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Selling price is 41272.16 (the agreed upon value of the vehicle section of the lease)
Adjusted CAP cost is 43182.26
Thanks in advance!
Are you in a state that collects the lease tax upfront?
Just wondering, because of the $1900 difference between selling price and adjusted CAP.
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So I guess it's a good deal? It ended up being $481.86 /mo with 1140.96 up front (including all)
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi,
my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
Now I get $520/mo.
Where are the taxes? NJ calculates sales tax against the sum of the payments and collects them up front. You either pay them at lease inception or add them into the selling price. Which is it?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
You are quoting posts from last month. All of those numbers have changed. You should start over.
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I can see pricing through their website and, for example, a car with an MSRP of $50,860.00 is discounted to $47,848.00, a savings of $3,012.00. It looks like the TrueCar estimate is lower so I don't even know what the benefit of using VPP would be.
What would a good lease deal be on this for 36/12 or 36/15? Zero down. I'm in CA.
Thanks so much!
Would need to know the adjusted cap cost in order to model a payment. AWD or FWD?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
QX60 3.5 AWD Base
QX60 3.5 AWD Premium
QX60 3.5 AWD Premium Plus
QX60 3.5 AWD Premium Plus Driver Assist Package
15K/39 months
15K/36 months
Also, when is the next expected change to the values?
$44976.00 plus fees and plus dealer adds. I asked for them to match TrueCar pricing which is $43,830, better than the VPP pricing so not sure what the higher price is aside from the splash guards at $215, which I don't need.
36 15K drive offs $1879.07 $547.82 plus tax
36 12K drive offs $1849.69 $520.86 plus tax
39 15K drive offs $1840.47 $512.40 plus tax
39 12K drive offs $1813.43 $487.60 plus tax
Another dealership offered: adjusted msrp $44,209. $1500 drive offs, 12k, 39 month lease $495 with $1500 down/drive-off and $540 with zero out of pocket. Tax included.
Thoughts on these deals? Again, I'm in CA.
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All trims
Program runs through August 1st
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You definitely want to go with 39 months.
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Note I am going off Truecar prices..
QX60 Premium, Premium plus, deluxe tech packages.
MSRP: $57,045
Location: Florida
Mileage: 12,000
Length: 39mos
Trade in value: $1000
Dealer doc fee: $995
AAA savings: $100
Truecar certified price: $50,821
Title+reg: 590.56
I am using MF of .00087 and residual @59%.
Total month (incl tax): $553
Cheers!
at $517+tax= $555 with $2267.07 due at signing,
delux tech theater package in NJ
any comments??
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So I updated it to use .00098 MF and 58% residual. Is that correct? If so, I now end up with $577/mo.
Cheers.
What are you using for the CAP cost?
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Thanks.
39/10 is definitely 60%, and it's nationwide.
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MSRP = $50,540
Gross Cap. Cost = $44,799.55
Cap Cost Reduction from trade = $1287
Adjusted Cap Cost = $43,512,55
Residual Value = $28,807.80
Base Monthly Payment: $439.96
Monthly Sales Tax = $2.04 (lower due to trade in, saved $22/month by trading so really only lost $429 on trade equity if you figure I am saving $858 over the 39 months)
Total Monthly Payment = $442
Thought overall it was a pretty good deal and thank the forum for the information provided. Very useful for negotiating.
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What you are missing is the adjusted CAP cost. There is at least the $700 acquisition fee to be rolled into the CAP cost. If you add that in, I get $378/mo.+tax, so that's not too far off.
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MSRP $55,910 (includes Prem, Prem Plus and Deluxe Tech packages)
Selling Price: $50795
Residtual 59%
MF 0.00098
39 months, 10k/miles
Inclusive of CA taxes, $619/month with 0 down.
How does that look?
Is it ZERO due at signing?
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39/12k
FWD
2016 QX60
Deluxe tech, premium, premium plus, splash guards, theater pkg
MSRP $57260
Residual : 32210.80
CAP Cost: ?
---
( secutiry deposits @ $650 = $5850)
Drive off: $1099.37
PMT: $538.42 (Including tax)
Do you think I can do better?
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I am using 9 MSD's to lower the MF.
The MF is .00008
* ( Without MSD's the MF is .00098)
I do not know the cap cost. This was provided to my via email
With $1100 drive off, in addition to the MSDs, that looks pretty good.
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2016 QX60 AWD w/prem and prem+
MSRP: 50,810
Sale price: 45,650
Cap/net cap: 45,650
Residual: 60% = 30,486
39/10
MF: .00087
Monthly payment: $455.06
Due up front:
Tax (MN @ 7.275% ): 1,292
License/title: 627
Acquisition fee: 700
Doc fee: 75
1st payment: 455
= 3,149
Do you know if the $700 acquisition fee is marked up?
Thank you in advance!
Amy
so now it as the prem, prem plus, deluxe and theater packages
0 down, 0 drive-off
39months
MSRP: $57,260
Money factor: .00098
Residual: .59
Selling:$ 53,400
payment: 598+tax
how is that looking
Thanks in advance
$700 is the base acquisition fee.
If you like the selling price, then you are good to go.
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QX60 AWD Premium, Premium Plus
MSRP $50,540
Agreed upon value of vehicle $45,745
$2,300 Inception fees
$495 39/10.
How does the deal seem?
Thanks
With your prices, I get $462/mo plus tax.
What state and tax rate is this?
What does the $2300 cover, specifically?
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