parking Assistant
Lighting Package
MSRP $48495
Dealer is offering $43000. Should I take it?
I'm in MN and the sale tax is 6.5%.
Thanks.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Does that selling price include the $1,000 incentive or other cash like loyalty?
Shopping for a vehicle in this class and am trying to determine what is possible for % off MSRP before incentives.
Thanks so much. This forum is fantastic.
53820 MSRP 47900 sell price. Money factor of .00082 with 7 MSD. 58% Residual. I will pay the fees and state taxes upfront
10k/36month. $556.69 month
Does the payment sound right? I ran it through a lease calc and not sure if I did anything wrong but came up with something in the 528 range?