Lost in NYC: Please post the dealer and sales person you are using, I am in NY also and my dealer just tried to pull a fast one so I am shopping again. Thanks
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Here is my numbers
2016 INFINITY QX60 3.5L V6 AWD
premium plus package
driver assistance package
premium package
MSRP 52740
Savings 4285
Market Value 48455
Total Purchase 48455
Doc Fee 250
Tax 34.09
Net Price 48739.09
Residual amount 31116 (58.9)
with 9 MSDs and
0 down 532
1500 down 493
3000 down 454
and 1515.22 UPFRONT for fees
WHAT DO YOU THINK?
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi, my payment includes NJ taxes. Does this help??
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi, my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi, my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
The MSRP is 59290, but lease is based off of discounted price of $52900. Residual is 63% or 37352. Money Factor is .00135.
There is no cap cost reduction. The $2275 is just your fees, i.e. 1st months payment, DMV, Doc Fee, etc.NJ sales tax is 7%
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi, my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
The MSRP is 59290, but lease is based off of discounted price of $52900. Residual is 63% or 37352. Money Factor is .00135.
There is no cap cost reduction. The $2275 is just your fees, i.e. 1st months payment, DMV, Doc Fee, etc.NJ sales tax is 7%
msrp 59060 selling 53200 rv 63% mf 0.00135 2000 down towards taxes and fees monthly 589.70
in NJ
is that a good deal?? Please advice!!
10k miles/39 months
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi, my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
The MSRP is 59290, but lease is based off of discounted price of $52900. Residual is 63% or 37352. Money Factor is .00135.
There is no cap cost reduction. The $2275 is just your fees, i.e. 1st months payment, DMV, Doc Fee, etc.NJ sales tax is 7%
hope I answered your question
I still can't make the math work. I confirm the MF and residual used, but when I plug in your prices for a 39 month lease, I get $520/mo. Even if I change the lease term to 36 months, the payment is still only $554/mo.
I do not see how the dealer is quoting $589/mo unless the cap cost is higher than the $52,900 the dealer is using.
On the 2015 AWD QX60 does the RV change with the options? For example is the RV the same (39/12) with the just the premium/premium plus vs. a car that also includes the deluxe tech package.
On the 2015 AWD QX60 does the RV change with the options? For example is the RV the same (39/12) with the just the premium/premium plus vs. a car that also includes the deluxe tech package.
Thanks. This site is very helpful.
The 2015 AWD QX60 has the same numbers for all trim/option combinations.
I am getting a quote for a QX60 MSRP of 48,740. Cap Cost of $43,421 for a 39 month 12k lease. Total down is $1250 to cover inceptions. The dealer is coming up with a $509 lease price in Florida 6% tax. I used the edmunds calculator and came up to a payment of $486 with a MF .00147 and Residual of 61% (29,731). I asked what the difference was and they said the adjusted cap cost was $44,219 due to a bank acquisition fee of $800. Is this bank fee normal and is this a good deal at a $509 price.
I am getting a quote for a QX60 MSRP of 48,740. Cap Cost of $43,421 for a 39 month 12k lease. Total down is $1250 to cover inceptions. The dealer is coming up with a $509 lease price in Florida 6% tax. I used the edmunds calculator and came up to a payment of $486 with a MF .00147 and Residual of 61% (29,731). I asked what the difference was and they said the adjusted cap cost was $44,219 due to a bank acquisition fee of $800. Is this bank fee normal and is this a good deal at a $509 price.
I get $480/mo.+tax, using their CAP cost. I think the acquisition fee for Infiniti is $700. There is an acquisition fee on every lease.
$509/mo. + $1250 due at signing seems like a pretty good deal for a $49K MSRP vehicle.
Mods - New to the leasing world and trying to follow along , Looking to buy the QX60 AWD in the VA area . I am looking for a sales price of 39890 , infinity has a national deal with 369 plus 2000 due at signing plus taxes , tags etc . Whats a good number i can quote for , I have come with the below numbers are they indicative of a good pricing what would you suggest i aim for .
Selling Price 39890 Down Payment 0 Net Capitalized Cost 39890 Residual % 60% Residual value 23934 Term 39 MF 0.0007 APR 1.68 DEPRECIATION FEE 409.13 FINANCE FEE 44.68 SALES TAX 41.94 TOTAL 495.74
Mods - New to the leasing world and trying to follow along , Looking to buy the QX60 AWD in the VA area . I am looking for a sales price of 39890 , infinity has a national deal with 369 plus 2000 due at signing plus taxes , tags etc . Whats a good number i can quote for , I have come with the below numbers are they indicative of a good pricing what would you suggest i aim for .
Selling Price 39890 Down Payment 0 Net Capitalized Cost 39890 Residual % 60% Residual value 23934 Term 39 MF 0.0007 APR 1.68 DEPRECIATION FEE 409.13 FINANCE FEE 44.68 SALES TAX 41.94 TOTAL 495.74
South Florida Lease MSRP: 53,060.00 Sell Price: 46,673.67 Fees: 1868.98 Total Lease: 48,542.85 Out of Pocket: $1250.00 39/12 Payment: 549.00 Fl tax included
South Florida Lease MSRP: 53,060.00 Sell Price: 46,673.67 Fees: 1868.98 Total Lease: 48,542.85 Out of Pocket: $1250.00 39/12 Payment: 549.00 Fl tax included
South Florida Lease MSRP: 53,060.00 Sell Price: 46,673.67 Fees: 1868.98 Total Lease: 48,542.85 Out of Pocket: $1250.00 39/12 Payment: 549.00 Fl tax included
included: Driver and Passanger front tint and Home Delivery.
Thoughts or Opinions?
Assuming FWD, .00147 and 61%. I get $566 per month with those numbers. Your deal looks pretty good by comparison.
Always forget to add FWD!!! It took some work but i got what I wanted, was originally at 529.00 but i wanted a car with graphite interior not Java. So got Black on Black. The car is coming from over 200 miles away on a carrier, could not be happier with this deal.
South Florida Lease MSRP: 53,060.00 Sell Price: 46,673.67 Fees: 1868.98 Total Lease: 48,542.85 Out of Pocket: $1250.00 39/12 Payment: 549.00 Fl tax included
included: Driver and Passanger front tint and Home Delivery.
Thoughts or Opinions?
Assuming FWD, .00147 and 61%. I get $566 per month with those numbers. Your deal looks pretty good by comparison.
Always forget to add FWD!!! It took some work but i got what I wanted, was originally at 529.00 but i wanted a car with graphite interior not Java. So got Black on Black. The car is coming from over 200 miles away on a carrier, could not be happier with this deal.
Mods - New to the leasing world and trying to follow along , Looking to buy the QX60 AWD in the VA area . I am looking for a sales price of 39890 , infinity has a national deal with 369 plus 2000 due at signing plus taxes , tags etc . Whats a good number i can quote for , I have come with the below numbers are they indicative of a good pricing what would you suggest i aim for .
Selling Price 39890 Down Payment 0 Net Capitalized Cost 39890 Residual % 60% Residual value 23934 Term 39 MF 0.0007 APR 1.68 DEPRECIATION FEE 409.13 FINANCE FEE 44.68 SALES TAX 41.94 TOTAL 495.74
Sorry for not catching this the first time. Residual is a percentage of MSRP, not the selling price. Did they give you that residual amount, or did you calculate it?
The IFS numbers are .00135 MF and 60% residual for 39 months, 15K/yr
Sorry about the residual calculation - The calculation below i have verified on edmunda also . Should i shoot for the below rate ( Virginia the Salex tax is on the purchase price of the vehicle ) this is a 39/12 lease , can you verify the MF and Residual % i have used
1. Sticker Price of the car + options 45395 2. Times the residual value percentage 60% 3. Equals the residual value 27237 4. Invoice price of car minus incentives (net capitalized cost) 40512 5. Minus the residual (from line 3) 6. Equals the depreciation over 36 months 13275 7. Depreciation (line 6) divided by term in months 39 8. Equals the monthly depreciation payment 340.3846154 9. Net capitalized cost (From line 4) $40,512 10. Plus the residual (From line 3) $27,237 11. Equals $67,749 12. Times the money factor 0.00135 13. Equals money factor (interest) payment portion $91.46 14. Monthly depreciation payment (from line 8) $340 15. Plus money factor payment portion (from line 12) $91 SALES TAX 42.59 16. Equals bottom-line monthly lease payment $474
Sorry about the residual calculation - The calculation below i have verified on edmunda also . Should i shoot for the below rate ( Virginia the Salex tax is on the purchase price of the vehicle ) this is a 39/12 lease , can you verify the MF and Residual % i have used
1. Sticker Price of the car + options 45395 2. Times the residual value percentage 60% 3. Equals the residual value 27237 4. Invoice price of car minus incentives (net capitalized cost) 40512 5. Minus the residual (from line 3) 6. Equals the depreciation over 36 months 13275 7. Depreciation (line 6) divided by term in months 39 8. Equals the monthly depreciation payment 340.3846154 9. Net capitalized cost (From line 4) $40,512 10. Plus the residual (From line 3) $27,237 11. Equals $67,749 12. Times the money factor 0.00135 13. Equals money factor (interest) payment portion $91.46 14. Monthly depreciation payment (from line 8) $340 15. Plus money factor payment portion (from line 12) $91 SALES TAX 42.59 16. Equals bottom-line monthly lease payment $474
You changed a lot of the numbers from the first post, but yes.... with these numbers, your calculations are correct.
Above were my numbers for a 39/12 lease . I was able to negotiate a 39/15 lease for 514 in Virginia with 4.1% sales tax . No down all taxes tags etc baked into monthly . Is this a good deal ??
Above were my numbers for a 39/12 lease . I was able to negotiate a 39/15 lease for 514 in Virginia with 4.1% sales tax . No down all taxes tags etc baked into monthly . Is this a good deal ??
If you're adding the taxes and fees to the selling price, what is that adjusted amount?
Comments
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Here's the deal I'm working with in NY on 2016 qx60 awd msrp $59290.
Selling price $54352
39/10
Monthly $638 with nothing upfront but first payment and tags. Yay or nay?
What is the adjusted cap cost, with all taxes and fees added into the selling price?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 INFINITY QX60 3.5L V6 AWD
premium plus package
driver assistance package
premium package
MSRP 52740
Savings 4285
Market Value 48455
Total Purchase 48455
Doc Fee 250
Tax 34.09
Net Price 48739.09
Residual amount 31116 (58.9)
with 9 MSDs and
0 down 532
1500 down 493
3000 down 454
and 1515.22 UPFRONT for fees
WHAT DO YOU THINK?
Could you pls post 10k / 12k residual/MF for a 2016 QX60 for whatever their current term leases are standard (36 or 39)?
Also, is it correct that Infiniti allows you to put down up to 9 MSDs? Purchasing the car in NJ and would be registering it in NY.
Thanks
Are the lease residuals/MF different in different regions as well?
.00135 MF and 63%/62% residual for 39 mo, 10K/12K/yr.
Yes.. Infiniti allows 9 MSDs, assuming the NJ dealer will do that for a NY resident.
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msrp 59060
selling 53200
rv 63%
mf 0.00135
2000 down towards taxes and fees
monthly 589.70
in NJ
is that a good deal?? Please advice!!
I confirm the MF and residual values.
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
For 39/10, the residual should be 63%, not 59%.
I'd want to get that straightened out, before going any further.
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my payment includes NJ taxes. Does this help??
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi,
my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
Edmunds Price Checker
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
hope I answered your question
hope I answered your question
However, when I use your prices, I get $532/mo. I would confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.
Hi,
my payment includes NJ taxes. Does this help??
What is the tax rate? It would help to know the adjusted cap cost - selling price with all taxes and fees added in that aren't being covered with the $2000 due at signing.
hope I answered your question
I still can't make the math work. I confirm the MF and residual used, but when I plug in your prices for a 39 month lease, I get $520/mo. Even if I change the lease term to 36 months, the payment is still only $554/mo.
I do not see how the dealer is quoting $589/mo unless the cap cost is higher than the $52,900 the dealer is using.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 qx60
MSRP-59790
selling- 53,500
I have been quoted:
MSRP- 59790
selling- 54,703 (plus tax and fees)
RV-58%
MF of .00070
for 39mo/12K.
Are these reasonable RV, and MF? Would it be reasonable to ask a selling price of $53,500?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
TIA
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks. This site is very helpful.
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$509/mo. + $1250 due at signing seems like a pretty good deal for a $49K MSRP vehicle.
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These numbers are set to expire on 6/30/16
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Selling Price 39890
Down Payment 0
Net Capitalized Cost 39890
Residual % 60%
Residual value 23934
Term 39
MF 0.0007
APR 1.68
DEPRECIATION FEE 409.13
FINANCE FEE 44.68
SALES TAX 41.94
TOTAL 495.74
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South Florida Lease
MSRP: 53,060.00
Sell Price: 46,673.67
Fees: 1868.98
Total Lease: 48,542.85
Out of Pocket: $1250.00
39/12
Payment: 549.00 Fl tax included
P1, P2, Driver Assist, Theather Package, 20" wheels and mud flaps.
included: Driver and Passanger front tint and Home Delivery.
Thoughts or Opinions?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Congrats!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sorry for not catching this the first time.
Residual is a percentage of MSRP, not the selling price.
Did they give you that residual amount, or did you calculate it?
The IFS numbers are .00135 MF and 60% residual for 39 months, 15K/yr
Not many of your numbers match up.
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1. Sticker Price of the car + options 45395
2. Times the residual value percentage 60%
3. Equals the residual value 27237
4. Invoice price of car minus incentives (net capitalized cost) 40512
5. Minus the residual (from line 3)
6. Equals the depreciation over 36 months 13275
7. Depreciation (line 6) divided by term in months 39
8. Equals the monthly depreciation payment 340.3846154
9. Net capitalized cost (From line 4) $40,512
10. Plus the residual (From line 3) $27,237
11. Equals $67,749
12. Times the money factor 0.00135
13. Equals money factor (interest) payment portion $91.46
14. Monthly depreciation payment (from line 8) $340
15. Plus money factor payment portion (from line 12) $91
SALES TAX 42.59
16. Equals bottom-line monthly lease payment $474
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Premium, Premium Plus
MSRP: $48,510
Quote: $42,526
CA
36 mo / 10k or 12k
39 mo / 10k or 12k
Thank you.
Packages: Premium Package + Premium Plus Package + Theater Package + Driver Assistance Package
12K miles / 36 months
MSRP: $53,645
Quote: $50,369.47
Residual: 62%
MF: 0.00135
Fees: $1768.98
Down payment: $3500
Monthly payment: $623.58
in NJ
math works?
good deal?
.00147 and 61% for 12K, 62% for 10K
Your prices result in a payment of $426/mo, before tax, for 39/10.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What is the adjusted cap cost?
Is the remainder of the $3500 after fees going to cap reduction?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Above were my numbers for a 39/12 lease . I was able to negotiate a 39/15 lease for 514 in Virginia with 4.1% sales tax . No down all taxes tags etc baked into monthly . Is this a good deal ??
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige